Tanager Wealth Management

What Tanager Wealth Management does

Tanager Wealth Management LLP is a privately held, dual-regulated (SEC and FCA) wealth management firm founded in London in 2007 by Kristopher Heck and partners with backgrounds in private banking, institutional asset management, and transatlantic advisory work. The firm specializes in financial planning and discretionary investment management for US/UK expat households, addressing cross-border frictions such as PFIC treatment, dual pension management, FBAR reporting, and multi-jurisdictional estate planning. Its core offering, the Total Wealth Management Service, integrates financial planning with discretionary portfolio management on a recurring asset-based fee model with a $500,000 minimum investment and a $6,500 annual floor.

The product surface spans Financial Planning, Discretionary Investment Management, the Bespoke Beta direct-indexing module (individual-securities portfolios for tax-loss harvesting and ESG alignment), Philanthropy & Giving advisory, a Tanager Overview portfolio review, and a Probate Asset Holding Service. Technology is delivered primarily through third-party platforms — Addepar for client portfolio management and reporting, and Mailchimp for marketing — with a recent investment in internal technology capacity through a dedicated Technology Specialist hire. Distribution is exclusively direct and relationship-based, supported by educational content, the Tanager Talks webinar series, and a referral pipeline from UK-based lawyers, accountants, and trustees with US-connected clients.

Tanager operates from a London headquarters (Vintners Place, Upper Thames Street) with US offices in West Conshohocken and Chesterbrook, Pennsylvania (Philadelphia area), and Houston, Texas. The firm is structured as a partnership with six named partners and roughly 30 advisors, paraplanners, and support staff; it is independent, with no parent company, external institutional investment, or public listing.

Name

Tanager Wealth Management

Legal name

Tanager Wealth Management LLP

Website

https://tanagerwealth.com

Company type

Private

Founded year

2007

Operating status

Operating

Headcount range

11–50 employees

Short description

Tanager Wealth Management is a dual SEC- and FCA-regulated wealth management firm that provides financial planning and discretionary investment management for US/UK expat households, serving clients across London, Philadelphia, and Houston offices.

Ownership category

akta.pro rank

Product category

Cross-Border Wealth Management

NAICS

Portfolio Management and Investment Advice (523940)

SIC

Investment Advice (6282)

akta.pro primary industry

Registered Investment Advisor (RIA) Wealth Management (FSAEABAA)

akta.pro secondary industries

Private Banking & UHNW Wealth Advisory (FSAEABAC), Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail) (FSAAAAAJ)

Keywords

• Cross-border wealth management
• Financial planning services
• Investment advisory services
• Discretionary portfolio management
• Transatlantic financial advice

Headquarters

HQ city

London

HQ country

United Kingdom

HQ region

Europe

Offices4 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Asset-Based Wealth Management Fees: Tanager charges ongoing fees based on the amount of assets under advisement and management. The firm provides a Total Wealth Management Service combining financial planning and discretionary investment management. A minimum annual fee of $6,500 applies for smaller portfolios.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels6 records

Core offering

Tanager Wealth Management is a UK-headquartered wealth management firm providing integrated financial planning and discretionary investment management services exclusively to transatlantic households (Americans in the UK, British expats in the US, and dual-national families). The firm delivers cross-border tax-efficient investment management, retirement and pension planning, estate planning, and specialized modules such as direct indexing (Bespoke Beta) and philanthropic advisory, operating under dual SEC (US) and FCA (UK) regulation.

Product overview

Tanager Wealth Management offers a unified Total Wealth Management Service that integrates financial planning, discretionary investment management, and specialized advisory modules. The core offering combines Financial Planning and Discretionary Investment Management as the primary service pillars. Additional specialized modules include Bespoke Beta (direct indexing with tax-loss harvesting), Philanthropy & Giving (Donor Advised Funds and charitable planning), Tanager Overview (portfolio review service), and Probate Asset Holding Service. The firm is regulated by both the US SEC and UK FCA, enabling comprehensive cross-border advice for transatlantic households.

Differentiator

Problem solved

Functional benefit

Products and services

• Total Wealth Management Service Comprehensive wealth management service combining financial planning, discretionary investment management, and ongoing advisory services for transatlantic households with US-UK financial complexities. Minimum investable assets of $500,000 with a minimum annual fee of $6,500.
• Financial Planning Financial planning service covering retirement planning (US Social Security and UK State Pension), pension optimization, education savings, estate planning, real estate purchase guidance, and support during life transitions such as divorce or bereavement.
• Discretionary Investment Management Discretionary investment management service using evidence-based principles, index portfolios, strategic asset allocation, cost control, and regular portfolio rebalancing for transatlantic households. The firm holds discretion to manage day-to-day strategy of investment portfolios.
• Bespoke Beta (Direct Indexing) Direct indexing service holding individual securities tailored to client portfolios, enabling tax-loss harvesting across individual securities, concentrated position management, ESG alignment, and customized portfolio construction. Available to Total Wealth Management clients.
• Philanthropy & Giving Advisory Charitable giving advisory service helping clients utilize Donor Advised Funds, dual-qualified charity tax deductions, and private foundations for tax-efficient philanthropy in both the US and UK.
• Probate Asset Holding Service Service for executors of estates with US assets, providing investment management and administration during probate proceedings.
• Portfolio Review Service (Tanager Overview) Portfolio review service for trustees and clients providing comprehensive assessment of existing investment portfolios and recommendations across multiple jurisdictions.

Named customers4 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration2 records

Feature3 records

Partnerships

Two partnerships are on record, tiered core.

• Oxford RiskcoreStrategic or Co-development Partner · 29 May 2025Oxford Risk is a behavioral finance research firm. Tanager partnered with Oxford Risk to discuss how cognitive biases and human brain decision-making processes impact investment decisions. Dr. Alex Chase from Oxford Risk participated in a Tanager Talk webinar on navigating volatile markets through the lens of behavioral finance.
• The Soup Kitchen (London)coreOthersTanager supports The Soup Kitchen charity as part of their 'Tanager in the Community' initiative. The charity, established in 1986, provides free meals, clothing, toiletries, and support to the homeless, elderly, lonely, and vulnerable in London. Tanager staff volunteer monthly, conducting fundraising walks, and donation drives. In 2023, Tanager was one of the top three financial supporters.

Scale indicators3 records

Recent moves7 records

Expansion highlights6 records

Broad incumbents

• RBC Wealth Management: Global private banking and wealth franchise of Royal Bank of Canada with deep US, UK, and cross-border capabilities for HNW/UHNW households. Comparable to Tanager in serving transatlantic clients, but operating as part of a much larger bank-led wealth platform.
• Evelyn Partners: UK wealth management and professional services group offering investment management, financial planning, and tax advice to HNW clients, including internationally connected households. Comparable to Tanager in client profile and UK-centric advisor-led delivery, though materially larger and more diversified.
• St. James's Place: Large UK-listed wealth management group serving a broad HNW and mass-affluent client base with an expanding international and expat proposition. Comparable to Tanager in providing discretionary investment and financial planning, but at materially greater scale and with broader geographic reach.

Direct peers

• Blevins Franks: Long-established UK/Europe-based wealth advisory firm focused on US-connected expatriate clients, offering cross-border tax planning, investment management, and estate planning. Highly comparable to Tanager in niche specialization, HNW client base, and dual-jurisdiction service model.
• Chase Buchanan: UK-based wealth manager focused on international and expatriate clients, providing cross-border investment and financial planning advice. Similar to Tanager in targeting HNW transatlantic households requiring dual-jurisdiction expertise.
• Hoxton Capital Management: UK-headquartered financial advisory firm specializing in expat wealth management for US, UK, and international clients. Directly comparable to Tanager in serving cross-border households with cross-border tax and investment needs.
• Spectrum IFA Group: UK-based independent financial advisory group with a dedicated expat and international client division. Comparable to Tanager in its focus on cross-border financial planning for HNW clients living and working outside their home country.
• Blacktower Financial Management: UK/Europe-headquartered wealth management firm with a strong expat client focus, offering investment, tax, and retirement planning for international clients. Comparable to Tanager in niche positioning around expatriate wealth management.
• Capital Asset Management: UK-based wealth manager providing discretionary investment management and financial planning for individual and expatriate clients. Comparable to Tanager in its HNW-focused, advisor-led discretionary management service model.

Emerging players

• Fenero: Emerging cross-border financial planning firm serving internationally mobile clients with US, UK, and other jurisdiction connections. Comparable to Tanager in targeting modern cross-border households, though at an earlier stage of scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/tanager-wealth-management
• Xx.com/TanagerWealth

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles8 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Tanager Wealth Management