What The Warnock Agency does

The Warnock Agency is a U.S. insurance agency founded in 1999 that historically provided personal and commercial property insurance products. Firmographic data list 1-10 employees and a U.S. presence (Oakwood; operational address in Cincinnati, OH). Per the source data, The Warnock Agency has been consolidated with South Coast Surety, Surety Support Services, Freestate Bonds, and American Contracting Services under the BOSS Bonds brand, creating a nationwide surety-only bond agency; service contacts and active bonds continue uninterrupted under BOSS Bonds Insurance Agency, LLC.

Operating under the BOSS Bonds platform, the consolidated entity is a surety-only bond intermediary placing contract bonds (bid, payment/performance, warranty/maintenance, development/subdivision, SBA-guarantee), court bonds (probate, fiduciary, litigation), and instant-issue commercial bonds. The platform runs a web-based application at bossbonds.com featuring state and keyword bond search, real-time application transparency, and instant issuance for bonds not requiring credit checks; partner agents access back-office support via a separate portal (apps.suretybonds.market). Carrier capacity is drawn from over 25 surety underwriters—including Cap Specialty, Merchants Bonding, The Hartford, Great American, United Casualty and Surety, Arch, Nationwide, Main Street America, Old Republic, Zurich, CNA Surety, Sompo, Swiss RE, Travelers, Evergreen, and Liberty Mutual—and the firm shops that network to find competitive terms for the customer.

Revenue is generated via commissions or fees on bond placements under a quote-based, pay-as-you-go pricing model with no publicly disclosed tiers. Primary customer segments are contractors and construction firms (contract bonds), insurance agents and bond producers (back-office support), and small businesses/individuals (commercial and court bonds), all served domestically in the United States. Go-to-market mixes direct-to-consumer self-service (online portal plus 1-800-361-1720 phone support) with channel partnerships (agents reselling BOSS Bonds capacity). The combined organization claims over 40 years of industry expertise, and the BOSS Bonds mark is registered with the United States Patent and Trademark Office.

Name

The Warnock Agency

Legal name

The Warnock Agency

Website

https://ezbondsonline.com

Company type

Private

Founded year

1999

Operating status

Operating

Headcount range

1–10 employees

Short description

The Warnock Agency, founded in 1999, is a small U.S. insurance agency that has been consolidated into BOSS Bonds Insurance Agency, LLC—a nationwide surety-only bond intermediary placing contract, commercial, and court bonds via 25+ surety carriers.

Ownership category

akta.pro rank

Product category

Surety Bond Services

SIC

Surety Insurance (6351)

akta.pro primary industry

Surety & Bond Brokerage (FSAEADAI)

akta.pro secondary industries

Contract Surety Bonds (FSAJAIAA), Commercial Surety Bonds (FSAJAIAB), Notary / Bail / Miscellaneous Consumer Bonds (FSAJAIAK)

Keywords

• Surety bond services
• Contract bond placement
• Commercial surety bonds
• Court bond services
• Insurance agency services

Headquarters

HQ city

Oakwood

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales

Revenue model

1. Surety Bond Placement Services: BOSS Bonds acts as an intermediary between contractors/businesses seeking surety bonds and insurance carriers. They shop rates across their network of 25+ surety carriers to find competitive terms for customers. Revenue is generated through commissions or fees on bond placements.

Pricing tiers

Go-to-market motion3 records

Distribution channels4 records

Marketing channels5 records

Core offering

The Warnock Agency operates as a surety bond agency providing contract bonds, court bonds, and commercial surety bonds to contractors, small businesses, and insurance agents. The agency has consolidated with several legacy surety bond agencies under the BOSS Bonds brand to form a nationwide surety-only bond platform that connects customers with more than 25 surety carriers and offers online application, instant issuance for qualifying bonds, and dedicated contract bond expertise.

Product overview

BOSS Bonds is a nationwide surety-only bond agency formed by merging several trusted agencies including South Coast Surety, The Warnock Agency, Surety Support Services, Freestate Bonds, and American Contracting Services. The platform offers a unified portfolio of surety bond products including Contract Bonds (with sub-products: Bid Bonds, Payment/Performance Bonds, Warranty/Maintenance Bonds, Development/Subdivision Bonds, and SBA Bond Guarantee Program), Court Bonds, and Instant Surety Bonds available for online purchase. The platform works with over 25 surety carriers and provides an Agent Portal for back-office bond processing, all accessible through a modern online portal with real-time application tracking.

Differentiator

Problem solved

Functional benefit

Products and services

• Contract Bonds A suite of contract bonds including bid bonds, payment/performance bonds, warranty/maintenance bonds, and development/subdivision bonds for construction contractors needing surety bonds to secure contracts and projects.
• Bid Bonds Surety bonds required for construction project bidding that guarantee the contractor will enter into the contract if awarded.
• Payment/Performance Bonds Bonds that protect project owners from financial loss if a contractor fails to pay subcontractors or suppliers (payment bond) or fails to complete the contract (performance bond).
• Warranty/Maintenance Bonds Bonds that guarantee a contractor's warranty obligations for completed construction work during the maintenance period.
• Development/Subdivision Bonds Bonds required for real estate development and subdivision projects to ensure developers complete required improvements.
• SBA Bond Guarantee Program Small Business Administration backed bond guarantee program helping small contractors obtain surety bonds for federal projects.
• Court Bonds Bonds required for legal and court proceedings including probate bonds, fiduciary bonds, and litigation bonds.

Named customers2 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

20 partnerships are on record, tiered core and minor.

• Cap SpecialtycoreOthersSurety insurance carrier partner that provides bond capacity for BOSS Bonds customers. One of 25+ carriers in BOSS Bonds' network.
• Merchants BondingcoreOthersSurety insurance carrier partner providing bond capacity for BOSS Bonds customers.
• The HartfordcoreOthersMajor insurance carrier partner providing surety bond capacity through BOSS Bonds distribution.
• Great AmericancoreOthersSurety insurance carrier partner in BOSS Bonds' network of 25+ carriers.
• United Casualty and SuretycoreOthersSurety insurance carrier partner providing bond capacity for contractors and businesses.
• Arch InsurancecoreOthersSurety insurance carrier partner in BOSS Bonds' carrier network.
• NationwidecoreOthersMajor insurance carrier partner providing surety bond capacity for BOSS Bonds customers.
• Main Street AmericacoreOthersSurety insurance carrier partner in BOSS Bonds' network.
• Old RepubliccoreOthersSurety insurance carrier partner providing bond capacity through BOSS Bonds.
• ZurichcoreOthersGlobal insurance carrier partner providing surety bond capacity.
• CNA SuretycoreOthersSpecialized surety insurance carrier partner in BOSS Bonds' network.
• SompocoreOthersInsurance carrier partner providing surety bond capacity for BOSS Bonds.
• Swiss REcoreOthersGlobal reinsurance company providing surety bond capacity through BOSS Bonds network.
• Travelers InsurancecoreOthersMajor insurance carrier partner providing surety bond capacity.
• EvergreencoreOthersSurety insurance carrier partner in BOSS Bonds' network.
• Liberty MutualcoreOthersMajor insurance carrier partner providing surety bond capacity for BOSS Bonds customers.
• South Coast SuretyminorOthersLegacy agency that merged into BOSS Bonds. Now part of the consolidated BOSS Bonds organization.
• Surety Support ServicesminorOthersLegacy agency that merged into BOSS Bonds. Now part of the consolidated BOSS Bonds organization.
• Freestate BondsminorOthersLegacy agency that merged into BOSS Bonds. Now part of the consolidated BOSS Bonds organization.
• American Contracting ServicesminorOthersLegacy agency that merged into BOSS Bonds. Now part of the consolidated BOSS Bonds organization.

Scale indicators3 records

Recent moves4 records

Expansion highlights4 records

Direct peers

• SuretyBonds.com: Online direct-to-consumer surety bond agency offering instant issuance for thousands of bond types across all 50 states. Direct competitor to BOSS Bonds' online self-serve portal, serving the same SMB and individual contractor customer with a comparable online shopping experience.
• Surety1: Direct online surety bond agency providing instant-issue bonds and contract bonds across the US. Closely comparable to BOSS Bonds' instant-issue and contract bond offerings, competing for the same SMB contractor segment.
• Viking Bond Service: Surety bond agency placing contract, commercial, and court bonds through multiple carriers. Directly analogous to BOSS Bonds' multi-carrier brokerage model for contractors and small businesses nationwide.
• BondAgency.com / Liberty Bond Services: Multi-carrier surety bond agency offering contract, commercial, and court bonds to contractors and small businesses. Operates a comparable intermediary model to BOSS Bonds with online quoting and dedicated bond producers.

Broad incumbents

• Merchants Bonding Company: Specialty surety insurance carrier providing contract and commercial bonds directly and through producer relationships. Listed in BOSS Bonds' network of 25+ carriers and represents one of the major underwriters whose capacity BOSS Bonds distributes, offering an upstream counterpart view.
• CNA Surety: Specialized surety bond carrier serving contractors via a producer network. Sister carrier in BOSS Bonds' 25+ carrier network; comparable as the underwriting counterparty whose products BOSS Bonds places.
• Travelers Surety: Large national carrier with a significant surety division distributing contract and commercial bonds through agents. Listed in BOSS Bonds' carrier roster and represents the broad-incumbent channel counterpart.
• The Hartford Surety: Major national carrier with a surety bond practice serving contractors and small businesses. One of the named 25+ BOSS Bonds carrier partners and a relevant incumbent comparator.

Others

• South Coast Surety: Legacy surety bond agency now consolidated into BOSS Bonds alongside The Warnock Agency. Included as a peer to reflect its original, now-absorbed identity that informs the consolidated BOSS Bonds platform.
• Surety Information Office: Industry association and information resource for surety bond producers and the public. Adjacent ecosystem participant that shares customer education channels with BOSS Bonds and is relevant to the market context.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/the-warnock-agency-inc.

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about The Warnock Agency