What Jack B. Turner & Associates does

Jack B. Turner & Associates, Inc. is a privately held, single-office financial advisory practice headquartered at 201 Main Street in Clarksville, Tennessee, serving individual investors and small business owners in the Tennessee market. The firm delivers comprehensive financial planning across six integrated service lines: financial planning, investment advisory, retirement planning, estate planning, insurance planning, and tax planning. Service delivery is relationship-based, combining in-person consultations at the Clarksville office with a self-serve client portal for existing clients.

The practice does not operate proprietary technology; its digital footprint consists of a content-driven website (built on the FMG Suite platform) that hosts 80+ articles, 40+ financial calculators, an educational video library, and a client login portal. This positions the firm as a consumer-education and lead-nurture channel rather than a technology platform. The firm supplements its direct advisory work with content marketing and client referrals as its primary go-to-market motion, supported by an email newsletter subscription offering.

The business model combines three revenue streams delivered through dual regulatory affiliations: (1) asset-based advisory fees on AUM, offered through Cetera Investment Advisers, LLC (a registered investment adviser); (2) transaction-based brokerage commissions, offered through Cetera Wealth Services, LLC (a FINRA/SIPC member broker-dealer); and (3) professional-services fees for comprehensive financial planning. This structure allows the firm to capture both recurring AUM economics and episodic transaction revenue, while leveraging Cetera's compliance, technology, and back-office infrastructure. No fee schedules are publicly disclosed, and the firm is not owned by Cetera — it operates as an independent registered representative under the Cetera umbrella.

Name

Jack B. Turner & Associates

Legal name

Jack B. Turner & Associates, Inc.

Website

https://jackturner.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Jack B. Turner & Associates is a privately held, single-office financial advisory firm in Clarksville, Tennessee, offering financial planning, investment, retirement, estate, insurance, and tax services to individual investors and small business owners under Cetera Wealth Services and Cetera Investment Advisers affiliations.

Ownership category

akta.pro rank

Product category

Financial Advisory Services

NAICS

Portfolio Management and Investment Advice (523940), Insurance Agencies and Brokerages (52421)

SIC

Investment Advice (6282), Insurance Agents, Brokers & Service (6411)

akta.pro primary industry

Business Owner & Executive Financial Planning (FSAEAAAO)

akta.pro secondary industry

Estate & Legacy Planning Advisory (FSAEAAAG)

Keywords

• Financial planning services
• Investment advisory services
• Retirement planning
• Estate planning services
• Wealth management

Headquarters

HQ city

Clarksville

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Investment Advisory Services: Fees based on assets under management (AUM) for investment advisory services offered through Cetera Investment Advisers, LLC, a registered investment adviser.
2. Brokerage Services: Transaction-based compensation (commissions) for securities transactions offered through Cetera Wealth Services, LLC, a broker-dealer member FINRA/SIPC.
3. Financial Planning Services: Comprehensive financial planning services for personal and business clients including retirement, investment, estate, insurance, and tax planning.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels5 records

Core offering

Jack B. Turner & Associates delivers comprehensive financial planning and advisory services for individuals, families, and small business owners. The firm integrates investment management, retirement planning, estate planning, insurance solutions, and tax planning under a unified client relationship. Securities are offered through Cetera Wealth Services, LLC and advisory services through Cetera Investment Advisers, LLC, while the firm retains direct client relationships.

Product overview

Jack B. Turner & Associates offers a unified financial advisory service portfolio centered on comprehensive financial planning. The core offering consists of financial planning services that integrate investment management, retirement planning, estate planning, insurance services, and tax planning. The firm provides supplementary tools including a Financial Calculators suite, an Educational Video Library, and an Article/Blog Resource Center to support client education and planning. Services are organized into Personal Services (for individuals and families) and Business Services (for business owners and employees), delivered with integrity and trust through experienced financial planners based in Clarksville, TN.

Differentiator

Problem solved

Functional benefit

Products and services

• Financial Planning Services

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Four partnerships are on record, tiered core.

• Cetera Wealth Services, LLCcoreChannel Partner/ Reseller/ DistributorRegistered Representatives of Jack B. Turner & Associates offer securities through Cetera Wealth Services, LLC, a broker-dealer member of FINRA and SIPC. This affiliation enables the firm to offer brokerage services with transaction-based compensation.
• Cetera Investment Advisers, LLCcoreChannel Partner/ Reseller/ DistributorInvestment Adviser Representatives of Jack B. Turner & Associates offer investment advisory services through Cetera Investment Advisers, LLC, a registered investment adviser. This enables fee-based asset management services.
• FINRAcoreOthersFinancial Industry Regulatory Authority - self-regulatory organization for securities firms doing business in the United States. The firm maintains registered representatives in good standing.
• SIPCcoreOthersSecurities Investor Protection Corporation - provides protection for brokerage firm customers in case of firm failure. Cetera Wealth Services is a SIPC member.

Scale indicators2 records

Recent moves4 records

Expansion highlights1 record

Direct peers

• Edward Jones: National financial services firm operating through a decentralized branch network of local financial advisors, closely mirroring Jack B. Turner & Associates' relationship-based, community-anchored advisor model with comprehensive personal financial planning.
• Northwestern Mutual: Comprehensive financial planning combined with a strong life insurance and disability product line, sold through a network of local financial representatives — directly comparable to the firm's combined insurance + planning value proposition.
• Ameriprise Financial: Financial planning-led firm with a franchise/advisor model delivering retirement, investment, insurance, and estate planning to individuals and small business owners — a near-direct match to the subject's integrated planning offering.
• MassMutual: Mutual insurer offering wealth management, retirement, and protection products through a network of local agents that deliver holistic financial planning to individuals and small business owners.
• New York Life: Mutual insurer with a substantial financial planning and wealth management arm operating through a career agent force, providing life insurance, retirement, and estate planning to individuals and businesses — comparable across product mix and delivery model.
• Waddell & Reed Financial: Financial planning-led firm historically operating through a network of financial advisors serving individuals with retirement, investment, and insurance planning — closely analogous to the subject's community-advisor model.

Broad incumbents

• LPL Financial: Largest independent broker-dealer in the U.S., supporting independent financial advisors with compliance, technology, and product infrastructure — functionally analogous to the Cetera affiliation that the subject firm relies upon.
• Charles Schwab: Major retail wealth management platform with Schwab Intelligent Portfolios and an extensive advisor network; competes with local advisors for mass-affluent and HNW clients and represents the digital/scaled incumbent alternative.
• Cetera Financial Group: The broker-dealer/RIA network that the subject firm is affiliated with for compliance and product access; Cetera hosts thousands of independent advisors and represents the broader ecosystem in which Jack B. Turner & Associates operates.
• Raymond James Financial: Diversified financial services firm offering wealth management, investment banking, and asset management through an advisor network — overlapping with the subject on retail advisory and financial planning services.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/jack-b-turner-and-associates

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Jack B. Turner & Associates