ACHS

What ACHS does

ACHS (Asociación Chilena de Seguridad) is a Chilean non-profit mutual founded in 1958 that administers the country's mandatory occupational accident and disease insurance under Law 16.744. It is one of the authorized mutual administrators competing for affiliation from Chilean employers and serves 94,000+ companies and 3+ million affiliated workers across all productive sectors. The organization delivers workplace risk prevention, medical care for occupational injuries and diseases, and economic benefits (subsidies, indemnities, pensions, death benefits) to workers, leveraging the largest private occupational healthcare network in Chile's mutual system: 317 health centers spanning all 16 Chilean regions, anchored by the Hospital del Trabajador in Santiago and including 8 regional clinics, 85+ outpatient centers, and 25+ affiliated clinics.

ACHS operates a platform-plus-modules digital architecture. ACHS Virtual is the worker and employer self-service portal covering accident reporting, certificates, subsidies, statistics, and health exam delivery; ACHS Gestión is the enterprise preventive management platform for safety plans, regulatory compliance, joint committee administration, risk documentation, and DS 67 appeal handling. Specialized modules include APia (an AI-powered preventive assistant), the Termómetro de Salud Mental diagnostic tool developed with UC university, SEL occupational health evaluations, Vigilancia de la Salud surveillance, the Comités Paritarios management tool, the DS 67 additional contribution calculator, the Capacitaciones training platform with 800+ free courses, MINSAL-ACHS occupational protocols, the Unidad de Intervención en Crisis mental health unit, and the Teletrabajo / Trabajo a Distancia remote-work compliance toolkit. Operating subsidiaries include Hospital del Trabajador Achs Salud, Achs Salud clinics, Mundo Achs (events and wellness benefits), and Achs Servicios.

Revenue mechanics are statutory rather than commercial: ACHS receives legally mandated employer contributions under Law 16.744 at a fixed minimum rate plus a differentiated rate per Supreme Decree 67 reflecting each employer's accident history. As a non-profit mutual, funds are reinvested into prevention, health services, and benefits with no profit distribution. The go-to-market combines enterprise field account executives for large accounts, dedicated digital onboarding for SMEs, WhatsApp-based enrollment for independent workers, and a 1,100-person prevention professional workforce conducting 140,000+ annual expert prevention activities across sectors including construction, commerce, healthcare, education, and agriculture. Customers span all Chilean employer sizes plus independent contractors and household employers of domestic workers.

Name

ACHS

Legal name

Asociación Chilena de Seguridad

Website

https://achs.cl

Company type

Private

Founded year

1958

Operating status

Operating

Headcount range

5,001–10,000 employees

Short description

ACHS (Asociación Chilena de Seguridad) is a Chilean non-profit mutual administering mandatory occupational insurance under Law 16.744, serving 94,000+ companies and 3+ million workers through workplace prevention, medical care, and economic benefits via a 317-center national network.

Ownership category

akta.pro rank

Product category

Occupational Insurance and Social Security

NAICS

Direct Health and Medical Insurance Carriers (524114)

SIC

Accident & Health Insurance (6321), Services-Hospitals (8060)

akta.pro primary industry

Workers’ Compensation Insurance (FSAJAMAF)

akta.pro secondary industry

Ancillary & Supplemental Health Products (Accident/Critical Illness/Hospital Indemnity) (HLAEABAJ)

Keywords

• Occupational insurance
• Workplace accident prevention
• Occupational health services
• Social security administration
• Healthcare network

Headquarters

HQ city

Santiago

HQ country

Chile

HQ region

Latin America

Offices86 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Infrastructure, Technology or R&D, Marketing or Sales, Supply Chain

Revenue model

1. Mandatory Social Insurance Contributions (Ley 16.744): ACHS operates as a non-profit mutual entity administering Chile's mandatory occupational insurance (Law 16.744). All affiliated employers pay legally-defined contribution rates; ACHS uses these to fund prevention programs, healthcare delivery, and economic benefits. Revenue is statutory and contribution-based, not fee-for-service.

Go-to-market motion2 records

Distribution channels5 records

Marketing channels9 records

Core offering

ACHS administers Chile's mandatory occupational accident and disease insurance under Law 16.744 on behalf of affiliated employers, delivering statutory prevention programs, occupational healthcare (including Hospital del Trabajador and a national network of clinics), and economic benefits (subsidies, indemnities, pensions). Coverage extends to over 3 million workers and 94,000 employer entities across all productive sectors, supported by digital self-service platforms ACHS Virtual and ACHS Gestión.

Product overview

ACHS operates a unified platform-plus-modules architecture centered on ACHS Virtual (worker/company self-service portal) and ACHS Gestión (enterprise preventive management platform), augmented by specialized digital tools. The product portfolio spans occupational safety management (ACHS Gestión with its suite of SST modules), health services (occupational evaluations via SEL, health surveillance, and non-work-related outpatient care), economic benefits administration (subsidies, indemnities, pensions), training (800+ courses via the Capacitaciones platform), mental health support (Termómetro de Salud Mental, Unidad de Intervención en Crisis), preventive campaigns and MINSAL protocols, and ancillary tools including the APia preventive assistant, Comités Paritarios platform, D.S. 67 calculator, and DIAT/DIEP reporting forms. Together these form an integrated ecosystem covering the full occupational safety lifecycle from prevention planning through accident reporting, medical care, and economic compensation.

Differentiator

Problem solved

Functional benefit

Brands

• ACHS Gestión: Digital platform for companies to manage preventive health and occupational safety, including prevention plans, legal compliance, and joint committees
• ACHS Virtual
• Mundo Achs
• Un Día Redondo
• Ahora es Tu Turno
• ¡Atención Profes!
• Aquí Puro Buen Trato
• APia

Products and services

• ACHS Virtual Digital self-service portal for workers and companies enabling management of preventive services, health and economic benefits, accident reporting, certificate requests, statistics, and appointments. Accessible 24/7 via web and mobile apps.
• ACHS Gestión Enterprise-facing digital platform enabling companies to manage occupational safety, execute prevention plans, handle legal compliance, manage joint workplace safety committees, access training and reporting tools, and administer DS 67 appeals.
• Capacitaciones (Training Platform) Training platform offering over 800 free courses for affiliated workers in transversal and sector-specific content, accessible via online platforms, training centers, and a dedicated mobile app.
• Servicio de Evaluaciones Laborales (SEL) Occupational health evaluation service assessing whether the physical and/or psychological health of a worker or applicant is compatible with the functions performed or to be performed at a company, with digital certificate delivery.
• Vigilancia de la Salud Health surveillance service providing occupational health monitoring for workers exposed to risk agents, enabling early detection of potential occupational diseases through periodic evaluations.
• Prestaciones de Salud (Non-Work-Related Health Services) Outpatient health services available to the general public beyond occupational coverage, including traumatology, kinesiology, general medicine, and mental health consultations via telemedicine at 65 centers nationwide; 251,000+ consultations delivered in 2024.
• Prestaciones Económicas Economic compensation services covering work disability subsidies, indemnities, and pensions for permanent disability or death resulting from occupational accidents or diseases.
• Hospital del Trabajador ACHS Salud 24/7 occupational trauma center and inpatient hospital providing emergency care, specialized surgeries, rehabilitation, and inpatient services for work-related injuries, operating as the flagship facility in ACHS's healthcare network.

Quantifiable outcome

• Lowest accident rate in Chile's mutual system (4.67% total 2024), continuously reduced year-over-year
• +8 more outcomes

Named customers3 records

Segments4 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature8 records

Partnerships

Two partnerships are on record, tiered core.

• Falabella RetailcoreStrategic or Co-development PartnerACHS Seguro Laboral and Falabella Retail signed a new collaboration agreement in 2026 to strengthen occupational safety culture at Falabella. The agreement involves joint prevention programs, health services, and safety training for Falabella's workforce, aligning with ACHS's strategic goal of becoming the best strategic ally for worker care.
• Dekra ChilecoreStrategic or Co-development PartnerPartnership since 2013 with Dekra Chile, a global leader in safety and certification, to implement mass and digital methodologies focused on transforming and strengthening occupational safety culture at ACHS. Dekra provides expertise in developing preventive culture programs, methodology development, and safety certification services.

Scale indicators25 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Mutual de Seguridad (CChC): Chile's other large non-profit mutual administrator of Law 16.744, affiliated to the Cámara Chilena de la Construcción. Directly competes with ACHS for the same mandatory employer affiliations, operating its own hospital, clinics, and prevention network across Chile. Closest comparable peer by mandate, business model, and operational footprint.
• Instituto de Seguridad del Trabajo (IST): One of three authorized administrators of Chile's mandatory occupational accident and disease insurance under Law 16.744. Competes head-to-head with ACHS and Mutual de Seguridad on accident rates, service quality, and prevention programs, with its own health network and digital channels. Directly comparable Chilean mutual peer.

Broad incumbents

• Sedgwick: Global third-party administrator of workers' compensation, disability, and occupational health claims. Comparable to ACHS in the claims-administration and employer-services layer, though operating across multiple countries as a private for-profit claims manager rather than a single-country mandatory mutual.
• Gallagher Bassett Services: A US-based workers' compensation, disability, and leave management services unit within Arthur J. Gallagher. Overlaps with ACHS in administering employer-sponsored occupational injury and disability programs, including return-to-work services and clinical case management, at a much larger geographic scale.
• Helmsman Management Services (Liberty Mutual): Workers' compensation and auto claims administration business within Liberty Mutual. Provides similar employer-facing injury-management and return-to-work services as ACHS, serving as a comparable US incumbency model for the operating capabilities ACHS performs under Law 16.744.
• International SOS: Global workplace health and security services firm with occupational health, medical assistance, and telemedicine offerings to multinational employers. Comparable to ACHS's non-laboral health platform (65+ centers, telemedicine) and its CRISIS intervention unit (UIC) on the cross-border employer-health services dimension.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/PrevencionACHS
• YouTubeyoutube.com/user/prevencionACHS
• Facebookfacebook.com/PrevencionACHS
• LinkedInlinkedin.com/company/achs
• Instagraminstagram.com/achs.segurolaboral

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about ACHS