Insurance One Agency
Insurance One Agency, LC is a privately held independent insurance agency founded in 1992, operating 16+ offices across Texas and Indianapolis. The agency represents 100+ insurance carriers, serving individuals, families, and small-to-mid-sized businesses with personal and commercial lines.
- Company typePrivate
- Founded1992
- HeadquartersDallas, United States
- Headcount101–250
- GTM typeB2B and B2C
- OfferingServices
What Insurance One Agency does
Insurance One Agency, LC is a privately held independent insurance agency established in 1992 and headquartered at 16800 Dallas Parkway, Suite 110, in Dallas, Texas. The agency operates a network of more than 16 offices concentrated across Texas with an additional location in Indianapolis, Indiana, functioning as an intermediary between approximately 100+ insurance carriers and end customers. It serves two principal markets: individuals and families seeking personal lines coverage (auto, home, life, health, and specialty) and small-to-mid-sized businesses needing commercial lines (auto, property, liability, workers' compensation, and industry-specific packages for contractors, manufacturers, restaurants, retail, and building or real-estate associations).
The agency's product portfolio is exceptionally broad, spanning more than 70 enumerated coverage lines across business, industry-specific, and personal categories. Core commercial offerings include Business Auto, Business Owners Policy (BOP), Commercial Umbrella, General Liability, Workers' Compensation, Cyber Liability, Builders Risk, Captive Insurance Management, and Commercial Bonds; personal lines include Auto, Home, Classic Car, Motorcycle, Umbrella, Life, Health, Annuities, and specialty products such as Wedding, Travel, Pet, Watercraft, RV, Mobile Home, and Telematics-based insurance. The agency uses industry-standard agency management software and a branded client portal for policy servicing, claims reporting, ID cards, certificates, and billing via epaypolicy.com. There is no proprietary technology platform, no disclosed AI/ML capabilities, and no app product; delivery remains consultative rather than automated.
Revenue is generated through commissions paid by the 100+ carrier partners on policies sold, renewed, or endorsed, with carrier billing typically on monthly cycles. Pricing is quote-based rather than listed, varying by risk profile, coverage type, location, and selected carrier. Distribution is sales-led through a network of licensed insurance advisors working from local offices, supported by a website with interactive coverage graphics, online quote requests, and a "Refer Us" referral program. No public revenue figures are disclosed, and there is no record of external equity ownership, recent acquisitions, leadership transitions, or material restructuring.
Insurance One Agency firmographics
Firmographics- Name
- Insurance One Agency
- Legal name
- Insurance One Agency, LC
- Website
- https://insuranceoneagency.com
- Company type
- Private
- Founded year
- 1992
- Operating status
- Operating
- Headcount range
- 101–250 employees
- Short description
- Insurance One Agency, LC is a privately held independent insurance agency founded in 1992, operating 16+ offices across Texas and Indianapolis. The agency represents 100+ insurance carriers, serving individuals, families, and small-to-mid-sized businesses with personal and commercial lines.
- Ownership category
- akta.pro rank
Insurance One Agency industry classification
Industry- Product category
- Insurance Brokerage
- NAICS
- Insurance Agencies and Brokerages (52421), Agencies, Brokerages, and Other Insurance Related Activities (5242)
- SIC
- Insurance Agents, Brokers & Service (6411)
- akta.pro primary industry
- Commercial Lines Insurance Brokerage (FSAEADAB)
- akta.pro secondary industries
- Retail (Personal Lines) Insurance Brokerage (FSAEADAA), Specialty Insurance Brokerage (Marine, Aviation, Cyber, Professional Lines) (FSAEADAJ), Mid-Market Commercial Package (Package Policies) (FSAJAFAB), Individual Health Insurance Brokerage & Distribution (FSAIAEAL)
Keywords
Where Insurance One Agency is headquartered
LocationHeadquarters
- HQ city
- Dallas
- HQ country
- United States
- HQ region
- North America
Offices14 records
Markets served
Insurance One Agency business model
Business model- GTM type
- B2B and B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure, Others
Revenue model
- Insurance Commissions: Insurance One Agency, LC generates revenue by earning commissions from insurance carriers when policies are sold, renewed, or endorsed. As an independent agency representing 100+ insurance carriers, they receive commission payments from their carrier partners based on premium volume placed.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Other | Monthly | Quote-based pricing - Individual assessment required |
Go-to-market motion1 record
Distribution channels3 records
Marketing channels5 records
Insurance One Agency product offering
Product offeringCore offering
Insurance One Agency, LC is an independent insurance brokerage that places business, personal, and industry-specific insurance policies on behalf of clients through 100+ carrier partnerships. Revenue is generated through commissions paid by carriers on premiums placed, renewed, or endorsed, with delivery handled via a network of 16+ Texas offices, a website quote funnel, phone sales, and a self-serve client portal.
Product overview
Insurance One Agency, LC is an independent insurance agency offering a comprehensive portfolio of insurance products through a network of 100+ carrier partnerships. The company provides two primary lines of insurance: Business Insurance (including auto, property, liability, workers' compensation, and industry-specific coverages) and Personal Insurance (including auto, home, life, and specialty coverages). The agency operates as a consultative brokerage model rather than a single unified technology product—agents work with clients to evaluate risks and recommend solutions from multiple carriers. Business insurance products include Business Auto Insurance, Business Owners Insurance (BOP), Commercial Umbrella Insurance, General Liability Insurance, Workers' Compensation Insurance, and industry-specific offerings like Contractor Insurance, Manufacturer Insurance, Restaurant Insurance, and Retail Business Insurance. Personal insurance includes Auto Insurance, Classic Car Insurance, Home Insurance, Motorcycle Insurance, Umbrella Insurance, and numerous specialty coverages. The agency also offers value-added services including Business Auto Telematics Insurance for fleet management, Business Interruption Insurance, Captive Insurance Management, and Commercial Bonds. With 16+ offices across Texas, the agency provides localized service while accessing a broad range of carrier options.
Differentiator
Problem solved
Functional benefit
Products and services
- Business Auto Insurance
Companies that use Insurance One Agency
Customer profileSegments7 records
Ideal customer profiles2 records
Insurance One Agency technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Insurance One Agency partnerships and signals
Strategic signalPartnerships
35 partnerships are on record, tiered core, major and minor.
- Safeco InsurancecoreSafeco Insurance is one of the insurance carriers represented by Insurance One Agency. As a partner carrier, Safeco provides insurance products that the agency sells to customers.
- Hanover Insurance CompanycoreHanover Insurance Company is one of the insurance carriers represented by Insurance One Agency for commercial and personal lines coverage.
- Trusted Choice Independent Insurance AgentscoreTrusted Choice is a network affiliation for independent insurance agents. Insurance One Agency participates in this network for marketing support and brand association benefits.
- Allstate Insurance CompanymajorAllstate Insurance Company is one of the insurance carriers represented by the agency for auto, home, and other personal insurance products.
- Chubb & Son, Inc.majorChubb is a major insurance carrier represented by the agency, particularly for high-value personal insurance and commercial coverage.
- TravelersmajorTravelers Insurance is one of the national insurance carriers represented by the agency for business and personal lines coverage.
- Liberty Mutual InsurancemajorLiberty Mutual Insurance is one of the insurance carriers represented by the agency for auto, home, and business coverage.
- Progressive CompaniesmajorProgressive is one of the insurance carriers represented for auto insurance and other personal coverage products.
- Berkshire Hathaway Homestate CompaniesmajorBerkshire Hathaway Homestate Companies is one of the insurance carriers represented for workers' compensation and commercial coverage.
- Zurich Insurance ServicesmajorZurich Insurance Services is one of the international insurance carriers represented for commercial and specialty coverage.
- Hartford Insurance GroupmajorHartford Insurance Group is one of the insurance carriers represented for business insurance and employee benefits coverage.
- Philadelphia Insurance CompaniesmajorPhiladelphia Insurance Companies is one of the insurance carriers represented for specialty commercial coverage including umbrella policies.
- AmTrust North AmericamajorAmTrust North America is one of the insurance carriers represented for small business and specialty coverage.
- Great American Insurance GroupmajorGreat American Insurance Group is one of the insurance carriers represented for commercial and specialty coverage.
- Foremost Insurance Co.majorForemost Insurance Co. is one of the insurance carriers represented, particularly for specialty insurance products including mobile home and specialty vehicle coverage.
- Mercury Insurance GroupmajorMercury Insurance Group is one of the insurance carriers represented for auto and personal insurance coverage.
- State Auto Insurance CompanymajorState Auto Insurance Company is one of the insurance carriers represented for personal and commercial coverage.
- Crum & Forster InsurancemajorCrum & Forster Insurance is one of the insurance carriers represented for commercial and specialty coverage.
- United Fire GroupmajorUnited Fire Group is one of the insurance carriers represented for commercial and personal coverage.
- United States Liability Insurance Group (USLI)majorUSLI is one of the insurance carriers represented for specialty commercial liability coverage.
- GuideOne Insurance GroupmajorGuideOne Insurance Group is one of the insurance carriers represented, particularly for church and organization coverage.
- Accident Fund Insurance Co of AmericamajorAccident Fund Insurance Co of America is one of the insurance carriers represented for workers' compensation coverage.
- CNA SuretymajorCNA Surety is one of the insurance carriers represented for commercial bonds and surety products.
- GEICO Texas County Mutual Ins ComajorGEICO Texas County Mutual is one of the insurance carriers represented for auto insurance in Texas.
- J.C. Taylor, Inc.majorJ.C. Taylor, Inc. is one of the insurance carriers represented for specialty vehicle coverage including classic cars.
- Mid-Continent GroupmajorMid-Continent Group is one of the insurance carriers represented for specialty commercial coverage.
- PIE InsurancemajorPIE Insurance is one of the insurance carriers represented for workers' compensation coverage.
- Service Lloyds InsurancemajorService Lloyds Insurance is one of the insurance carriers represented for Texas-specific coverage.
- Society InsurancemajorSociety Insurance is one of the insurance carriers represented for commercial coverage including restaurant and hospitality.
- Texas Windstorm Insurance AssociationmajorTexas Windstorm Insurance Association is one of the insurance carriers represented for wind and hurricane coverage in coastal Texas areas.
- The ZenithmajorThe Zenith is one of the insurance carriers represented for commercial coverage.
- Three InsurancemajorThree Insurance is one of the insurance carriers represented for commercial and specialty coverage.
- US ASSURE Insurance ServicesmajorUS ASSURE Insurance Services is one of the insurance carriers represented for builder risk and construction coverage.
- Utica National InsurancemajorUtica National Insurance is one of the insurance carriers represented for commercial and professional liability coverage.
- Charity FirstminorCharity First is one of the insurance carriers represented for non-profit organization coverage.
Scale indicators4 records
Recent moves6 records
Expansion highlights5 records
Insurance One Agency competitors and assessment
Company assessmentDirect peers
- Brown & Riding Insurance Services: Independent insurance brokerage and wholesale firm placing commercial and specialty coverage through multiple carrier partners; comparable in operating model and carrier-mediated distribution.
- Higginbotham Insurance: Texas-based independent insurance agency offering commercial and personal lines through multiple offices and carrier partnerships; directly comparable in footprint, product mix, and Texas market focus.
- Cross Insurance: Regional independent insurance agency offering personal and commercial lines through multiple offices and carrier partnerships; comparable in operating model and customer mix.
- AssuredPartners: Large PE-backed national insurance brokerage aggregating independent agencies like Insurance One Agency; directly comparable model with multi-office retail brokerage and carrier representation.
Broad incumbents
- USI Insurance Services: Large national insurance brokerage serving middle-market commercial clients across personal and employee benefit lines; comparable in product breadth but at meaningfully larger scale.
- Hub International: National insurance brokerage with retail personal and commercial lines distributed through regional offices and carrier partnerships; broader geographic and product reach.
- Marsh McLennan Agency: National middle-market brokerage arm of Marsh McLennan serving commercial clients with multi-carrier placement; overlaps on commercial lines and SMB focus.
- Arthur J. Gallagher & Co. Global insurance brokerage with retail and specialty operations placing commercial and personal coverage through carrier relationships; broader scale and product breadth than Insurance One Agency.
Others
- Trusted Choice: Network brand for independent insurance agents that Insurance One Agency already participates in; relevant peer as a marketing and distribution association for independent agencies.
Emerging players
- BroadStreet Partners: PE-backed aggregator of independent insurance agencies; comparable operating model with focus on partnering with / acquiring agencies similar to Insurance One Agency.
Market position
Strengths5 records
Weaknesses4 records
Competitive moat3 records
Key risks6 records
Key highlights6 records
Customer concentration
Insurance One Agency financial estimates
Financial estimateRevenue estimate
Valuation estimate
Insurance One Agency leadership team
Management profileNumber of profiles
Insurance One Agency funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Insurance One Agency M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Insurance One Agency
What does Insurance One Agency do?
Insurance One Agency, LC is an independent insurance brokerage that places business, personal, and industry-specific insurance policies on behalf of clients through 100+ carrier partnerships. Revenue is generated through commissions paid by carriers on premiums placed, renewed, or endorsed, with delivery handled via a network of 16+ Texas offices, a website quote funnel, phone sales, and a self-serve client portal.
Is Insurance One Agency a public or private company?
Insurance One Agency is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Insurance One Agency founded?
Insurance One Agency was founded in 1992. It employs 101 to 250 people.
Where is Insurance One Agency based?
Insurance One Agency is headquartered in Dallas, United States, in the North America region.
How does Insurance One Agency make money?
One revenue line is on record: insurance Commissions.
Who are Insurance One Agency's main competitors?
Direct peers on record are Brown & Riding Insurance Services, Higginbotham Insurance, Cross Insurance and AssuredPartners. Broad incumbents are USI Insurance Services, Hub International, Marsh McLennan Agency and Arthur J. Gallagher & Co.. Trusted Choice is listed as an others. BroadStreet Partners is listed as an emerging player.
Does Insurance One Agency have an API?
No public API is recorded for Insurance One Agency.
What industry is Insurance One Agency in?
Insurance One Agency's product category is Insurance Brokerage. Its primary akta.pro industry code is FSAEADAB, Commercial Lines Insurance Brokerage, with a secondary code of FSAEADAA, Retail (Personal Lines) Insurance Brokerage. Its NAICS code is 52421 and its SIC code is 6411.