Ibermutua
Ibermutua is a Spanish Mutua Colaboradora con la Seguridad Social (nº 274) that manages occupational accident coverage, healthcare, rehabilitation, and economic benefits for affiliated companies, workers, and self-employed professionals across Spain through a nationwide center network and digital platforms.
- Company typePrivate
- Founded1926
- HeadquartersMadrid, Spain
- Headcount501–1,000
- GTM typeB2B
- OfferingServices
What Ibermutua does
Ibermutua, legally registered as Mutua Colaboradora con la Seguridad Social nº 274, is a Spanish private non-profit collaborating mutual that operates under statutory authorization from the Spanish Social Security system. Founded in 1926 and headquartered in Madrid, the organization manages occupational accident and disease coverage, temporary disability benefits, cessation-of-activity protections for self-employed workers, and complementary social benefits on behalf of affiliated companies and protected workers. Its core service portfolio spans Coverages (work accidents, occupational diseases, common illness, non-work accidents), Economic Benefits (temporary disability, pregnancy risk, care for minors with serious illness, RED Mechanism benefits), Healthcare Assistance, Occupational Risk Prevention, and Complementary Social Benefits funded through the Social Assistance Reserve.
The technology stack is centered on digital service delivery: the Ibermutua Digital portal, iOS and Android mobile applications, the PRL Divulgative Portal for occupational risk prevention education, the ColectivoSS blog platform, the Revista On Mutua digital magazine, and the Sperantia mental health app developed with Universidad Pontificia Comillas. Specialized clinical infrastructure includes multidisciplinary Cardiac Rehabilitation Units staffed by cardiology, psychiatry, clinical psychology, and rehabilitation specialists, supported by electronic medical record systems. Physical service delivery is anchored by the Red de Centros network of medical and administrative centers operating across all Spanish autonomous communities under regional sub-brands (Ibermutua Asturiana, Ibermutua Gallega, Ibermutuamur, Ibermutua Comunidad Valenciana).
Revenue is generated through mandatory social security contributions from affiliated companies and self-employed workers (a subscription-recurring stream) and through managed healthcare, rehabilitation, and occupational risk prevention services. The customer base is horizontal across Spanish employers, their workers, self-employed professionals, and labor advisory firms (asesorías), with SMEs (pymes) and small/mid-market segments prioritized in outreach. Go-to-market combines a field-based enterprise sales motion through regional offices with digital self-service channels, event-driven webinars, and academic partnerships for community engagement. Ibermutua's holdings include Corporación Rama (an intermediate holding entity) and operating subsidiaries for regional market entities and digital publishing assets such as ColectivoSS and On Mutua.
Ibermutua firmographics
Firmographics- Name
- Ibermutua
- Legal name
- Ibermutua, Mutua Colaboradora con la Seguridad Social nº 274
- Website
- https://ibermutua.es
- Company type
- Private
- Founded year
- 1926
- Operating status
- Operating
- Headcount range
- 501–1,000 employees
- Short description
- Ibermutua is a Spanish Mutua Colaboradora con la Seguridad Social (nº 274) that manages occupational accident coverage, healthcare, rehabilitation, and economic benefits for affiliated companies, workers, and self-employed professionals across Spain through a nationwide center network and digital platforms.
- Ownership category
- akta.pro rank
Where Ibermutua is headquartered
LocationHeadquarters
- HQ city
- Madrid
- HQ country
- Spain
- HQ region
- Europe
Offices3 records
Markets served
Ibermutua business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Others
Revenue model
- Social Security Contributions Management: As a Mutua Colaboradora con la Seguridad Social (Collaborating Mutual Insurance with Social Security), Ibermutua manages public social protection contributions from affiliated companies and self-employed workers. Revenue is derived from mandatory social security contributions that fund occupational accident insurance, temporary disability benefits, and other protective coverage.
- Healthcare and Prevention Services: Provision of medical assistance, rehabilitation services, occupational health evaluations, and preventive services to affiliated companies and their workers. Services include health care, injury rehabilitation, and occupational risk prevention training.
Go-to-market motion3 records
Distribution channels5 records
Marketing channels7 records
Ibermutua product offering
Product offeringCore offering
Ibermutua is a Mutua Colaboradora con la Seguridad Social nº 274 that manages mandatory social security contributions and delivers occupational health protection for affiliated companies, self-employed workers, and their employees across Spain. Its portfolio includes work accident and occupational disease coverages, economic benefits (temporary disability, risk during pregnancy, cessation of activity), healthcare assistance, occupational risk prevention services, and complementary social benefits. Service delivery combines a nationwide Red de Centros (physical center network) with the Ibermutua Digital portal, mobile apps, and specialized units such as cardiac rehabilitation centers.
Product overview
Ibermutua is a Mutua Colaboradora con la Seguridad Social (Collaborative Mutual Insurance with Social Security) offering a comprehensive portfolio of protection and healthcare services. The organization provides work accident and occupational disease coverage, economic benefits for temporary disability and other contingencies, cutting-edge healthcare assistance, and occupational risk prevention services. The core portfolio includes Coberturas (coverages), Prestaciones económicas (economic benefits), Asistencia sanitaria (health assistance), Prevención de riesgos laborales (occupational risk prevention), and Prestaciones complementarias (complementary social benefits). Digital offerings include Ibermutua digital platform for online service management, the Portal Divulgativo PRL for occupational safety education, the ColectivoSS blog for PYMES and workers, and the Sperantia mental health app developed in partnership with Universidad Pontificia Comillas. Specialized services include Cardiac Rehabilitation Units and a nationwide network of centers.
Differentiator
Problem solved
Functional benefit
Products and services
- Coberturas (Coverages) Protection coverage including work accidents, occupational diseases, common illness and non-work accidents, as well as cessation of activity protection for self-employed workers.
- Prestaciones económicas (Economic Benefits) Economic benefits including temporary disability payments, risk during pregnancy and/or natural lactation, care for minors with cancer or serious illness, cessation of activity for self-employed workers, and RED Mechanism benefits.
- Asistencia sanitaria (Health Assistance) Comprehensive healthcare services providing solutions based on experience and the latest technical advances for protected workers and affiliated companies.
- Prevención de riesgos laborales (Occupational Risk Prevention) Commitment to occupational risk prevention and reduction of workplace accidents and illnesses, delivered through training, consultancy, and the PRL Divulgative Portal.
- Prestaciones complementarias (Complementary Benefits) Complementary social assistance benefits provided through the Social Assistance Reserve to protected workers and their families.
- Ibermutua digital Digital platform for online services and management of services for companies and workers.
- Unidades de Rehabilitación Cardíaca (Cardiac Rehabilitation Units) Multidisciplinary cardiac rehabilitation units providing physical training, risk factor control, psychological support, and cardiovascular health education, supported by cardiology, psychiatry, clinical psychology, and rehabilitation specialists.
- Red de centros (Network of Centers) Extensive network of medical and administrative centers throughout Spain for in-person service delivery, available via regional sub-brands (Ibermutua Asturiana, Ibermutua Gallega, Ibermutuamur, Ibermutua Comunidad Valenciana).
- Sperantia App Mental health support application providing anonymous psychological assistance and personalized guidance for protected workers experiencing emotional distress, developed in partnership with Universidad Pontificia Comillas.
Quantifiable outcome
- Reduction of occupational accidents and work-related illnesses through prevention programs
- +2 more outcomes
Companies that use Ibermutua
Customer profileNamed customers3 records
Segments4 records
Ideal customer profiles3 records
Ibermutua technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
Ibermutua partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core and minor.
- Universidad Pontificia ComillascoreIbermutua has partnered with Universidad Pontificia Comillas through the Sperantia initiative - a free mobile and web application developed by university experts to promote mental health care. The app provides anonymous psychological assistance and personalized guidance to protected workers experiencing emotional distress.
- Colegio de Graduados Sociales de Santa Cruz de TenerifeminorCollaboration with professional association for educational sessions on temporary disability processes in work accidents and common illness
- Tesorería General de la Seguridad SocialcoreOfficial collaboration as Mutua Colaboradora con la Seguridad Social nº 274 - managing public social security contributions and benefits on behalf of the Spanish Social Security system
Scale indicators4 records
Recent moves6 records
Expansion highlights6 records
Ibermutua competitors and assessment
Company assessmentDirect peers
- Mutua Universal: Spanish Mutua Colaboradora con la Seguridad Social providing the same portfolio of occupational accident insurance, temporary disability management, healthcare, and prevention services. Comparable in regulatory model, customer base, and product scope.
- Fremap: One of Spain's largest mutuas, offering identical occupational health insurance, rehabilitation, and prevention services. Direct competitor for affiliated companies and workers across Spain.
- Asepeyo: Spanish Mutua Colaboradora con la Seguridad Social with comprehensive occupational health, rehabilitation, and prevention offerings. Direct peer in the same regulatory and competitive framework.
- MC Mutual: Catalan-origin Spanish mutual providing occupational accident coverage, healthcare, and prevention services. Comparable in mutual structure, service portfolio, and target customer segments.
- Fraternidad-Muprespa: Spanish Mutua Colaboradora con la Seguridad Social operating across multiple regions, providing identical coverage, healthcare, and prevention services. Direct competitor for affiliation market share.
- Umivale: Spanish occupational health mutual offering work accident insurance, healthcare, and prevention. Comparable mutual entity serving companies and workers across Spanish regions.
- Egarsat: Catalan-rooted Spanish Mutua Colaboradora providing occupational health, rehabilitation, and prevention services. Comparable in scope, though with stronger regional concentration.
Broad incumbents
- Mutua Madrileña: Larger Spanish mutual with broader insurance lines (auto, life, health) beyond occupational coverage, but overlapping significantly in occupational accident and disability services.
- Quirónsalud: Spain's largest private hospital network providing occupational medicine, rehabilitation, and specialty care. Competes indirectly with Ibermutua's healthcare and rehabilitation services, particularly for corporate occupational health contracts.
Emerging players
- Sanitas: Major Spanish private health insurer expanding into occupational health, prevention, and workplace wellbeing services. Overlaps with Ibermutua's healthcare assistance and rehabilitation offerings for corporate clients.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat6 records
Key risks6 records
Key highlights7 records
Customer concentration
Ibermutua social profiles
Digital presenceIbermutua financial estimates
Financial estimateRevenue estimate
Valuation estimate
Ibermutua leadership team
Management profileNumber of profiles
Profiles1 record
Ibermutua subsidiaries and ownership
Company hierarchySubsidiaries7 records
Ibermutua funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Ibermutua M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Ibermutua
What does Ibermutua do?
Ibermutua is a Mutua Colaboradora con la Seguridad Social nº 274 that manages mandatory social security contributions and delivers occupational health protection for affiliated companies, self-employed workers, and their employees across Spain. Its portfolio includes work accident and occupational disease coverages, economic benefits (temporary disability, risk during pregnancy, cessation of activity), healthcare assistance, occupational risk prevention services, and complementary social benefits. Service delivery combines a nationwide Red de Centros (physical center network) with the Ibermutua Digital portal, mobile apps, and specialized units such as cardiac rehabilitation centers.
Is Ibermutua a public or private company?
Ibermutua is a private company. It is classified as nonprofit foundation owned and is currently operating.
When was Ibermutua founded?
Ibermutua was founded in 1926. It employs 501 to 1,000 people.
Where is Ibermutua based?
Ibermutua is headquartered in Madrid, Spain, in the Europe region.
How does Ibermutua make money?
Two revenue lines are on record. Social Security Contributions Management is the primary driver. The others are healthcare and Prevention Services.
Who are Ibermutua's main competitors?
Direct peers on record are Mutua Universal, Fremap, Asepeyo, MC Mutual, Fraternidad-Muprespa, Umivale and Egarsat. Broad incumbents are Mutua Madrileña and Quirónsalud. Sanitas is listed as an emerging player.
Does Ibermutua have an API?
No public API is recorded for Ibermutua.