Exclusive Insurance Brokerage

What Exclusive Insurance Brokerage does

Exclusive Insurance Brokerage (dba Exclusive BGA) is a privately held boutique life insurance Brokerage General Agency founded in 2009 and headquartered in San Diego, California, with regional offices in Westlake Village, Atlanta, Austin, and Clovis. The firm operates as an intermediary between insurance carriers and financial professionals, partnering with financial advisors, CPAs, estate planning attorneys, and property & casualty firms to distribute life insurance, annuities, long-term care, and disability products from 14+ carriers including Prudential, Mutual of Omaha, Nationwide, Pacific Life, Athene, and Allianz to Mass Affluent and high-net-worth clients. Its service model is concierge in nature, providing dedicated case designers, case managers, and a single point of contact from quote through policy delivery, with the stated objective of allowing advisors to recapture client-facing time.

The firm's technology stack is built on third-party industry platforms rather than proprietary systems: CompuLife powers Term and Guaranteed Universal Life quoting, I-Pipeline handles life and long-term care application submissions, FireLight processes annuity applications, and SureLC manages agent licensing and contracting. Exclusive BGA generates revenue through commissions and override payments from carrier partners on policies placed through its channel, with additional contingency income from those carrier relationships; pricing is not publicly disclosed. The company is founder-led by Daniel Ragsdale with a leadership team including a Senior VP/Director of Sales, a COO, a VP, and multiple regional marketing directors, and remains independent with no disclosed institutional investors, funding rounds, or M&A activity.

Name

Exclusive Insurance Brokerage

Legal name

Exclusive Insurance Brokerage

Website

https://exclusivebga.com

Company type

Private

Founded year

2009

Operating status

Operating

Headcount range

11–50 employees

Short description

Exclusive Insurance Brokerage is a privately held boutique life insurance Brokerage General Agency founded in 2009 that partners with financial advisors, CPAs, attorneys, and P&C firms to distribute life, annuity, LTC, and disability products from 14+ top carriers to Mass Affluent and HNW clients via a concierge case-design model.

Ownership category

akta.pro rank

Headquarters

HQ city

Westlake Village

HQ country

United States

HQ region

North America

Offices5 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Commission-based brokerage revenue: As a Brokerage General Agency (BGA), Exclusive Insurance Brokerage earns commissions from insurance carriers for policies placed through their platform. They provide case design, case management, and carrier access to financial advisors, earning override commissions and contingency income from partner carriers.

Go-to-market motion1 record

Distribution channels3 records

Marketing channels3 records

Core offering

Exclusive Insurance Brokerage is a boutique Brokerage General Agency that connects financial advisors, CPAs, attorneys, and P&C firms with life insurance, annuity, long-term care, and disability products from a panel of major carriers. It provides turnkey case design, case management, underwriting advocacy, and concierge support from quote through policy delivery, in exchange for commissions paid by the carrier partners.

Product overview

Exclusive Insurance Brokerage is a boutique life insurance Brokerage General Agency (BGA) that operates as a full-service insurance distribution partner for financial advisors, CPAs, attorneys, and P&C firms. The brokerage provides access to a network of insurance carriers including Prudential, Mutual of Omaha, Nationwide, Protective Life, Pacific Life, Athene, Allianz, and others, offering life insurance, annuities, long-term care, and disability insurance products. The company's service model centers on a concierge approach with dedicated support from quote through policy delivery, utilizing technology platforms including CompuLife for insurance quoting, I-Pipeline and FireLight for application submissions, and Sure LC for agent licensing and contracting. The brokerage differentiates through its team-based approach combining life consultants, case designers, and case managers to support advisors implementing insurance solutions for their clients.

Differentiator

Problem solved

Functional benefit

Products and services

• Life Insurance Brokerage Services Concierge brokerage placement of life insurance products (Term, Guaranteed Universal Life, and other permanent and term policies) from a panel of major carriers, with case design, application management, underwriting advocacy, and policy delivery support for financial advisors, CPAs, and attorneys.
• Annuity Placement Services Brokerage placement of annuity products from carrier partners including Athene, Allianz, and other annuity carriers, with electronic application submission via FireLight and concierge case support for advisors and their clients.
• Long-Term Care Insurance Placement Brokerage placement of long-term care insurance policies from carrier partners, integrated with the brokerage's life insurance workflow and electronic application submission via I-Pipeline, targeted at advisors serving affluent and high-net-worth clients.
• Disability Insurance Placement Brokerage placement of disability income insurance products for advisors and their clients, supported by the brokerage's case design and case management teams.
• Estate, Wealth Transfer, Business, and Charitable Planning Insurance Solutions Advanced case design and insurance placement services supporting estate planning, wealth transfer, business planning, and charitable planning use cases, including custom case video analyses and specialized carrier product panel expertise.

Quantifiable outcome

• 5x More Client Time: Advisors report spending significantly more time with clients when administrative tasks are handled by the brokerage.
• +2 more outcomes

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration4 records

Partnerships

14 partnerships are on record, tiered core.

• Prudential Life Insurance CompanycoreChannel Partner/ Reseller/ DistributorMajor life insurance carrier partner displayed in carrier logos section. Provides life insurance products distributed through the Exclusive BGA channel to financial advisors and their clients.
• Mutual of OmahacoreChannel Partner/ Reseller/ DistributorLife insurance carrier partner shown in carrier logos. Offers insurance products available through the Exclusive BGA platform.
• Nationwide Life Insurance CompanycoreChannel Partner/ Reseller/ DistributorNational insurance carrier partner featured in carrier logos section.
• Pacific Life Insurance CompanycoreChannel Partner/ Reseller/ DistributorMajor insurance carrier partner displayed in carrier logos section.
• Protective Life Insurance CompanycoreChannel Partner/ Reseller/ DistributorLife insurance carrier partner shown in carrier logos.
• Corebridge Life Insurance CompanycoreChannel Partner/ Reseller/ DistributorInsurance carrier partner featured in carrier logos section.
• Athene Life Insurance CompanycoreChannel Partner/ Reseller/ DistributorAnnuity and life insurance carrier partner displayed in carrier logos section.
• Allianz Life Insurance CompanycoreChannel Partner/ Reseller/ DistributorMajor insurance carrier partner shown in carrier logos section.
• Transamerica Life Insurance CompanycoreChannel Partner/ Reseller/ DistributorLife insurance carrier partner featured in carrier logos section.
• Principal National Life Insurance CompanycoreChannel Partner/ Reseller/ DistributorInsurance carrier partner shown in carrier logos.
• National Life Insurance CompanycoreChannel Partner/ Reseller/ DistributorLife insurance carrier partner displayed in carrier logos section.
• Symetra Life Insurance CompanycoreChannel Partner/ Reseller/ DistributorInsurance carrier partner featured in carrier logos section.
• Banner Life Insurance CompanycoreChannel Partner/ Reseller/ DistributorLife insurance carrier partner shown in carrier logos.
• Global Atlantic Life Insurance CompanycoreChannel Partner/ Reseller/ DistributorInsurance carrier partner displayed in carrier logos section.

Scale indicators2 records

Recent moves5 records

Expansion highlights5 records

Direct peers

• Lion Street: Lion Street is a national life insurance BGA/IMO focused on serving high-end advisors and HNW clients through a member-owned, concierge-style distribution model, directly comparable to Exclusive Insurance Brokerage's boutique HNW positioning and multi-carrier platform.
• Highland Capital Brokerage: Highland Capital Brokerage is a specialty life insurance BGA serving financial advisors with case design, advanced planning, and multi-carrier access, mirroring Exclusive's BGA structure, advisor channel, and emphasis on complex life and annuity cases.
• M Financial Group: M Financial Group is a member-owned life insurance distribution network serving HNW advisors with proprietary products and concierge case support, comparable to Exclusive's boutique model, advisor-led distribution, and life/annuity/LTC product focus.
• Crump Life Insurance Services: Crump is one of the largest U.S. life insurance BGAs, offering multi-carrier quoting, advanced case design, and back-office support to financial advisors—a scaled but directly comparable BGA counterpart to Exclusive's life and annuity distribution platform.
• Senior Market Sales: Senior Market Sales is an insurance marketing organization focused on life insurance, annuities, and LTC products distributed through independent advisors, comparable to Exclusive in core product mix and BGA-style advisor support.
• Centurion Life Insurance Services: Centurion Life is a mid-size life insurance BGA providing case design, contracting, and multi-carrier access to financial professionals, directly comparable in business model and product breadth to Exclusive Insurance Brokerage.

Broad incumbents

• Integrity Marketing Group: Integrity Marketing is a PE-backed large-scale insurance distribution platform with a substantial life and annuity IMO business, representing a much larger incumbent competing for the same advisor relationships Exclusive cultivates.
• AmeriLife: AmeriLife is a PE-backed insurance distribution platform with deep life, annuity, and health brokerage operations, serving as a scaled incumbent competing across the same advisor and senior-market channels as Exclusive.
• NFP (an Aon company): NFP, now part of Aon, is a large diversified insurance brokerage and advisory firm with life insurance distribution and advanced planning capabilities, offering a broader portfolio but overlapping with Exclusive in life insurance placement for HNW clients.

Others

• SelectQuote: SelectQuote is a direct-to-consumer life insurance platform that, while operating a different distribution model (D2C rather than advisor-led), competes for the same underlying life insurance premium pool and represents a technology-enabled adjacent comparator.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/exclusivebga

Revenue estimate

Valuation estimate

Number of profiles

Profiles14 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Exclusive Insurance Brokerage