Q Assure Build

What Q Assure Build does

Q Assure Build Ltd is a UK-based structural warranty insurance intermediary operating under "The Q Policy" sub-brand. Founded circa 2008 and headquartered in Bracknell, Berkshire, with a regional office in Ardrossan, Scotland, the company provides 10-year structural defect cover across five product lines — Residential Open Market, Affordable Housing, Private Rental Sector, Bespoke Residential, and Commercial — together with add-on services for refurbishments and conversions, Insurance Backed Guarantees, Road & Sewer and Performance Bonds, and bespoke inspection packages. Q operates as an FCA-regulated Appointed Representative of International Financial Security Limited (FRN 969653), and its policies are underwritten by A-rated insurers including Canopius, CGICE, FMB, and Everest, with High-Street lender acceptance and Consumer Code for New Homes registration.

The company's underlying capability is a prevention-led, human-driven technical service: in-house surveyors conduct pre-construction design appraisals and staged on-site inspections intended to reduce defects before they become claims. This technical layer is what differentiates Q from pure warranty administration. Customers include residential developers, housing associations (e.g., Trust Housing Association), commercial and heritage developers (e.g., City & Country plc, Springfield Properties plc), construction firms (CCG Scotland), and bespoke residential clients, with named testimonial evidence from Springfield Properties, Capital Development Consultants, Whiteburn Projects, Z&D Properties, and JND Building Services. Project values range from £1.5M to £15.6M+, with policy cover extending to projects of £50m and above.

Q generates revenue through four streams: commissions on insurance premiums underwritten by partner insurers, non-refundable surveying/technical/admin fees charged in addition to premiums, referral fees on third-party bond products, and licensing-style arrangements. Pricing is project-specific and not publicly disclosed. Distribution is dual-channel — a named field sales team (Sales Director Mark Thompson, Broker Manager Gemma McCormick) engaging developers and builders directly, plus a broker and intermediary channel that places business on commission. The company is privately held with no disclosed funding rounds, and its regulatory principal is International Financial Security Limited.

Name

Q Assure Build

Legal name

Q Assure Build Ltd

Website

https://qassurebuild.co.uk

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

11–50 employees

Short description

Q Assure Build is a UK structural warranty insurance intermediary offering 10-year structural defect cover across residential, affordable housing, private rental, commercial, and bespoke new-build segments, combining in-house surveyor inspections with broker channel distribution to developers, housing associations, and property owners.

Ownership category

akta.pro rank

Product category

Structural Warranty Insurance

NAICS

Agencies, Brokerages, and Other Insurance Related Activities (5242), Insurance Agencies and Brokerages (524210), Building Inspection Services (54135)

SIC

Insurance Agents, Brokers & Service (6411), Surety Insurance (6351)

akta.pro primary industry

Builders Risk / Course of Construction Insurance (FSAJACAF)

akta.pro secondary industries

Construction Specialty (Wrap-Ups/Builders Risk/Contractors) (FSAJAGAH), Home Warranty / Residential Service Contracts (Systems & Appliances) (FSAJALAG)

Keywords

• Structural warranty insurance
• New build warranties
• Construction defect insurance
• Residential development insurance
• Lender accepted warranties

Headquarters

HQ city

Bracknell

HQ country

United Kingdom

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Structural Warranty Insurance Premiums: Q arranges structural warranty insurance policies for residential and commercial properties. Premiums are charged to developers, builders, and property owners for coverage against structural defects. The policies are underwritten by partner insurers including Canopius, CGICE, FMB, and Everest.
2. Surveying, Technical & Administration Fees: Fees charged for surveying activities, technical assessments, and administration services related to project registration and ongoing warranty management. These fees are non-refundable and charged in addition to insurance premiums.
3. Insurer Commission: Q receives commission from insurers calculated as a percentage of premiums paid by customers. Commission is taken when the insurer receives cleared funds.
4. Third-Party Provider Fees: Fees earned when customers utilise services of third-party providers such as road bonds, where Q may earn a referral fee.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels6 records

Core offering

Q Assure Build arranges and administers structural warranty insurance policies (The Q Policy) for residential open market developers, affordable housing providers, private rental sector landlords, bespoke residential clients, and commercial property owners across the UK. Each policy provides 10-year cover for structural defects and is paired with in-house surveyor-led technical support including pre-construction design appraisal, regular site inspections, and refurbishment/conversion expertise. Q acts as an FCA-regulated insurance intermediary, sourcing capacity from A-rated underwriters (Canopius, CGICE, FMB, Everest).

Product overview

Q Assure Build operates The Q Policy as a modular structural warranty portfolio, combining five distinct warranty products — Residential Open Market, Affordable Housing, Private Rental Sector, Bespoke Residential, and Commercial — with optional technical support services. All policies are underwritten by recognised and rated insurers and are approved by major high-street lenders. The core warranty is complemented by technical support services including in-house surveyor inspections, refurbishment and conversion expertise, and add-on bond products (Insurance Backed Guarantees, Road & Sewer Bonds, Performance Bonds). A bespoke inspection packages add-on is also available for enhanced support. The company acts as an insurance intermediary regulated by the FCA.

Differentiator

Problem solved

Functional benefit

Brands

• The Q Policy: Structural warranty brand offering residential, affordable housing, private rental sector, bespoke residential, and commercial warranty policies with associated technical support services.

Products and services

• The Q Policy (Residential Open Market)

Quantifiable outcome

• Prevention-led approach reduces defects and improves build quality through early technical intervention
• +2 more outcomes

Named customers9 records

Segments7 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Six partnerships are on record, tiered core and minor.

• International Financial Security LimitedcoreStrategic or Co-development PartnerInternational Financial Security Limited is an Appointed Representative and FCA Principal for Q Assure Build. IFS is authorised and regulated by the Financial Conduct Authority (FCA) with FCA registered number FRN 969653. Q operates as an insurance intermediary under this arrangement.
• Consumer Code for New HomescoreStrategic or Co-development PartnerQ is a Registered Code User of the Consumer Code for New Homes. All developers placing a warranty with Q are registered as members of the Code, which ensures best practice in marketing and selling of New Homes and sets standards for after-sales customer care service.
• Trading Standards Institute (TSI)coreStrategic or Co-development PartnerQ provides automatic membership of a CTSI Approved Code Scheme for developers selling homes to consumers, providing additional consumer protection through the Trading Standards Institute framework.
• CanopiuscoreTechnology or IntegrationUnderwriting partner for Q structural warranty policies, providing insurance capacity for residential and commercial property coverage.
• CGICEcoreTechnology or IntegrationUnderwriting partner for Q structural warranty policies, providing insurance capacity and claims handling services.
• Financial Ombudsman ServiceminorOthersUK-independent service for settling disputes between consumers and businesses providing financial services, to which eligible complaints may be referred if not resolved through Q's complaints procedure.

Scale indicators4 records

Recent moves1 record

Expansion highlights5 records

Broad incumbents

• NHBC (National House-Building Council): UK's dominant provider of new-home structural warranties and building control. Direct competitor to Q across residential open-market and affordable housing segments, with materially larger scale, brand, and insurer relationships.
• Zurich Insurance UK: Large UK general insurer underwriting structural warranty capacity for intermediaries and offering own-branded construction cover. Adjacent incumbent that competes via direct and intermediary channels.

Direct peers

• Premier Guarantee (Bourne Group / Blenheim): One of the UK's leading structural warranty providers covering residential, commercial, and social housing projects. Closely comparable product set to Q's five policy categories and lender-accepted positioning.
• LABC Warranty: LABC-linked structural warranty provider offering 10-year cover for new-build and conversions. Comparable mid-market positioning to Q, with similar broker-distributed GTM.
• Build-Zone (MD Insurance Services): UK structural warranty intermediary serving residential, commercial, and self-build projects. Direct comparable on product portfolio, broker channel, and project-value thresholds.
• BLP Insurance (Building LifePlans): Specialist UK insurer focused on structural warranties for new-build and conversion projects. Comparable in scope and target segments to Q, especially across self-build and bespoke residential.
• Protek Group / Protek Warranty: Provider of structural warranties and building control services to UK residential and commercial developers. Small-to-mid market competitor with similar broker-led GTM.

Emerging players

• Self-Build Zone: Niche provider of warranty and insurance products for self-build and custom-build projects. Comparable to Q's Bespoke Residential segment on a narrower focus.
• HomeGuard Insurance Services: Smaller UK structural warranty and latent-defect specialist. Comparable to Q's product set at lower scale; useful comp for upward bind-rate pressure on intermediated warranty lines.

Others

• Countrywide Surveying Services: UK-wide surveying and valuation provider to lenders and intermediaries. Comparable to Q on inspection/surveying service line and on broker/lender distribution rather than core warranty product.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/theqpolicy
• Facebookfacebook.com/theqpolicy
• LinkedInlinkedin.com/company/q-assure-build-ltd
• Instagraminstagram.com/theqpolicy

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles3 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Q Assure Build