Coreco
Coreco is a UK whole-of-market mortgage broker providing access to 90+ lenders and 12,000+ products across residential, buy-to-let, and specialist finance. Founded in 2009, it serves individual borrowers and landlords nationwide via telephone and in-person advisory services.
- Company typePrivate
- Founded2009
- HeadquartersLondon, United Kingdom
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Coreco does
Coreco is a UK-based whole-of-market mortgage brokerage operating as Coreco Partners LLP, a limited liability partnership founded in April 2009 by Andrew Montlake. The firm provides access to over 90 lenders and more than 12,000 mortgage products, serving first-time buyers, remortgagors, buy-to-let investors (including limited company, HMO, and portfolio landlord structures), self-employed borrowers, and specialist cases such as large loans above £1M, later-life, short-lease, offshore, foreign currency, and bridging finance. Coreco also offers commercial mortgages, development finance, insurance products, wealth management via Coreco Wealth, employer financial wellbeing services, and a sustainability initiative (corECO). The platform is built on a WordPress website with MeetParker chat integration, Google Analytics, and standard security and consent tooling, supplemented by interactive mortgage calculators and a content library including Monty's Mortgage Blog, the Coreco Couch podcast, and educational guides. The business generates revenue primarily through commission on mortgage products placed with lenders, supplemented by explicit mortgage advice fees typically set at 0.3% of the amount borrowed (up to a maximum of 1%). GTM is sales-led via telephone advisory (020 7220 5110), in-person consultations at the London headquarters and nine regional adviser locations across England and Scotland, and digital channels including online chat, contact forms, and broker referrals. Coreco operates as an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited, both FCA-authorized, providing the regulatory authorization required for UK mortgage advisory activity.
Coreco firmographics
Firmographics- Name
- Coreco
- Legal name
- Coreco Partners LLP
- Website
- https://coreco.co.uk
- Company type
- Private
- Founded year
- 2009
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Coreco is a UK whole-of-market mortgage broker providing access to 90+ lenders and 12,000+ products across residential, buy-to-let, and specialist finance. Founded in 2009, it serves individual borrowers and landlords nationwide via telephone and in-person advisory services.
- Ownership category
- akta.pro rank
Where Coreco is headquartered
LocationHeadquarters
- HQ city
- London
- HQ country
- United Kingdom
- HQ region
- Europe
Offices10 records
Markets served
Coreco business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Operations, Technology or R&D, Infrastructure
Revenue model
- Mortgage Advisory Commission: Coreco generates revenue through commission fees earned on mortgage products placed with lenders. The company acts as an intermediary between borrowers and lenders, earning a fee for facilitating mortgage transactions.
- Mortgage Advice Fees: Fees for mortgage advice services. There may be a fee for mortgage advice. The actual amount paid depends on individual circumstances. The fee is up to 1% of the amount borrowed but a typical fee is 0.3% of the amount borrowed.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | One time/ perpetual license | Mortgage advice fee based on loan amount |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels8 records
Coreco product offering
Product offeringCore offering
Coreco is a UK whole-of-market mortgage broker providing advice and arranging mortgages across residential, buy-to-let, commercial, bridging, and development finance categories via access to 90+ lenders and 12,000+ products. The firm supplements brokerage with insurance, wealth management, and employer financial wellbeing services, delivering advice via telephone, in-person consultations, and online tools.
Product overview
Coreco is a UK-based mortgage brokerage operating as a whole-of-market broker with access to over 90 lenders and 12,000 mortgage products. The company offers a comprehensive suite of residential and specialist mortgage products including first-time buyer mortgages, remortgages, buy-to-let mortgages (with specialist options for limited companies, HMOs, and portfolio landlords), commercial mortgages, development finance, and bridging loans. Coreco provides additional services such as insurance, wealth management, employer financial wellbeing programs, and sustainability-focused advice through its corECO initiative. The product portfolio is organized around core mortgage brokering services supported by digital tools (mortgage calculators), educational resources (knowledge hub with blogs, podcasts, guides), and network partnerships (Coreco MPS, Coreco Scotland). The company also offers related services through subsidiaries including Atelier 22 for property design services.
Differentiator
Problem solved
Functional benefit
Products and services
- First Time Buyer Mortgages Mortgage advice and arrangement for first-time homebuyers, including access to low-deposit, high-LTV, and government-backed schemes such as Help to Buy and Own New.
- Remortgages Advice and arrangement for switching an existing mortgage to a new lender, typically to secure better rates, release equity, or adjust the loan term.
- Buy to Let Mortgages Specialist mortgage advice for landlords, including standard buy-to-let, limited company BTL, HMO mortgages, and portfolio landlord finance for 4+ properties.
- Mortgages for Freelancers Specialist mortgage advice for self-employed individuals, contractors, and freelancers with non-standard income documentation.
- Large Mortgage Loans Specialist mortgage advice for high-value residential loans exceeding £1,000,000, using lenders willing to underwrite large amounts.
- Later Life Mortgages Mortgage advice for older borrowers, including retirement-focused lending options from specialist later-life lenders.
- Short Lease Mortgage Specialist mortgage advice for properties with short leases (as low as nine years).
- Offshore Mortgage Mortgage advice for foreign nationals seeking to purchase property in the UK.
- Foreign Currency Mortgage Mortgage advice for clients requiring mortgages denominated in currencies other than pounds sterling.
- New Build Property Mortgage Mortgage advice for newly built properties, accessing lenders offering preferential rates and incentives for new-build purchases.
- Bridging Loans Short-term funding solutions secured against property or land for time-sensitive purchases, arranged through Coreco's specialist lender panel.
- Commercial Mortgages Mortgage advice and arrangement for commercial property purchases.
- Development Finance Short-term lending advice for property development projects and turnkey investments, with rate comparison via the integrated Property Funding Platform.
- Insurance Services Home insurance and personal protection products offered through Coreco alongside its mortgage advice service.
- Coreco Wealth Wealth management and financial planning services offered alongside Coreco's mortgage brokerage.
- Employer Financial Wellbeing Services Financial education and wellbeing programmes for employees, delivered to UK employers as a workplace benefit.
Quantifiable outcome
- 5.0 Google rating based on 1,318 reviews
- +1 more outcomes
Companies that use Coreco
Customer profileNamed customers3 records
Segments5 records
Ideal customer profiles6 records
Coreco technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Integration2 records
Feature3 records
Coreco partnerships and signals
Strategic signalPartnerships
Two partnerships are on record, tiered core and minor.
- Mortgage Advice Bureau LimitedcoreCoreco operates as an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited. These entities are joint controllers of customer data and are authorised and regulated by the Financial Conduct Authority (FCA). This partnership provides regulatory authorization for Coreco to offer mortgage advice services in the UK.
- Atelier 22minorAtelier 22 is a visionary design studio featured under 'Who we work with' on Coreco's website. The design studio specializes in creating high-end and high-street spaces for homeowners, landlords, and investors, potentially offering property styling and design services that complement Coreco's property finance services.
Scale indicators6 records
Recent moves6 records
Expansion highlights6 records
Coreco competitors and assessment
Company assessmentDirect peers
- Mortgage Advice Bureau (MAB): MAB is Coreco's appointed principal and the UK's largest mortgage broker network, with 2,000+ advisers. Direct structural relationship and same business model (whole-of-market mortgage and insurance broking), making it the most directly comparable peer.
- London & Country Mortgages: One of the UK's largest independent mortgage brokers, offering whole-of-market access to lenders. Direct competitor in the same residential and remortgage segments, with a similar telephone- and online-led advisory model.
- John Charcol: Long-established specialist UK mortgage broker focused on complex cases including self-employed, BTL, and high-value loans. Direct peer in the specialist niches Coreco prioritises.
- SPF Private Clients: UK whole-of-market mortgage broker specialising in high-net-worth, large mortgage loans, and complex income cases. Directly comparable to Coreco's high-value and specialist lending segments.
- Private Finance: Independent UK mortgage broker offering whole-of-market access with emphasis on complex and high-value cases. Comparable to Coreco across residential, BTL, and commercial mortgage segments.
- Alexander Hall: London-based independent mortgage broker with whole-of-market access. Operates in the same London-centric prime and high-value segments as Coreco, with similar telephone-led advice model.
- Fluent Money: UK specialist mortgage broker focused on complex cases including adverse credit, self-employed, and BTL. Comparable to Coreco's specialist lending proposition with similar segment overlap.
Emerging players
- Habito: UK digital-first mortgage broker and lender offering an end-to-end online advice and application experience. Competes for the same first-time buyer and remortgage customers as Coreco but with a tech-led model rather than human advisory.
- Trussle: Digital UK mortgage broker originally focused on remortgaging. Targets the same remortgage customer pool as Coreco but through an automated model, representing a technology-led competitive threat.
Broad incumbents
- Stipendium (L&C): MoneySuperMarket operates a mortgage comparison and lead-generation platform that routes customers to brokers and lenders. A broader incumbent competing for the same customer acquisition funnel as Coreco's SEO- and content-driven top-of-funnel strategy.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Coreco social profiles
Digital presenceCoreco compliance and trust
Trust signalCompliance1 record
Coreco financial estimates
Financial estimateRevenue estimate
Valuation estimate
Coreco leadership team
Management profileNumber of profiles
Profiles1 record
Coreco funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Coreco M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Coreco
What does Coreco do?
Coreco is a UK whole-of-market mortgage broker providing advice and arranging mortgages across residential, buy-to-let, commercial, bridging, and development finance categories via access to 90+ lenders and 12,000+ products. The firm supplements brokerage with insurance, wealth management, and employer financial wellbeing services, delivering advice via telephone, in-person consultations, and online tools.
Is Coreco a public or private company?
Coreco is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Coreco founded?
Coreco was founded in 2009. It employs 11 to 50 people.
Where is Coreco based?
Coreco is headquartered in London, United Kingdom, in the Europe region.
How does Coreco make money?
Two revenue lines are on record. Mortgage Advisory Commission is the primary driver. The others are mortgage Advice Fees.
Who are Coreco's main competitors?
Direct peers on record are Mortgage Advice Bureau (MAB), London & Country Mortgages, John Charcol, SPF Private Clients, Private Finance, Alexander Hall and Fluent Money. Emerging players are Habito and Trussle. Stipendium (L&C) is listed as a broad incumbent.
Does Coreco have an API?
No public API is recorded for Coreco.