Able Title Agency
- Company typePrivate
- Founded2006
- HeadquartersHoboken, United States
- Headcount1–10
- GTM typeB2B and B2C
- OfferingServices
Able Title Agency firmographics
Firmographics- Name
- Able Title Agency
- Legal name
- ABLE TITLE AGENCY, LLC
- Website
- https://able-title.com
- Company type
- Private
- Founded year
- 2006
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Able Title Agency industry classification
Industry- Product category
- Title Insurance Services
- NAICS
- Direct Title Insurance Carriers (524127), Title Abstract and Settlement Offices (541191)
- SIC
- Title Insurance (6361)
- akta.pro industry
- Title Insurance & UnderwritingBusiness & Public Services/Real Estate Services (Brokerage, Property Management)/Real Estate Transaction Services (Escrow, Title & Closing Coordination)Title Search & ExaminationBusiness & Public Services/Real Estate Services (Brokerage, Property Management)/Real Estate Transaction Services (Escrow, Title & Closing Coordination)Abstracting Services (Title Abstracts)Business & Public Services/Real Estate Services (Brokerage, Property Management)/Real Estate Transaction Services (Escrow, Title & Closing Coordination)Document Preparation & Recording Services (Deeds, Liens)Business & Public Services/Real Estate Services (Brokerage, Property Management)/Real Estate Transaction Services (Escrow, Title & Closing Coordination)
Keywords
Where Able Title Agency is headquartered
LocationHeadquarters
- HQ city
- Hoboken
- HQ country
- United States
- HQ region
- North America
Offices1 record
Markets served
Able Title Agency business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure
Revenue model
- Title Insurance Premiums: One-time premiums for title insurance policies (Lender's and Owner's). Rates are regulated by the State of New Jersey and based on the purchase price of the property. For refinances, rates are calculated based on the new loan amount versus the loan being paid off.
- Closing Services: Fees for coordinating and facilitating real estate closings including document preparation, fund disbursement, and recording services.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Transaction based/ take rate | Pay-as-you-go | Title insurance rates are state-regulated and transaction-amount based |
Go-to-market motion1 record
Distribution channels2 records
Marketing channels3 records
Able Title Agency product offering
Product offeringCore offering
Able Title Agency provides commercial and residential title insurance and closing services across New Jersey, underwriting both Owner's and Lender's title insurance policies. The firm conducts public records title searches and examinations, coordinates closings (preparing Closing Disclosure Statements, receiving loan funds, disbursing to parties, and recording deeds/mortgages with County Clerk offices), and delivers escrow services for individual home buyers, refinancers, attorneys, real estate firms, mortgage brokers, and commercial real estate clients.
Product overview
Able Title Agency is a full-service title insurance and closing services provider operating in New Jersey since 2006. The company offers a unified suite of title insurance products including Lender's and Owner's title insurance policies, title search and examination services, commercial real estate title services, and closing/escrow services. The core offering centers on title insurance underwriting and risk protection for property transactions. Supporting the main services, the company provides two self-service calculator tools: a Title Fee Calculator for determining insurance premium rates and a Transfer Fee Calculator for computing transfer taxes and Mansion Tax. The product portfolio is designed to serve individual homebuyers, mortgage brokers, attorneys, and real estate firms through the entire purchase or refinance closing process.
Differentiator
Problem solved
Functional benefit
Products and services
- Title Insurance - Owner's Policy An Owner's title insurance policy that protects homebuyers from title defects existing prior to the policy issue date, covering financial loss up to the face amount of the policy and the full cost of legal defense against covered claims. Targeted at property buyers purchasing residential or commercial real estate in New Jersey.
- Title Insurance - Lender's Policy A Lender's title insurance policy that insures the financial institution has a valid, enforceable lien on the property; required by most lenders and typically paid for by the borrower. Provided for both purchase and refinance transactions in New Jersey.
- Title Search and Examination Comprehensive public records search to identify any title insurance defects, including past claims, liens, encumbrances, and ownership disputes on a property. Forms the underwriting basis for both Lender's and Owner's title policies in residential and commercial transactions.
- Closing Services Coordinates with lenders to prepare mortgage documents, prepares the Closing Disclosure Statement, receives loan funds, assists with document execution, disburses funds to parties, and records the deed and mortgage with the County Clerk's office. Available for purchase and refinance closings for individuals, attorneys, real estate firms, and mortgage brokers.
- Escrow Services Manages closing funds and documents by receiving loan funds from lenders and disbursing them to sellers, realtors, and other parties listed on the Closing Disclosure. Provides controlled fund custody as part of the firm's closing workflow.
- Commercial Real Estate Title Services Provides title services including title searching and examination, title insurance underwriting, and escrow and closing services specifically for commercial real estate transactions in New Jersey. Targeted at commercial property owners, investors, and lenders.
Quantifiable outcome
- Title issues resolved in advance of scheduled closing dates
- +1 more outcomes
Companies that use Able Title Agency
Customer profileNamed customers3 records
Segments5 records
Ideal customer profiles5 records
Able Title Agency technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature3 records
Able Title Agency partnerships and signals
Strategic signalScale indicators3 records
Recent moves4 records
Expansion highlights2 records
Able Title Agency competitors and assessment
Company assessmentBroad incumbents
- First American Title Insurance Company: Largest U.S. title insurer offering nationwide Lender's and Owner's policies, escrow, and closing services. Directly comparable to Able Title's core offering but operates at massive scale with proprietary title production platforms.
- Stewart Title: Major national title insurance underwriter offering residential and commercial title policies, escrow, and closing services. Competes with Able Title in NJ through direct operations and agent networks.
- Fidelity National Title: Subsidiary of Fidelity National Financial, one of the largest U.S. title insurance underwriters. Provides title insurance, escrow, and closing services across residential and commercial transactions — directly overlapping Able Title's product suite.
- Old Republic Title: National title insurance carrier providing Lender's and Owner's policies, escrow, and closing coordination. Operates through title agents and direct offices, including New Jersey, making it a direct comparable to Able Title.
Direct peers
- Trident Title & Escrow LLC: Mid-sized independent title and escrow agency providing title insurance, settlement, and closing services for residential and commercial real estate transactions — closely comparable in size and service scope to Able Title.
- Westcor Land Title Insurance Company: Title insurance underwriter working through a network of title agents and issuing policies in support of residential and commercial transactions. Operates in NJ and competes for similar agent-channel business as Able Title.
- WFG National Title Insurance Company: National title underwriter with a strong independent-agent distribution model serving residential and commercial closings. Competes with Able Title for the same lender, attorney, and real estate firm referral relationships.
- Real Title Agency LLC: Regional title agency offering title search, title insurance, and closing services for residential and commercial transactions. Closely mirrors Able Title's independent-agency business model and service offering.
- Quest Settlements Inc. Independent title and settlement company serving residential and commercial closings with title insurance underwriting and escrow services. Comparable mid-market independent title agency profile to Able Title.
Emerging players
- Title365 (Title Source / AmTrust): Technology-enabled title and escrow provider focused on streamlining residential closings through digital workflows. Represents the digital-first competitive threat to traditional independent title agencies like Able Title.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks6 records
Key highlights7 records
Customer concentration
Able Title Agency financial estimates
Financial estimateRevenue estimate
Valuation estimate
Able Title Agency leadership team
Management profileNumber of profiles
Profiles3 records
Able Title Agency funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Able Title Agency M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Able Title Agency
What does Able Title Agency do?
Able Title Agency provides commercial and residential title insurance and closing services across New Jersey, underwriting both Owner's and Lender's title insurance policies. The firm conducts public records title searches and examinations, coordinates closings (preparing Closing Disclosure Statements, receiving loan funds, disbursing to parties, and recording deeds/mortgages with County Clerk offices), and delivers escrow services for individual home buyers, refinancers, attorneys, real estate firms, mortgage brokers, and commercial real estate clients.
Is Able Title Agency a public or private company?
Able Title Agency is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Able Title Agency founded?
Able Title Agency was founded in 2006. It employs 1 to 10 people.
Where is Able Title Agency based?
Able Title Agency is headquartered in Hoboken, United States, in the North America region.
How does Able Title Agency make money?
Two revenue lines are on record. Title Insurance Premiums are the primary driver. The others are closing Services.
Who are Able Title Agency's main competitors?
Broad incumbents on record are First American Title Insurance Company, Stewart Title, Fidelity National Title and Old Republic Title. Direct peers are Trident Title & Escrow LLC, Westcor Land Title Insurance Company, WFG National Title Insurance Company, Real Title Agency LLC and Quest Settlements Inc.. Title365 (Title Source / AmTrust) is listed as an emerging player.
Does Able Title Agency have an API?
No public API is recorded for Able Title Agency.
What industry is Able Title Agency in?
Able Title Agency's product category is Title Insurance Services. Its primary akta.pro industry code is BPAJAOAA, Title Insurance & Underwriting, with a secondary code of BPAJAOAB, Title Search & Examination. Its NAICS code is 524127 and its SIC code is 6361.