Euroansa

What Euroansa does

Euroansa SpA is an Italian credit mediation (mediazione del credito) company founded in 2004 and headquartered in Milan (Piazza Cavour 7), with an operational headquarters in Lucca. The firm acts as an intermediary between consumers and SMEs seeking credit and a network of approximately 130 partner banks and financial institutions across Italy. It serves two primary segments: private individuals seeking mortgages, personal loans, salary- or pension-backed loans (Cessione del Quinto), and insurance; and businesses — including Italian SMEs and agricultural enterprises — needing credit access, financial planning, and consulting. Distribution is delivered through a nationwide capillary network of more than 250 agencies and approximately 900 collaborators covering all 20 Italian regions, making the business model fundamentally sales-led and relationship-driven.

The product portfolio includes standard mortgages (Mutuo, including green mortgages), the government-backed Fondo di Garanzia for first-time buyers, personal loans (Prestiti), Cessione del Quinto, insurance (Assicurazioni), a lifetime mortgage product (Prestito Ipotecario Vitalizio, offered in partnership with CEFIN for borrowers over 60), and corporate/agri credit services. Underlying technology is internal-tool centric: CRM JIMMY for client and loan-application management, the Preventivatore Euroansa online quote calculator, an intranet/Back Office hosted at backoffice.euroansa.it, and SSO for authentication. Revenue is commission-based: Euroansa is a credit intermediary, not a lender, and earns transaction-based fees from partner banks upon successful placements. The company is registered with Italy's OAM (Organismo Agenti e dei Mediatori) under number M191, operates as a Società per Azioni with €1,000,000 share capital, and disclosed no public revenue figures.

Euroansa's go-to-market is reinforced by content marketing (blog "Euroansa Informa"), video storytelling ("Euroansa Storie" produced in partnership with Vera Film), social media presence on LinkedIn/Facebook/Instagram, annual company conferences ("Qui ed Ora"), and a Trustpilot 5-star rating. On February 2, 2026 the four founding partners — Ansano Cecchini (CEO/Chairman), Olivia Bernacchi (Commercial Director), Luca Fini (Administrative & Financial Director), and Mario Monzo — returned to majority ownership with a 50.26% stake, signaling continuity and confidence. Management characterized 2025 as a record year on strong volumes. The firm has run a Stock Grant program that, between 2015 and 2022, distributed approximately €6 million to 138 deserving collaborators, indicating an owner-operator culture and broad-based incentive alignment.

Name

Euroansa

Legal name

Euroansa SpA

Website

https://euroansa.it

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

501–1,000 employees

Short description

Euroansa SpA is an Italian credit mediation firm founded in 2004 connecting consumers, SMEs, and agricultural enterprises with 130 partner banks through 250+ agencies and 900 collaborators across Italy, earning commissions on mediated loans, mortgages, and insurance products.

Ownership category

akta.pro rank

Product category

Credit Mediation Services

NAICS

Mortgage and Nonmortgage Loan Brokers (52231)

SIC

Loan Brokers (6163)

akta.pro primary industry

Commercial Mortgage Brokerage (FSAEAEAB)

Keywords

• Credit mediation services
• Mortgage brokerage
• Personal loan intermediation
• Salary-backed loans
• Financial consulting

Headquarters

HQ city

Milan

HQ country

Italy

HQ region

Europe

Offices2 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Infrastructure, Technology or R&D

Revenue model

1. Credit Mediation Commissions: Euroansa earns commissions from partnered banks and financial institutions for successfully mediating credit products (mortgages, loans, fifth-of-salary deductions) between the company network and clients. The company acts as an intermediary, not a lender.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels5 records

Core offering

Euroansa SpA is an Italian credit mediation company (mediazione del credito) that intermediates between customers and partner banks for mortgages (Mutuo), personal loans (Prestiti), salary-backed loans (Cessione del Quinto), insurance (Assicurazioni), and guarantee fund access. Operating through a network of more than 250 agencies and approximately 900 collaborators across Italy, the company leverages 130 bank conventions to provide customers with favorable credit conditions. Services span both private individuals (mortgages, personal loans) and businesses (business credit, agricultural sector financing), including specialized offerings such as lifetime mortgages (Prestito Ipotecario Vitalizio) for borrowers over 60.

Product overview

Euroansa is a credit mediation company (mediazione del credito) that offers a unified platform of financial products and services. The core offering centers on mortgage products (Mutuo), personal loans (Prestiti), salary-backed loans (Cessione del Quinto), and insurance, supported by a network of approximately 900 collaborators and 250+ agencies across Italy. The company also provides specialized services for businesses (Servizi per Imprese) including agricultural sector consulting and credit access solutions. Internal digital tools include CRM JIMMY, a quote generator (Preventivatore), webmail, and intranet systems. The product portfolio includes a lifetime mortgage product (Prestito Ipotecario Vitalizio) offered in partnership with CEFIN.

Differentiator

Problem solved

Functional benefit

Products and services

• Mutuo (Mortgage) Mortgage products for private individuals seeking to purchase real estate, including green mortgages for energy-efficient properties. Mediated through 130 partner bank conventions across Italy.
• Prestiti (Personal Loans) Personal loan products for private individuals for various financial needs beyond mortgage financing, mediated through partner bank conventions across Italy.
• Cessione del Quinto (Salary-Backed Loan) Loan product secured by employee's salary or pension, with repayment deducted directly up to one-fifth of income. Mediated through partner financial institutions across Italy.
• Fondo di Garanzia (Guarantee Fund) Government-backed guarantee fund that supports first-time homebuyers and specific categories of borrowers in accessing credit, mediated through partner bank conventions.
• Assicurazioni (Insurance) Insurance products related to credit and mortgage financing, including coverage for borrowers, bundled with Euroansa's credit offerings.
• Servizi per Imprese (Business Credit Services) Credit consulting and financial services for businesses, including agricultural sector services and credit access solutions for Italian small and medium enterprises.
• Prestito Ipotecario Vitalizio (Lifetime Mortgage) Medium-to-long-term financing product reserved for individuals over 60 years old who own real estate property, offered in partnership with CEFIN.

Quantifiable outcome

• Network covers all 20 Italian regions with agencies in each area
• +1 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

AI capability1 record

Feature3 records

Partnerships

Two partnerships are on record, tiered minor and core.

• Vera FilmminorOthers · 18 October 2024Video production company that produced 'Grazie Euroansa' video for the Qui ed Ora 2024 event, directed by Paolo Ruffini. Represents creative collaboration for company storytelling initiatives.
• Partner Banks (Banche Convenzionate)coreChannel Partner/ Reseller/ DistributorEuroansa has established favorable conventions with approximately 130 banks and major credit institutions across Italy. These partnerships enable the company to offer customers competitive rates and diverse lending options through its network of 250+ agencies.

Scale indicators6 records

Recent moves1 record

Expansion highlights5 records

Direct peers

• MutuiOnline: Italy's leading online mortgage broker, comparing offerings from banks across Italy and earning commissions on funded loans. Directly comparable business model to Euroansa's mortgage and loan intermediation activity, though channel is primarily digital rather than agency-led.
• Facile.it: Italy's largest financial product comparator and intermediary across insurance, mortgages, loans, utilities, and telecom. Closest direct peer by business model and product breadth, though Facile.it is digital-first whereas Euroansa leads with a physical agency network.
• Segugio.it: Italian price-comparison and broker platform for credit, insurance, and household services. Comparable credit intermediation focus and multi-product offering, mirroring Euroansa's mortgage and personal loan brokerage services.
• SOStARiffe: Italian comparison platform that intermediates mortgages, loans, and utility contracts. Operates in the same credit-brokerage category as Euroansa, primarily via online channels with direct lender partnerships.
• PrestitiOnline: Italian online personal loan and credit broker intermediating offers from multiple banks and finance companies. Highly comparable on the consumer credit intermediation side of Euroansa's Prestiti business.

Broad incumbents

• Compass (Mediobanca Group): Italian consumer finance lender (part of Mediobanca) offering personal loans and salary-backed credit. Comparable in product overlap (Cessione del Quinto, personal loans) but operates as a direct lender rather than intermediary, representing broader incumbent scale.
• Findomestic (BNL BNP Paribas): Italian consumer credit provider owned by BNL/BNP Paribas, active in personal loans, auto financing, and household credit. Comparable product set (personal loans, CQS) and serves similar Italian retail and SME segments, but as a direct lender rather than broker.
• Agos Ducato (Crédit Agricole/Findomestic): Italian consumer credit specialist offering personal loans, salary-backed loans, and auto financing. Highly comparable in core consumer credit products to Euroansa's Prestiti and Cessione del Quinto, but as a direct lender within a banking group.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/euroansa
• LinkedInlinkedin.com/company/euroansa-spa
• Instagraminstagram.com/euroansa_s.p.a
• Xx.com/euroansa

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles10 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Euroansa