Camieg

What Camieg does

Camieg (legal name: Caisse d'Assurance Maladie des Industries Électriques et Gazières) is a French public social security institution created by government decree on March 30, 2007 and operating under state supervision (tutelle de l'État). It manages the special health and maternity insurance regime (régime spécial) for the Industries Électriques et Gazières (IEG) sector, covering active employees under IEG status, retirees, dependent family members, and survivor-pension recipients. Its national scope is delivered through 12 regional antennas plus a digital front door.

The organization runs a web-based service platform anchored on the Mon compte Camieg online portal, with deep integration into the national health insurance infrastructure (Carte Vitale, ameli.fr) and complementary coverage via Energie Mutuelle and pension administration via CNIEG. Core offerings include 100% Santé coverage for optics, audiology and dental, full reimbursement for long-term illnesses (ALD), tiers payant (third-party payment) processing, diabetes support through Service Sophia, and regional health-prevention programs. Notable operational signals include a 2025 data-breach vigilance tied to provider almerys and an RGAA 4.1 accessibility audit in November 2025 (41.56% conformity, formal non-conforming declaration December 5, 2025). Camieg holds AFNOR RSE ISO 26000 "Exemplaire 3 étoiles" certification.

Camieg is funded through mandatory social contributions collected from IEG-sector employers and employees; it sets no commercial pricing, and reimbursement rates are determined by the national Assurance Maladie framework. Its customer base is structurally concentrated in the IEG sector (principally electricity and gas operators and contractors), making it a vertical-specific public administrator rather than a market-facing enterprise. Revenue figures are not publicly disclosed, there are no equity funding rounds, no subsidiaries, and no M&A history, consistent with its status as a state-supervised social security organism rather than an investable commercial entity.

Name

Camieg

Legal name

Caisse d'Assurance Maladie des Industries Electriques et Gazieres

Website

https://camieg.fr

Company type

Public

Founded year

2007

Operating status

Operating

Headcount range

251–500 employees

Short description

Camieg is a French public social security institution, created by decree in 2007, that manages the special health and maternity insurance regime for the electricity and gas industries (IEG) sector, covering active employees, retirees, and dependents under state supervision.

Ownership category

akta.pro rank

Headquarters

HQ city

Montreuil

HQ country

France

HQ region

Europe

Offices15 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Infrastructure, Marketing or Sales, Others

Revenue model

1. Social security contributions: Mandatory health insurance contributions collected from employers and employees in the Industries Electriques et Gazieres (IEG) sector, funded through payroll contributions as part of the French social security system

Distribution channels6 records

Marketing channels5 records

Core offering

Camieg manages the special French social security health insurance regime for employees, retirees, dependents, and survivors in the electricity and gas industries (IEG) sector. It administers mandatory health coverage, processes medical reimbursements via Carte Vitale and electronic claim transmission, provides 100% Santé coverage in optics/dental/audiology, long-term illness (ALD) coverage, diabetes management support, and regional health prevention programs through a network of 12 regional antennas and an online member portal.

Product overview

Camieg operates as a unified digital health insurance service platform for the special regime of the Electricity and Gas Industries (IEG), providing a comprehensive suite of integrated services centered around Mon compte Camieg. The core product portfolio includes the Mon compte Camieg member portal for account management and document submission, the Carte Vitale national health insurance card system for electronic claim processing, the 100% Santé program covering zero-cost optics, dental, and hearing care, and specialized long-term illness (ALD) coverage. Supporting services include the Service Sophia diabetes management program, regional health prevention workshops, video consultation appointments, and administrative teleservices for employers. The platform connects members to external government health portals including ameli.fr for complementary services, representing an integrated single-window approach to social security administration.

Differentiator

Problem solved

Functional benefit

Products and services

• Mon compte Camieg online member portal Online self-service portal enabling insured Camieg members to manage their affiliations, attach family members, submit documents electronically, track reimbursements, request benefits, and access supplementary features for complementary coverage holders. Available 24/7 with secure authentication.
• 100% Santé full coverage program Comprehensive cost-free coverage offering for insured Camieg members in three care categories: optics (eyewear), audiology (hearing aids), and dental prosthetics. Members receive equipment and care at no out-of-pocket cost through the 100% Santé program.
• ALD (Affection de longue durée) long-term illness coverage 100% reimbursement program for qualifying chronic illnesses requiring sustained care exceeding six months. Provides full coverage on the base portion of treatment costs for long-term medical conditions among insured Camieg members.
• Service Sophia diabetes management program Free diabetes management and support service offered to eligible diabetic Camieg beneficiaries in partnership with Assurance Maladie (ameli-sophia). Provides information materials, online resources, and telephone counseling by nurse advisors.
• Actions de prévention santé (Health Prevention Programs) Regional health prevention workshops and initiatives organized across all 12 regional antennas, covering topics including mental health, spinal care, sleep health, nutrition, balance, memory, addiction awareness, and stress management for Camieg beneficiaries.
• Video consultation appointment service (Prise de rendez-vous en visioconférence) Online video consultation appointment service allowing insured Camieg members to schedule and attend remote meetings with Camieg advisors via the organization's website, providing an alternative to phone and in-person consultations.
• Téléservice administrateurs employer portal Secure online portal dedicated to IEG sector employer administrators for managing employee affiliations, declarations, and related administrative procedures with Camieg.

Quantifiable outcome

• Reimbursement processing time reduced to 5 days with electronic Carte Vitale submission
• +1 more outcomes

Segments6 records

Ideal customer profiles5 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

Eleven partnerships are on record, tiered core and minor.

• CNIEG (Caisse Nationale des Industries Electriques et Gazieres)coreStrategic or Co-development PartnerCNIEG handles the payment of retirement benefits (old-age, disability, death, workplace accidents and occupational diseases) for the IEG sector. While Camieg manages health insurance, CNIEG manages pensions - they are complementary organizations serving the same population.
• Energie MutuellecoreStrategic or Co-development PartnerComplementary health insurance (mutuelle) specifically for the electricity and gas industries. Works alongside Camieg's base coverage to provide additional health coverage beyond social security reimbursements.
• Assurance Maladie (ameli)coreTechnology or IntegrationNational health insurance system that Camieg is part of. Provides the Carte Vitale infrastructure, reimbursement processing systems, and the ameli.fr portal used by Camieg beneficiaries.
• HAS (Haute Autorite de Sante)minorOthersFrench National Authority for Health - provides guidelines and recommendations that Camieg follows for healthcare quality standards.
• ANSES (Agence Nationale de Securite Sanitaire)minorOthersFrench Agency for Food, Environmental and Occupational Health Safety - provides health safety information relevant to Camieg's prevention programs.
• ANSM (Agence Nationale de Securite du Medicament)minorOthersFrench National Agency for Medicines and Health Products Safety - provides drug safety information.
• Sante Publique FranceminorOthersFrench Public Health Agency - provides public health campaigns and information that Camieg relays to beneficiaries.
• INCA (Institut National du Cancer)minorOthersFrench National Cancer Institute - provides cancer screening information and prevention campaigns.
• Cohorte Gazel (INSERM)minorStrategic or Co-development PartnerOpen epidemiological research laboratory studying long-term health of IEG workers, in partnership with INSERM (French National Institute of Health and Medical Research).
• ameli-sophia (Diabetes management program)minorStrategic or Co-development PartnerFree diabetes management and support service created by Assurance Maladie in partnership with patient associations and healthcare professionals. Camieg offers this service to eligible diabetic beneficiaries.
• Tabac Info ServiceminorOthersNational smoking cessation service that Camieg references for its smoking cessation aid coverage.

Scale indicators2 records

Recent moves7 records

Expansion highlights3 records

Broad incumbents

• KLESIA: Major French social-protection group providing mandatory and complementary health, retirement and social services to specific professional branches, with a comparable emphasis on multi-branch sector-anchored coverage. Broad incumbent in the same ecosystem of French régimes, but with broader portfolio and multiple sector clients versus Camieg's single IEG focus.
• AGIRC-ARRCO: Mandatory French supplementary retirement scheme governing all private-sector employees — a much broader incumbent in the same family of 'régimes obligatoires' that Camieg sits within. Comparable governance, contribution-based funding and regulatory supervision, but vastly larger scale and cross-sector scope (versus Camieg's single IEG-sector focus).
• Malakoff Humanis: One of the largest French social-protection groups delivering health, retirement, prévoyance and related services to employers and employees across many sectors. Comparable at the level of French health-insurance and social-protection administration, but operating as a broad incumbent group rather than Camieg's narrow IEG-only special régime.

Others

• Assurance Maladie (CNAM):

Direct peers

• MGEL (Mutuelle Générale de l'Education Nationale): Sector-specific French mutual covering education personnel (students and education workers), structured analogously to Camieg: a complementary health insurer tightly bound to a single professional population (source analogy: for Camieg's IEG-only scope). Highly comparable business model — sector-anchored mutuelle — even though the underlying sector differs.
• CNIEG (Caisse Nationale des Industries Electriques et Gazieres): Direct operational sister entity to Camieg: CNIEG administers the retirement, disability, death and workplace-accident benefits for the same IEG population that Camieg covers for health/maternity. Comparable one-to-one in mandate scope, sector concentration, and statutory status as a French special regime under state supervision.
• Energie Mutuelle: Provides complementary ('mutuelle') health insurance specifically tailored to electricity and gas industry employees and retirees — exactly the same vertical served by Camieg's base régime. Direct peer in IEG-sector health coverage with comparable sector-specialization, though narrower product scope (top-up vs. base régime).

Emerging players

• Harmonie Mutuelle: Large French mutual health insurer serving a broad national membership with complementary health, prevention and social services — overlapping product set (complementary cover, prevention, member services) with Camieg but without Camieg's sector-specific statutory IEG mandate.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Camieg