Gregg & Valby, LLP

What Gregg & Valby, LLP does

Gregg & Valby, LLP is a Houston-based law firm founded in 1977 that specializes in mortgage document preparation, loan fulfillment, and regulatory compliance services for financial institutions and independent mortgage companies nationwide. The firm operates across all 50 states, DC, Guam, Puerto Rico, and the US Virgin Islands, with a practice centered on residential and commercial loan closing documents, Texas-specific legal review under Chapter 83 of the Texas Government Code, and regulatory compliance monitoring for GSE and investor requirements (Fannie Mae, Freddie Mac, Ginnie Mae, FHA, VA). The firm is led by Managing Partner Scott R. Valby (Board Certified in Residential Real Estate Law since 1990) alongside partners Karen H. Miller, Thomas G. Overbeck, and Jing Xiong (Brad) Luo, and holds an AV rating from Martindale-Hubbell.

The firm's core technology asset is GVDocs, a proprietary web-based document preparation platform developed internally starting in 2005 and maintained by technology subsidiary GV Technology Solutions, LLC (GVTS). GVDocs is built on Microsoft ASP.net, WFC, LINQ, Telerik AJAX, SQL Server, and SAN infrastructure, deployed across two geographically diverse SAS 70 Type II (SOC 2 Type II) compliant data centers, with integrations to loan origination systems supporting DU 3.2 and MISMO standards. A March 2018 integration with eOriginal added digital mortgage closing (eClosing), SMARTDoc eNote creation, and eVault document management capabilities to the platform.

Gregg & Valby generates revenue primarily through fee-based document preparation services (typically paid at closing by the borrower), attorney consultation fees (retainer or hourly outside Texas), and mortgage loan fulfillment service fees for closing, funding, and post-closing activities. The go-to-market motion is enterprise field sales through dedicated Client Relations representatives and partners, targeting banks, credit unions, and mortgage lenders with custom document templates and volume flexibility ranging from 10 to 100+ loans per month. The firm reports over one million loan closing packages prepared across its 46+ year history, with historical peak capacity of 10,000 mortgage transactions per month.

Name

Gregg & Valby, LLP

Legal name

Gregg & Valby, LLP

Website

https://gregg-valby.com

Company type

Private

Founded year

1977

Operating status

Operating

Headcount range

101–250 employees

Short description

Gregg & Valby, LLP is a Houston-based law firm founded in 1977 that provides nationwide mortgage document preparation, loan fulfillment, and regulatory compliance services to financial institutions and mortgage lenders, anchored by its proprietary GVDocs platform.

Ownership category

akta.pro rank

Product category

Mortgage Legal and Document Preparation Services

NAICS

Title Abstract and Settlement Offices (541191)

SIC

Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Closing & Settlement Services (Settlement Agents) (BPAJAOAE)

akta.pro secondary industries

Product, Pricing & Eligibility (PPE) / Rate Lock & Pricing Engines (FSALALAC), Home Equity Loan/HELOC Title, Lien Perfection & Closing Services (FSALAGAI)

Keywords

• Mortgage document preparation
• Loan fulfillment services
• Residential closing packages
• Mortgage regulatory compliance
• Lending legal services

Headquarters

HQ city

Houston

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure

Revenue model

1. Mortgage Document Preparation: Fee-based document preparation services for residential and commercial loans, paid at closing typically by the borrower. Includes Texas-specific document preparation and nationwide document preparation services.
2. Legal Consultation Services: Attorney consultation fees for loan-level legal advice, typically included in document preparation fees in Texas. Outside Texas, billed under retainer or hourly basis.
3. Mortgage Loan Fulfillment Services: Closing, funding, and post-closing services for mortgage lenders. Revenue generated from fulfillment service fees.
4. Regulatory Compliance Support: Compliance monitoring and licensing support services for mortgage industry clients.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Gregg & Valby, LLP is a Texas-based law firm that prepares compliant residential and commercial mortgage loan closing packages nationwide, and provides loan fulfillment (closing, funding, post-closing), regulatory compliance monitoring, and legal consultation services for financial institutions, mortgage lenders, banks, credit unions, and title companies. Deliveries are produced through GVDocs, the firm's proprietary web-based document preparation platform, supported by dual SOC 2 Type II compliant data centers and integrations with loan origination systems and eOriginal for digital mortgage closings.

Product overview

Gregg & Valby, LLP is a law firm and mortgage technology provider offering a unified platform of document preparation and loan fulfillment services. The core product is GVDocs, a proprietary web-based document preparation system launched in 2005 that handles residential loan closing package generation and delivery. GVDocs is complemented by Gregg & Valby Reporting Services for loan status tracking, and is supported by the firm's technology subsidiary GV Technology Solutions (GVTS). The company provides end-to-end services including Texas and nationwide document preparation, loan fulfillment (closing, funding, post-closing), regulatory compliance monitoring, and legal consultation. The technology infrastructure operates across two SAS 70 Type II compliant data centers. The March 2018 integration with eOriginal added digital mortgage closing (eClosing) capabilities enabling SMARTDoc eNote creation and eVault management within the GVDocs platform.

Differentiator

Problem solved

Functional benefit

Brands

• GVDocs: Proprietary web-based document preparation software providing 24/7 access to generate and deliver residential loan closing packages with secure web-based interface for document preparation and management reporting
• GV Technology Solutions, LLC (GVTS)
• Gregg & Valby Reporting Services

Products and services

• GVDocs Document Preparation System Proprietary web-based document preparation platform that generates and delivers residential loan closing packages 24/7. Provides a secure interface for document preparation, management reporting, dynamic document templates, and secure web services for programmatic document exchange, with seamless LOS integration supporting DU 3.2 and MISMO formats.
• Gregg & Valby Reporting Services Secure client portal providing clients with assigned login credentials for checking loan status and accessing reporting services for loan transaction monitoring.
• Mortgage Loan Fulfillment Services Comprehensive loan fulfillment services including closing, funding, and post-closing activities. Acts as liaison with settlement agents, warehouse banks, and investors, with same-day turn time including electronic upload and investor shipping.
• Texas Document Preparation and Review Texas-specific document preparation and legal review services as required by Chapter 83 of the Texas Government Code, including home equity lending and construction lending packages, with 90-minute document review turnaround.
• Nationwide Mortgage Document Preparation Residential and commercial loan document preparation services for all 50 states, DC, Guam, Puerto Rico, and US Virgin Islands with investor-specific customization, automated compliance safeguards, and support for Fannie Mae, Freddie Mac, FHA, USDA, VA, and private banking products. Has prepared more than 1 million loan closing packages since 1977 with historical volumes reaching 10,000 transactions per month.
• Title Company Document Preparation Real estate document preparation services for title companies and settlement agents, including affidavits, agreements, assignments, deeds, lien releases, power of attorney, promissory notes, mortgage/deed of trust, and full loan packages for construction and commercial loans.
• Regulatory Compliance Monitoring Legal and regulatory compliance monitoring services tracking federal and state laws and investor guidelines from Fannie Mae, Freddie Mac, Ginnie Mae, FHA, and VA, including Section 32 analysis, error reporting, and HMDA data generation.
• Legal Consultation Services Attorney counsel for loan transactions including processing, underwriting, closing, and funding matters. Loan-level legal review for Texas packages under Chapter 83 requirements; corporate transactions, business litigation, and high net worth individual matters supported by the firm's partners.

Quantifiable outcome

• 10,000 loan transactions per month capacity (historical)
• +3 more outcomes

Named customers11 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Feature5 records

Partnerships

One partnership is on record.

• eOriginalcoreTechnology or Integration · 15 March 2018Integration with eOriginal's digital mortgage technology enables Gregg & Valby customers to offer eClosings. The solution creates SMARTDoc eNotes, executes documents on eOriginal's eClosing platform, and manages the entire document package including eNote within the eVault to support servicing. This partnership allows Gregg & Valby to expand digital mortgage capabilities with eOriginal's trusted technology.

Scale indicators7 records

Recent moves5 records

Expansion highlights5 records

Broad incumbents

• ICE Mortgage Technology (formerly Ellie Mae / Encompass): The dominant loan origination system (Encompass) used by US mortgage lenders. Offers bundled compliance, document preparation, and increasingly eClosing capabilities — directly overlapping Gregg & Valby's document prep and compliance functions but as part of a much broader LOS platform.
• Wolters Kluwer (ComplianceEase): Provides regulatory compliance, QM/ATR analysis, and product/pricing/eligibility (PPE) services to mortgage lenders. Directly comparable to Gregg & Valby's regulatory compliance monitoring and Section 32 analysis capabilities, but as part of a global information services conglomerate.
• Black Knight (now part of ICE): Major mortgage technology provider offering loan origination, servicing, closing, and document management solutions. Overlaps with Gregg & Valby's document prep, eClosing, and fulfillment services as part of an end-to-end mortgage technology suite.
• Mortgage Cadence (Accenture): Provides a digital mortgage platform including loan origination, document generation, and closing workflows. Comparable to GVDocs and Gregg & Valby's LOS integration capabilities, but as part of Accenture's broader consulting-led mortgage technology offering.

Direct peers

• DocMagic: A leading provider of mortgage document preparation, eClosing, and compliance software. Directly competes with GVDocs on document generation and digital closing, with broader technology focus and SaaS delivery model.
• LenderLive Network: Outsourced mortgage services firm providing loan setup, processing, closing, and post-closing services to lenders. Directly comparable to Gregg & Valby's mortgage loan fulfillment services business model, though with a broader process-outsourcing orientation.

Emerging players

• SnapDocs: Digital closing platform for mortgage and HELOC eClosings, notary coordination, and document preparation. Emerging competitor to Gregg & Valby's eOriginal-powered eClosing solution with stronger consumer/lender UX focus and venture-backed scale.
• NotaryCam: Remote online notarization (RON) provider enabling digital mortgage closings. Comparable in enabling the digital closing workflow that Gregg & Valby supports via eOriginal, but specialized in the notarization step rather than full document generation.
• Pavaso: Digital closing and eNote platform focused on streamlining the mortgage closing process. Comparable to Gregg & Valby's eOriginal-integrated eClosing capability but with native (rather than partner-integrated) digital closing technology.

Regional players

• Simplifile (ICE): Electronic recording and document collaboration network for mortgage and real estate transactions. Adjacent to Gregg & Valby's title-company document preparation services, focused on post-closing recording rather than pre-closing document generation.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Gregg & Valby, LLP