GIA Insurance

What GIA Insurance does

GIA Insurance (also known as Galveston Insurance Associates) is an independent insurance agency headquartered in Galveston, Texas, founded in 1892 by Charles R. Brown. The firm operates as a privately held, multi-carrier agency offering personal lines, commercial lines, and employee benefits coverage, and currently employs over 40 licensed professionals across two offices in Galveston and Friendswood, serving Galveston County and the broader Houston Area.

The agency distributes a comprehensive product portfolio through dedicated Personal and Business coverage departments. Personal lines include homeowners, windstorm, flood, automobile, umbrella liability, boats/yachts, and a proprietary GIA Platinum High Value Homeowners program. Commercial lines span property, general liability, marine, workers' compensation, business auto, excess liability, surety bonding, and data breach coverage. The firm has also developed industry-vertical programs for contractors, oil & gas, petrochemical, wet marine, habitational/condo, food & beverage, and churches. Underlying technology is standard agency infrastructure: AMS360 management system, Vertafore-powered InsurLink client portal, Employee Navigator for benefits administration, and ePayPolicy for premium payments, with no disclosed proprietary AI or data platform.

GIA earns revenue primarily through commissions paid by carriers for placed business, supplemented by employee benefits brokerage. Its go-to-market is relationship-driven and field-based, executed through licensed Client Success Advisors and Risk Advisors augmented by inside-sales channels (website quote requests, phone service, client portal self-service). The firm has accumulated 134 years of operating history, including survival of major Gulf Coast storms (Alicia, Allison, Ike, Harvey, Beryl), and has been an IIABA Best Practices Agency from 2019-2025, with additional recognition as a Business Insurance Best Places to Work honoree in 2022 and 2025.

Name

GIA Insurance

Legal name

GIA Insurance

Website

https://gia-tx.com

Company type

Private

Founded year

1892

Operating status

Operating

Headcount range

11–50 employees

Short description

GIA Insurance is an independent, multi-carrier insurance agency founded in 1892 in Galveston, Texas, offering personal, commercial, and employee benefits coverage through 40+ licensed advisors across two offices serving Galveston County and the Houston Area.

Ownership category

akta.pro rank

Product category

Independent Insurance Agency (Property & Casualty and Employee Benefits)

NAICS

Insurance Agencies and Brokerages (52421)

SIC

Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Medicare Plan Distribution & Brokerage (Captive, Independent, FMOs) (FSAIAGAH)

Keywords

• Independent insurance agency
• Commercial lines coverage
• Personal lines insurance
• Employee benefits administration
• Coastal catastrophe coverage

Headquarters

HQ city

Galveston

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Insurance Commissions: GIA Insurance operates as an independent insurance agency earning commissions from insurance carriers for placing business. As an independent agency, they have access to multiple highly respected insurance companies to provide clients with coverage options.

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

GIA Insurance is an independent insurance agency that places personal, commercial, and employee benefits insurance coverages with multiple highly respected insurance carriers on behalf of clients. The agency operates through specialized departments staffed by licensed Client Success Advisors and Risk Advisors at offices in Galveston and Friendswood, Texas, offering coverage options across personal lines, business lines, and industry-specific verticals. Revenue is generated through carrier commissions on placed business, and the agency provides end-to-end service including quote generation, policy servicing, and catastrophe claims support.

Product overview

GIA Insurance is an independent insurance agency offering a comprehensive portfolio of commercial and personal insurance products through specialized departments. The agency provides Commercial Lines coverage including Commercial Property, General Liability, Marine, Worker's Compensation, Business Automobile, Commercial Excess Liability, Bonding, and Data Breach protection. For Personal Lines, GIA offers the GIA Platinum High Value Homeowners Program along with standard Homeowners, Windstorm, Flood, Automobile, Umbrella Liability, and Boats/Yachts coverage. The agency also serves specific industries including Contractors, Oil & Gas, Petrochemical, Wet Marine, Habitational/Condo, Food & Beverage, and Churches with tailored insurance solutions. Services are delivered through licensed Client Success Advisors and Risk Advisors via client portals integrated with Vertafore and Employee Navigator platforms.

Differentiator

Problem solved

Functional benefit

Products and services

• Commercial Property Insurance Insurance coverage for commercial buildings, equipment, inventory, and business assets against damage or loss; targeted at business and commercial clients.
• Commercial General Liability Insurance Coverage protecting businesses against third-party claims for bodily injury, property damage, and personal injury; targeted at business owners and commercial operators.
• Marine Insurance (Commercial) Insurance coverage for marine-related businesses including cargo, vessels, and marine operations; targeted at commercial marine operators.
• Worker's Compensation Insurance Coverage for employee injuries and illnesses sustained in the course of employment; targeted at business and commercial clients.
• Business Automobile Insurance Commercial vehicle insurance covering company cars, trucks, and fleets; targeted at business owners and commercial operators.
• Commercial Excess Liability Insurance Umbrella coverage providing additional liability protection above primary commercial policy limits; targeted at commercial clients.
• Bonding (Surety Bonds) Surety bonds for contractors and businesses including contract, commercial, and court bonds; targeted at contractors and businesses.
• Data Breach / Cyber Liability Insurance Cyber liability coverage protecting businesses from data breaches, network security failures, and privacy violations; targeted at business and commercial clients.
• GIA Platinum High Value Homeowners Program Specialized coverage program for high-value residential properties with customized protection and higher coverage limits; targeted at high-net-worth personal lines customers.
• Homeowners Insurance Standard coverage for residential properties protecting against dwelling damage, personal property loss, and liability; targeted at first-time homeowners through established residential customers.
• Windstorm Insurance Specialized coverage for wind and hail damage, particularly important for coastal properties in Texas; targeted at Texas Gulf Coast personal lines customers.
• Flood Insurance Coverage for flood damage, available through NFIP and private flood programs; targeted at residential property owners in coastal Texas.
• Automobile Insurance Personal auto coverage including liability, collision, comprehensive, and uninsured motorist protection; targeted at individual drivers.
• Personal Umbrella Liability Insurance Personal umbrella policies providing additional liability coverage above homeowners and auto limits; targeted at individual policyholders seeking asset protection.
• Boats/Yachts Insurance Watercraft coverage for boats and yachts including liability, physical damage, and marine protection; targeted at personal watercraft owners.
• Contractors Insurance Specialized coverage programs for contractors including general contractors, subcontractors, and specialty trades; targeted at construction industry businesses.
• Oil & Gas Insurance Coverage solutions for oil and gas industry operations including exploration, production, and service companies; targeted at Gulf Coast oil and gas operators.
• Petrochemical Insurance Specialized protection for petrochemical facilities including pollution liability, builder's risk, and riggers liability; targeted at petrochemical facility operators.
• Wet Marine Insurance Marine coverage for marine contractors, marinas, boat dealers, ship repairers, wharfingers, stevedoring, terminal operators, and charterers; targeted at Gulf Coast marine businesses.
• Habitational/Condo Insurance Exclusive property programs for condominiums and habitational risks including windstorm, flood, and directors & officers coverage; targeted at condo associations and habitational property owners.
• Food & Beverage Insurance Coverage for food and beverage businesses including food contamination, product recall, liquor liability, and supply chain protection; targeted at restaurants and food and beverage operators.
• Church Insurance Specialized coverage for churches including property, general liability, professional liability, violent incident coverage, pastoral liability, and directors & officers; targeted at churches and religious organizations.
• Employee Benefits Coverage Employee benefits coverage and administration for employer groups, supported through the Employee Navigator benefits platform; targeted at employers offering benefits to their workforce.

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration3 records

Partnerships

Three partnerships are on record, tiered core.

• Independent Insurance Agents & Brokers of America (IIABA / Big I)coreStrategic or Co-development Partner · 1 January 2019GIA is part of an elite group of 267 independent insurance agencies around the United States participating in the IIABA Best Practices Study Group from 2019-2025. Twenty-five of these agencies are in Texas and GIA is the only one in Galveston County.
• VertaforecoreTechnology or IntegrationVertafore provides the client portal (InsurLink) used by GIA for customers to access their insurance accounts and policy information online.
• Insurors Group LLCcoreChannel Partner/ Reseller/ DistributorGIA operates under Insurors Group LLC, which ranks among the top independent property/casualty agencies. Insurors Group provides agency network affiliations and insurance market access.

Scale indicators5 records

Recent moves7 records

Expansion highlights5 records

Broad incumbents

• Risk Strategies Company: National specialty insurance brokerage operating across the same vertical categories as GIA (marine, energy, real estate/habitational, contractors, food and beverage). Comparable on specialty risk placement, though significantly larger and multi-region.
• Woodruff Sawyer: Independent insurance brokerage with strong specialty practice in marine, energy, real estate, and nonprofit/habitational lines - directly overlapping with GIA's Oil & Gas, Petrochemical, Wet Marine, and Habitational/Condo specialties.
• Brown & Riding Insurance Services: Specialty insurance wholesaler/broker with expertise in construction, energy, marine, and habitational risks - verticals that overlap directly with GIA's specialty practices. Larger and wholesaler-oriented, but comparable on the specialty-lines side of GIA's book.
• Marsh McLennan Agency: Middle-market arm of global broker Marsh McLennan, active in Texas with comparable commercial P&C and employee benefits offerings. Overlaps with GIA on mid-market commercial placement and benefits distribution, though at materially greater scale.

Direct peers

• Cottingham & Butler: Privately held independent insurance brokerage with multi-line commercial, personal, and benefits capabilities. Comparable in independent-agency form, multi-vertical commercial specialization, and employee-benefits distribution.
• Assurance: Mid-market independent insurance agency with comparable size and a similar mix of commercial, personal, and benefits lines. Operates with multi-carrier independence and industry-vertical specialization akin to GIA's structure.
• Heffernan Insurance Brokers: Mid-sized independent commercial insurance brokerage with strong specialty verticals (construction, healthcare, nonprofits, marine). Comparable to GIA in independent-agency form factor, vertical-specialization approach, and mid-market commercial focus.
• Holmes Murphy: Independent insurance brokerage with comparable employee-benefits-heavy mix and multi-state independent-agency model. Similar in combining commercial P&C, personal lines, and an employee benefits practice under one independent roof.
• Higginbotham: Fort Worth, Texas-headquartered independent insurance agency of comparable size and multi-line model (commercial, personal, benefits). Closest geographic and structural analogue to GIA: independent, relationship-led, multi-carrier, with similar specialty commercial verticals and Texas Gulf Coast presence.
• Insurors Group LLC: Cluster group and affiliation partner that GIA operates under; ranked among Insurance Journal Top 20 Agency Partnerships and Top 100 Independent P&C Agencies. Directly comparable as an independent P&C agency network with overlapping carrier access and operational model.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• LinkedInlinkedin.com/in/garry-kaufman-3b156913
• Xx.com/GIAINSURANCE
• Facebookfacebook.com/GalvestonInsuranceAssociates

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about GIA Insurance