Stonebridge

What Stonebridge does

Stonebridge Mortgage Solutions Ltd is a UK-based, FCA-authorised (firm reference 454811) mortgage and protection broker network founded in 1988 and headquartered in Basildon, Essex. The company operates an Appointed Representative (AR) network model, providing regulatory supervision, compliance monitoring, lender and insurer access, business development support, marketing tools, adviser recruitment, and ongoing training to over 1,300 mortgage advisers across the UK. Stonebridge employs over 200 staff, including five compliance teams under a dedicated Compliance Operations Manager, and runs a wholly owned proprietary software platform called 'Revolution' that integrates mortgage sourcing, protection products, general insurance sourcing, and referral management into a single adviser workflow. The group also operates moneyQuest, a wholly owned subsidiary brand acquired via a 2018 merger with the former MoneyQuest, which specialises in new build and remortgaging advice and serves thousands of customers annually.

The business monetises through two primary streams: (1) transaction-based procuration and network fees under a 'pay as you earn' model where member firms pay based on business written each month, with payments triggered at contract exchange rather than completion to improve member cash flow; and (2) recurring regulatory supervision fees tied to ongoing AR membership. Distribution is sales-led via field-based development managers and telephone-based business development consultants, supplemented by self-service enquiry channels and an active events/webinars calendar. Stonebridge is privately held with no disclosed parent company, PE backing, or institutional investors, and operates exclusively in the United Kingdom with no international footprint.

In 2025 the network won three concurrent industry awards (Best Network from Mortgage Strategy and Mortgage Introducer, plus Financial Reporter's Network of the Year Brokers' Choice Award), reinforcing its positioning as one of the largest independent mortgage and protection networks in the UK.

Name

Stonebridge

Legal name

Stonebridge Mortgage Solutions Ltd

Website

https://stonebridgegroup.co.uk

Company type

Private

Founded year

1988

Operating status

Operating

Headcount range

101–250 employees

Short description

Stonebridge is a UK FCA-authorised mortgage and protection broker network, founded in 1988, serving over 1,300 adviser ARs through proprietary Revolution software, compliance supervision, and lender/insurer access, with 200+ employees in Basildon.

Ownership category

akta.pro rank

Product category

Mortgage and Protection Broker Network

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Mortgage and Nonmortgage Loan Brokers (52231)

SIC

Mortgage Bankers & Loan Correspondents (6162), Loan Brokers (6163)

akta.pro primary industry

Wholesale Mortgage Lending (Broker Channel) (FSALACAA)

Keywords

• Mortgage broker network
• Protection insurance advisory
• Appointed representative services
• FCA regulatory supervision
• Mortgage sourcing software

Headquarters

HQ city

Basildon

HQ country

United Kingdom

HQ region

Europe

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Network Membership / Procuration Fees: Stonebridge operates a 'pay as you earn' model where member firms pay network fees based on business written. The network pays members when contracts are exchanged (rather than only upon completion), improving cash flow for member firms. Fee structures vary and should be clear and transparent according to their model.
2. Regulatory Supervision Services: As an FCA-authorised organisation, Stonebridge provides regulatory supervision to brokers offering advice on mortgages and related insurances. This includes compliance monitoring and business standards support.

Pricing tiers

Go-to-market motion2 records

Distribution channels3 records

Marketing channels4 records

Core offering

Stonebridge operates a mortgage and protection broker network in the UK that provides appointed representative firms with FCA regulatory supervision, access to lender and insurer panels, compliance and business development support, and proprietary Revolution technology for mortgage sourcing, protection & GI, and referrals. Members pay on a 'pay as you earn' transaction basis with regulatory supervision charged as a recurring subscription.

Product overview

Stonebridge operates as an award-winning mortgage and protection broker network, providing support to over 1,300 mortgage advisers across the UK. The core technology offering is the Revolution software platform — a wholly owned, all-encompassing solution that integrates mortgage sourcing, protection products, GI (general insurance) sourcing, and referrals into a single system. Within the network, Stonebridge also houses moneyQuest, a branded advisory firm specialising in new build and remortgaging. The proposition encompasses business development support, compliance monitoring, and access to a comprehensive range of mortgage and protection products through network membership.

Differentiator

Problem solved

Functional benefit

Brands

• moneyQuest: Mortgage and protection specialists advising thousands of customers each year, specialists in new build and remortgaging. Based in Basildon.
• Revolution

Products and services

• Revolution A wholly owned technology platform built by Stonebridge for member mortgage and protection adviser firms. It integrates mortgage sourcing, protection and general insurance comparison, and a referrals workflow into a single environment supporting day-to-day adviser business.
• Stonebridge Mortgage and Protection Network Membership The core network membership offered to UK appointed representative mortgage and protection adviser firms. Membership provides FCA principal authorisation access, lender and insurer panel access, compliance oversight, business development, marketing, recruitment, and training support, priced on a 'pay as you earn' transaction basis.
• moneyQuest Stonebridge's consumer-facing sub-brand providing mortgage and protection advisory services to individual customers, operating alongside the B2B network membership offering.
• Regulatory Supervision Services Recurring subscription-based regulatory supervision service provided by Stonebridge to its appointed representative member firms, covering compliance oversight and ongoing FCA principal-authorisation support for adviser businesses.

Named customers1 record

Segments2 records

Ideal customer profiles1 record

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Two partnerships are on record, tiered core.

• Revolution (Internal Platform)coreTechnology or IntegrationRevolution is Stonebridge's wholly owned software platform designed specifically for mortgage and protection advisers. It includes mortgage sourcing, protection, GI sourcing, and referral management tools integrated into a single system.
• moneyQuestcoreOthersmoneyQuest is Stonebridge's specialist mortgage and protection brand, advising thousands of customers each year. Based in Basildon, qualified advisers are specialists in new build and remortgaging.

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• Connells Group: Large UK estate agency and mortgage brokerage group with significant adviser and referral capacity - competes with Stonebridge in mortgage distribution but as part of a broader property services portfolio.
• Legal & General Mortgage Club: Lender-led broker club run by Legal & General, providing panel access and support to advisers - overlaps with Stonebridge's lender panel/distribution functions but sits inside a much larger financial services group.

Direct peers

• Sesame Bankhall Group: UK financial services network supporting mortgage and advice firms with regulatory hosting, compliance, and lender relationships - a competing AR-network to Stonebridge within the broader advice market.
• Mortgage Advice Bureau: One of the UK's largest mortgage broker networks, providing advisers with regulatory supervision, lender access, and compliance support - directly comparable to Stonebridge's AR-network business model.
• SimplyBiz: UK support services group providing compliance, regulatory, and back-office services to mortgage, protection, and financial advisers - overlapping with Stonebridge's regulatory supervision and member support functions.
• First Complete: UK mortgage and protection network supplying AR firms with regulatory supervision and lender/insurer panel access - directly competes with Stonebridge for adviser recruitment.
• Openwork Partnership: Large UK financial services network supporting mortgage, protection, and wealth advisers with regulatory hosting and back-office services - overlapping materially with Stonebridge's network proposition.
• Paradigm Mortgage Services: UK mortgage and protection network providing AR firms with regulatory oversight, lender panel access, and business support - a direct competitor in the AR-network segment.
• HL Partnership: UK mortgage and protection network providing appointed representatives with regulatory hosting, lender panels, and business support - a comparable network proposition to Stonebridge.
• TMA (The Mortgage Alliance): Long-established UK mortgage and protection network (owned by LSL Property Services) that provides appointed representatives with regulatory hosting and compliance support comparable to Stonebridge.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/Stonebridge_Grp
• Facebookfacebook.com/StonebridgeMortgageNetwork

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Stonebridge