Attvest Finance

What Attvest Finance does

Attvest Finance is an Australian insurance premium funding company founded in 2014 and headquartered in Brisbane, Queensland. The company pays insurance premiums on behalf of brokers' clients and recovers those advances through interest-bearing instalments (weekly, fortnightly, monthly, or quarterly), earning revenue primarily through transaction-based interest and fees on funded premiums. Attvest operates a B2B2C model, distributing exclusively through 600+ active insurance brokers across Australia, supported by dedicated state-level relationship managers, and is positioned as the country's 4th largest premium funder and one of only three privately owned operators in the market, funding in excess of $1B in premiums annually. The end-client base spans commercial insurance (professional indemnity, workers compensation, non-cancellable policies) and domestic insurance (home and contents, motor, boat, caravan).

The company's technology stack is custom-built and broker-facing: the BASE broker portal handles quote acceptance, endorsement processing, and remittance; an online acceptance system enables self-service processing of commercial contracts up to $150,000 and domestic contracts up to $50,000; ATTpay provides a payment gateway with direct debit and credit card reconciliation; and ATTassist offers accounts receivable outsourcing. Supporting partners include ANZ for banking infrastructure and Equifax, Creditor Watch, and Illion for credit-bureau data. Beyond premium funding, Attvest has expanded into adjacent financial services: ATTpay (payment processing), ATTassist (AR outsourcing), BiiGGA (merchant cash advance), and special arrangements and co-branded schemes for brokers with binder agreements. Pricing is quote-based and not publicly disclosed.

Attvest is privately held with no identified institutional or PE ownership. Governance is led by Managing Director Johan Steyn and Chairman Giam Swiegers (former CEO of Deloitte Australia and Aurecon), with Directors Craig Aylmore (40-year insurance veteran) and Non-Executive Directors John Sampson (founder of JBS Investments and Capevest) and Mark Paton (former ANZ Group MD Corporate, FIIG CEO). The company is AFIA Code Compliant and an AFCA member, and is a trusted partner of NIBA and other industry bodies; in 2026 it received the IBAA26 Gold Winner Medal for Premium Funder of the Year.

Name

Attvest Finance

Legal name

Attvest Finance Pty Ltd

Website

https://attvest.com.au

Company type

Private

Founded year

2014

Operating status

Operating

Short description

Attvest Finance is an Australian premium funding company that pays insurance premiums on behalf of brokers' clients and earns interest on repayment instalments. It serves 600+ insurance brokers nationwide and is the country's 4th largest premium funder with $1B+ funded annually.

Ownership category

akta.pro rank

Product category

Insurance Premium Funding

NAICS

Sales Financing (52222), Agencies, Brokerages, and Other Insurance Related Activities (5242)

SIC

Mortgage Bankers & Loan Correspondents (6162), Personal Credit Institutions (6141)

akta.pro primary industry

Embedded Insurance Distribution & Premium Financing (FSAGALAF)

akta.pro secondary industry

Billing, Payments & Premium Finance Platforms (FSAGAGAI)

Keywords

• Insurance premium funding
• Broker financial services
• Payment gateway services
• Accounts receivable outsourcing
• Merchant cash advance

Headquarters

HQ city

Mount Gravatt

HQ country

Australia

HQ region

Oceania

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Operations, Personnel, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Premium Funding: Attvest pays insurance premiums on behalf of clients and receives repayment through instalments. Revenue is generated through interest and fees charged on the funded premiums. The company funds in excess of $1 billion in premiums annually, making it the 4th largest premium funder in Australia.
2. ATTpay Payment Processing: Payment gateway services for the insurance industry allowing annual, monthly or delayed payments via direct debit or credit card. Generates transaction fees on payment processing.
3. ATTassist Accounts Receivable Services: Partial or full outsourcing of accounts receivable for insurance brokers, generating service fees for collection and management services.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

Attvest Finance pays annual insurance premiums on behalf of clients and receives repayment through flexible instalments (weekly, fortnightly, monthly, or quarterly). The company operates exclusively through insurance brokers (600+ active brokers across Australia) and offers an integrated suite including premium funding, ATTpay payment gateway, ATTassist accounts receivable outsourcing, BiiGGA merchant cash advance, and tailored scheme solutions. Revenue is generated through interest and fees charged on funded premiums.

Product overview

Attvest Finance is an insurance premium funding company offering a platform of financial products and services for insurance brokers. The core product is Premium Funding, which pays annual insurance premiums on behalf of clients who repay in installments. Supporting this core are add-on services including ATTpay (payment gateway for insurance payments), BiiGGA (merchant cash advance), ATTassist (accounts receivable outsourcing), Special Arrangements (tailored broker funding solutions), and Co-Branded Solutions. The portfolio is designed to provide end-to-end financial services supporting insurance broker operations.

Differentiator

Problem solved

Functional benefit

Brands

• ATTassist: Accounts receivable outsourcing service that streamlines accounts receivable through partial or full outsourcing, helping brokers follow up quotations and collect payments.
• ATTpay
• BiiGGA

Products and services

• Premium Funding Insurance premium funding solution providing hassle-free commercial and domestic premium funding. Attvest pays annual insurance premiums on behalf of clients, who repay through flexible instalments including weekly, fortnightly, monthly, quarterly, or six-monthly payments. The company funds in excess of $1 billion in premiums per year and is the 4th largest premium funder in Australia. Target users are insurance brokers and their commercial and domestic clients.
• ATTpay Payment gateway service for the insurance industry allowing annual, monthly, or delayed payments via direct debit or credit card. Offers invoice integration and automated broker system reconciliation. Generates transaction fee savings on payment processing costs. Card acceptance includes AMEX, Visa, and Mastercard.
• ATTassist Accounts receivable outsourcing service that streamlines receivables through partial or full outsourcing. Includes professional follow-up dialogues, quotation follow-up services, and fund collection management for insurance brokers.
• BiiGGA Merchant cash advance providing convenient business funding that is easily repaid using a percentage of cashflow. Designed to provide easy access to funds for business growth.
• Special Arrangements

Quantifiable outcome

• Funds in excess of $1 billion in premiums per year
• +2 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles3 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration7 records

Feature4 records

Partnerships

Six partnerships are on record, tiered core and flagship.

• EquifaxcoreTechnology or IntegrationCredit bureau partner providing credit data and verification services to support Attvest's underwriting and risk assessment processes for premium funding applications.
• Creditor WatchcoreTechnology or IntegrationCredit bureau partner providing commercial credit monitoring and verification services for risk assessment purposes.
• IllioncoreTechnology or IntegrationCredit bureau partner providing identity and credit verification services supporting Attvest's lending decision processes.
• National Insurance Brokers Association (NIBA)flagshipStrategic or Co-development PartnerNIBA is Australia's peak body for insurance brokers. Attvest is a trusted partner and active participant in NIBA initiatives, contributing to industry development and representing the premium funding sector.
• Australian Financial Complaints Authority (AFCA)coreStrategic or Co-development PartnerAFCA is the external dispute resolution scheme for financial services complaints. Attvest's membership demonstrates regulatory compliance and commitment to customer dispute resolution.
• Australian Finance Industry Association (AFIA)flagshipStrategic or Co-development PartnerAttvest is AFIA Code Compliant, demonstrating adherence to industry codes of conduct and best practice standards. The company actively participates in shaping the future of finance through AFIA.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Premium Credit: UK-based premium finance specialist funding insurance premiums on behalf of brokers and policyholders. Closest international analog to Attvest in business model, customer base, and revenue mechanics (interest/fee income on funded premiums).
• Pacific Premium Funding: Australia-based premium funding company serving insurance brokers with similar installment-based funding of commercial and domestic premiums. Direct competitor in the same geography and broker channel as Attvest.
• Hunter Premium Funding: Australian premium funder providing broker-led funding of insurance premiums. Competes with Attvest in the same domestic market, targeting overlapping broker panels and product lines.
• Centrepoint Alliance Premium Funding: Australian premium funding business where Attvest MD Johan Steyn and Director Craig Aylmore previously worked. Direct historical and operational peer in the same niche and channel.

Broad incumbents

• Close Brothers Premium Finance: Division of Close Brothers Group providing premium finance to UK brokers and commercial policyholders. Comparable in product (premium funding) and broker channel, but operates at much larger scale and within a larger financial services group.
• Allianz Premium Funding: Premium funding capability offered through Allianz in Australia, leveraging insurer-owned capital and distribution. Represents the bank/insurer-owned competitive set against which Attvest's independent positioning is differentiated.
• Zurich Premium Funding: Premium funding offered by Zurich in Australia as part of its broader commercial insurance offering. Comparable product but embedded within a major global insurer rather than a standalone funder.
• CGU Premium Funding: Premium funding capability provided through CGU (part of IAG) in Australia, competing with Attvest in the broker-distributed commercial premium funding segment as part of a larger insurance group.

Regional players

• MoneyMe: Australian digital consumer and SME lender. Comparable in originating unsecured short-tenor credit to retail and small business borrowers, though not a direct premium funding peer — useful comp on capital, credit risk and digital origination dynamics in the Australian market.
• RateSetter Australia: Australian online personal and automotive lender. Operates in the same unsecured consumer/SME credit market as Attvest's premium funding book and offers a useful reference point on Australian digital credit margins, credit losses, and capital costs.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks7 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/attvest-finance

Compliance4 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Attvest Finance