Advanced Collection Bureau

What Advanced Collection Bureau does

Advanced Collection Bureau, Inc. (ACB) is a privately held, Florida-domiciled third-party debt collection agency headquartered in Rockledge, FL, operating for over 25 years. The company recovers past-due balances on behalf of client organizations across four primary verticals: residential rental (the dominant vertical, spanning apartment communities, single-family rentals, student housing, and vacation rentals), medical/healthcare (HIPAA-compliant), contracted services (contractors and freelancers), with a stated base of 1,000+ ongoing clients.

The operating platform combines advanced skip tracing to locate debtors who have moved without forwarding addresses, twice-monthly credit bureau reporting, web-based account and payment applications, and certified, FDCPA-trained collection agents. ACB also publishes a 17+ tool free landlord resource suite (lease generators, late-rent notices, calculators, checklists) that functions as a content-marketing acquisition channel targeting property managers and landlords. Geographic coverage spans 20+ US states across all major census regions, delivered through direct phone sales and inbound website quote requests — no physical branch network is maintained.

The revenue model is exclusively contingency-based ("no payment unless we collect") under a transaction-fee structure, with no upfront fees or monthly minimums publicly disclosed. Pricing percentages are not published, which is standard for the segment. ACB holds no disclosed funding rounds, parent company, subsidiaries, or publicly stated revenue; a GoodFirms "Top Business Services" recognition is the only external award documented.

Name

Advanced Collection Bureau

Legal name

Advanced Collection Bureau, Inc

Website

https://advancedcb.com

Company type

Private

Founded year

1995

Operating status

Operating

Headcount range

1–10 employees

Short description

Advanced Collection Bureau (ACB) is a 25+ year contingency-based debt collection agency headquartered in Rockledge, FL that recovers past-due balances for over 1,000 residential landlords, property managers, healthcare providers, and contractors across 20+ US states.

Ownership category

akta.pro rank

Product category

Debt Collection Services

NAICS

Collection Agencies (561440), Collection Agencies (56144)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Third-Party Debt Collection Agencies (Consumer & Commercial) (BPAAAEAB)

akta.pro secondary industries

Specialty & Regulated Collections (Medical, Student Loan, Government, HOA) (BPAAAEAJ), Third-Party Collection Agencies (Consumer) (FSAKAJAB)

Keywords

• Debt collection services
• Medical debt recovery
• Residential collections
• Skip tracing
• Contingency collections

Headquarters

HQ city

Rockledge

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Others

Revenue model

1. Contingency-Based Debt Collection: ACB operates on a contingency pricing model where clients pay nothing unless ACB successfully recovers the debt. This means fees are calculated as a percentage of recovered amounts only, with no upfront costs, monthly minimums, or surprise charges.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels6 records

Core offering

Advanced Collection Bureau is a debt recovery agency that recovers past-due balances on a contingency basis for property managers, landlords, apartment communities, student housing operators, healthcare providers, and contractors/service providers. The firm combines advanced skip tracing, twice-monthly credit bureau reporting, and web-based account management to locate debtors and collect unpaid rent, move-out balances, patient balances, and contracted service invoices across more than 20 U.S. states.

Product overview

Advanced Collection Bureau offers a unified debt collection platform focused on rental property debt recovery, supplemented by free resource tools for landlords and property managers. The core offering consists of specialized debt collection services across six categories: Residential Collections, Apartment Debt Collection, Rental Home Collections, Student Housing Collections, Vacation Rental Collections, Medical Collections, and Contracted Services Collections. The company provides complimentary online tools including lease agreement creators, rental application generators, various rent and deposit calculators, and real estate investment calculators. The collection approach combines skip tracing technology, credit reporting, and contingency-based pricing. Geographic coverage spans 20+ states with specific focus on Florida, Texas, Georgia, and Illinois markets.

Differentiator

Problem solved

Functional benefit

Products and services

• Residential Collections

Quantifiable outcome

• $85,217,432 collected in past due accounts
• +3 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Scale indicators4 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Rent Recovery Solutions: Specialized rental debt collection agency focused on apartment and multifamily communities, directly competing with ACB's core residential and apartment collections verticals using a similar contingency-based model.
• National Credit Federation: Third-party consumer debt collection agency serving creditors across multiple verticals, overlapping with ACB's residential and consumer debt recovery services and contingency fee structure.
• Coast Professional Inc. Third-party debt collection agency providing contingency-based recovery services across student loan, consumer, and commercial portfolios — closely comparable to ACB's contingency model and multi-vertical approach.
• Williams & Fudge: Specialized third-party collections agency with deep student loan and education debt recovery focus, directly comparable to ACB's student housing collections vertical.
• IC System: Family-owned third-party debt collection agency serving healthcare, retail, and consumer creditors — comparable to ACB in size, multi-vertical approach, and contingency-based recovery model.
• ConServe: Third-party debt collection agency focused on consumer and education debt with contingency pricing, comparable to ACB's contingency model and student housing exposure.
• Transworld Systems: National third-party contingency collections agency covering commercial and consumer debt, competing with ACB on creditor relationships and multi-vertical debt recovery services.
• Wakefield & Associates: Contingency-based third-party collections agency serving creditors across consumer and commercial verticals, with comparable nationwide reach and contingency pricing model.

Broad incumbents

• Portfolio Recovery Associates (Encore Capital): Large publicly-traded debt buyer and third-party collector operating broadly across consumer debt categories — competes with ACB at scale and overlaps in contingency-based consumer recovery.

Emerging players

• Healthcare Revenue Recovery Group: Specialized medical debt collections agency competing with ACB's healthcare vertical; both share HIPAA-compliant operations and contingency-based pricing for hospital and practice clients.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• YouTubeyoutube.com/@AdvancedCollectionBureau
• Facebookfacebook.com/people/Advanced-Collection-Bureau/61575641271134
• LinkedInlinkedin.com/company/advanced-collection-bureau

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Advanced Collection Bureau