Catholic Church Insurance

What Catholic Church Insurance does

Catholic Church Insurance Limited (CCI), founded in 1911 and headquartered at Level 7, 180 Flinders Street, Melbourne, is an APRA-authorised Australian general insurer that historically provided commercial insurance, workers compensation, risk support, and asset management services exclusively to the Catholic community. Its client base spanned Catholic organisations across all Australian states — parishes, dioceses, schools, colleges, universities, aged care facilities, and welfare institutions. The product portfolio included Composite Risks Property, Motor Fleet, Public Liability, Fidelity Guarantee, Electronic Equipment, Machinery Breakdown, Workers' Compensation, and Student Care (accident) insurance. The company positioned its differentiation on domain specialisation — deep understanding of the operational, governance, and risk profile of Catholic institutions — rather than on price or technology.

CCI operated a direct, sales-led go-to-market model, distributing policies through its own client representatives and underwriting team (contact via (03) 9934 3000 / [email protected]) rather than brokers. Revenue was generated through annually-billed general insurance premiums; pricing was quote-based and not publicly disclosed. The technology base is standard general-insurance infrastructure for policy administration, claims processing, and financial management, with no proprietary platform, API, mobile app, or AI capability identified in the data.

Critically, CCI is no longer a going concern in the conventional sense. On 30 May 2023 the Board voluntarily placed the company into run-off after failing to secure sufficient shareholder capital to meet APRA minimum prudential capital requirements, ceasing all new and renewal business (workers compensation ceased 29 June 2023). A Scheme of Arrangement under s411 of the Corporations Act became effective on 3 November 2023, binding all Scheme Creditors and establishing an orderly, court-supervised regime for settling existing policyholder claims from capital reserves. The company remains APRA-authorised solely to manage this wind-down, has appointed EML as third-party administrator for workers compensation claims (April 2024), and has begun shedding industry memberships (withdrawing from the General Insurance Code of Practice from May 2025 and Insurance Council of Australia from November 2025).

Name

Catholic Church Insurance

Legal name

Catholic Church Insurance Limited

Website

https://ccinsurance.org.au

Company type

Private

Founded year

1911

Operating status

Operating

Headcount range

251–500 employees

Short description

Catholic Church Insurance is a Melbourne-based Australian general insurer, founded 1911, that provided commercial, workers compensation, and student accident cover to Catholic organisations nationwide. Since May 2023 it has been in orderly run-off, settling existing claims only.

Ownership category

akta.pro rank

Product category

Commercial General Insurance

NAICS

Direct Insurance (except Life, Health, and Medical) Carriers (52412), Direct Health and Medical Insurance Carriers (524114)

SIC

Fire, Marine & Casualty Insurance (6331), Accident & Health Insurance (6321)

akta.pro primary industry

Nonprofit / Social Services BOP (FSAJAFAM)

akta.pro secondary industries

Commercial Property Insurance (FSAJACAE), Public Liability (Premises/Operations) (FSAJADAD), Crime Insurance (Financial Institution & Commercial Crime) (FSAJAIAE)

Keywords

• Commercial insurance
• Workers compensation insurance
• Property and casualty insurance
• Claims management services
• Student accident insurance

Headquarters

HQ city

Melbourne

HQ country

Australia

HQ region

Oceania

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Personnel, Others, Technology or R&D

Revenue model

1. General Insurance Premiums (Discontinued): CCI historically generated revenue through collecting insurance premiums from policyholders for commercial insurance products including property, motor, public liability, workers compensation, and student care insurance. As of 30 May 2023, CCI entered run-off and ceased issuing new or renewal policies for all insurance business. The company now manages existing claims using its capital reserves.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels2 records

Core offering

Catholic Church Insurance (CCI) is an Australian general insurer that historically provided commercial insurance products to Catholic organisations, including property, motor fleet, public liability, fidelity guarantee, electronic equipment, machinery breakdown, student care, voluntary workers personal accident, and workers' compensation coverage. The company ceased writing new and renewal business from 30 May 2023 when it entered voluntary run-off, and now manages existing policyholder claims under a Scheme of Arrangement that became effective on 3 November 2023.

Product overview

Catholic Church Insurance (CCI) is an Australian general insurer specializing in insurance products for Catholic organisations. The company historically offered a portfolio of commercial insurance products including Property Insurance, Motor Fleet Insurance, Public Liability Insurance, Student Care Insurance, Fidelity Guarantee Insurance, Electronic Equipment Insurance, Machinery Breakdown Insurance, and Workers' Compensation Insurance. CCI entered voluntary run-off in May 2023 and is no longer writing new or renewal business. From 3 November 2023, CCI's Scheme of Arrangement became effective for managing existing claims. Workers' Compensation claims are administered through EML from April 2024.

Differentiator

Problem solved

Functional benefit

Products and services

• Commercial Insurance A bundled offering of commercial insurance products including property, motor fleet, public liability, fidelity guarantee, electronic equipment, and machinery breakdown coverage designed for Catholic parishes, dioceses, schools, aged care facilities and welfare organisations.
• Property Insurance Composite Risks Property Insurance for corporate buildings and contents, and Residential Building and Contents Insurance for residential properties of Catholic organisations.
• Motor Fleet Insurance Insurance coverage for vehicles belonging to a fleet or used for business purposes by Catholic organisations.
• Public Liability Insurance Coverage for personal injury, property damage, or advertising liabilities faced by Catholic organisations.
• Fidelity Guarantee Insurance Coverage for employee misconduct or dishonesty, protecting Catholic organisations against losses from internal fraud or theft.
• Electronic Equipment Insurance Coverage for equipment damage and breakdown including laptops and other electronic devices used by Catholic organisations.
• Machinery Breakdown Insurance Coverage for damaged or broken down machinery operated by Catholic organisations.
• Student Care Insurance Student accident insurance policy for Catholic educational institutions covering enrolled students for non-Medicare medical expenses such as dental, physiotherapy, and ambulance services resulting from personal accident injuries.
• Voluntary Workers Personal Accident Insurance Personal accident insurance coverage for voluntary workers supporting Catholic organisations.
• Workers' Compensation Insurance Workers' compensation coverage for Catholic employers. CCI ceased offering new workers' compensation policies on 29 June 2023; existing claims are now administered by EML.
• Financial Hardship Support Support services for policyholders experiencing financial difficulty, including delayed payments, instalment plans, reduced lump sums, and excess deductions from claims.
• Payment Services BPAY payment processing and electronic funds transfer options for policyholders to make premium and other payments to CCI.

Named customers1 record

Segments1 record

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core and minor.

• EML SolutionscoreOthers · 2 April 2024CCI appointed EML as a Third Party Administrator to manage Workers' Compensation claims effective 2 April 2024. EML handles the administration and management of CCI Workers' Compensation claims on an ongoing basis. CCI and EML are committed to continuing to serve all existing employers and their employees who have Workers' Compensation Claims with CCI.
• PwC (Stephen Longley and Michael Fung)coreImplementation/ SI/ Consulting PartnerPwC partners Stephen Longley and Michael Fung serve as Scheme Advisers under CCI's Scheme of Arrangement. They are responsible for setting Payment Percentages, monitoring the implementation of the Scheme, and consulting with the Creditors' Committee on important issues during the Reserving Period.
• Creditors' CommitteeminorStrategic or Co-development PartnerThe Creditors' Committee consists of Michael Cooper, Christopher Mackenzie, John Loy, Tim O'Leary, Geoff Officer, David Penney, Alison Brown and Andrea Fogaway. The committee plays an important role in monitoring the implementation of the Scheme and provides views on important issues to the Directors and Scheme Advisers.

Scale indicators4 records

Recent moves2 records

Direct peers

• Ansvar Insurance: Australian specialist insurer serving faith-based, education, and not-for-profit organisations with a similar multi-line commercial offering. Provides the most direct competitive analogue to CCI's former positioning and benefits from CCI's exit by absorbing displaced policyholders.
• Baptist Insurance Australia: Faith-based niche insurer serving Baptist and Christian organisations in Australia with comparable community-sector coverage. Operates in the same religious-denomination adjacent niche as CCI and is a likely consolidator for displaced Catholic-organisation risks.
• Uniting Church Insurance Services: Specialist insurer serving Uniting Church and related community organisations in Australia with tailored commercial insurance for faith-based institutions. Operates in the same Australian faith/non-profit vertical as CCI.

Regional players

• Church Insurance (UK): UK-based specialist insurer serving Anglican/Church of England and affiliated organisations; comparable product mix and customer profile to CCI, but operating in a different geography.
• Catholic Mutual Group: US mutual insurer owned by Catholic dioceses providing property/liability coverage to Catholic institutions; functionally analogous to CCI's Catholic-institution specialty, but operating in the North American market.

Broad incumbents

• QBE Insurance Group: Large Australian-listed general insurer offering commercial property, motor, liability, and workers' compensation — overlap with CCI's former lines through broader portfolios rather than the nonprofit/faith specialty.
• Insurance Australia Group (IAG): Australia's largest general insurer (NRMA, SGIO, CGU etc.), a likely destination for displaced CCI policyholders seeking property, liability, and commercial lines.
• Allianz Australia: Major multi-line general insurer operating in Australia offering property, motor, and commercial products comparable to CCI's former portfolio (notably for corporate/institutional customers).
• Hollard Insurance Australia: Australian general insurer offering commercial and specialty lines including affinity/partner-distributed products; competes for non-profit and institutional business comparable to CCI's former customer base.
• Suncorp Insurance: Australia's second-largest general insurer offering commercial property, motor, and liability products that overlap with CCI's commercial lines via its broad multi-channel distribution.

Market position

Strengths4 records

Weaknesses5 records

Key risks6 records

Key highlights7 records

Customer concentration

Compliance6 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Catholic Church Insurance