Archery Capital
Archery Capital Pty Ltd is an Australian non-bank lender (AFSL No. 504586) founded in 2016 that provides secured short-term business loans ($300k-$7M) to SMEs and operates a wholesale mortgage investment fund for UHN investors. It operates from four Australian offices with a sub-10-person team led by ex-NAB executives.
- Company typePrivate
- Founded2016
- HeadquartersNew York, United States
- Headcount1–10
- GTM typeB2B
- OfferingServices
What Archery Capital does
Archery Capital Pty Ltd is an Australian non-bank financial services company founded in 2016 by former senior banking professionals (notably ex-National Australia Bank executives) that provides secured short-term business loans to small and medium enterprises and operates a wholesale mortgage investment fund on the funding side. The company was established to fill a gap left by tightened post-GFC bank lending criteria, offering fast, case-by-case underwriting to SMEs declined or underserved by major banks. In June 2018, ASIC granted Archery its own Australian Financial Services Licence (AFSL No. 504586), enabling it to manage the Archery Capital Mortgage Investment Fund (ACMIF) on behalf of wholesale and sophisticated investors, including individuals, companies, trusts, and SMSFs.
The company's core product is secured business loans ranging from $300k to $7M at rates from 9.99% p.a., with terms of 1-12 months, LVR up to 75%, and security via first or second registered mortgages or caveat loans. Use cases span cashflow, tax debt, business growth, property/site acquisitions, bridging finance, debt consolidation, residual stock, subdivisions, and mezzanine funding. Since inception, ACMIF has settled in excess of $150M in loans, currently manages $20M-$30M, serves 60+ wholesale investors, and has averaged investor returns above 10% p.a. A complementary brokering services line connects declined borrowers with alternative short-term funding through an external broker network. The technology stack combines a Finpower-integrated online application portal, a Salesforce-based broker login, and proprietary client portals supporting a 24-hour due diligence turnaround and a 3-business-day settlement promise.
Revenue is generated through three streams: net interest spread on the on-book loan portfolio, management and performance fees on ACMIF, and broker transaction fees. Distribution is entirely domestic Australian across four offices (Sydney headquarters, Melbourne, Brisbane, Perth), with a small 1-10 employee team led by CEO Prini Acharrie, COO Paul Bailey, CIO Chew Mar (appointed October 2024), and CAO Kay Sprague. The October 2024 capital partnership with a prominent Australian lender materially expanded funding capacity, while no acquisitions, external funding rounds, or international expansion have been disclosed.
Archery Capital firmographics
Firmographics- Name
- Archery Capital
- Legal name
- Archery Capital Pty Ltd
- Website
- https://archerycapital.com.au
- Company type
- Private
- Founded year
- 2016
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- Archery Capital Pty Ltd is an Australian non-bank lender (AFSL No. 504586) founded in 2016 that provides secured short-term business loans ($300k-$7M) to SMEs and operates a wholesale mortgage investment fund for UHN investors. It operates from four Australian offices with a sub-10-person team led by ex-NAB executives.
- Ownership category
- akta.pro rank
Archery Capital industry classification
Industry- Product category
- Non-Bank Business Lending
- NAICS
- Credit Intermediation and Related Activities (522), Mortgage and Nonmortgage Loan Brokers (52231), Other Financial Investment Activities (5239)
- SIC
- Short-Term Business Credit Institutions (6153), Loan Brokers (6163), Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Large-Cap / Sponsor Finance Direct Lending (FSANADAJ)
- akta.pro secondary industries
- Real Estate Private Credit (CRE Debt) (FSANADAG), Commercial Mortgage Brokerage (FSAEAEAB)
Keywords
Where Archery Capital is headquartered
LocationHeadquarters
- HQ city
- New York
- HQ country
- United States
- HQ region
- North America
Offices4 records
Markets served
Archery Capital business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Interest Income from Business Loans: Archery Capital earns interest income on short-term business loans with rates starting from 9.99% p.a., loan facilities up to $7M, and terms of 1-12 months.
- Mortgage Investment Fund Management: Manages the Archery Capital Mortgage Investment Fund which provides wholesale investors opportunities to invest in loans backed by first mortgage residential and commercial property. The fund generates management fees and interest spread income.
- Brokering Services: Through extensive broker network, provides refinancing solutions, debtor finance connections, and connects borrowers with alternative short-term funding options.
- Investor Returns Distribution: Income derived from spread between loan interest rates charged to borrowers and returns paid to investors (targeted net returns from 10% to over 15% per annum).
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Short-Term Business Loans from 9.99% p.a. |
| Other | Monthly | Mortgage Investment Fund Returns |
Go-to-market motion3 records
Distribution channels4 records
Marketing channels6 records
Archery Capital product offering
Product offeringCore offering
Archery Capital is a non-bank specialty finance company that provides secured short-term business loans to Australian SMEs (loan facilities up to $7M, rates from 9.99% p.a., terms of 1-12 months, up to 75% LVR). The company also manages the Archery Capital Mortgage Investment Fund (ACMIF), a wholesale managed investment vehicle that invests in first-mortgage residential and commercial property loans, targeting net returns of 10-15%+ p.a. for wholesale and sophisticated investors. A third line, Brokering Services, uses Archery's broker and banker networks to provide refinance solutions, debtor finance, and alternative short-term funding options for borrowers who do not fit major bank criteria.
Product overview
Archery Capital is a non-bank financial services company offering a unified suite of lending and investment products to the Australian SME sector. The core offering consists of Short-Term Business Loans providing secured finance from $300k to $7M, complemented by the Archery Capital Mortgage Investment Fund (ACMIF) enabling wholesale investors to participate in mortgage-backed lending. Brokering Services provide refinance solutions, debtor finance, and alternative funding connections. All products are delivered through their case-by-case approach with funding available in as little as 3 business days.
Differentiator
Problem solved
Functional benefit
Brands
- Archery Capital Mortgage Investment Fund (ACMIF): A wholesale mortgage investment fund providing eligible wholesale investors opportunities to invest in individual loans backed by first mortgage residential and commercial property across a range of different risk, rewards and investment terms.
Products and services
- Short-Term Business Loans Secured short-term business finance loans for Australian SMEs, loan facilities from $300k up to $7M, rates from 9.99% p.a., flexible terms of 1-12 months (longer on request), LVR up to 75% (higher on request). Security includes 1st Registered Mortgage, 2nd Registered Mortgage, and Caveat Loans on a case-by-case basis. Use cases cover cashflow, tax debt, business growth, property/site acquisitions, bridging finance, debt consolidation, residual stock, subdivisions, and mezzanine funding. Due diligence approvals within 24 hours and settlements within seven working days, with funds delivered in 3 business days.
- Archery Capital Mortgage Investment Fund (ACMIF) A wholesale managed investment fund that provides eligible Wholesale and Sophisticated Investors (individuals, companies, trusts, and SMSFs) opportunities to invest in individual loans backed by first mortgage residential and commercial property. Targeted net returns from 10% to over 15% per annum, monthly income distributions, minimum investment typically $50,000, and income derived from the spread between loan interest rates charged to borrowers and returns paid to investors. The fund has settled in excess of $150M in loans since inception, manages between $20M and $30M, and serves over 60 wholesale and sophisticated UHN investors, averaging returns above 10% p.a. since inception.
- Brokering Services Financial brokering services connecting borrowers with refinance solutions through broker and banker networks, debtor finance/cash flow funding, and alternative short-term funding options for businesses that do not fit standard bank criteria. The service leverages Archery Capital's extensive broker network to solve businesses' financial challenges and provides fee-based brokering referrals.
Quantifiable outcome
- Funds delivered in 3 business days from instruction
- +4 more outcomes
Companies that use Archery Capital
Customer profileNamed customers7 records
Segments3 records
Ideal customer profiles3 records
Archery Capital technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Archery Capital partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered minor and core.
- Melbourne StormminorArchery Capital became a sponsor of the Melbourne Storm rugby league team, hosting stakeholders at games as a way of thanking supporters for their business.
- Broker PartnerscoreExtensive network of brokers who refer borrowers to Archery Capital and assist with brokering services including refinance solutions and alternative short-term funding options.
- Hall & WilcoxminorLaw firm partner who has worked with Archery Capital on multiple transactions and can refer clients needing financial solutions.
- Bedrock FundingminorFinance broker who has set multiple transactions with Archery Capital and shares business ethics.
Scale indicators6 records
Recent moves8 records
Expansion highlights4 records
Archery Capital competitors and assessment
Company assessmentDirect peers
- Prospa: Australian online lender to small businesses, providing working capital, term loans, and lines of credit. Directly comparable target market (Australian SMEs underserved by banks) with overlapping product suite, though more technology-led origination than Archery's case-by-case model.
- La Trobe Financial: One of Australia's largest non-bank lenders and mortgage fund managers, operating the La Trobe Australian Credit Fund with wholesale investor capital. Highly comparable business model combining direct secured lending with a wholesale mortgage investment fund.
- Moula: Australian online lender providing working capital and growth finance to small businesses. Comparable SME target market and short-term working capital use cases; differentiated by a more digital/automated origination model.
- Capify: Australian SME working capital provider offering small business loans and cash advances. Comparable target market (small businesses turned away by banks) and short-term, higher-rate lending model.
- Wingate Group Holdings: Australian non-bank lender specializing in commercial property-backed loans to SMEs and property developers. Highly comparable in deal size, security type (1st/2nd mortgage), and case-by-case underwriting approach.
- Mortgageport: Australian non-bank mortgage lender providing residential and commercial loans through broker channels. Comparable product mix (mortgage-backed lending via brokers) and AFSL-licensed structure, though serving a broader customer set.
Broad incumbents
- Pepper Money: One of Australia's largest non-bank lenders, offering residential, commercial, and asset finance across a much broader portfolio. A scaled incumbent that competes in adjacent niches but with materially larger balance sheet and product range.
- Resimac: Australian non-bank lender and wholesale mortgage fund manager (Resimac Tri-Party Trust) with significant securitization programs. Comparable fund management business but at materially larger scale and broader product coverage.
- Firstmac: Australian non-bank mortgage lender with substantial wholesale funding programs and a long track record. Comparable mortgage fund and direct lending activities, but with much larger balance sheet and broader geographic product offering.
- Liberty Financial: Australian diversified non-bank financial services group providing residential, commercial, and asset finance plus investment products. A scaled incumbent whose investment and lending products overlap with Archery's SME and mortgage fund activities.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Archery Capital social profiles
Digital presenceArchery Capital compliance and trust
Trust signalCompliance1 record
Archery Capital financial estimates
Financial estimateRevenue estimate
Valuation estimate
Archery Capital leadership team
Management profileNumber of profiles
Profiles4 records
Archery Capital subsidiaries and ownership
Company hierarchySubsidiaries1 record
Archery Capital funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Archery Capital M&A and investment
M&A and investmentM&A
Investments6 records
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Archery Capital
What does Archery Capital do?
Archery Capital is a non-bank specialty finance company that provides secured short-term business loans to Australian SMEs (loan facilities up to $7M, rates from 9.99% p.a., terms of 1-12 months, up to 75% LVR). The company also manages the Archery Capital Mortgage Investment Fund (ACMIF), a wholesale managed investment vehicle that invests in first-mortgage residential and commercial property loans, targeting net returns of 10-15%+ p.a. for wholesale and sophisticated investors. A third line, Brokering Services, uses Archery's broker and banker networks to provide refinance solutions, debtor finance, and alternative short-term funding options for borrowers who do not fit major bank criteria.
Is Archery Capital a public or private company?
Archery Capital is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Archery Capital founded?
Archery Capital was founded in 2016. It employs 1 to 10 people.
Where is Archery Capital based?
Archery Capital is headquartered in New York, United States, in the North America region.
How does Archery Capital make money?
Four revenue lines are on record. Interest Income from Business Loans are the primary driver. The others are mortgage Investment Fund Management, brokering Services and investor Returns Distribution.
Who are Archery Capital's main competitors?
Direct peers on record are Prospa, La Trobe Financial, Moula, Capify, Wingate Group Holdings and Mortgageport. Broad incumbents are Pepper Money, Resimac, Firstmac and Liberty Financial.
Does Archery Capital have an API?
No public API is recorded for Archery Capital.
What industry is Archery Capital in?
Archery Capital's product category is Non-Bank Business Lending. Its primary akta.pro industry code is FSANADAJ, Large-Cap / Sponsor Finance Direct Lending, with a secondary code of FSANADAG, Real Estate Private Credit (CRE Debt). Its NAICS code is 522 and its SIC code is 6153.