BNB Hana Bank

What BNB Hana Bank does

Dime Commercial Bank (the operating subsidiary of publicly traded holding company Dime Commercial Bancshares, Inc.) is a New York-based community bank founded in 1864 with more than 160 years of continuous operation in the New York metropolitan market. The firm serves two primary customer sets: commercial businesses across specialized verticals — including C&I Lending, Commercial Real Estate Lending, Fund Finance, Sponsor Finance, Healthcare Banking, Law Firms & Title Companies (IOLA/IOLTA), Municipal Banking, Not-for-Profit Banking, and Property Management Banking — and individual consumers requiring checking, savings, money market, CDs, credit cards, mortgages, and wealth management products. Underlying technology comprises a regional branch distribution layer plus Personal Online Banking, Business Online Banking PLUS, iOS and Android mobile applications, and a Dime Secure Browser for treasury management connectivity, with integrations including QuickBooks, Quicken, and Remote Deposit Capture. The business model follows standard community-bank revenue mechanics — net interest income from lending and deposit spreads, plus fee-based income from treasury management services, title insurance (via Dime Abstract), and merchant/payment processing — with go-to-market executed through dedicated Commercial Lending Officers, Business Banking Officers, and Treasury Management Sales Consultants in addition to self-serve digital channels. In 2026 the bank rebranded from Dime Community Bank to Dime Commercial Bank to emphasize its commercial-led strategic identity. Regulatory standing is anchored by FDIC insurance, NMLS registration 410372, Equal Housing Lender designation, and consecutive 'Outstanding' CRA ratings from the Federal Reserve Bank of New York in 2022 and 2024.

Name

BNB Hana Bank

Legal name

Dime Commercial Bancshares, Inc.

Website

https://bnbbank.com

Company type

Public

Founded year

1864

Operating status

Operating

Headcount range

51–100 employees

Short description

Dime Commercial Bank is a New York-based community bank offering commercial lending, treasury management, and specialized industry banking (healthcare, legal, municipal, NFP, fund finance, sponsor finance) alongside personal banking products for consumers across the New York metropolitan area.

Ownership category

akta.pro rank

Headquarters

HQ city

New York

HQ country

United States

HQ region

North America

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Distribution channels6 records

Marketing channels3 records

Core offering

BNB Hana Bank is a full-service community bank providing personal and commercial banking products, including checking accounts, mortgages, credit cards, CDs, and wealth management for individuals, along with industry-specific commercial lending (C&I, commercial real estate, fund finance, healthcare, law firms, municipal, not-for-profit, property management, sponsor finance) and treasury management solutions for businesses across the New York metropolitan area.

Product overview

Dime Commercial Bank offers a comprehensive banking platform serving both commercial and retail customers. The product portfolio includes industry-specific commercial lending solutions (C&I Lending, Commercial Real Estate Lending, Fund Finance, Sponsor Finance, Healthcare Banking, Law Firms & Title Companies Banking, Municipal Banking, Not-for-Profit Banking, Property Management Banking), a Treasury Management Solutions platform (Online Banking, Payable Solutions, Receivable Solutions, Fraud Prevention Services, Liquidity Solutions, Escrow Services), and personal banking products (Checking Accounts, Credit Cards, Mortgages, CDs, Money Market, Wealth Management). The bank also provides Mobile Banking apps and Business Online Banking PLUS for digital banking needs.

Differentiator

Problem solved

Functional benefit

Products and services

• C&I Lending Commercial and Industrial lending services for businesses across various sectors, providing capital financing for operating needs and growth.
• Commercial Real Estate Lending Commercial mortgage lending solutions for real estate properties offered to commercial borrowers.
• Fund Finance Specialized financing solutions for investment funds, tailored to private equity and fund management clients.
• Healthcare Banking Banking solutions tailored for healthcare organizations and professionals, providing industry-specific lending and treasury services.
• Law Firms & Title Companies Banking Specialized banking services for law firms and title insurance companies, including IOLA and IOLTA accounts.
• Municipal Banking Banking solutions for municipalities and government entities, including deposit and lending services.
• Not-for-Profit Banking Banking services designed for non-profit organizations with deposit, lending, and treasury management support.
• Property Management Banking Banking solutions tailored for property management companies, including deposit accounts and cash management.
• Sponsor Finance Financing solutions for sponsors and private equity firms for leveraged transactions and portfolio investments.
• Treasury Management Solutions Comprehensive treasury management platform for businesses offering online banking, payables, receivables, fraud prevention, liquidity management, and escrow services.
• Personal Checking Accounts Personal checking account options with debit Mastercard for individual consumers.
• Personal Mortgages Residential mortgage lending for personal properties offered to individual borrowers.
• Title Insurance Title insurance services through Dime Abstract for real estate transactions.
• Credit Cards Personal credit card products for individual consumers.
• CDs (Certificates of Deposit) Certificate of deposit accounts for savings offered to individual consumers.
• Money Market Accounts Money market savings accounts offered to individual consumers.
• Wealth Management Personal wealth management and financial advisory services for individual clients.
• Mobile Banking App Mobile banking applications for iOS and Android devices, enabling account management on smartphones and tablets.
• Business Online Banking PLUS Advanced online banking platform for business customers with enhanced features for treasury management.
• Merchant Services Payment processing services for businesses, enabling acceptance of card and electronic payments.

Quantifiable outcome

• Community Reinvestment Act rating: Outstanding
• +1 more outcomes

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Two partnerships are on record, tiered minor.

• New York IslandersminorGTM or Marketing PartnerOfficial Commercial and Retail bank of the New York Islanders sports team
• New York JetsminorGTM or Marketing PartnerOfficial Private bank of the New York Jets sports team

Scale indicators2 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Northfield Bancorp: Northfield is a Staten Island-based community bank with multi-family and CRE lending concentration in the NY metro — comparable to Dime's product mix and geographic orientation, and a useful proxy for evaluating a community-bank model transitioning toward more commercial banking.
• Flushing Financial Corporation: Flushing Bank is a New York-metro community/commercial bank with a similar mix of commercial lending, multi-family/CRE, and consumer banking, and a comparable focus on serving ethnic and immigrant business communities — making it one of the closest direct comparables to Dime in size, geography, and product set.
• Apple Bank for Savings: Apple Bank is a long-standing New York mutual/community bank with a similar consumer-deposit franchise and growing commercial banking practice, and overlapping branch geography in the NY metro — a closely matched peer in customer mix and operating model.
• Popular Bank: Popular Bank is a NY-area commercial and retail bank owned by Popular, Inc., with a comparable mix of commercial lending, treasury management, and consumer banking, and meaningful small-business and community-banking presence in the same metro as Dime.
• Amalgamated Bank: Amalgamated is a NY-based commercial bank with a strongly mission-driven, community-development orientation — including a track record of high CRA performance — directly comparable to Dime's community-development leadership and public-sector, NFP, and union organization focus.
• ConnectOne Bancorp: ConnectOne is a NY/NJ-metro commercial bank with a relationship-driven commercial lending, CRE, and treasury management model — directly comparable to Dime's commercial banking pivot and the types of SMB/mid-market clients it targets.

Broad incumbents

• Valley National Bancorp: Valley National is a much larger super-regional bank with deep commercial, CRE, and treasury management capabilities across the NY/NJ metro — representing the larger incumbent competition Dime faces on commercial deals and a benchmark for the scale gap.
• M&T Bank Corporation: M&T is a major super-regional bank with a substantial NY-metro commercial and middle-market franchise, including CRE, fund finance, and treasury management — representing the broader incumbent competitive set Dime competes against for mid-market commercial relationships.

Emerging players

• Mercury: Mercury is a digital-first B2B banking platform targeting startups, SMBs, and venture-backed companies with operating accounts, treasury, and basic lending — directly competing with Dime's small-business and emerging-company treasury management offerings via a fully digital, lower-overhead model.

Regional players

• Blue Foundry Bancorp: Blue Foundry is a New Jersey-headquartered community bank with a consumer-deposit and mortgage-heavy model and a similar digital-branching hybrid strategy — comparable in scale and operating model even though its geography is more NJ-weighted than Dime's NYC core.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/bnb-bank-na

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about BNB Hana Bank