Mortech
Mortech, a Zillow Group subsidiary founded in 1987 in Lincoln, Nebraska, provides the Marksman mortgage product and pricing engine and Mortech Protection predictive analytics to thousands of correspondent lenders, mortgage bankers, credit unions, and community lenders across the United States.
- Company typePrivate
- Founded1987
- HeadquartersLincoln, United States
- Headcount11–50
- GTM typeB2B
- OfferingSoftware
What Mortech does
Mortech is a Lincoln, Nebraska-based mortgage technology company founded in 1987 and operating as a wholly-owned subsidiary of Zillow Group (NASDAQ: Z/ZG) since its 2012 acquisition. The company builds and operates the Marksman product and pricing engine (PPE), a SaaS platform providing real-time mortgage loan pricing from over 400 investor rate sheets, automated compliance checks against QM, HOEPA, and AllRegs guidelines, secondary marketing and lock desk automation, lead management, and predictive analytics. Its customer base spans correspondent lenders, mortgage bankers, credit unions, and community lenders, with named accounts including Axos Bank, NBKC Bank, Stride Bank, First Internet Bank, HomePlus Corporation, Loan Pronto, KS StateBank, and LendingPad users.
Mortech generates revenue primarily through subscription-based access to the Marksman PPE, with pricing tiered by lender volume and feature requirements and no minimum monthly spend commitment. Go-to-market combines a direct enterprise sales force, self-serve API access for technical integrations, and consumer-facing marketplace distribution through Zillow Mortgage Marketplace, LendingTree, Bankrate, Credit Karma, NerdWallet, Quinstreet, Own Up, and several additional comparison platforms. Mortech Protection, launched in June 2018, represents a differentiated product line that leverages parent Zillow's property and behavioral data to predict which addresses in a lender's servicing portfolio are likely to list for sale within 90 days, supporting customer retention and new purchase opportunity sourcing.
The platform is embedded across the major US loan origination systems through bi-directional integrations with Ellie Mae Encompass, Calyx Path/Point, BytePro, Blend, Roostify, and LendingPad, plus risk-based pricing integrations with private mortgage insurers Arch MI, National MI, and Essent. The company holds SOC 2 Type 2 certification and has received the HousingWire HW TECH100 designation in 2015 and 2019 and the Mortgage Technology Top 50 Service Provider recognition every year since 2010. Operations are headquartered in Lincoln, Nebraska, with a headcount range of 11–50 employees as a Zillow Group business unit.
Mortech firmographics
Firmographics- Name
- Mortech
- Legal name
- Mortech
- Website
- https://mortech.com
- Company type
- Private
- Founded year
- 1987
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Mortech, a Zillow Group subsidiary founded in 1987 in Lincoln, Nebraska, provides the Marksman mortgage product and pricing engine and Mortech Protection predictive analytics to thousands of correspondent lenders, mortgage bankers, credit unions, and community lenders across the United States.
- Ownership category
- akta.pro rank
Mortech industry classification
Industry- Product category
- Mortgage Technology Software
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310)
- SIC
- Mortgage Bankers & Loan Correspondents (6162)
- akta.pro primary industry
- Product, Pricing & Eligibility (PPE) / Rate Lock & Pricing Engines (FSALALAC)
- akta.pro secondary industry
- Wholesale Lock Desk, Pricing & TPO Support Services (FSALACAJ)
Keywords
Where Mortech is headquartered
LocationHeadquarters
- HQ city
- Lincoln
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Mortech business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Technology or R&D, Personnel, Infrastructure, Marketing or Sales, Operations
Revenue model
- Subscription/Pricing Engine Licensing: Subscription-based access to Mortech's product and pricing engine (Marksman) with pricing tiers based on lender volume and features required.
- API/Integration Services: Revenue from mortgage APIs enabling rate quoting, eligibility checking, and system integrations for lender websites and LOS platforms.
- Predictive Analytics (Mortech Protection): Customer retention analytics platform providing predictive listing data for marketing targeting.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Enterprise/Premium tier for large lenders |
Go-to-market motion3 records
Distribution channels7 records
Marketing channels4 records
Mortech product offering
Product offeringCore offering
Mortech provides the Marksman mortgage product and pricing engine (PPE), a SaaS platform that enables mortgage lenders, bankers, credit unions, and secondary market teams to compare, price, and lock loan products from multiple investors in real time. Built around Marksman, the company offers complementary solutions including Mortech Protection (predictive customer retention analytics powered by Zillow data), Mortgage APIs, Online Rate Quoting distribution to online marketplaces, and Secondary Marketing automation for lock desk operations.
Product overview
Mortech is a mortgage technology company that provides a suite of integrated mortgage pricing and lending solutions. The core product is the Marksman Mortgage Pricing Engine (PPE), which serves as the central platform offering mortgage pricing tools, product eligibility data, and investor pricing. Built on this core are several integrated modules: Predictive Analytics (Mortech Protection) for customer retention; Mortgage APIs for developer integration; Online Rate Quoting for marketplace distribution; Secondary Marketing for lock desk and desk operations; Lead Management for prospect and lead tracking; and a Compliance Suite for QM, HOEPA, and AllRegs checks. The company also offers custom lender websites. All products are connected through a unified data layer with extensive third-party integrations across LOS, CRM, mortgage insurance, and marketplace platforms.
Differentiator
Problem solved
Functional benefit
Brands
- Marksman: Industry-leading product and pricing engine (PPE) that provides mortgage pricing, product eligibility data, and investor pricing for mortgage professionals.
- Mortech Protection
- MarksmanLMP
Products and services
- Marksman Mortgage Pricing Engine (PPE) Flagship product and pricing engine (PPE) that enables loan officers to compare, price, and lock mortgage products from multiple investors within a single interface, supporting over 400 investor rate sheets.
- Mortech Protection (Predictive Analytics) Predictive listing analytics platform that uses Zillow data to identify addresses within a lender's customer database currently listed for sale or likely to list within 90 days, supporting customer retention marketing.
- Mortgage APIs A suite of mortgage rate APIs enabling developers to integrate real-time mortgage rate data, product eligibility, and pricing into lender websites, loan origination systems, CRM, and POS platforms.
- Online Rate Quoting Service enabling lenders to push live mortgage offers to the industry's top online marketplaces, including Zillow Mortgage Marketplace, LendingTree, Bankrate, Credit Karma, NerdWallet, and Quinstreet.
- Secondary Marketing Secondary marketing desk solution that automates and streamlines daily operations with historical pricing, LOS integrations, lock pipeline management, custom reporting, loan officer compensation, and the ability to lock directly with investors.
- Marksman Lead Management Lead management solution with a sales dashboard, rate tracker, automated lead distribution, email marketing, and click-to-dial functionality directly within Marksman.
- Marksman Compliance Suite Compliance management system within Marksman covering QM tests, HPML, HOEPA, AllRegs eligibility, and anti-steering workflows with built-in auditing tools.
- Mortgage Lender Websites Custom WordPress-powered websites for mortgage lenders including personalized domain names, templates, SEO content, responsive design, real-time rate quotes, loan officer lookup, mortgage calculators, and educational resources.
Quantifiable outcome
- Closed loan volume doubled for HomePlus Mortgage after switching to Mortech
- +5 more outcomes
Companies that use Mortech
Customer profileNamed customers10 records
Segments5 records
Ideal customer profiles4 records
Mortech technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration19 records
AI capability2 records
Feature7 records
Mortech partnerships and signals
Strategic signalPartnerships
19 partnerships are on record, tiered core, minor and flagship.
- LendingPadcoreCloud-based LOS integration providing seamless data transfer and streamlined lock process with real-time and historical pricing visibility within LendingPad platform.
- Solve FinanceminorOnline marketplace partnership providing mutual lenders opportunity to advertise mortgage offers live to consumers using Solve Finance's platform.
- BestMoneyminorNatural Intelligence company marketplace integration enabling lenders to advertise live mortgage offers to millions of potential borrowers and match with home buyers needing financing.
- EssentcorePrivate mortgage insurer integration enabling lenders to quote MI premiums through EssentEDGE risk-based pricing engine within Mortech's PPE platform.
- National MIcoreIntegration bringing National MI's Rate GPS risk-based mortgage insurance pricing tool to lenders using Mortech's PPE, improving operational efficiencies and reducing loan officer cycle time.
- CalyxcorePath and Point LOS integration with Mortech's Marksman PPE, enabling loan officers to access mortgage pricing, eligibility, and compare loan scenarios from over 400 investor rate sheets.
- Mortgage Research CenterminorMarketplace partnership providing lenders additional market opportunities to advertise real-time mortgage offers and expand customer reach.
- RoofstockminorMarketplace partnership for real estate investment property financing, expanding lender reach to investors buying and selling properties.
- Own UpminorMortgage marketplace integration bringing transparency and digital shopping experience to borrowers, with lenders displaying live loan offerings and rates.
- FreeRateUpdate.comminorMortgage rate marketplace enabling lenders to push real-time mortgage offers to borrowers through the FreeRateUpdate platform.
- BlendcoreDigital lending platform integration providing loan officers with Mortech's real-time mortgage rate data directly within Blend interface.
- RoostifycoreDigital lending platform integration enhancing online mortgage experience by combining Mortech's accurate pricing with Roostify's consumer-facing application process.
- Arch MIcoreMortgage insurance integration delivering live RateStar risk-based pricing through Marksman PPE, with immediate access to MI quotes for applicable scenarios.
- Mortgage Capital Trading (MCT)coreSecondary marketing solutions partnership providing lenders with tools for hedging and executing trades with Mortech data visible within MCT's interface.
- ResitradercoreSecondary marketing solutions partnership for lenders looking to hedge and execute trades, with Mortech data and pricing models viewable within Resitrader.
- Byte SoftwarecoreBytePro LOS integration providing access to Mortech's mortgage pricing, eligibility information, and comparison of loan scenarios from over 400 investor rate sheets.
- Calyx (Point)corePoint and PointCentral LOS integration enabling users to access Mortech pricing and compare loan pricing scenarios from over 400 investor rate sheets.
- Ellie MaeflagshipEncompass all-in-one mortgage management solution integration with bi-directional data transfer, providing instant access to Marksman pricing, lock desk, and secondary tools within Encompass.
- AllRegscoreExclusive partnership for automated investor underwriting guidelines eligibility testing, with results automatically color-coded for loan officer qualification assessment.
Scale indicators5 records
Recent moves8 records
Expansion highlights5 records
Mortech competitors and assessment
Company assessmentBroad incumbents
- FIS LoanSphere: FIS LoanSphere is an enterprise mortgage processing platform serving large banks and credit unions. It competes with Mortech in the pricing, eligibility, and secondary marketing workflows for correspondent and wholesale lenders, particularly among large financial institutions.
- Black Knight (now part of ICE): Black Knight provides loan origination, servicing, and secondary marketing technology across the mortgage lifecycle. Its Empower LOS and product/pricing capabilities overlap with Mortech's Marksman, and post-merger integration with ICE consolidates competitive pressure on independent PPE vendors.
- ICE Mortgage Technology (Encompass): ICE Mortgage Technology (formerly Ellie Mae) operates the dominant Encompass loan origination system used by the majority of U.S. mortgage lenders. Mortech has a flagship integration with Encompass, but ICE also offers competing pricing and product capabilities, making it both Mortech's largest distribution channel and a potential long-term competitive threat.
- Finastra: Finastra provides broad mortgage and retail banking technology including origination and pricing components. As a large financial technology incumbent, it competes with Mortech at the enterprise banking and credit union segment.
Direct peers
- QuestSoft: QuestSoft provides mortgage compliance, income calculation, and product/pricing eligibility technology to lenders. It overlaps with Mortech's Compliance Suite and parts of the Marksman product and pricing engine workflow.
- Mortgage Cadence: Mortgage Cadence (an Accenture company) provides an enterprise mortgage origination platform with built-in pricing, product, and secondary marketing functionality. It directly overlaps with Mortech's Marksman capabilities for large-scale lender deployments.
- Optimal Blue: Optimal Blue is a leading mortgage product and pricing engine and secondary marketing platform serving lenders across the U.S. It directly competes with Mortech's Marksman in the correspondent, wholesale, and retail lender channels.
- BlueSage Solutions: BlueSage provides a cloud-based digital mortgage platform with built-in product and pricing engine functionality. It competes with Mortech in the modern, API-first pricing engine category targeted at lenders seeking cloud-native alternatives.
- LenderLive: LenderLive provides mortgage technology and outsourced services including loan pricing, lock desk, and secondary marketing support. It serves similar correspondent and community lender segments as Mortech.
Emerging players
- Candor Technology: Candor Technology offers an AI-driven mortgage underwriting and pricing platform. It represents an emerging competitive threat to Mortech in the pricing and eligibility layer, particularly for lenders looking to automate decisions using predictive models.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Mortech social profiles
Digital presenceMortech compliance and trust
Trust signalCompliance1 record
Mortech financial estimates
Financial estimateRevenue estimate
Valuation estimate
Mortech leadership team
Management profileNumber of profiles
Profiles3 records
Mortech funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Mortech M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Mortech
What does Mortech do?
Mortech provides the Marksman mortgage product and pricing engine (PPE), a SaaS platform that enables mortgage lenders, bankers, credit unions, and secondary market teams to compare, price, and lock loan products from multiple investors in real time. Built around Marksman, the company offers complementary solutions including Mortech Protection (predictive customer retention analytics powered by Zillow data), Mortgage APIs, Online Rate Quoting distribution to online marketplaces, and Secondary Marketing automation for lock desk operations.
Is Mortech a public or private company?
Mortech is a private company. It is classified as corporate owned and is currently operating.
When was Mortech founded?
Mortech was founded in 1987. It employs 11 to 50 people.
Where is Mortech based?
Mortech is headquartered in Lincoln, United States, in the North America region.
How does Mortech make money?
Three revenue lines are on record. Subscription/Pricing Engine Licensing is the primary driver. The others are API/Integration Services and predictive Analytics (Mortech Protection).
Who are Mortech's main competitors?
Broad incumbents on record are FIS LoanSphere, Black Knight (now part of ICE), ICE Mortgage Technology (Encompass) and Finastra. Direct peers are QuestSoft, Mortgage Cadence, Optimal Blue, BlueSage Solutions and LenderLive. Candor Technology is listed as an emerging player.
Does Mortech have an API?
Yes. Mortech offers a suite of mortgage pricing engine APIs that enable developers to integrate real-time mortgage rate data, product eligibility, and pricing into websites, loan origination systems (LOS), customer relationship management (CRM), and point-of-sale (POS) platforms. The APIs support rate table display for borrowers, eligibility checking, borrower information capture, and automated data transfer between systems. No minimum monthly spend or advertising commitments are required to use the APIs. Developer documentation is at www.mortech.com/mortgage-apis.
What industry is Mortech in?
Mortech's product category is Mortgage Technology Software. Its primary akta.pro industry code is FSALALAC, Product, Pricing & Eligibility (PPE) / Rate Lock & Pricing Engines, with a secondary code of FSALACAJ, Wholesale Lock Desk, Pricing & TPO Support Services. Its NAICS code is 522310 and its SIC code is 6162.