Keeros
- Company typePrivate
- Founded2011
- HeadquartersGothenburg, Sweden
- Headcount1–10
- GTM typeB2B
- OfferingSoftware
Keeros firmographics
Firmographics- Name
- Keeros
- Legal name
- Keeros AB
- Website
- https://keeros.se
- Company type
- Private
- Founded year
- 2011
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Ownership category
- akta.pro rank
Keeros industry classification
Industry- Product category
- Fintech Lending Software
- NAICS
- Software Publishers (513210)
- SIC
- Loan Brokers (6163)
- akta.pro primary industry
- Digital Identity, eKYC & Borrower Verification (Lending-Focused) (FSAGAHAF)
- akta.pro secondary industry
- Risk, Compliance & Controls for Embedded Finance (KYB/KYC/AML, Fraud, Disputes) (FSAGALAK)
Keywords
Where Keeros is headquartered
LocationHeadquarters
- HQ city
- Gothenburg
- HQ country
- Sweden
- HQ region
- Europe
Offices2 records
Markets served
Keeros business model
Business model- GTM type
- B2B
- Offering type
- Software
- Cost components
- Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure
Revenue model
- SaaS Platform Subscription: Cloud-based SaaS subscription model with low monthly fee for access to the complete platform covering invoice purchasing, corporate lending, and leasing functionality.
- Usage-based Costs: Usage-based pricing components in addition to the monthly subscription fee. No hidden fees.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | Standard SaaS Platform |
Go-to-market motion1 record
Distribution channels1 record
Marketing channels5 records
Keeros product offering
Product offeringCore offering
Keeros provides a cloud-based SaaS platform for invoice purchasing, corporate lending, and leasing that automates the full lifecycle — from credit assessment and customer onboarding through invoice monitoring, settlement, and collections — for factoring companies, banks, and loan institutions across the Nordic region. The platform integrates with BankID for identity verification, uses an AI-based credit rules engine for automated decisions, and offers open APIs for partner integrations including leading Nordic business systems and credit information providers.
Product overview
Keeros is a cloud-based SaaS platform consisting of a unified core platform (Keeros Finance Platform) with integrated modules for invoice purchasing and financing (Fakturaköp och Belåning), corporate lending (Företagsutlåning), operational and financial leasing (Leasing), and white-label buy now pay later (Köp nu, betala senare). The platform also includes a reverse factoring module (Omvänd Factoring) and leverages an intelligent credit engine with open APIs for integrations. Together, these products enable factoring companies, banks, and loan institutions across the Nordic region to automate and digitize their entire operations from credit assessment and customer onboarding through invoice financing, payment monitoring, and collections.
Differentiator
Problem solved
Functional benefit
Brands
- Keeros Finance: The SaaS platform used by banks and finance companies to manage corporate lending, factoring, and leasing workflows.
Products and services
- Keeros Finance Platform Cloud-based SaaS platform that automates the complete operations of factoring companies, banks, and loan institutions — covering credit assessment, customer management, invoice financing, monitoring, and collections in a single integrated environment.
- Invoice Purchasing and Financing (Fakturaköp och Belåning)
Quantifiable outcome
- Start-up in hours, not months
- +1 more outcomes
Companies that use Keeros
Customer profileNamed customers6 records
Segments4 records
Ideal customer profiles3 records
Keeros technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- Yes
- API docs
- API detail
Core technology
AI maturity
App detail
Integration5 records
AI capability5 records
Feature6 records
Keeros partnerships and signals
Strategic signalPartnerships
Six partnerships are on record, tiered core.
- VismacoreIntegration partnership displayed via logo. Visma is one of the leading business systems in the Nordic region, and Keeros platform connects to Visma for seamless invoice onboarding.
- ResurscorePartner displayed via logo on the platform. Resurs is a Nordic finance company specializing in payment solutions and consumer lending.
- InvoiercoreIntegration partnership via logo. Invoier is a Swedish invoice management platform, and Keeros integrates with it for invoice processing.
- FactoringgruppencorePartner via logo display. Factoringgruppen is a Swedish factoring company, and integration enables efficient invoice financing operations.
- ProfinacorePartner via logo display. Profina is a Nordic finance company, and partnership enables comprehensive factoring and lending solutions.
- FinansiacorePartner via logo display. Finansia is a Swedish finance company, and partnership supports the integrated financial ecosystem.
Scale indicators3 records
Recent moves6 records
Expansion highlights6 records
Keeros competitors and assessment
Company assessmentRegional players
- Tink: Tink is a Stockholm-based open banking/financial data platform (now part of Visa) operating in the same Nordic PSD2 ecosystem that Keeros's BankID and credit-information integrations leverage; it is a regional infrastructure peer enabling financial workflows.
- Klarna: Klarna is a Swedish-headquartered BNPL and consumer finance company with overlapping Nordic BNPL product themes to Keeros's Köp nu, betala senare module; it competes in consumer credit while Keeros serves B2B lenders — same geography, adjacent products.
- Trustly: Trustly is a Stockholm-based account-to-account payments and open banking platform operating across the Nordics and Europe; it competes for Nordic fintech mindshare and bank integrations analogous to those Keeros relies on (BankID, bank file handling).
Direct peers
- HighRadius: HighRadius provides cloud-based SaaS for invoice-to-cash, treasury, and AR finance automation for enterprises and financial institutions — a near-direct functional analogue to Keeros's invoice purchasing and financing module on the SaaS delivery side.
- nCino: nCino offers a cloud-based loan origination platform used by banks and credit unions; it overlaps directly with Keeros's corporate lending, credit decisioning, and BankID-style workflow automation on the same buyer (financial institutions) and use cases.
- Turnkey Lender: Turnkey Lender delivers end-to-end lending automation SaaS with embedded credit decisioning and rule engines, directly mirroring Keeros's Kreditmotor-driven lending workflow for non-bank and bank lenders.
- Taulia: Taulia (now part of SAP) provides supply chain finance and dynamic discounting/invoice financing SaaS for corporates and their finance providers — functionally similar to Keeros's reverse factoring and invoice purchasing capabilities.
Broad incumbents
- Temenos: Temenos is a global incumbent core banking software vendor with a lending module used by European banks; it competes with Keeros for the same Nordic bank buyers but as part of a much broader banking suite.
- Finastra: Finastra is a large financial software provider whose loan servicing and origination suites (e.g., Equation, LaserPro) serve banks and lenders — overlapping with Keeros's corporate lending and credit decisioning functionality at the same buyers.
- Mambu: Mambu is a cloud-native core banking and lending platform used by challenger banks and lenders; it overlaps with Keeros's lending and credit decisioning stack but as part of a broader core-banking offering rather than a Nordic-focused niche product.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Keeros social profiles
Digital presenceKeeros financial estimates
Financial estimateRevenue estimate
Valuation estimate
Keeros leadership team
Management profileNumber of profiles
Keeros funding detail
Funding detailFunding overview
Funding rounds1 record
Investors1 record
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Keeros M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Keeros
What does Keeros do?
Keeros provides a cloud-based SaaS platform for invoice purchasing, corporate lending, and leasing that automates the full lifecycle — from credit assessment and customer onboarding through invoice monitoring, settlement, and collections — for factoring companies, banks, and loan institutions across the Nordic region. The platform integrates with BankID for identity verification, uses an AI-based credit rules engine for automated decisions, and offers open APIs for partner integrations including leading Nordic business systems and credit information providers.
Is Keeros a public or private company?
Keeros is a private company. It is classified as corporate owned and is currently operating.
When was Keeros founded?
Keeros was founded in 2011. It employs 1 to 10 people.
Where is Keeros based?
Keeros is headquartered in Gothenburg, Sweden, in the Europe region.
How does Keeros make money?
Two revenue lines are on record. SaaS Platform Subscription is the primary driver. The others are usage-based Costs.
Who are Keeros's main competitors?
Regional players on record are Tink, Klarna and Trustly. Direct peers are HighRadius, nCino, Turnkey Lender and Taulia. Broad incumbents are Temenos, Finastra and Mambu.
Does Keeros have an API?
Yes. Open APIs enabling secure exchange of information with external partners, including automated printing and distribution, bank file handling, and verification of signatories and principals. The APIs allow for integration with external systems and partners.
What industry is Keeros in?
Keeros's product category is Fintech Lending Software. Its primary akta.pro industry code is FSAGAHAF, Digital Identity, eKYC & Borrower Verification (Lending-Focused), with a secondary code of FSAGALAK, Risk, Compliance & Controls for Embedded Finance (KYB/KYC/AML, Fraud, Disputes). Its NAICS code is 513210 and its SIC code is 6163.