44 North Financial Partners

What 44 North Financial Partners does

44 North Financial Partners is an independent, privately held financial advisory firm founded in 2012 and headquartered at 254 Commercial Street, Suite 245, Portland, Maine. The firm provides comprehensive financial planning, wealth management, and retirement advisory services to high-net-worth individuals, families, corporate executives in transition, and business owners preparing for liquidity events. Its service catalog spans accumulation strategies, asset management, business planning, estate planning, retirement planning, risk management and insurance, tax planning, and specialized transitions work for career changes and business sales. The practice is operated by four founding partners — Matthew P. Carr, Christopher T. Dougherty (CFP, CRPC), Brian Prichard (AIF), and Chad Weber (J.D., CRPS) — together with Office Manager Mary Bennett, all of whom previously worked together at Morgan Stanley Smith Barney.

The firm's underlying technology is not proprietary. It runs on Commonwealth Financial Network's integrated web-based platform, including Investor360 for portfolio and account access and MyStreetScape for financial planning, supplemented by Commonwealth's suite of consumer-facing financial calculators. Commonwealth serves as the firm's broker/dealer and Registered Investment Adviser affiliate, providing market research, compliance infrastructure, investment universe access, and operational scale that the four-partner practice would not otherwise obtain independently. Client acquisition is relationship-led: direct consultations, referrals, professional network connections, and content marketing through the firm's website, social media channels, and educational article and newsletter library.

Revenue is generated through fee-based financial advisory services, typically structured as a recurring percentage of assets under management on an annual billing cadence. Specific fee schedules are not publicly disclosed; clients are directed to contact the firm for personalized consultations. The firm is restricted to serving residents of states in which its advisors are properly registered, with marketing focused on Maine and the broader New England region. There is no external institutional investment, no parent company, no subsidiaries, and no disclosed revenue or AUM figures.

Name

44 North Financial Partners

Legal name

44 North Financial Partners

Website

https://44northfp.com

Company type

Private

Founded year

2012

Operating status

Operating

Headcount range

1–10 employees

Short description

44 North Financial Partners is an independent, four-partner financial advisory firm in Portland, Maine, providing wealth management, retirement, estate, tax, and transition planning to high-net-worth individuals, executives, and business owners, operating on Commonwealth Financial Network's broker/dealer platform.

Ownership category

akta.pro rank

Product category

Wealth Management and Financial Advisory

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Security Brokers, Dealers & Flotation Companies (6211)

akta.pro primary industry

Comprehensive Financial Planning (FSAEAAAA)

akta.pro secondary industry

Corporate Finance & Capital Advisory (BPAHADAB)

Keywords

• Wealth management services
• Financial planning advisory
• Retirement planning services
• Asset management advisory
• Estate planning services

Headquarters

HQ city

Portland

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Financial Advisory and Wealth Management Fees: Fee-based financial advisory services typically charged as a percentage of assets under management (AUM), with services including accumulation planning, asset management, business planning, estate planning, financial planning, retirement planning, risk management/insurance, tax planning, and career/business transitions.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

44 North Financial Partners is an independent financial advisory firm that provides fee-based wealth management and financial planning services to individuals, families, executives, and business owners. Core offerings include accumulation planning, asset management, business planning, estate planning, comprehensive financial planning, retirement plan savings, risk management/insurance, tax planning, and transitions services for career changes and business sales. The firm delivers these services through a partnership with Commonwealth Financial Network, which provides brokerage infrastructure, technology platforms (Investor360, MyStreetScape), and institutional-level investment research.

Product overview

44 North Financial Partners offers a comprehensive suite of financial advisory services through a unified advisory practice. The firm provides core wealth management services including accumulation strategies, asset management, financial planning, retirement planning, estate planning, business planning, tax planning, risk management/insurance, and specialized transitions services for career changes, retirement, and business sales. The firm complements its advisory services with client-facing digital resources including financial calculators (auto, investment, mortgage, savings, retirement, tax) and educational content (newsletters and articles) all facilitated through their broker/dealer partnership with Commonwealth Financial Network.

Differentiator

Problem solved

Functional benefit

Products and services

• Accumulation Services Wealth accumulation strategies to help clients grow their assets over time.
• Asset Management Professional portfolio management tailored to individual client goals, risk tolerance, and investment preferences.
• Business Planning Strategic planning services for business owners including retirement plan structures and business sale preparation.
• Estate Planning Coordination of estate plans, trusts, wills, and inheritance strategies to preserve and transfer wealth.
• Financial Planning Comprehensive financial plans addressing cash flow, retirement goals, education funding, and overall financial wellness.
• Retirement Plan Savings Retirement planning services including 401(k) guidance, IRA strategies, and Social Security optimization.
• Risk Management / Insurance Insurance analysis and risk management strategies to protect clients' financial security.
• Tax Planning Tax-efficient investment strategies, deduction planning, and year-end tax planning to minimize tax liability.
• Transitions Services Specialized guidance for career changes, retirement transitions, and business sales, including equity compensation and benefit optimization.

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Commonwealth Financial NetworkcoreStrategic or Co-development PartnerRegistered Investment Adviser-broker/dealer that supports independent advisors. Commonwealth manages $232.5 billion in total account assets and provides infrastructure including market research, financial planning expertise, technology platform (Investor360, MyStreetScape), and a wide universe of investment options. The firm is independently owned and managed, allowing 44 North to act in clients' best interests without pressure to promote proprietary products.

Scale indicators3 records

Recent moves5 records

Expansion highlights4 records

Direct peers

• Creative Planning: One of the largest independent RIAs in the U.S., providing wealth management, financial planning, and business advisory services. Closely mirrors 44 North's comprehensive, fee-based service architecture at much larger scale.
• Homrich Berg: Privately held, fee-only RIA providing wealth management and financial planning to HNW individuals and families. Strong analog for partner-owned, conflict-free advisory firms.
• Cambridge Investment Research: Independent broker-dealer supporting thousands of independent financial advisors with similar Commonwealth-like infrastructure. Highly comparable operating model to 44 North's affiliation with Commonwealth Financial Network.
• Mariner Wealth Advisors: Large independent RIA offering comprehensive financial planning, tax, estate, and transition services to HNW individuals and business owners. Directly comparable fee-based advisory model with no proprietary product bias.
• Krilogy Financial: Mid-sized independent RIA offering financial planning, investment management, and business transition advisory. Comparable in structure and target clientele, though larger in scale.

Broad incumbents

• Edward Jones: Large national wirehouse/incumbent serving individual investors with financial planning and investment services. Broad incumbent in the same retail wealth management category as 44 North, with overlapping but not specialized offerings.
• Fidelity Wealth Management: Major incumbent in retail wealth management offering advisory, brokerage, and retirement planning services. Competes broadly with 44 North for HNW clients but with scale, proprietary funds, and digital tools unavailable to small RIAs.
• Raymond James Financial: Diversified financial services firm with a substantial wealth management segment. Comparable as an incumbent provider of investment advisory services to individual clients, though with a much broader product portfolio.

Emerging players

• Betterment for Advisors: Digital wealth management platform with an advisor-channel offering that competes with traditional RIAs on price and technology. Emerging threat to fee-based advisory economics, particularly for younger mass-affluent clients.

Regional players

• H.M. Payson & Co. Portland, Maine-based independent investment management and trust services firm serving individuals, families, and institutions. Highly relevant as a direct regional competitor operating in the same Maine wealth management market.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/Team44North
• Facebookfacebook.com/44-North-Financial-Partners-1621689711420084
• LinkedInlinkedin.com/company/44-north-financial-partners

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about 44 North Financial Partners