Strategic Capital

What Strategic Capital does

Strategic Capital Corporation is a privately held U.S. financial services firm founded in 1994 and headquartered in New York, with an additional office in Los Angeles. The company purchases future payment streams at a discount to face value, generating revenue from the spread between the lump sum paid to sellers and the total future payments it collects. Its core products are structured settlement purchases (personal injury, wrongful death, auto accident, medical malpractice, and nursing home settlements), annuity payment purchases, lottery and casino winnings purchases, and structured attorney fee purchases; a supplementary Cash Advance Program provides bridge funding while transactions await court approval.

The company operates with a small team of 11-50 employees and has no proprietary technology platform, relying instead on human expertise, court-supervised compliance processes, and a national network of law firms specializing in state-level Structured Settlement Protection Acts. Approximately 85% of transactions involve partial rather than full sales, and the typical transaction cycle from paperwork to funding takes around 60 days, with a fastest completed case of 18 days. Since inception, the company reports over $2 billion in cumulative funded transactions to thousands of individuals across the United States.

Strategic Capital's go-to-market is sales-led and driven by professional referrals, with preferred or endorsed status from major plaintiff trial lawyer associations including NATLE, the Kentucky Justice Association, the Consumer Attorneys of California, the New Jersey Association for Justice, and the Tennessee Trial Lawyers Association. Distribution runs through toll-free phone, online quote requests, attorney referrals, and an educational content program. The firm remains privately held with no disclosed institutional investors or external funding rounds, and leadership is anchored by President David Meyerowitz and SVP Ric Perez.

Name

Strategic Capital

Legal name

Strategic Capital Corporation

Website

https://strategiccapital.com

Company type

Private

Founded year

1994

Operating status

Operating

Headcount range

11–50 employees

Short description

Strategic Capital Corporation is a privately held U.S. financial services firm that purchases structured settlement, annuity, lottery, and casino future payment streams from individuals at a discount, serving personal injury claimants, annuitants, and lottery winners through attorney referrals.

Ownership category

akta.pro rank

Product category

Structured Settlement Factoring

NAICS

Securities and Commodity Contracts Intermediation and Brokerage (5231), Investment Banking and Securities Intermediation (523150), Other Financial Investment Activities (5239)

SIC

Security Brokers, Dealers & Flotation Companies (6211), Asset-Backed Securities (6189)

akta.pro primary industry

Structured Settlement Annuities (FSAIACAJ)

Keywords

• Structured settlement factoring
• Annuity payment purchases
• Lottery payment purchases
• Future payment streams
• Settlement transfer services

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Structured Settlement Factoring: Strategic Capital purchases structured settlement payments from individuals at a discount to their face value. The company pays the seller a lump sum upfront and receives the future payment stream. Revenue is generated through the discount rate applied between purchase price and face value of the payments. This is a transaction-based model where each deal generates one-time revenue based on the size of the settlement purchased.
2. Lottery and Casino Payment Purchases: The company purchases future lottery prize and casino winnings payments. Operating since 1994 in this segment, the company provides lump sum cash payments in exchange for the rights to future periodic lottery/casino payments. Revenue derives from the discount between amount paid and total payments received over time.
3. Annuity Payment Purchases: Purchase of annuity payment streams from individuals who need immediate cash. The company buys partial or full annuity payments, providing liquidity to annuitants in exchange for the future payment rights at a discounted value.

Go-to-market motion2 records

Distribution channels3 records

Marketing channels6 records

Core offering

Strategic Capital purchases future structured settlement, annuity, lottery, and casino winning payment streams from individuals at a discount in exchange for an immediate lump sum cash payment. Founded in 1994 and headquartered in New York, the company works with court approval to buy full or partial future payments, serving thousands of customers across the United States with over $2 billion funded in transactions since inception.

Product overview

Strategic Capital operates as a structured settlement factoring company offering a unified financial services platform focused on purchasing future payment streams. The core offerings include Structured Settlement Purchase Services, Annuity Purchase Services, and Lottery & Casino Winnings Purchase, all based on the same fundamental model of buying future payment streams at a discount. A supplementary Cash Advance Program is available for customers awaiting transaction approval. The company has been purchasing lottery and annuity payments since 1994 and entered the structured settlement buying market in the early 2000s after regulation. They serve individuals needing immediate liquidity from future payment streams across the United States.

Differentiator

Problem solved

Functional benefit

Products and services

• Structured Settlement Purchase Services Purchase of future structured settlement payments (personal injury, wrongful death, auto accident, medical malpractice, nursing home settlements) from individuals who need immediate cash. The company buys partial or full settlement payments with court approval.
• Annuity Purchase Services Purchase of future annuity payments (guaranteed or life contingent) from annuitants who need immediate liquidity. The company helps determine the appropriate portion of annuity to sell while preserving the rest.
• Lottery & Casino Winnings Purchase Purchase of future lottery prize and casino winning payments for individuals seeking immediate cash. Available in select states that allow lottery prize payment sales.
• Structured Attorney Fees Purchase

Quantifiable outcome

• 85% of transactions involve partial sales, preserving remaining settlement for customer's future
• +2 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• National Network of Law FirmscoreImplementation/ SI/ Consulting PartnerStrategic Capital has partnered with a national network of law firms to ensure compliance with state Structured Settlement Protection Acts (SSPAs). These attorneys specialize in their local SSPA legislation, process and file appropriate paperwork for transactions, and help smooth the court approval process. The company reviews each law firm to ensure they meet quality standards and stay current on SSPA changes.

Scale indicators5 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• J.G. Wentworth: J.G. Wentworth is the most prominent direct competitor in the structured settlement factoring space, advertising aggressively to consumers who want to sell future structured settlement, annuity, and lottery payments for lump-sum cash. Strategic Capital competes head-to-head with J.G. Wentworth for the same plaintiff customers and the same attorney referral pipeline.
• Peachtree Financial Solutions: Peachtree Financial Solutions is a large, established structured settlement and annuity payment purchaser competing with Strategic Capital for the same personal injury claimants, annuity holders, and lottery winners. Like Strategic Capital, it markets directly to plaintiffs and cultivates attorney referrals in the trial lawyer community.
• Fairfield Funding: Fairfield Funding is an established structured settlement buyer competing in the same niche as Strategic Capital, purchasing future structured settlement and annuity payment streams from individuals in exchange for lump-sum cash. Its service offering, customer segments, and referral-based acquisition model closely mirror Strategic Capital's.
• Novation Settlement Solutions: Novation Settlement Solutions purchases structured settlement payments and annuity payments from individual consumers, operating in the same court-supervised, referral-driven market as Strategic Capital. It is a similarly-sized specialty buyer competing for both plaintiff customers and attorney referrals.
• DRB Capital: DRB Capital is a structured settlement and annuity purchasing company that buys future payments from individuals in exchange for lump sums. It targets the same personal injury, wrongful death, and annuity holder customer base as Strategic Capital, with overlapping geographic coverage and a similar attorney-referral customer acquisition strategy.
• Stone Street Capital: Stone Street Capital is an established purchaser of structured settlements, annuity payments, and lottery winnings, offering lump-sum cash advances against future payment streams. It competes directly with Strategic Capital for the same plaintiff, lottery winner, and annuitant customer segments.
• Cash Now (CashSettlement): Cash Now / CashSettlement is a smaller but active structured settlement buyer that pays lump sums in exchange for future payment rights. It targets the same customer segments as Strategic Capital and competes on speed and quote competitiveness within the same regulated transaction framework.
• Oasis Financial: Oasis Financial is a litigation funding and structured settlement purchase firm that provides cash advances and buys future structured settlement payments from plaintiffs. While it has a broader portfolio that includes pre-settlement funding, its structured settlement purchasing business is a direct overlap with Strategic Capital's core offering.

Emerging players

• Seneca One Finance: Seneca One is a specialty consumer-finance firm that has expanded into structured settlement and annuity purchasing. It is a smaller, newer entrant than Strategic Capital in the payment-stream factor space but offers an overlapping product set targeting similar customer needs.

Broad incumbents

• DFC Global / Dollar Financial Group: DFC Global (parent of J.G. Wentworth historically) is a broader specialty consumer finance company with a much wider branch-based footprint and product set than Strategic Capital. While not a pure-play structured settlement buyer, its scale and digital marketing budget set the customer acquisition benchmark Strategic Capital must compete against.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/stratcap
• Facebookfacebook.com/strategiccapitalco
• LinkedInlinkedin.com/company/strategic-capital-corporation/about
• Instagraminstagram.com/strategiccapitalcorporation

Revenue estimate

Valuation estimate

Number of profiles

Profiles4 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Strategic Capital