Agents National Title Insurance Co.

What Agents National Title Insurance Co. does

Agents National Title Insurance Co. (ANTIC) operates as the agent-facing customer center and legacy brand within Essent Title Insurance, Inc., a wholly-owned U.S. subsidiary of Essent Group Ltd. (NYSE: ESNT), a Bermuda-domiciled holding company founded in 2008 by Mark A. Casale with $500 million of initial equity funding. Essent Title delivers data-driven title underwriting and settlement/closing services to independent title agents, mortgage lenders, and loan servicers across the United States, also conducting business as Boston National Title (BNT). Core products include fast-turn title underwriting decisions, comprehensive title and property reports, closing protection letters (CPLs), notary closing fulfillment via an approved professional network, and online claims submission through a dedicated portal. The title segment sits alongside the parent's larger mortgage insurance business (Essent Guaranty, Inc.) and credit union solutions line (CUW Solutions), with the parent operating at approximately $6B market capitalization and approximately $240B of insurance in force.

The underlying technology stack combines proprietary title production software with an extensive integration footprint spanning more than 40 loan origination systems (ICE Mortgage Technology Encompass including Partner Connect, Black Knight LoanSphere Empower, Calyx Path/Point, Fiserv Mortgage Director and UniFi PRO, Meridianlink, MortgageFlex LoanQuest, LendingPad, OpenClose, Vesta, Mortgage Cadence, BytePro, Blue Sage, and others), pricing engines (Optimal Blue, Polly, Mortech, Lender Price, PMI Rate Pro, PriceMyLoan, Nano LOS), point-of-sale platforms (Blend, Cloudvirga, Feewise, MortgagebotPOS), document delivery (Conduent BlitzDocs, RealEC, Nexsys), and B2B APIs using EDI and XML protocols. Supporting platforms include the Rate Finder pricing engine, Essent Online for MI ordering and certificate management, the Technology Connections integration hub, the EssentIQ homebuyer affordability calculator, and the EssentEngage thought leadership platform. Backed sub-brands include EssentFLEX (customizable BPMI), and the partnership with the HUD-approved Finally Home! homeownership education program.

Revenue is generated from title insurance premiums on issued policies and endorsements, plus transaction-based settlement and closing service fees that vary by property location, transaction type, and loan amount. Distribution occurs through direct enterprise sales to national lender accounts, the ANTIC self-serve agent portal on NetSuite, the Boston National Title ordering platform, and channel partner integrations through major LOS environments. The company is GDPR- and CCPA-compliant on data handling, operates from Radnor, PA (corporate) and Winston-Salem, NC (mortgage insurance operations), and was led by Christopher G. Curran (President, Essent Guaranty, 2021 promotion), David Weinstock (CFO, March 2023), and William P. Higgins (President, Essent Title Insurance, Inc., January 2025).

Name

Agents National Title Insurance Co.

Legal name

Essent US Holdings, Inc.

Website

https://agentstitle.com

Company type

Public

Founded year

2008

Operating status

Operating

Headcount range

11–50 employees

Short description

Agents National Title Insurance Co. (ANTIC) is the agent-facing title underwriting portal of Essent Title Insurance, Inc., a wholly-owned subsidiary of Essent Group Ltd. (NYSE: ESNT). It provides data-driven title underwriting, settlement services, and integration-based distribution to independent title agents, lenders, and loan servicers across the United States.

Ownership category

akta.pro rank

Product category

Title Insurance

NAICS

Direct Title Insurance Carriers (524127), Title Abstract and Settlement Offices (541191), Insurance Agencies and Brokerages (52421)

SIC

Title Insurance (6361), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Title Insurance & Underwriting (BPAJAOAA)

akta.pro secondary industries

Title Search & Examination (BPAJAOAB), Closing & Settlement Services (Settlement Agents) (BPAJAOAE), Document Preparation & Recording Services (Deeds, Liens) (BPAJAOAG), Closing Coordination & Transaction Management (Broker/Agent Support) (BPAJAOAH)

Keywords

• Title insurance underwriting
• Title settlement services
• Closing protection letters
• Title production software
• Real estate title reports

Headquarters

HQ city

Columbia

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Title Insurance Premiums: Title insurance products providing coverage for real property transactions. Premiums are collected at closing and provide protection against title defects, liens, and other encumbrances.
2. Settlement/Closing Services: Title and settlement/closing services provided through orders placed via website or order management portal. Fees specified in rate schedules provided to customers.
3. Title Insurance Policies and Endorsements: Issuance of title insurance policies, endorsements, and closing protection letters (CPLs) for real property transactions.

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels5 records

Core offering

Agents National Title Insurance Co. (operating as the ANTIC Customer Center of Essent Title Insurance, Inc.) provides title underwriting and settlement/closing services for real property transactions. The company delivers data-driven underwriting decisions, comprehensive title and property reports, closing protection letter (CPL) issuance and validation, online claims submission, and a professional network of approved closing professionals to manage notary closings for independent title agents, lenders, and servicers.

Product overview

Essent Group Ltd. operates as a comprehensive mortgage insurance and title insurance platform offering multiple integrated products and services. The core product portfolio includes mortgage insurance solutions (Borrower-Paid Monthly/Single, Lender-Paid Monthly/Single, Split Premium, and EssentFLEX), title underwriting services, and title & settlement services. Supporting platforms include Rate Finder for rate quotes, Essent Online for MI ordering and servicing, Technology Connections for LOS/PPE/DDS integrations, and EssentIQ for homebuyer education. The company also provides EssentEngage for thought leadership content and various training resources. The architecture combines core insurance products with technology platforms that integrate with industry-standard loan origination systems, pricing engines, and document delivery services.

Differentiator

Problem solved

Functional benefit

Brands

• EssentEDGE: Rate pricing engine for mortgage insurance products.
• EssentFLEX
• EssentIQ
• EssentEngage

Products and services

• Title Underwriting Title underwriting services delivering data-driven underwriting decisions, comprehensive title production solutions including title and property reports, and access to a professional network of approved closing professionals for independent title agents.
• Title and Settlement Services Full title and settlement/closing services including ordering, lender and servicer support, a national accounts team, and covered-state verification for real property transactions.
• CPL Validator Standalone web tool that validates a closing protection letter by entering a CPL number and validation code, available to title agents and lenders.
• Online Claims Submission Online portal where insureds submit notice of claims against title insurance policies, capturing insured information, property details, policy information, and title issues.
• ANTIC Customer Center (Agents National Title Insurance Co. Agent Login) Secure online customer center that gives independent title agents access to Agents National Title Insurance Co. underwriting services, order submission, and transaction management.
• Boston National Title Ordering Platform Web-based ordering platform where lenders and agents submit orders for title and settlement services and request title insurance quotes.
• Boston National Title Instant Quote Online tool that produces a title insurance quote, used by lenders, agents, and other real estate transaction participants.

Quantifiable outcome

• Decisions delivered in seconds through data-driven technology
• +1 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration44 records

Feature5 records

Partnerships

19 partnerships are on record, tiered core.

• ICE Mortgage Technology (Encompass)coreTechnology or IntegrationDeep integration with Encompass Partner Connect (EPC) and standard/classic Encompass platforms enabling rate quotes, delegated/non-delegated MI ordering, document uploads, and coverage activation directly within the LOS environment.
• Black Knight Financial Services (LoanSphere Empower)coreTechnology or IntegrationIntegration with Black Knight's LoanSphere Empower LOS platform for rate quotes and MI ordering capabilities.
• Calyx (Path and Point)coreTechnology or IntegrationIntegration with Calyx Path and Point loan origination systems providing MI user guides and tip sheets.
• Fiserv (Mortgage Director and UniFi PRO)coreTechnology or IntegrationIntegration with Fiserv Mortgage Director and UniFi PRO platforms with rate quote and MI ordering capabilities.
• Meridianlink MortgagecoreTechnology or IntegrationIntegration providing rate quote, delegated and non-delegated MI ordering capabilities.
• MortgageFlex Systems (LoanQuest)coreTechnology or IntegrationIntegration with MortgageFlex LoanQuest for rate quotes and delegated MI ordering.
• LendingPadcoreTechnology or IntegrationIntegration providing MI user guide and ordering capabilities through LendingPad LOS.
• Optimal BluecoreTechnology or IntegrationIntegration with Optimal Blue pricing engine for rate quote capabilities.
• MortechcoreTechnology or IntegrationIntegration with Mortech pricing engine providing quickstart guide for rate quotes.
• PollycoreTechnology or IntegrationIntegration with Polly pricing engine providing MI user guide for rate quotes.
• BlendcoreTechnology or IntegrationPoint-of-sale system integration for rate quotes and MI ordering.
• CloudvirgacoreTechnology or IntegrationPoint-of-sale system integration for rate quotes and MI ordering.
• OpenClose (LenderAssist)coreTechnology or IntegrationIntegration with OpenClose LenderAssist providing user guide for MI interface.
• VestacoreTechnology or IntegrationIntegration with Vesta platform providing MI user guide.
• Conduent (BlitzDocs)coreTechnology or IntegrationDocument delivery integration with BlitzDocs providing tip sheet for document handling.
• Nexsys TechnologiescoreTechnology or IntegrationPortal integration for rate quotes and MI ordering capabilities.
• RealEC TechnologiescoreTechnology or IntegrationPortal integration for rate quotes and MI ordering capabilities.
• Finally Home! (Idaho Housing and Finance Association)coreStrategic or Co-development PartnerPartnership with HUD-approved homeownership education organization to provide low-cost homebuyer education. Finally Home! offers pre-purchase education in English and Spanish, post-purchase toolkits, and housing counseling to help aspiring homeowners become successful homeowners.
• Fannie MaecoreStrategic or Co-development PartnerPartnership for webcasts on valuation modernization and housing policy. Essent collaborates with Fannie Mae on webinars addressing property data, value acceptance, and appraisal alternatives.

Scale indicators4 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Title Resources Guaranty Company: Title Resources Guaranty is a title insurance underwriter providing policies to independent title agents and lenders. It is a direct competitor to Essent Title in the agent-driven title insurance distribution model.
• Old Republic International Corporation: Old Republic's title insurance subsidiaries compete directly with Essent Title in underwriting title insurance and providing escrow and settlement services. Both companies serve independent title agents and lenders with comparable transaction-based products.
• First American Financial Corporation: First American is a leading national title insurance underwriter offering direct title insurance and settlement services to lenders, agents, and consumers. It competes directly with Essent Title in the independent agent channel and on data-driven technology platforms for underwriting decisions.
• Stewart Information Services Corporation: Stewart is a global title insurance and real estate services company serving independent title agents, lenders, and real estate professionals. It is a direct competitor to Essent Title across title underwriting, escrow, and closing services for both residential and commercial transactions.
• WFG National Title Insurance Company: WFG National Title is a title insurance underwriter specializing in serving independent title agents and real estate professionals with technology-enabled underwriting. It directly competes with Essent Title for the same independent agent customer base.
• Investors Title Company: Investors Title Company is a North Carolina-based title insurance underwriter providing title insurance and related services through independent agents. It is a direct peer to Essent Title with a similar agency distribution model and focus on independent title agents.
• Westcor Land Title Insurance Company: Westcor Land Title is a national title insurance underwriter that partners with independent title agents and operates similar underwriting and settlement services. It is a direct peer to Essent Title in the residential and commercial title insurance market.
• Fidelity National Financial: Fidelity National Financial is the largest title insurance underwriter in the United States and a direct competitor to Essent Title Insurance across the same independent agent and lender channels. Both companies provide title insurance, escrow, and related transaction services for real estate purchases and refinancings.

Broad incumbents

• MGIC Investment Corporation: MGIC is one of the largest private mortgage insurance companies in the US and a parent-level peer to Essent Group. While primarily focused on mortgage insurance rather than title, it serves the same lender and integrated mortgage finance ecosystem.
• Radian Group Inc. Radian is a major mortgage insurance provider and a parent-level peer to Essent Group given shared mortgage insurance focus. While fundamentally a mortgage insurer rather than title insurer, it represents the same lender relationships and competes for the same mortgage insurance premium dollar.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/agents-national-title-insurance-company

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Agents National Title Insurance Co.