Swamp Fox Agency

What Swamp Fox Agency does

Swamp Fox Insurance Agency (legal entity: SFA, LLC) is an independent insurance agency founded in 1989 and headquartered at 1122 Pinopolis Road in Moncks Corner, South Carolina. The firm places personal, small commercial, and specialty lines through a multi-carrier commission model, earning recurring carrier commissions on each policy placement and renewal. It serves customers across seven southeastern states (South Carolina, Alabama, Florida, Georgia, Mississippi, North Carolina, Virginia) plus Washington D.C., distributing through three South Carolina offices (Moncks Corner Pinopolis HQ, Moncks Corner HWY 52 branch, Summerville/Nexton), one Georgia office (Waycross), dedicated phone lines by line of business, an online quote-request form, and a CSR24-based Insured Portal.

The product set spans personal lines (homeowners, auto, umbrella, golf cart/camper/ATV, personal valuables), small commercial coverages (general liability, commercial auto, workers compensation, cyber liability, professional liability, D&O, business personal property, inland marine/cargo, surety bonds, business interruption), and a differentiated forestry vertical (equipment, cargo, pollution liability sized for 100-3,000-gallon fuel tanks, workers compensation, commercial auto). Forestry is the agency's specialty wedge: it is the only endorsed insurance agency of the South Carolina Timber Producers Association (SCTPA) and a member of the Southeast Wood Producers Association, Alabama Forestry Association, and American Loggers Association.

The wholly-owned Alirics Services subsidiary provides safety, loss-control, and DOT/OSHA compliance consulting to fleet operators. Go-to-market is sales-led and centered on agent-led consultation across phone, web, and walk-in channels, with ecosystem initiatives including the annual Loggers Technology Summit (4th Annual in Birmingham, AL, August 2026), the Pinnacle Award driver-recognition program (launched 2025), and the Next Generation Leaders Scholarship (launched 2026). Revenue model is professional-services commission income; no venture capital or institutional ownership is disclosed, and revenue is not publicly reported.

Name

Swamp Fox Agency

Legal name

SFA, LLC

Website

https://swampfoxagency.com

Company type

Private

Founded year

1989

Operating status

Operating

Headcount range

1–10 employees

Short description

Swamp Fox Insurance Agency (SFA, LLC) is an independent insurance agency headquartered in Moncks Corner, South Carolina, placing personal, small commercial, and forestry coverages through a multi-carrier commission model for individuals, small businesses, and forestry-fleet operators across seven southeastern states plus Washington D.C.

Ownership category

akta.pro rank

Headquarters

HQ city

Moncks Corner

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2B and B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Insurance Commission Revenue: Swamp Fox Insurance Agency operates as an independent insurance agency that earns commissions by placing insurance policies with multiple carrier partners on behalf of clients. They shop multiple vendors for the best coverage and lowest rates, earning a commission from each carrier placement. This is a recurring commission model tied to policy renewals.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels7 records

Core offering

Swamp Fox Agency is an independent insurance brokerage that places personal, small commercial, and forestry/logging insurance policies with multiple carrier partners on behalf of individual and business clients across the southeastern United States. Through its wholly-owned subsidiary Alirics Services, it also delivers loss control, DOT compliance, OSHA compliance, and fleet safety consulting. Revenue is generated through carrier commissions on policy placements and renewals, supplemented by safety/risk management service fees.

Differentiator

Problem solved

Functional benefit

Products and services

• Personal Insurance Comprehensive personal insurance coverage for individuals and families, bundling homeowners, auto, personal umbrella, recreational vehicles (golf carts, campers, ATVs), and valuables protection to safeguard against property damage, liability claims, accidents, theft, and financial loss.
• Homeowners Insurance Coverage protecting homeowners against damages or losses to their property from risks including natural disasters, theft, vandalism, and accidents, including liability protection, personal belongings coverage, and additional living expenses.
• Auto Insurance Automotive insurance providing financial protection against accidents, theft, or vehicle damage, including liability coverage, collision, comprehensive, and uninsured/underinsured motorist coverage as required by South Carolina law.
• Personal Umbrella Insurance Additional liability coverage layer providing protection against lawsuits for personal injuries or property damage, covering scenarios such as dog bites, swimming pool accidents, and other incidents beyond standard policy limits.
• Golf Cart, Camper and ATV Insurance Insurance coverage for unregistered recreational vehicles including golf carts, campers, and ATVs, protecting against liability issues and unexpected incidents during personal use.
• Personal Valuables Insurance Coverage protecting prized possessions such as guns, art, and collections through customized solutions that help safeguard investments over the long term.
• Small Commercial Insurance Business insurance coverage tailored for small businesses, protecting against property theft, vandalism, client lawsuits, and employee injuries on company property, with customizable coverage plans based on business-specific needs.
• Commercial Auto Insurance Insurance protecting business vehicles (vans, pickup trucks, autos) from liability and damage costs, essential for keeping businesses mobile and operational with coverage for commercial fleet needs.
• Cyber Liability Insurance Coverage protecting businesses from data breaches and cybersecurity issues, covering risks from stolen passwords, hacker attacks, and other cyber threats that could compromise business operations.
• General Liability Insurance Protection against claims involving bodily injuries and property damage resulting from business products, services, or operations, including legal defense costs and settlements.
• Business Personal Property Insurance Coverage protecting business equipment from damages or theft, including construction tools and manufacturing machinery, helping businesses remain operational and recover quickly from losses.
• Workers' Compensation Insurance Insurance covering medical bills, lost wages, and disability benefits for employees injured on the job, including employer's liability protection and advanced consulting to prevent workplace accidents.
• Directors and Officers (D&O) Coverage Protection for company decision-makers against operational risks and liability exposure as business complexity and value grow with changes in law and regulation.
• Professional Liability Insurance Coverage protecting against financial backlash from professional advice and leadership decisions where outcomes differ from expected results, with evaluation and consulting services to identify operational exposures.
• Pollution Liability Insurance Coverage protecting against environmental cleanup costs from above or underground storage tanks, whether actively used or stagnant, addressing both operational and regulatory exposure.
• Inland Marine and Cargo Insurance Coverage protecting cargo equipment during transport, shielding businesses from liability for damaged goods and providing cost-effective contingency solutions.
• Bond Coverage Surety bonds guaranteeing project fulfillment, protecting clients and helping businesses win contracts by demonstrating financial reliability.
• Forestry Insurance Specialized insurance for the forestry and timber industry, including equipment insurance, cargo insurance, general liability, pollution liability, workers' compensation, and commercial auto coverage, anchored by the agency's status as the only endorsed agency by the South Carolina Timber Producers Association.
• Forestry Equipment Insurance Coverage protecting heavy machinery and sophisticated equipment investments in forestry operations, ensuring business continuity after accidents regardless of whether equipment is financed or owned outright.
• Forestry Pollution Liability Insurance Environmental coverage for forestry operations addressing cleanup exposure from fuel tanks (100 gallons to 3,000 gallons) not covered on standard policies, preventing costly out-of-pocket environmental remediation.
• Loss Control Services (Alirics) Safety and risk management services through Alirics Services providing DOT compliance consulting, OSHA compliance support, fleet safety programs, driver training, and loss prevention strategies to minimize business risk and achieve compliance.
• DOT Compliance Services Department of Transportation compliance support including CDL compliance, SAFER report management, and fleet safety requirements to help companies meet federal transportation standards.
• OSHA Compliance Services Occupational Safety and Health Administration compliance support helping businesses meet industry-specific OSHA processes and safety regulations.

Quantifiable outcome

• Bundle homeowners and auto insurance with the same carrier to save 5–25% in South Carolina, with clients regularly saving hundreds of dollars annually.

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature1 record

Partnerships

Six partnerships are on record, tiered core and minor.

• South Carolina Timber Producers Association (SCTPA)coreStrategic or Co-development PartnerSwamp Fox Insurance Agency is the only endorsed insurance agency by the South Carolina Timber Producers Association. This endorsement grants exclusive access to SCTPA's membership base and requires the agency to demonstrate genuine care for forestry workers and their operational business concerns. The endorsement is a significant competitive differentiator.
• Southeast Wood Producers AssociationminorStrategic or Co-development PartnerSwamp Fox Insurance Agency is a member of the Southeast Wood Producers Association, one of several forestry associations they participate in across the southeastern United States.
• Alabama Forestry AssociationminorStrategic or Co-development PartnerSwamp Fox Insurance Agency is a member of the Alabama Forestry Association, participating in forestry associations throughout the southeastern U.S. to better understand industry concerns and operational risks.
• American Loggers AssociationminorStrategic or Co-development PartnerSwamp Fox Insurance Agency is a member of the American Loggers Association, providing specialized insurance expertise and advocacy for the logging industry across multiple states.
• 92.5 Kickin' Country (Jessica Chandler)minorGTM or Marketing PartnerJessica Chandler, morning drive personality at 92.5 Kickin' Country radio station, provides on-air endorsement of Swamp Fox Insurance Agency, sharing firsthand experiences with the agency's services. This partnership leverages local radio reach for community marketing.
• Alirics ServicescoreTechnology or IntegrationAlirics Services is the safety and informational company of Swamp Fox Insurance Agency. It delivers loss control services including DOT compliance consulting, OSHA compliance guidance, fleet safety programs, and risk management solutions. It operates as a distinct brand and serves both Swamp Fox clients and non-clients.

Scale indicators3 records

Recent moves6 records

Expansion highlights4 records

Broad incumbents

• Brown & Brown Insurance: Large publicly traded independent insurance agency that distributes P&C and benefits products through a decentralized model of regional offices. Directly comparable to Swamp Fox as an independent agency leveraging carrier relationships and local producer networks, but operating at vastly greater scale and across all 50 states.
• HUB International: Large North American insurance brokerage with a multi-office, decentralized model. Comparable to Swamp Fox as an independent agency built through regional acquisitions, though serving a much broader set of verticals and geographies.
• Arthur J. Gallagher & Co. Major global insurance brokerage and risk management firm with significant retail and wholesale operations. Compares to Swamp Fox as a large-scale independent brokerage, with greater specialty practice depth (including forestry and transportation-adjacent programs) and global reach.

Direct peers

• Higginbotham: Large independent insurance and risk management firm headquartered in Texas with a multi-office regional structure. Closely mirrors Swamp Fox's model of regional independent agencies serving commercial and personal lines, with added specialty practices and consulting — a useful comparison for a scaled-up version of the same model.
• Heffernan Insurance Brokers: Mid-large independent insurance brokerage built on a multi-office, relationship-driven model serving commercial and personal lines. Highly comparable to Swamp Fox in business model and go-to-market philosophy, with a similarly strong community/employee-talent development culture.
• RPS (Risk Placement Services): Specialty wholesale insurance broker and binding authority operator that places hard-to-place risks across vertical specialties including transportation and forestry-adjacent classes. Comparable to Swamp Fox in the sense of working niche, vertical-specific commercial risks through multi-carrier access rather than direct carrier appointment.

Regional players

• Erie Insurance: Regional P&C carrier that distributes almost exclusively through independent agents across the Mid-Atlantic and Southeast. Comparable to Swamp Fox as a regional independent-agency distribution model, but from the carrier side and at much larger scale.
• Frankenmuth Insurance: Mutual insurance company distributing exclusively through independent agents across the Midwest and Mid-Atlantic. Comparable to Swamp Fox as a regionally focused carrier/independent-agency pairing, with a similar emphasis on local relationships and small commercial lines.

Emerging players

• NEXT Insurance: Digital-first MGA selling small commercial insurance (including commercial auto and contractor classes) directly online. Comparable to Swamp Fox's small commercial and contractor book, but distributed digitally rather than through local agents — represents the principal competitive threat to traditional agencies in the SMB segment.
• Hiscox USA: Specialty insurer focused on small business and professional liability, with direct and agent-distributed channels. Comparable to Swamp Fox in the small commercial and professional liability niche, particularly for BOP and contractor-type risks.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights6 records

Customer concentration

• YouTubeyoutube.com/@swampfoxagency
• Facebookfacebook.com/Swamp-Fox-Agency-161794570507166

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds1 record

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Swamp Fox Agency