Capital Collection Management
Capital Collection Management (CCMR3) is a Syracuse-based private debt collection agency founded in 2013 that provides first-party and third-party accounts receivable recovery to healthcare providers and other businesses using an omnichannel, digital-first approach.
- Company typePrivate
- Founded2013
- HeadquartersSyracuse, United States
- Headcount11–50
- GTM typeB2B
- OfferingServices
What Capital Collection Management does
Capital Collection Management (DBA: CCMR3) is a private U.S.-based debt collection agency founded in 2013 and headquartered in Syracuse. The firm provides full-service debt recovery and accounts receivable management services to healthcare providers and other businesses with delinquent accounts, operating under contingency-based or performance-based pricing typical of the collections industry. Its service offering spans both first-party collections, in which the agency acts as an extension of the client's brand, and third-party collections for accounts typically more than 90 days past due. CCMR3's primary customer vertical is healthcare, including hospitals and medical practices that need support with patient balances, insurance claims navigation, and accounts receivable aging reduction; the firm also serves any business seeking ethical delinquent-account recovery.
CCMR3's technology stack centers on a digital-first, omnichannel communications platform that engages consumers via email, text, and phone based on preference and in compliance with CFPB Regulation F. The company layers machine learning analytics to optimize collection strategies and consumer engagement, advanced speech analytics to monitor and analyze calls for compliance and performance, and business automation technology to streamline workflow. A dedicated client services team supports clients through a real-time client portal that provides account status and progress updates. The firm generates revenue on a contingency or transaction-fee basis, with pricing negotiated through quote-based B2B engagements rather than disclosed publicly.
The company's positioning emphasizes ethical, people-first collection practices and brand protection, in contrast to aggressive legacy collection tactics. This approach is supported by a content-driven marketing presence (website blog and educational articles) and a direct enterprise sales motion targeting healthcare providers and B2B accounts. The firm is accredited by ACA International and has earned 2020 and 2021 Best Place to Work awards alongside a Collector Excellence Award. Ownership structure, institutional backing, and financial results are not publicly disclosed.
Capital Collection Management firmographics
Firmographics- Name
- Capital Collection Management
- Legal name
- Capital Collection Management
- Website
- https://capitalcollect.com
- Company type
- Private
- Founded year
- 2013
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Capital Collection Management (CCMR3) is a Syracuse-based private debt collection agency founded in 2013 that provides first-party and third-party accounts receivable recovery to healthcare providers and other businesses using an omnichannel, digital-first approach.
- Ownership category
- akta.pro rank
Capital Collection Management industry classification
Industry- Product category
- Debt Collection Services
- NAICS
- Collection Agencies (561440)
- SIC
- Services-Consumer Credit Reporting, Collection Agencies (7320)
- akta.pro primary industry
- Third-Party Debt Collection Agencies (Consumer & Commercial) (BPAAAEAB)
- akta.pro secondary industries
- Medical Debt Collection & Revenue Cycle Bad-Debt Recovery (FSAKAJAM), First-Party (In-House) Collections Outsourcing (BPAAAEAA), Early-Stage / Soft Collections (Pre-Delinquency, Reminders) (BPAAAEAC)
Keywords
Where Capital Collection Management is headquartered
LocationHeadquarters
- HQ city
- Syracuse
- HQ country
- United States
- HQ region
- North America
Markets served
Capital Collection Management business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Operations, Technology or R&D, Marketing or Sales
Revenue model
- Debt Collection Services: CCMR3 provides full-service debt recovery and collection solutions for clients, operating on a contingency or performance-based model typical of the collections industry. They offer both first-party (agency acting as extension of client's office) and third-party (agency operating independently) collection services for healthcare providers and other businesses with delinquent accounts.
Go-to-market motion1 record
Distribution channels1 record
Marketing channels2 records
Capital Collection Management product offering
Product offeringCore offering
Capital Collection Management (CCMR3) provides full-service debt recovery and collection solutions for businesses, primarily healthcare providers. Services include first-party collections, where the agency acts as an extension of the client's office under the client's brand, and third-party collections, where the agency operates independently for accounts typically 90+ days past due. Engagement is delivered through an omnichannel digital-first communication platform (email, text, phone) backed by machine learning analytics, speech analytics, business automation, and a real-time client portal.
Product overview
CCMR3 operates as a full-service debt collection and recovery company offering comprehensive debt recovery solutions with a focus on ethical practices and innovative technology. Their primary service is the Full-Service Debt Recovery & Collection Solutions platform, which encompasses first-party collections (acting as an extension of clients' businesses under their brand) and third-party collections (independent agency operations for accounts typically 90+ days past due). The company serves primarily healthcare providers with omnichannel communication capabilities through email, text, and phone, supported by client portals for real-time updates.
Differentiator
Problem solved
Functional benefit
Products and services
- Full-Service Debt Recovery & Collection Solutions Comprehensive debt recovery and collection solutions for businesses, primarily healthcare providers, encompassing first-party collections (acting as an extension of the client's office under the client's brand) and third-party collections (independent agency operations typically for accounts 90+ days past due). Delivered through an omnichannel digital-first communication platform (email, text, phone) backed by machine learning analytics, speech analytics, business automation, and a real-time client portal with a dedicated client services team.
Quantifiable outcome
- 58% of customers made full or partial payments after receiving email; 77% after text message; 88% after push notification; 92% after seeing online pop-up — compared to only 48% after phone calls and 50% after physical letters
Companies that use Capital Collection Management
Customer profileSegments2 records
Ideal customer profiles2 records
Capital Collection Management technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
AI capability4 records
Feature5 records
Capital Collection Management partnerships and signals
Strategic signalRecent moves4 records
Expansion highlights4 records
Capital Collection Management competitors and assessment
Company assessmentDirect peers
- ConServe: A national debt collection agency providing first- and third-party ARM and healthcare collections; directly comparable to CCMR3 in service mix, vertical focus, and contingency/transaction-fee pricing.
- Hunter Warfield: Healthcare-specialized accounts receivable management firm offering first- and third-party collections for hospitals and physician groups — a near-direct vertical and service counterpart to CCMR3.
- CBE Group: ARM provider focused on healthcare and consumer collections, offering full-service recovery, customer service, and debt recovery solutions — overlaps CCMR3 on healthcare RCM support and contingency collection.
- Professional Finance Company (PFC): Healthcare-specialized debt collection agency serving hospitals and provider groups; directly comparable on customer segment, first/third-party mix, and accounts-recovery workflow.
- Transworld Systems: Diversified ARM and BPO provider offering early-stage through third-party collections across multiple verticals; directly comparable in service breadth and contingency-based debt collection for SMB and enterprise clients.
- IC System: Established third-party debt collection agency serving healthcare, financial services, and general business — directly comparable on customer mix, service model, and B2B collections go-to-market.
- Radius Global Solutions: ARM and customer-engagement BPO providing first- and third-party debt recovery, omnichannel outreach, and analytics; aligned with CCMR3 on digital communications and contingency collections.
- AllianceOne: BPO and ARM provider for consumer and commercial debt recovery across verticals; overlaps CCMR3 in contingency collections, omnichannel contact, and technology-enabled account management.
Broad incumbents
- Encore Capital Group: Large publicly traded debt buyer and servicer operating across consumer credit portfolios; broad incumbent that competes for the same healthcare and consumer receivables from creditor side of the relationship.
- PRA Group: Global publicly traded debt purchaser and collector operating across consumer and commercial receivables; incumbent competitor with material scale advantages and similar contingency-based recovery economics.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat4 records
Key risks5 records
Key highlights6 records
Customer concentration
Capital Collection Management social profiles
Digital presenceCapital Collection Management financial estimates
Financial estimateRevenue estimate
Valuation estimate
Capital Collection Management leadership team
Management profileNumber of profiles
Capital Collection Management funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Capital Collection Management M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Capital Collection Management
What does Capital Collection Management do?
Capital Collection Management (CCMR3) provides full-service debt recovery and collection solutions for businesses, primarily healthcare providers. Services include first-party collections, where the agency acts as an extension of the client's office under the client's brand, and third-party collections, where the agency operates independently for accounts typically 90+ days past due. Engagement is delivered through an omnichannel digital-first communication platform (email, text, phone) backed by machine learning analytics, speech analytics, business automation, and a real-time client portal.
Is Capital Collection Management a public or private company?
Capital Collection Management is a private company. It is classified as unknown and is currently operating.
When was Capital Collection Management founded?
Capital Collection Management was founded in 2013. It employs 11 to 50 people.
Where is Capital Collection Management based?
Capital Collection Management is headquartered in Syracuse, United States, in the North America region.
How does Capital Collection Management make money?
One revenue line is on record: debt Collection Services.
Who are Capital Collection Management's main competitors?
Direct peers on record are ConServe, Hunter Warfield, CBE Group, Professional Finance Company (PFC), Transworld Systems, IC System, Radius Global Solutions and AllianceOne. Broad incumbents are Encore Capital Group and PRA Group.
Does Capital Collection Management have an API?
No public API is recorded for Capital Collection Management.
What industry is Capital Collection Management in?
Capital Collection Management's product category is Debt Collection Services. Its primary akta.pro industry code is BPAAAEAB, Third-Party Debt Collection Agencies (Consumer & Commercial), with a secondary code of FSAKAJAM, Medical Debt Collection & Revenue Cycle Bad-Debt Recovery. Its NAICS code is 561440 and its SIC code is 7320.