What Vertix Group does

Vertix Group LLC is a Miami-headquartered, Florida-based private commercial lending firm that operates two integrated business lines: a direct bridge lending division that originates, approves, and funds short-term real estate loans in-house, and a commercial loan broker division that connects borrowers to a nationwide network of capital providers including commercial banks, credit unions, institutional lenders, life insurance companies, family offices, Freddie Mac, Fannie Mae, and SBA 7a/504 programs. Its core products are bridge loans (typically $1M-$50M, interest rates starting at 9%, LTV up to 65-70%, 12-36 month terms, interest-only amortization, with non-recourse options), construction loans, and specialty opportunistic finance, with commercial loan brokering as a complementary service. The company was formed in 2021 by bringing together Altamar Financial Group (commercial bridge lender) and HAS Capital Group (commercial loan brokers), led by co-founders Albert Arisso (President/COO), Pablo Levinas (CFO), and Frank Hermosa (Head of Business Development), with Patricio Filippi as Chief Investment Officer.

The firm targets three primary customer segments — real estate investors, real estate developers, and business owners (including foreign nationals) — primarily in South Florida, with broker-sourced deal flow extending nationally. Pricing and go-to-market are anchored on speed (approval in 2-5 days, closing in 10-20 days), flexibility (interest-only, minimal documentation, no prepayment penalty with a 6-month minimum interest), and the founder team's banking relationships, which are described as the key enabler for deal approvals. Disclosed deal volume reached $72MM+ in closed loans across offices, hospitality, and mixed-use assets during 2021, with the largest disclosed transaction being a $24 million office bridge loan in Clearwater and Fort Lauderdale and a $15 million acquisition of Ocean Bank's commercial portfolio notes. There is no proprietary technology platform, mobile application, or API disclosed; operations are relationship-driven rather than software-driven.

Name

Vertix Group

Legal name

Vertix Group LLC

Website

https://vertixgroup.com

Company type

Private

Operating status

Operating

Headcount range

11–50 employees

Short description

Vertix Group is a Miami-based private commercial lender providing bridge, construction, and specialty financing for CRE investors, developers, and business owners in South Florida, while brokering deals to a national network of banks, GSEs, and institutional capital providers.

Ownership category

akta.pro rank

Product category

Commercial Real Estate Lending

NAICS

Mortgage and Nonmortgage Loan Brokers (522310), Finance and Insurance (52)

SIC

Mortgage Bankers & Loan Correspondents (6162), Loan Brokers (6163)

akta.pro primary industry

Hard Money / Private Mortgage Brokers (FSALABAH)

akta.pro secondary industries

Private Credit / Direct Lending (FSAAAHAG), Balance-Sheet / Portfolio CRE Lending (FSALADAG)

Keywords

• Commercial real estate lending
• Bridge loan financing
• Construction loan financing
• Private money lending
• Commercial loan brokerage

Headquarters

HQ city

Miami

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Bridge Loan Financing: Short-term bridge or hard money loans for commercial real estate when conventional financing is not possible. Interest rates starting at 9%, LTV up to 65-70%, terms of 12-36 months.
2. Construction Loan Financing: Financing solutions for construction projects with leverage and terms designed to enhance development projects.
3. Specialty Opportunistic Finance: Specialty financing solutions tailored to unique or opportunistic commercial real estate situations.
4. Commercial Loan Broker Services: Full-service financing solutions through their network of capital providers, matching borrowers with appropriate lending sources.
5. Commercial Portfolio Note Acquisition: Acquiring commercial portfolio notes from financial institutions to expand lending portfolio and help borrowers find favorable refinancing solutions.

Pricing tiers

Go-to-market motion2 records

Distribution channels2 records

Marketing channels4 records

Core offering

Vertix Group is a Florida-based direct private lender and commercial loan broker providing bridge loans, construction loans, and specialty finance to real estate investors, developers, and business owners. Loan sizes range up to $100 million with interest rates starting at 9%, and the firm advertises closings as fast as 5 business days through an in-house underwriting team and established banking relationships.

Product overview

Vertix Group is a Florida-based direct private lender and commercial lending firm offering a unified platform of financing solutions. The core offering consists of bridge loans (short-term hard money loans from $1M-$50M at 9%+ interest), construction loans for development projects, and specialty opportunistic finance. A complementary commercial loan broker service connects borrowers to a nationwide network of capital providers including banks, credit unions, institutional lenders, life companies, family offices, and government-sponsored entities (Freddie Mac, Fannie Mae, SBA). The company focuses on commercial real estate asset types including multifamily, retail, office, hospitality, mixed-use, and land.

Differentiator

Problem solved

Functional benefit

Products and services

• Bridge Loans
• Construction Loans
• Specialty Finance
• Commercial Loan Brokerage

Quantifiable outcome

• Bridge loan approval in 2-5 days
• +3 more outcomes

Named customers4 records

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered core and minor.

• Altamar Financial Group, LLCcoreStrategic or Co-development Partner · 1 January 2021Commercial bridge lender brought together by Vertix Group to create a comprehensive commercial lending company. Part of the Vertix Group's integrated lending platform.
• HAS Capital GroupcoreChannel Partner/ Reseller/ Distributor · 1 January 2021Commercial loan brokers brought together by Vertix Group to create a comprehensive commercial lending company. Part of the Vertix Group's integrated lending platform.
• Miami Springs Town Center LLCminorStrategic or Co-development PartnerJoint venture partner with CIP Miami Springs and LV Lending for the Miami Springs Town Center development project.

Scale indicators4 records

Recent moves6 records

Expansion highlights4 records

Direct peers

• Anchor Loans: One of the largest US private bridge / hard money lenders focused on residential fix-and-flip and CRE short-term loans. Most direct comparable to Vertix's bridge loan product, with overlapping asset classes and borrower base of real estate investors.
• Lima One Capital: Private/hard money lender providing short-term bridge, fix-and-flip, and rental loans to real estate investors. Closely comparable business model to Vertix's direct bridge lending division with similar speed-to-close and LTV economics.
• RCN Capital: Direct private lender offering short-term bridge, fix-and-flip, and rental loans nationwide. Comparable to Vertix in serving real estate investors and developers with non-bank financing, including CRE bridge products.
• Kiavi (formerly LendingHome): Tech-enabled private real estate lender providing bridge and renovation loans to investors. Comparable product set (short-term CRE bridge), comparable target borrower, and similar direct-to-borrower distribution model.
• LendingOne: Direct private/hard money lender for residential and commercial real estate investors offering bridge, fix-and-flip, and rental loans. Closely comparable to Vertix on product structure, borrower profile, and speed-of-execution positioning.
• Roc Capital: Private hard money lender focused on short-term bridge loans for real estate investors. Directly comparable to Vertix's bridge loan product and underwriting philosophy, though generally with a larger geographic footprint.
• AHLI (Hard Money Lender): Direct private hard money bridge lender for real estate investors and developers. Comparable loan sizes, terms, and CRE asset class focus to Vertix's direct bridge lending division.

Emerging players

• NewFi Wholesale: Non-QM and business-purpose lender offering bridge and DSCR products to mortgage brokers and investors. Comparable bridge product set and investor/developer borrower base to Vertix, with a wholesale distribution model.

Broad incumbents

• Arbor Realty Trust: Public REIT specializing in multifamily and CRE lending including bridge financing. Overlaps with Vertix on multifamily/bridge product and CRE borrower base, but operates as a much larger, multifamily-specialized balance-sheet lender.
• Greystone: National CRE finance and advisory firm offering bridge, Fannie/Freddie, FHA, and debt placement. Comparable on the broker/debt-placement side of Vertix's business and on CRE bridge products, but with a much broader agency and capital markets platform.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

• Facebookfacebook.com/VertixGroup
• LinkedInlinkedin.com/company/vertix-group
• Instagraminstagram.com/vertixgroup
• Xx.com/GroupVertix

Revenue estimate

Valuation estimate

Number of profiles

Profiles7 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Vertix Group