Ansvar Insurance
Ansvar Insurance Limited is an Australian specialist general insurer (est. 1961, ~160 staff) underwriting for care, community, faith, education, heritage, and commercial property sectors via brokers, with niche PSA cover and integrated ERM advisory services; subsidiary of UK-based Benefact Group.
- Company typePrivate
- Founded1961
- HeadquartersMelbourne, Australia
- Headcount51–100
- GTM typeB2B
- OfferingServices
What Ansvar Insurance does
Ansvar Insurance Limited is an Australian specialist general insurer headquartered in Southbank, Melbourne, operating under Australian Financial Services Licence No. 237826 with APRA authorisation. Founded in 1961 and employing approximately 160 staff, the company focuses exclusively on six commercial verticals — Care Services, Community Services (not-for-profits), Faith Communities, Learning & Education Services, Arts/Culture/Heritage, and Commercial Property Owners — and underwrites Business Packages, Industrial Special Risks, Casualty, and Financial Lines policies. It differentiates through a niche Physical and Sexual Abuse cover and an integrated Enterprise Risk Management (ERM) Solutions suite that includes the RMA Online risk maturity self-assessment tool, Risk Health Checks, Risk Consultancy, and a sector-specific content library of toolkits, templates, and Risk Alerts.
The company is a member of the UK-based Benefact Group (formerly Ecclesiastical Group), whose stated mission is to give all available profits to good causes; intra-group reinsurance and capital support from Ecclesiastical Insurance Office plc underpin Ansvar's balance sheet, affirmed by AM Best at A- (Excellent) with risk-adjusted capitalisation at the strongest level as of FY2025. Distribution is primarily through a national network of insurance brokers supported by a dedicated broker portal, with complementary direct website and phone channels (1300 650 540). The company also offers personal insurance through a white-label arrangement with Allianz (allianzsecure.com.au/ansvar.html), runs a Community Education Program providing grants to community organisations, and operates a Preferred Partner Network integrating safeguarding, HR, worker screening, and ministry compliance providers.
Revenue is generated through recurring annual insurance premiums priced via broker-sourced quotes on a per-risk basis, with no public pricing tiers disclosed. Beyond underwriting, Ansvar monetises its ERM expertise as a value-added service to retain and support clients in community-facing sectors. Operations span five Australian states (Victoria, New South Wales, Queensland, South Australia, Western Australia) with corporate compliance and complaints handling centralised in Melbourne.
Ansvar Insurance firmographics
Firmographics- Name
- Ansvar Insurance
- Legal name
- Ansvar Insurance Limited
- Website
- https://ansvar.com.au
- Company type
- Private
- Founded year
- 1961
- Operating status
- Operating
- Headcount range
- 51–100 employees
- Short description
- Ansvar Insurance Limited is an Australian specialist general insurer (est. 1961, ~160 staff) underwriting for care, community, faith, education, heritage, and commercial property sectors via brokers, with niche PSA cover and integrated ERM advisory services; subsidiary of UK-based Benefact Group.
- Ownership category
- akta.pro rank
Ansvar Insurance industry classification
Industry- Product category
- Specialist Commercial Insurance
- NAICS
- Direct Insurance (except Life, Health, and Medical) Carriers (52412)
- SIC
- Fire, Marine & Casualty Insurance (6331)
- akta.pro primary industry
- Nonprofit / Social Services BOP (FSAJAFAM)
- akta.pro secondary industry
- Professional Liability (Errors & Omissions) (FSAJADAB)
Keywords
Where Ansvar Insurance is headquartered
LocationHeadquarters
- HQ city
- Melbourne
- HQ country
- Australia
- HQ region
- Oceania
Offices7 records
Markets served
Ansvar Insurance business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Others, Marketing or Sales, Technology or R&D, Infrastructure
Revenue model
- Insurance Premiums: Ansvar Insurance generates revenue through insurance premiums charged to organisations in its target sectors. As a specialist general insurer, it collects recurring premiums for coverage including business packages, industrial special risks, casualty, and financial lines.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Annual | Quote-based insurance pricing tailored to each organisation's risk profile |
Go-to-market motion2 records
Distribution channels3 records
Marketing channels5 records
Ansvar Insurance product offering
Product offeringCore offering
Ansvar Insurance is an Australian specialist general insurer that underwrites tailored commercial insurance products (Business Packages, Industrial Special Risks, Casualty, and Financial Lines) for community-serving organisations. The company also delivers Enterprise Risk Management (ERM) services, sector-specific safeguarding expertise, and proprietary risk self-assessment tools to organisations in the care, community, faith, education, heritage, and commercial property sectors. It operates as part of the UK-based Benefact Group and is licensed by APRA under Australian Financial Services Licence No. 237826.
Product overview
Ansvar Insurance operates as a specialist insurance and risk management provider for the Care Services, Community Services, Learning and Education Services, Faith Communities, Arts, Culture and Heritage, and Commercial Property Owner sectors. The core insurance portfolio consists of four main products: Business Packages, Industrial Special Risks, Casualty, and Financial Lines. These are complemented by a specialized add-on covering Physical and Sexual Abuse (PSA) protection for organizations serving vulnerable populations. Beyond insurance, Ansvar offers an integrated ERM Solutions suite comprising RMA Online (a risk maturity self-assessment tool), Enterprise Risk Management consulting services, Risk Health Checks, and an extensive library of risk tools and resources including sector-specific guidance on cybersecurity, incident management, property protection, events, and safeguarding.
Differentiator
Problem solved
Functional benefit
Products and services
- Business Packages Comprehensive insurance packages tailored for organisations in the Care and Community sectors, combining multiple coverage types into a single policy.
- Industrial Special Risks
- Casualty
- Financial Lines
- Physical and Sexual Abuse (PSA) Cover
- RMA Online (Risk Maturity Self-Assessment)
- Enterprise Risk Management (ERM) Services
- Risk Health Check
- Risk Tools and Resources
- Risk Consultancy
Quantifiable outcome
- AM Best Financial Strength Rating of A- (Excellent) with stable outlook
- +2 more outcomes
Companies that use Ansvar Insurance
Customer profileNamed customers4 records
Segments6 records
Ideal customer profiles6 records
Ansvar Insurance technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
Ansvar Insurance partnerships and signals
Strategic signalPartnerships
Four partnerships are on record, tiered core and minor.
- Interactivecore15-year partnership with Interactive, an Australian technology services provider. The relationship evolved from basic hardware servicing to comprehensive technology support including cloud transitions, security uplift, and strategic planning. Interactive has enabled Ansvar to modernise operations while maintaining compliance standards.
- Benefact GroupcoreAnsvar Insurance is a member of the Benefact Group, an international family of organisations that exists to give back all available profits to good causes. The group includes Ecclesiastical Insurance Office plc which provides significant intra-group reinsurance protection and has historically supported Ansvar through capital injections.
- Business 360minorPart of Ansvar's Preferred Partner Network. Business 360 offers workplace consulting with 20+ years of experience, providing HR and WHS solutions including policies, employment contracts, award entitlements, and workforce management.
- Hetty Johnston (Bravehearts Foundation)minorPart of Ansvar's Preferred Partner Network. Hetty Johnston AM founded Bravehearts Foundation in 1997 and is a leading child protection advocate. She provides safeguarding consulting services to help organisations protect vulnerable people.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
Ansvar Insurance competitors and assessment
Company assessmentOthers
- Arthur J. Gallagher & Co (Australia): Global insurance broker with strong specialty and community/not-for-profit practice in Australia. Comparable as a specialist intermediary serving Ansvar's target segments and a potential channel partner or competitor in broking-led specialty placement.
- Aon Australia: Major insurance broker and risk advisor operating in Australia. Comparable in that Aon places Ansvar-style specialty business on behalf of care/community/faith clients, making it both a distribution partner and indirect competitor via proprietary specialty practices.
Broad incumbents
- Suncorp Group: Major Australian general and banking insurer with strong commercial and community presence. Competes broadly in property/casualty but lacks Ansvar's specialist care/faith/education underwriting depth.
- Insurance Australia Group (IAG): Largest Australian general insurer (NRMA, CGU, SGIO, Swann). Overlaps with Ansvar in commercial property and casualty lines for SMB/community clients, but does not specialize in faith or safeguarding-led underwriting.
- QBE Insurance Group: Global commercial lines insurer with meaningful Australian operations. Overlaps in commercial package and casualty products for mid-market accounts but lacks the specialist care/faith/education niche.
- Allianz Australia: Subsidiary of global Allianz, offering broad commercial and personal lines in Australia. Comparable on commercial property/casualty products but does not match Ansvar's specialist nonprofit/community specialization.
Emerging players
- Adventist Risk Management: Specialist risk manager for Seventh-day Adventist institutions globally with focus on faith, education, and healthcare organizations. Comparable safeguarding/PSA exposure and mission-aligned ownership, though smaller scale and less commercial breadth than Ansvar.
Direct peers
- Catholic Church Insurance (CCI): Australian specialist insurer focused on Catholic faith, education, aged care, and community organizations. Directly comparable to Ansvar in vertical specialization, mutual/specialist structure, and PSA-adjacent safeguarding offerings.
- Ecclesiastical Insurance Office plc: UK-based sister entity under the Benefact Group and Ansvar's parent. Closest functional peer in the UK, sharing the same faith, heritage, education, and care/community specialization, intra-group reinsurance model, and charitable ownership ethos.
- Baptist Insurance Australia: Faith-community specialist insurer serving Baptist churches, schools, and community organizations in Australia. Comparable niche focus, broker-led distribution, and safeguarding-adjacent risk appetite.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Ansvar Insurance social profiles
Digital presenceAnsvar Insurance compliance and trust
Trust signalCompliance3 records
Ansvar Insurance financial estimates
Financial estimateRevenue estimate
Valuation estimate
Ansvar Insurance leadership team
Management profileNumber of profiles
Profiles4 records
Ansvar Insurance funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Ansvar Insurance M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Ansvar Insurance
What does Ansvar Insurance do?
Ansvar Insurance is an Australian specialist general insurer that underwrites tailored commercial insurance products (Business Packages, Industrial Special Risks, Casualty, and Financial Lines) for community-serving organisations. The company also delivers Enterprise Risk Management (ERM) services, sector-specific safeguarding expertise, and proprietary risk self-assessment tools to organisations in the care, community, faith, education, heritage, and commercial property sectors. It operates as part of the UK-based Benefact Group and is licensed by APRA under Australian Financial Services Licence No. 237826.
Is Ansvar Insurance a public or private company?
Ansvar Insurance is a private company. It is classified as corporate owned and is currently operating.
When was Ansvar Insurance founded?
Ansvar Insurance was founded in 1961. It employs 51 to 100 people.
Where is Ansvar Insurance based?
Ansvar Insurance is headquartered in Melbourne, Australia, in the Oceania region.
How does Ansvar Insurance make money?
One revenue line is on record: insurance Premiums.
Who are Ansvar Insurance's main competitors?
Others on record are Arthur J. Gallagher & Co (Australia) and Aon Australia. Broad incumbents are Suncorp Group, Insurance Australia Group (IAG), QBE Insurance Group and Allianz Australia. Adventist Risk Management is listed as an emerging player. Direct peers are Catholic Church Insurance (CCI), Ecclesiastical Insurance Office plc and Baptist Insurance Australia.
Does Ansvar Insurance have an API?
No public API is recorded for Ansvar Insurance.
What industry is Ansvar Insurance in?
Ansvar Insurance's product category is Specialist Commercial Insurance. Its primary akta.pro industry code is FSAJAFAM, Nonprofit / Social Services BOP, with a secondary code of FSAJADAB, Professional Liability (Errors & Omissions). Its NAICS code is 52412 and its SIC code is 6331.