Arden Insurance Associates

What Arden Insurance Associates does

Arden Insurance Associates, Inc. is an independent retail insurance agency founded in 1969, headquartered in a single office at 525 W Lantana Rd, Lantana, Florida. The firm operates as an appointed agent representing multiple standard-market carriers (American Integrity Insurance, Florida Family Insurance, Granada Insurance Company, Progressive Insurance, Travelers Insurance, Zurich Insurance) and maintains access to numerous Excess and Surplus Lines markets for specialty and hard-to-place risks. Its operating footprint is concentrated in Palm Beach County and the broader Florida market, with no disclosed multi-office presence.

The agency distributes four core product lines: Personal Insurance (auto, home, condo, rental, windstorm, flood), Business Insurance (auto, property, workers compensation, general liability, personal liability, cyber liability), Vehicle Insurance (auto, trucks, boats, personal watercraft, motorcycle, RV), and Construction Trades Insurance (general liability, bonds, builders risk, mobile equipment). The go-to-market is sales-led, with licensed agents converting inbound website quote requests, phone inquiries, and email contacts into bound policies. The technology stack is minimal: a primarily informational website with quote-request forms and a standard certificate-of-insurance workflow; no mobile app, proprietary platform, API, or AI tooling is disclosed.

Revenue is generated via commissions paid by represented carriers on new and renewal policies, with annual billing cadence. There is no disclosed rate card or subscription pricing; premiums are determined by carrier underwriting and individual risk assessment. The business is privately held with no identified parent company, external investors, or management team publicly listed. A minor partnership with SiriusPoint (via a related entity) reflects carrier-side distribution strategy rather than an Arden-led growth initiative.

Name

Arden Insurance Associates

Legal name

Arden Insurance Associates, Inc.

Website

https://ardeninsurance.com

Company type

Private

Founded year

1969

Operating status

Operating

Headcount range

1–10 employees

Short description

Arden Insurance Associates is an independent insurance agency founded in 1969 in Lantana, Florida, representing multiple carriers to provide personal, business, vehicle, and construction trades insurance to residents and small businesses across Palm Beach County.

Ownership category

akta.pro rank

Headquarters

HQ city

Lantana

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Operations

Revenue model

1. Insurance Commission Revenue: Arden Insurance Associates operates as an independent insurance agency representing multiple insurance carriers. The company earns commissions from insurance carriers they represent when policies are sold and renewed. Revenue is generated through commissions on new policy sales and renewal commissions on existing policies.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels2 records

Core offering

Arden Insurance Associates, Inc. is an independent insurance agency founded in 1969 in Lantana, Florida, that sells personal, business, vehicle, construction trades, and life insurance policies by representing multiple insurance carriers on behalf of its clients. As an independent brokerage, the agency shops coverage across its carrier partners to match customers with appropriate policies rather than being captive to a single insurer.

Product overview

Arden Insurance Associates is an insurance brokerage firm operating since 1969, offering a portfolio of insurance products organized into four core categories: Personal Insurance (Auto, Home, Condo, Rental, Windstorm, Flood), Business Insurance (Auto, Property, Workers Comp, General Liability, Personal Liability, Cyber Liability), Vehicle Insurance (Auto, Trucks, Boats, Personal Watercraft, Motorcycle, RV), and Construction Trades Insurance (General Liability, Bonds, Builders Risk, Mobile Equipment). The company serves as an independent insurance agency representing multiple insurance carriers including American Integrity Insurance, Florida Family Insurance, Granada Insurance Company, Progressive Insurance, Travelers Insurance, and Zurich Insurance, with access to Excess and Surplus Lines companies for specialty risks.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Insurance

Segments4 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• SiriusPointminorStrategic or Co-development PartnerSiriusPoint has a partnership with Arden Insurance Services (related entity to Arden Insurance Associates). This partnership reflects broader industry trends toward insurance technology integration and is part of SiriusPoint's strategy to expand distribution through independent insurance agents in the Florida market.

Scale indicators3 records

Recent moves2 records

Expansion highlights3 records

Emerging players

• RPS (Ryan Specialty): Specialty insurance broker with deep E&S market capabilities, including construction, property, and catastrophe-exposed placements. Comparable as a placement partner and competitor for hard-to-place Florida property and contractor risks.

Broad incumbents

• Brown & Brown, Inc. Large publicly traded U.S. insurance brokerage and risk management firm headquartered in Florida. Operates the same independent agency/distribution model at significantly greater scale across commercial, personal, and specialty lines.
• Arthur J. Gallagher & Co. Global insurance brokerage and risk management firm offering commercial, personal, and specialty coverage through multi-carrier representation. Comparable independent-broker model, vastly larger scale, and listed on NYSE.
• Hub International: Major global insurance brokerage with broad multi-carrier representation across commercial and personal lines. Comparable independent broker operating model, but at far larger scale and national/international footprint.

Direct peers

• The Hilb Group: Mid-market insurance brokerage with multi-carrier appointments serving commercial and personal clients across the U.S. Comparable independent agency model with construction, property, and specialty practices.
• Insurance Office of America: Florida-based independent insurance brokerage providing commercial, personal, and employee benefits coverage through multiple carriers. Comparable in product breadth and Florida-centric independent agency positioning, though substantially larger.
• McGriff Insurance Services: U.S. insurance brokerage offering commercial, personal, and employee benefits through multiple carrier relationships. Comparable independent agency model with similar product breadth and customer segments.
• All Risks, Ltd. Independent insurance agency specializing in excess & surplus lines and specialty commercial coverage, including construction and contractor risks. Comparable independent-broker model with strong E&S market access relevant to Arden's Florida risk placement.
• BKS Partners: Independent insurance agency offering commercial and personal lines in the Southeast U.S. with multi-carrier representation. Comparable independent agency structure and product mix including construction and specialty coverages.
• Bouchard Insurance: Florida-headquartered independent insurance agency offering personal, commercial, and specialty lines through multiple carrier appointments. Directly comparable regional independent agency model serving the same Florida SMB and personal insurance market.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat2 records

Key risks5 records

Key highlights5 records

Customer concentration

• Facebookfacebook.com/ArdenInsurance1

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Arden Insurance Associates