What Altamar Financial Group does

Altamar Financial Group LLC is a Miami-based direct private lender that extends business and investment purpose loans collateralized by real estate. The company serves real estate investors and entrepreneurs operating as LLCs or Corporations, offering six specialized financing products: purchase, refinance, construction, cash out, rehab, and fix & flip financing. All loans share a common structure: terms up to 36 months, loan-to-value up to 70%, fixed interest rates starting at 9% annually, interest-only amortization with principal due at maturity, no escrow requirements for taxes and insurance, and no income or credit verification. The minimum loan amount is $100,000, and eligible collateral includes residential, commercial, and land properties.

The company's revenue model is interest income on its loan portfolio, generated through direct-to-borrower origination without intermediary distribution. Altamar is an affiliate of Vertix Group and was founded by a team with experience in investments, banking, and real estate. The firm operates with 1-10 employees from its headquarters at 1000 Brickell Ave in Miami, Florida, and its stated market focus is Florida. The go-to-market approach is sales-led and relationship-driven, with a dedicated Head of Business Development (Frank Hermosa) handling borrower inquiries and the company website serving as the primary top-of-funnel channel. There is no disclosed technology platform, AI/ML capability, funding history, customer base, or revenue figure in the available materials, and the company holds no patents, certifications, or regulatory registrations beyond its Florida LLC formation.

Name

Altamar Financial Group

Legal name

Altamar Financial Group LLC

Website

https://altamarfg.com

Company type

Private

Operating status

Operating

Headcount range

1–10 employees

Short description

Altamar Financial Group is a Miami-based direct private lender offering real estate-backed business and investment loans to LLC and Corporation borrowers, with terms up to 36 months and rates starting at 9% annually.

Ownership category

akta.pro rank

Product category

Private Real Estate Lending

NAICS

Sales Financing (52222), Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Short-Term Business Credit Institutions (6153), Mortgage Bankers & Loan Correspondents (6162)

akta.pro primary industry

Middle-Market Lending (FSANADAI)

akta.pro secondary industries

Asset-Based Lending (ABL) (FSANADAD), Direct Lending — Asset-Based Lending (ABL) (FSAHAJAE)

Keywords

• Private real estate lending
• Business purpose loans
• Fix and flip financing
• Bridge loan programs
• Asset-based lending

Headquarters

HQ city

Miami

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Loan Interest Income: The company generates revenue through interest charged on private loans extended to borrowers. Loans are collateralized by real estate assets with fixed interest rates starting at 9% annually, interest-only payments with principal due at maturity, and terms up to 36 months.

Pricing tiers

Go-to-market motion1 record

Distribution channels1 record

Marketing channels1 record

Core offering

Altamar Financial Group is a direct private lender that extends business and investment purpose loans collateralized by real estate to LLC and Corporation borrowers. The core product is the Business and Investment Purpose Loans program, offered through six financing options (Purchase, Refinance, Construction, Cash Out, Rehab, Fix & Flip), with terms up to 36 months, loan-to-value up to 70%, fixed interest rates starting at 9% annually, interest-only amortization, and no income or credit verification.

Product overview

Altamar Financial Group offers a unified private lending platform for business and investment purpose loans. The core product is their Business and Investment Purpose Loans program, which is supported by six specialized financing options: Purchase Financing, Refinance Financing, Construction Financing, Cash Out Financing, Rehab Financing, and Fix & Flip Financing. All loan products are collateralized by real estate assets, feature short-term structures (up to 36 months), and are designed for LLC or corporation borrowers seeking flexible, tailored financing without income or credit verification requirements.

Differentiator

Problem solved

Functional benefit

Products and services

• Business and Investment Purpose Loans Primary lending program: term loans up to 36 months collateralized by real estate, up to 70% loan-to-value, fixed interest rates starting at 9% annually, interest-only amortization with principal due at maturity, no escrow, no income or credit verification, $100,000 minimum, available to LLC or corporation borrowers for residential, commercial, and land properties.
• Purchase Financing Loan financing for acquiring real estate properties for business or investment purposes, available to LLC/Corporation borrowers under the core lending program.
• Refinance Financing Refinancing solutions for existing real estate-backed loans to improve terms or access equity, under the core lending program.
• Construction Financing Short-term loans to finance ground-up construction of residential, commercial, or mixed-use properties, under the core lending program.
• Cash Out Financing Equity extraction financing allowing borrowers to access accumulated value in real estate assets, under the core lending program.
• Rehab Financing Loans for property renovation and rehabilitation projects, collateralized by the underlying real estate, under the core lending program.
• Fix & Flip Financing Short-term financing for investors purchasing distressed properties, renovating, and reselling for profit, under the core lending program.

Segments2 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• Vertix GroupcoreStrategic or Co-development PartnerAltamar Financial Group LLC is an affiliate of Vertix Group. The company was founded by a seasoned team of professionals and operates as part of the Vertix Group ecosystem. The affiliation provides operational support and potentially shared resources in investments, banking, and real estate expertise.

Recent moves3 records

Expansion highlights2 records

Direct peers

• Fund That Flip: Fund That Flip is a fintech-enabled private lender providing fix-and-flip and rental loans to real estate investors. Overlaps with Altamar on borrower type, asset class, and short-term interest-only loan structure.
• Lima One Capital: Lima One Capital originates short-term bridge and long-term rental loans to real estate investors nationwide. Highly comparable to Altamar across product set (fix & flip, construction, rental) and borrower profile (LLCs and sponsors).
• Kiavi (formerly LendingHome): Kiavi is a leading online direct private lender to residential real estate investors, offering bridge, fix-and-flip, and rental loans. It is a direct peer to Altamar in product, customer (real estate investors), and direct-lending business model, but at significantly greater scale.
• Groundfloor: Groundfloor is an alternative investment platform that originates short-term fix-and-flip loans for real estate investors. Comparable real estate-backed, short-term private lending product targeting similar borrower personas.
• Anchor Loans: Anchor Loans is a direct private lender specializing in fix-and-flip and ground-up construction financing for real estate investors. Comparable product suite, asset-based collateral focus, and short-term interest-only structure.
• NewSilver: NewSilver is a private lender to residential real estate investors offering bridge and fix-and-flip loans. Closely mirrors Altamar's investor-focused, asset-backed short-term lending model.
• Visio Lending: Visio Lending is a private rental portfolio lender to real estate investors, financing single-family and small multifamily rentals. Comparable private lending focus on real estate investor borrowers operating through LLCs.
• RCN Capital: RCN Capital provides short-term hard money and rental portfolio loans to real estate investors and small businesses. Comparable borrower profile (LLCs/Corps), collateralized real estate loans, and direct-lending model.

Broad incumbents

• CoreVest (a KKR company): CoreVest is a large specialty lender focused on residential real estate investors, now owned by KKR. Serves the same investor segment with bridge, fix-and-flip, and rental loans, but operates at much greater scale and balance sheet.

Emerging players

• Patch of Land: Patch of Land is an online marketplace lending platform for real estate investors seeking short-term bridge loans. Comparable product and customer but uses a marketplace/crowdfunding funding model rather than balance-sheet lending.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat3 records

Key risks5 records

Key highlights5 records

Customer concentration

• LinkedInlinkedin.com/company/altamar-financial-group

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Altamar Financial Group