Youplus
YOUPLUS Assurance SCHWEIZ AG is a privately held Swiss life insurer managing an in-force book of pillar 3a/3b policies and distributing the my choice pension-plus-disability product to Swiss residents via brokers and digital portals.
- Company typePrivate
- Founded1990
- HeadquartersPfäffikon, Switzerland
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Youplus does
YOUPLUS Assurance SCHWEIZ AG is a privately held Swiss life insurance company headquartered in Pfäffikon, with a secondary office in Breganzona serving Italian-speaking Switzerland. Originally operating as Skandia Leben since 1990, the company rebranded to YOUPLUS between 2020 and 2021 and now manages an existing portfolio of life insurance and private pension contracts (pillar 3a and 3b) while distributing a current-generation product, my choice, which combines long-term systematic savings, disability income protection, and tax-advantaged investment exposure through Zugerberg Finanz Revo portfolios (Revo 1-6 and Revo Dividends strategy). The technology layer comprises a customer portal (uPortal), a partner portal for brokers, multi-language (DE/FR/IT) web presence, and standard web analytics tooling; no proprietary AI/ML capabilities are evidenced. Distribution is dual-channel: a broker/consultant network with dedicated hotline and partner portal, supplemented by direct customer service via phone and email. Revenue is generated on a recurring basis through insurance premiums on the in-force book and embedded fees within the investment-linked insurance wrapper.
Youplus firmographics
Firmographics- Name
- Youplus
- Legal name
- YOUPLUS Assurance SCHWEIZ AG
- Website
- https://youplus.ch
- Company type
- Private
- Founded year
- 1990
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- YOUPLUS Assurance SCHWEIZ AG is a privately held Swiss life insurer managing an in-force book of pillar 3a/3b policies and distributing the my choice pension-plus-disability product to Swiss residents via brokers and digital portals.
- Ownership category
- akta.pro rank
Where Youplus is headquartered
LocationHeadquarters
- HQ city
- Pfäffikon
- HQ country
- Switzerland
- HQ region
- Europe
Offices2 records
Markets served
Youplus business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Life Insurance Premiums: YOUPLUS generates revenue through insurance premiums collected from existing life insurance policyholders. The company manages a portfolio of existing insurance contracts including pillar 3a/3b pension products and fund-linked life insurance.
- Investment Management: Revenue is generated through investment products offered via Zugerberg Finanz Revo portfolios (1-6) with dividend strategy. Fees are embedded in the investment products sold through the my choice insurance wrapper.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Annual | my choice - flexible private pension solution |
Go-to-market motion2 records
Distribution channels2 records
Marketing channels4 records
Youplus product offering
Product offeringCore offering
YOUPLUS Assurance SCHWEIZ AG is a Swiss life insurance company offering 'my choice', a flexible private pension and life insurance solution that combines long-term wealth accumulation with disability protection and tax-advantaged systematic savings. The product is available in standard and 'combi' variants, with investment options via Zugerberg Finanz Revo portfolios. The company also continues to manage a legacy portfolio of life insurance contracts (Produkte vor 2023) but no longer actively sells new policies.
Product overview
YOUPLUS Assurance SCHWEIZ AG is a Swiss life insurance company that offers a unified product platform centered on 'my choice' - a flexible life insurance and private pension solution combining long-term wealth accumulation, disability protection, and tax-advantaged systematic savings. The my choice product is available in standard and 'combi' variants, with investment management provided through Zugerberg Finanz Revo portfolios (Revo 1-6 and Revo Dividends strategy). The company continues to manage legacy products (Produkte vor 2023) sold prior to 2023 but no longer writes new insurance contracts. Customers access services through the uPortal customer and broker portals, with fund selection capabilities integrated into the product offering.
Differentiator
Problem solved
Functional benefit
Brands
- my choice: A private pension and savings insurance solution offering flexible long-term wealth accumulation, disability income protection, and systematic savings with tax advantages. Features include flexible premium payments, 2-year premium suspension option, and Zugerberg Finanz Revo 1-6 investment portfolios with dividend strategy.
Products and services
- my choice A life insurance and private pension solution for Swiss residents that combines long-term wealth accumulation with tax-advantaged savings (pillar 3a/3b). Offers flexible premium payments, premium suspension up to 2 years, and investment options through Zugerberg Finanz Revo portfolios.
- my choice (combi) An enhanced version of my choice that bundles disability income insurance as an add-on. Provides lump-sum coverage, waiting periods of 3/6/12/24 months, 5 risk classes, and premium suspension up to 2 years with a maximum of 2 interruptions allowed.
- Produkte vor 2023 (Legacy Insurance Products) Historical life insurance and investment products issued prior to 2023. The company continues to manage these existing contracts but no longer actively solicits new business for this portfolio.
Companies that use Youplus
Customer profileSegments2 records
Ideal customer profiles2 records
Youplus technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Youplus partnerships and signals
Strategic signalPartnerships
One partnership is on record.
- Zugerberg FinanzcoreZugerberg Finanz provides investment portfolio management services for YOUPLUS my choice products. The partnership offers Zugerberg Finanz Revo 1-6 investment portfolios with dividend strategy to insurance policyholders, providing unique investment opportunities with tax advantages within the insurance wrapper.
Scale indicators1 record
Recent moves6 records
Expansion highlights5 records
Youplus competitors and assessment
Company assessmentPeers
Direct peers
- Bâloise Group: Swiss-headquartered insurance and pensions group offering life insurance, pillar 3a/3b pensions, and disability cover across Switzerland, Germany, and other European markets. Comparable to YOUPLUS in product mix and Swiss private pension focus, with broader geographic reach.
- Swiss Life: Switzerland's largest dedicated life and pensions insurer, offering pillar 3a/3b products, fund-linked life, and disability coverage through a broker and direct channel. Directly comparable to YOUPLUS in product focus and Swiss market footprint, but at materially larger scale.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks7 records
Key highlights7 records
Customer concentration
Youplus social profiles
Digital presenceYouplus financial estimates
Financial estimateRevenue estimate
Valuation estimate
Youplus leadership team
Management profileNumber of profiles
Profiles1 record
Youplus funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Youplus M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Youplus
What does Youplus do?
YOUPLUS Assurance SCHWEIZ AG is a Swiss life insurance company offering 'my choice', a flexible private pension and life insurance solution that combines long-term wealth accumulation with disability protection and tax-advantaged systematic savings. The product is available in standard and 'combi' variants, with investment options via Zugerberg Finanz Revo portfolios. The company also continues to manage a legacy portfolio of life insurance contracts (Produkte vor 2023) but no longer actively sells new policies.
Is Youplus a public or private company?
Youplus is a private company. It is classified as unknown and is currently operating.
When was Youplus founded?
Youplus was founded in 1990. It employs 11 to 50 people.
Where is Youplus based?
Youplus is headquartered in Pfäffikon, Switzerland, in the Europe region.
How does Youplus make money?
Two revenue lines are on record. Life Insurance Premiums are the primary driver. The others are investment Management.
Who are Youplus's main competitors?
Helvetia Insurance is listed as a peer. Direct peers are Bâloise Group and Swiss Life.
Does Youplus have an API?
No public API is recorded for Youplus.