What REMN Wholesale does

REMN Wholesale is a nationwide residential mortgage wholesale lender operating as the wholesale lending division of Homebridge Financial Services, Inc. (NMLS ID #6521), headquartered at 99 Wood Avenue South, Suite 301, Iselin, NJ. The company is licensed and authorized to conduct business in all 50 U.S. states and funds loans originated by independent mortgage brokers rather than lending directly to consumers. Its product portfolio spans conventional loans (including a Conventional Platinum pricing program), government products (FHA, VA, USDA), affordable programs (Freddie Mac Home Possible, HomeOne, FNMA RefiNow), jumbo products (Jumbo Gold, Jumbo Elite, Jumbo Platinum), non-QM and DSCR/investor solutions (Non-QM Access, Simple Access, Investor Solution, Elite Access), renovation products (203(k)), manufactured housing, and HELOC second liens delivered through TCF Bank.

The technology platform is built around The Hub (hub.remnwholesale.com), a broker-facing portal for loan submission, document upload, pipeline management, appraisal ordering, and (since May 2024) automated disclosures. HELIX, a fully digital HELOC experience, is the most recent flagship product, compressing HELOC application-to-funding from days or weeks to hours or minutes. BlitzDocs powers workflow notifications, while Encompass by EllieMae and eFolder handle electronic disclosures and eSignature. Back-office integration is provided by a network of designated appraisal management companies (Class Valuation, ServiceLink, NAN, Halo AMC, MaxVantage/Dart, Ascend, Nexus Valuation, Property Valuation) and approved mortgage insurers (NMI, Arch MI, Essent, Enact, MGIC, Radian), with pricing distributed through Loansifter and Lender Price.

REMN generates revenue through wholesale loan origination transaction fees on government, conventional, jumbo, and non-QM products, priced competitively on daily rate sheets. The go-to-market is exclusively indirect: brokers are recruited and supported via The Hub, dedicated Account Executives, a Helpdesk team, industry-association partnerships with NAMB, AIME, and National Mortgage Professional, and 'Flyer Paradise' co-branded marketing collateral. Founded in 1989 with 1,001-5,000 employees, REMN is a private subsidiary of Homebridge Financial Services with no disclosed funding rounds or external private equity backing.

Name

REMN Wholesale

Legal name

Homebridge Financial Services, Inc.

Website

https://remnwholesale.com

Company type

Private

Founded year

1989

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

REMN Wholesale is a nationwide, 50-state-licensed residential mortgage wholesale lender (a division of Homebridge Financial Services, NMLS #6521) that funds loans originated by independent mortgage brokers across conventional, government, jumbo, non-QM, and HELOC products via The Hub broker portal and the HELIX digital HELOC platform.

Ownership category

akta.pro rank

Product category

Wholesale Residential Mortgage Lending

akta.pro primary industry

Government Wholesale Lending (FHA/VA/USDA) (FSALACAE)

akta.pro secondary industry

Jumbo & Portfolio Wholesale Lending (FSALACAF)

Keywords

• Wholesale mortgage lending
• Residential mortgage broker
• Non-QM loans
• Government loan programs
• Jumbo mortgage products

Headquarters

HQ city

Iselin

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure, Supply Chain

Revenue model

1. Wholesale Mortgage Origination: REMN Wholesale generates revenue by originating mortgage loans through a network of mortgage brokers. As a wholesale lender, REMN funds loans and earns origination fees, with pricing competitive on government products (FHA, VA, USDA) and conventional loans. The company offers various products including conventional, government, jumbo, and non-QM loans.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels6 records

Core offering

REMN Wholesale is a nationwide residential mortgage wholesale lender that funds and processes loans originated by licensed mortgage brokers across all 50 states. Its core offerings include conventional, government (FHA, VA, USDA), jumbo, non-QM, HELOC, and renovation loan products, supported by The Hub broker portal, the HELIX digital HELOC platform, and a network of dedicated Account Executives for broker support.

Product overview

REMN Wholesale is a nationwide residential mortgage wholesale lender, licensed in all 50 states, offering a comprehensive suite of mortgage products through its platform. The portfolio includes conventional products (Conventional Platinum, Investor Solution), government loans (FHA, VA, USDA), jumbo products (Jumbo Gold, Jumbo Elite, Jumbo Platinum), and non-QM solutions (Non-QM Access, Simple Access). Specialty products include renovation loans (203(k)), Freddie Mac programs (Home Possible, HomeOne), FNMA RefiNow, manufactured housing, and HELOC second liens through TCF Bank. The technology platform includes The Hub broker portal for loan submissions and management, HELIX digital HELOC experience, and renovation lending software. Products are supported by integrations with appraisal management companies (Class Valuation, ServiceLink, NAN, Halo AMC, MaxVantage, Ascend, Nexus Valuation, Property Valuation), pricing tools (Loansifter, Lender Price), loan origination (Encompass by EllieMae), workflow management (BlitzDocs), and electronic disclosures (eFolder).

Differentiator

Problem solved

Functional benefit

Brands

• HELIX: A fully digital HELOC experience that moves borrowers from application to funding in a fraction of the time. Built for brokers and backed by REMN.
• Access
• Simple Access
• Platinum
• Jumbo Gold
• Jumbo Elite
• Investor Solution

Products and services

• HELIX HELOC A fully digital HELOC product that compresses home equity line processing from days or weeks into hours or minutes, available to brokers through REMN's wholesale channel.
• Conventional Platinum Loan Conventional conforming mortgage offered with Platinum Product Pricing; accessible on daily rate sheets and via Loansifter and Lender Price.
• FHA Loans FHA-insured loans for purchase, rate/term refinance, streamline refinance, and cash-out on 1-4 unit primary residences with 15- or 30-year fixed terms.
• VA Loans Veterans Affairs loan program for eligible borrowers, including purchase loans and IRRRL (Interest Rate Reduction Refinance Loan).
• USDA Loans USDA Rural Development loans for eligible properties in designated rural areas.
• Non-QM Access Non-Qualified Mortgage product offering bank statement, full doc, and investor cash flow documentation options, including DSCR up to 80% LTV.
• Simple Access

Quantifiable outcome

• HELIX reduces HELOC processing time from days/weeks to hours/minutes

Named customers3 records

Segments3 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration14 records

Feature4 records

Partnerships

19 partnerships are on record, tiered core and strategic.

• TCF BankcoreChannel Partner/ Reseller/ DistributorTCF Bank provides Home Equity Line of Credit (HELOC) second lien products available through REMN Wholesale's broker network. TCF HELOCs are originated and funded in TCF Bank's name, with REMN coordinating the process. Eligible for purchase, rate/term refinance, and cash-out refinance transactions on primary residence properties.
• Class ValuationcoreTechnology or IntegrationDesignated AMC for multiple states (AK, AR, AZ, CA, DC, HI, IA, ID, KS, KY, LA, MN, MO, MS, MT, NE, ND, NM, NV, OK, SD, TX, UT, WV, WY) for conventional loans and desktop appraisals. Also designated for Freddie Mac ACE + PDR and Fannie Mae Property Data Reports hybrid appraisals nationwide.
• Halo AMCcoreTechnology or IntegrationDesignated AMC for states including CT, IL, NJ, NY, PA, VT for conventional loans. Also an approved AMC for FHA, Jumbo Gold, Non-QM, and USDA products.
• Nationwide Appraisal Network (NAN)coreTechnology or IntegrationDesignated AMC for states including AL, FL, GA, NC, SC, TN for conventional loans. Also handles all mixed-use property appraisals nationwide.
• MaxVantage/DartcoreTechnology or IntegrationDesignated AMC for states including DE, IN, MD, MA, MI, NH, OH, VA, WI for conventional loans and an approved AMC for FHA, Jumbo Gold, Non-QM, and USDA products.
• Nexus ValuationcoreTechnology or IntegrationDesignated AMC for Maine (ME) for conventional loans, effective May 7, 2026. Also an approved AMC for FHA, Jumbo Gold, Non-QM, and USDA products.
• ServiceLinkcoreTechnology or IntegrationDesignated AMC for Oregon (OR) and Washington (WA) for conventional loans. Also an approved AMC for FHA, Jumbo Gold, Non-QM, and USDA products.
• Ascend Appraisal Solutions GroupcoreTechnology or IntegrationDesignated AMC for Colorado (CO) for conventional loans. Also an approved AMC for FHA, Jumbo Gold, Non-QM, and USDA products.
• Property ValuationcoreTechnology or IntegrationDesignated AMC for Rhode Island (RI) for conventional loans. Also an approved AMC for FHA, Jumbo Gold, Non-QM, and USDA products.
• National Mortgage InsurancecoreTechnology or IntegrationApproved mortgage insurance company for loans requiring MI coverage. Added as approved MI company in April 2024.
• Arch MIcoreTechnology or IntegrationApproved mortgage insurance (MI) company for loans requiring MI coverage.
• EssentcoreTechnology or IntegrationApproved mortgage insurance (MI) company for loans requiring MI coverage.
• EnactcoreTechnology or IntegrationApproved mortgage insurance (MI) company for loans requiring MI coverage.
• MGICcoreTechnology or IntegrationApproved mortgage insurance (MI) company for loans requiring MI coverage.
• RadiancoreTechnology or IntegrationApproved mortgage insurance (MI) company for loans requiring MI coverage.
• EllieMaecoreTechnology or IntegrationTechnology provider for electronic disclosures, eFolder document management, and eSign capabilities. REMN delivers disclosures and documents through EllieMae's Encompass platform.
• National Association of Mortgage Brokers (NAMB)strategicGTM or Marketing PartnerIndustry association partnership for broker community engagement and visibility within the mortgage broker profession.
• Association of Independent Mortgage Experts (AIME)strategicGTM or Marketing PartnerIndustry association partnership supporting independent mortgage experts and broker community.
• National Mortgage ProfessionalstrategicGTM or Marketing PartnerMedia/industry partnership for broker community engagement and professional development.

Scale indicators2 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• Homepoint: Wholesale and correspondent mortgage lender (now part of Rocket Mortgage) that historically competed with REMN for broker-sourced loan volume across conventional and government products.
• Fairway Independent Mortgage Corporation: National mortgage lender with both retail and wholesale channels operating in all 50 states. Comparable product breadth and broker-focused service model to REMN.
• United Wholesale Mortgage (UWM): The largest wholesale mortgage lender in the U.S. Direct competitor in the broker-funded origination model with a comprehensive product suite across conventional, government, jumbo, and non-QM. Sets the pricing bar REMN benchmarks against.
• Rocket Pro TPO: Wholesale division of Rocket Companies, one of the largest U.S. mortgage originators. Competes head-to-head with REMN for broker-sourced volume across government, conventional, and specialty products.
• Plaza Home Mortgage: Privately-held wholesale and retail mortgage lender with a national footprint. Comparable in product breadth (conventional, government, jumbo, non-QM) and broker-centric GTM to REMN.
• PRMG (Paramount Residential Mortgage Group): Large privately-held wholesale and retail mortgage lender operating across all 50 states. Direct competitor to REMN in serving independent mortgage brokers with a broad product mix.
• NewRez (New Residential Mortgage / Shellpoint): National mortgage lender with significant wholesale and correspondent channels (formerly Caliber Home Loans retail). Competes with REMN for broker-sourced volume in conventional and government products.
• loanDepot Wholesale: Wholesale division of loanDepot, one of the largest U.S. non-bank lenders. Competes with REMN across conventional, government, and HELOC products via the broker channel.
• Caliber Home Loans (now part of NewRez): Major wholesale and correspondent mortgage lender that operated nationally before merging with NewRez. Comparable to REMN in serving brokers with a full product suite including non-QM and HELOC.
• Carrington Wholesale: Wholesale lending division of Carrington Mortgage Services. Competes with REMN in government and non-QM products targeting brokers, including specialty segments like manufactured housing and investor loans.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks7 records

Key highlights7 records

Customer concentration

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Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about REMN Wholesale