Mortgage Educators & Compliance

Name

Mortgage Educators & Compliance

Legal name

Mortgage Educators & Compliance

Website

https://mortgageeducators.com

Company type

Private

Founded year

1992

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Mortgage Licensing Education & Compliance Training

NAICS

Exam Preparation and Tutoring (611691), Educational Support Services (61171)

SIC

Services-Educational Services (8200)

akta.pro primary industry

Real Estate, Appraisal & Mortgage (Agent/Broker CE, Appraiser CE) (EDAAALAI)

akta.pro secondary industries

Real Estate Licensure Exam Prep (Salesperson/Broker, Appraiser) (EDANAIAH), Professional Development / CPD Requirement Administration for Licensure (EDADAJAL)

Keywords

• NMLS pre-licensing education
• Mortgage continuing education
• SAFE MLO test preparation
• Mortgage license training
• State-specific mortgage courses

Headquarters

HQ city

American Fork

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure, Others

Revenue model

1. Pre-Licensing Course Bundles: One-time purchase of bundled course packages that combine state-specific education hours required for initial mortgage loan originator licensing. Bundles include national content plus state-specific electives.
2. Individual Course Sales: Purchase of standalone courses for specific state electives, CE requirements, or add-on test prep upgrades. Customers can buy single courses ranging from 1-5 hours.
3. Test Preparation Packages: Optional upgrades to enhanced test prep packages with additional practice questions, videos, flashcards, and workbooks. Standard and Ultimate tier options available.
4. Live Webinars: Interactive real-time continuing education webinars fulfilling state-specific CE requirements. Offered at various price points with NMLS banking fees included.
5. In-Person Classroom Courses: Live classroom-based CE courses at physical locations (Costa Mesa, CA) with instructor-led training and included NMLS banking fees.

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

Mortgage Educators & Compliance sells NMLS-approved pre-licensing education course bundles, annual continuing education (CE) courses, and SAFE MLO test preparation packages for individual mortgage loan originators. Courses are delivered through self-paced online video, live webinars, and in-person classroom sessions, covering state-specific requirements across 20+ U.S. states. Pricing is per course/bundle, with NMLS credit reporting within 2-3 business days.

Product overview

Mortgage Educators & Compliance (MEC) is an NMLS-approved education provider (#1400062) offering a comprehensive suite of mortgage licensing and compliance training products. The core offerings consist of state-specific NMLS Pre-License Education course bundles (ranging from 20-30 hours depending on state requirements), continuing education (CE) courses for license renewal, and test preparation packages. These are delivered through multiple formats including online self-paced courses, live instructor-led webinars, and in-person classroom sessions. The product portfolio includes two test prep tiers (Standard with 300+ questions and Ultimate with 1500+ questions and a First Time Pass Guarantee), a state CE course selector tool, and a specialized 40-hour Utah Principal Lending Manager course. The company also acquired My Mortgage Trainer (MMT), whose legacy student portal is now integrated into MEC's learning management system. State-specific bundles are available for 15+ states including Arizona, California (DFPI and DRE tracks), Colorado, Florida, Hawaii, Michigan, Nevada, New Jersey, New York, North Carolina, Oregon, Pennsylvania, Texas, Utah, and Washington, with pricing ranging from $235-$579 for bundled packages.

Differentiator

Problem solved

Functional benefit

Products and services

• NMLS Pre-License Education Courses (State-Specific Bundles) State-specific mortgage loan originator license courses that satisfy national NMLS and state-specific pre-licensing education requirements in bundled packages (16+4 to 20+10 hours) for 15+ states including Arizona, Nevada, California (DFPI/DRE), New Jersey, Utah, Colorado, New York, Texas, Florida, North Carolina, Hawaii, Oregon, Washington, Michigan, and Pennsylvania. Designed for individuals seeking to obtain their first NMLS MLO license.
• Continuing Education (CE) Courses Annual continuing education courses for licensed mortgage loan originators covering 2026 CE, Late CE for expired licenses, and state-specific elective courses to satisfy NMLS annual CE requirements.
• Live Webinars Interactive instructor-led webinar courses including 20-hour pre-license webinars and 7+1 hour general elective and state elective CE webinars for ongoing license renewal, delivered online with webcam proctoring per NMLS requirements.
• Live Classroom Courses In-person 8-hour CE classroom courses held at physical training academy location in Costa Mesa, CA, providing face-to-face instruction with industry experts for license renewal.
• Standard Test Prep - SAFE MLO National Test Preparation Course Online SAFE MLO National Test preparation with 300+ practice questions, a 3-hour video summary, topic-specific study guides, 2 practice national exams, and topic-specific quizzes. 6-month access.
• Ultimate Test Prep Package Comprehensive SAFE MLO National Test prep with 1500+ practice questions, 7+ hours of topic-specific videos, 8 practice national exams, flash cards, and topic-specific workbooks, including a First Time Pass Guarantee.
• 40-Hour Utah Principal Lending Manager (PLM) Course 40-hour self-study course for prospective Utah Principal Lending Managers covering general mortgage industry knowledge, federal mortgage law, residential lending practices, Utah statutes, office management, and high-cost home loan regulations. PLM test prep included.
• 4 Hour Oregon Pre-License Course (NMLS #18829) Standalone 4-hour online self-study course that satisfies Oregon's state-specific mortgage pre-licensing education requirement and covers Oregon-specific regulations and laws for multi-state licensees adding Oregon.
• 2 Hour Florida Pre-License Course (NMLS #18823) Standalone 2-hour online self-study course satisfying Florida's state-specific mortgage pre-licensing education requirement, intended for multi-state MLOs adding a Florida license.
• 3 Hour Texas Pre-License Course (NMLS #11061) Standalone 3-hour online self-study course covering Texas Home Equity Loan Law, Reverse Mortgage Law, judicial vs. non-judicial foreclosure, and the TX Savings and Mortgage Lending Department.
• 2 Hour Colorado Pre-License Course (NMLS #11058) Standalone 2-hour online self-study course covering the Colorado Department of Regulatory Authorities, License Law & Regulation, and Compliance for multi-state MLOs adding Colorado.
• Online Instructor-Led 4 Hour General Elective Course (NMLS #18653) 4-hour online instructor-led general elective pre-licensing course covering TRID 2.0, Advertising, FCRA, Identity Theft, and Security Freezes, with sessions starting Monday-Thursday 9AM-5PM CT.
• 1 Hour FL CE Webinar 1-hour live continuing education webinar fulfilling Florida NMLS mortgage CE requirements for 2026, covering required Florida topics and prohibited acts and Florida enforcement actions.
• 1 Hour CA-DFPI CE Webinar 1-hour live continuing education webinar fulfilling California DFPI NMLS mortgage CE requirements for 2026, covering the California Consumer Financial Protection Law and recent DFPI enforcement actions.

Quantifiable outcome

• Education credits reported to NMLS within 2-3 business days (within 7-day requirement)
• +1 more outcomes

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Five partnerships are on record, tiered core and standard.

• My Mortgage Trainer (MMT)coreStrategic or Co-development Partner · 15 August 2025MMT has been integrated into the MEC community as of August 15, 2025. Students with existing MMT accounts can access historical course data through MMT login while new purchases go through MEC. Transition provides more seamless and flexible learning experience.
• 360training.com, Inc.coreOthersParent company that owns and operates Mortgage Educators and Compliance (MEC). Website owned and operated by 360training.com, Inc.
• NMLS (Nationwide Multistate Licensing System)coreTechnology or IntegrationRegulatory system integration for mortgage licensing. MEC reports education credits to NMLS within 2-3 business days. Students use NMLS account for licensing and exam registration. Website supports NMLS exam preparation and education tracking.
• PrometriccoreTechnology or IntegrationThird-party testing center that administers the SAFE MLO National Test on behalf of NMLS. MEC guides students through Prometric scheduling process for exam registration.
• FieldprintstandardTechnology or IntegrationFingerprinting service used for NMLS criminal background check requirements. MEC directs students to Fieldprint platform for scheduling fingerprinting appointments as part of licensing process.

Scale indicators3 records

Recent moves6 records

Expansion highlights6 records

Direct peers

• The CE Shop: NMLS-approved mortgage continuing education specialist offering state-specific CE courses across the US. Closely comparable in product focus (mortgage CE), delivery format (online self-paced), and customer base (licensed MLOs).
• Mortgage Training Center: NMLS-approved education provider offering mortgage pre-licensing and continuing education courses. Directly comparable in product offering (state-specific NMLS bundles) and target customer (aspiring and licensed MLOs).
• ProSchools: Online education provider delivering mortgage licensing and CE courses as part of a broader real estate and financial services education portfolio. Comparable in online delivery model and state-specific pre-licensing course catalog.
• OnCourse Learning: Direct competitor offering NMLS-approved mortgage pre-licensing and continuing education courses across multiple states. Operates as one of the largest dedicated mortgage CE providers in the US, with comparable course catalog breadth and a similar B2C e-commerce model.

Regional players

• American School of Real Estate: Regional real estate and mortgage licensing school primarily serving the Pacific Northwest and Western US. Comparable in mortgage pre-licensing and CE course offerings but limited geographic overlap with MEC's national footprint.

Broad incumbents

• 360training.com: Parent company of MEC and a broad-based online professional education provider spanning multiple regulated industries. Overlaps with MEC on mortgage education but also offers real estate, safety, and workforce compliance training.
• Kaplan Financial Education: Established professional education brand offering financial services licensing and continuing education across multiple verticals including mortgage. Comparable as a regulated-industry CE/pre-licensing provider but with a much broader product portfolio.

Others

• Prometric: Third-party testing administrator that delivers the SAFE MLO National Test on behalf of NMLS. Not a direct competitor but a key ecosystem partner — referenced by MEC as part of its student workflow — and indicative of the broader regulated testing infrastructure MEC operates within.

Emerging players

• CompuCram: Online exam preparation provider focused on financial services licensing tests including mortgage. Comparable in test prep offering for the SAFE MLO National Test but with narrower state-specific licensing course coverage than MEC.
• Real Estate U: Online real estate and mortgage education provider serving aspiring and licensed professionals across multiple states. Partial overlap with MEC in mortgage licensing and CE, but with a broader real estate license focus.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/user/MortgageEducators
• Facebookfacebook.com/mortgageeducators
• Instagraminstagram.com/mortgage_educators
• Xx.com/mtgeducators

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mortgage Educators & Compliance