Clinch Wealth Management

Name

Clinch Wealth Management

Legal name

Clinch Wealth Management Ltd.

Website

https://clinch.ie

Company type

Private

Founded year

1987

Operating status

Operating

Headcount range

11–50 employees

Ownership category

akta.pro rank

Product category

Wealth Management

NAICS

Finance and Insurance (52)

SIC

Investment Advice (6282)

akta.pro primary industry

Private Banking & UHNW Wealth Advisory (FSAEABAC)

akta.pro secondary industry

Retirement & Pension Wealth (401(k)/IRA/SIPP/Superannuation Retail) (FSAAAAAJ)

Keywords

• Wealth management services
• Pension planning
• Investment advisory
• Inheritance planning
• Financial advisory

Headquarters

HQ city

Dublin

HQ country

Ireland

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Others, Technology or R&D, Infrastructure

Revenue model

1. Financial Advisory Fees: Percentage-based fees charged for arranging pensions, investments, and financial portfolios. Initial fees for portfolio arrangement plus annual fees for monitoring, reviews, and ongoing advisory services. Consultancy services charged at hourly rates agreed in advance.
2. Portfolio Management Fees: Annual fees for monitoring portfolios and conducting regular client reviews, disclosed in line with Central Bank of Ireland regulatory requirements.
3. Consultancy Services: Hourly rate consultancy services agreed in advance with clients.

Pricing tiers

Go-to-market motion2 records

Distribution channels1 record

Marketing channels5 records

Core offering

Clinch Wealth Management provides personalised financial advisory and wealth management services to individuals and families in Ireland, with core offerings in Pensions (Personal Pensions, PRSAs, Personal Retirement Bonds, Executive Master Trusts, Self-Administered Pensions, ARFs), Investments (€700M in diversified global portfolios), and Inheritance Planning (Section 72 life insurance, Section 73 investment plans, trust funds). Services are delivered by qualified QFA advisors from the firm's Dublin office under Central Bank of Ireland regulation.

Product overview

Clinch Wealth Management is a privately-owned financial advisory firm offering a unified wealth management service with three core integrated products: Pensions, Investments, and Inheritance Planning. The firm manages €700 million in assets under management and provides holistic advice within the framework of a tailored financial plan. The Pensions product encompasses various retirement vehicles including Personal Pensions, PRSAs, Personal Retirement Bonds, Executive Master Trusts, Self-Administered Pensions, and Approved Retirement Funds (ARFs). The Investments product manages diversified global portfolios using leading global fund managers across equities, property, bonds, and alternatives. The Inheritance Planning product offers tax-efficient solutions including Section 72 life insurance, Section 73 investment plans, and trust structures. These three core areas are designed to work together as part of comprehensive long-term financial planning, with clients receiving ongoing reviews and adjustments as circumstances change.

Differentiator

Problem solved

Functional benefit

Products and services

• Pensions Comprehensive pension planning covering Personal Pensions, PRSAs, Personal Retirement Bonds, Executive Master Trusts, Self-Administered Pensions, and Approved Retirement Funds (ARFs) for self-employed individuals, company directors, and employees seeking tax-efficient retirement solutions.
• Investments Management of €700 million in diversified global portfolios tailored to client investment objectives, using an in-house investment committee house view on asset allocation and access to leading global fund managers across equities, property, bonds, and alternatives.
• Inheritance Planning Financial products and advisory services for transferring assets to the next generation in a tax-efficient manner, including Section 72 life insurance, Section 73 investment plans, trust funds, death-in-service insurance, pension life insurance, shareholder/partnership/keyman insurance, and tax-allowable income protection.
• Approved Retirement Fund (ARF) A post-retirement investment vehicle that allows pension holders to retain control of retirement funds, draw income, and pass remaining assets to beneficiaries, investing across stockmarket funds, property funds, multi-asset funds, alternatives, and direct assets.
• Personal Retirement Savings Account (PRSA) A flexible pension product introduced in 2022 replacing Executive Pensions and SSAPs for business owners and senior executives, with a €2M funding cap, employer corporation tax relief, multiple PRSA capability, and investment options including multi-asset, bond, equity, property, and direct property funds.
• Section 73 Investment Plans Tax-efficient investment plans introduced under Section 73 of the CAT Consolidation Act 2003, designed to provide a tax-free lump-sum to fund Capital Acquisition Tax (CAT) liability on gifts.
• Section 72 Life Insurance Life insurance products providing a tax-free lump-sum to fund inheritance tax (Capital Acquisition Tax) liability on bequests as part of estate planning.
• Financial Advisory and Consultancy Services Hourly-rate financial consultancy services agreed in advance with clients, supplementing ongoing advisory relationships and portfolio management with bespoke planning engagements.

Quantifiable outcome

• Grew AUM from €30M to €700M since 2004
• +1 more outcomes

Named customers6 records

Segments4 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

16 partnerships are on record, tiered minor and core.

• Borris Festival of Writing and IdeasminorStrategic or Co-development Partner · 1 June 2025Cultural partnership supporting the festival in Carlow.
• Blackwater Valley Opera FestivalminorStrategic or Co-development Partner · 1 June 2025Partnership celebrating stellar operatic talent in the region.
• Fastnet Film FestivalminorStrategic or Co-development Partner · 30 May 2025Sponsorship of Irish Language Day at Cape Clear as part of the festival in West Cork.
• The Lir AcademycoreStrategic or Co-development Partner · 25 March 2025Support for Widening Access bursaries enabling people from underrepresented communities to access creative training. Partnership with Element Pictures.
• Áine Kerr (Advisory Board)coreOthers · 6 March 2025Award-winning business leader in digital innovation joining Clinch's Advisory Board. Co-founder of Kinzen (acquired by Spotify), former Facebook Journalism Project leader.
• Bernard Jackman (Advisory Board)coreOthers · 6 March 2025Former professional rugby player and business consultant joining Advisory Board. Expert in leadership development, team cohesion, and digital transformation.
• Dublin Theatre FestivalminorStrategic or Co-development Partner · 30 January 2025Partnership supporting Dublin Theatre Festival's Fair Play access programme to widen audiences.
• ANU ProductionscoreStrategic or Co-development Partner · 14 October 2024Corporate partner for immersive production of James Joyce's 'The Dead' at MoLI. Provided free tickets for communities who might not otherwise have access to live theatre.
• Landmark ProductionscoreStrategic or Co-development Partner · 14 October 2024Corporate partner for James Joyce's 'The Dead' immersive production. Third consecutive major arts partnership for the production company.
• MoLI (Museum of Literature Ireland)coreStrategic or Co-development Partner · 14 October 2024Host venue for immersive 'The Dead' production in Dublin. Clinch as official corporate partner for the production.
• Royal Irish Academy of Music (RIAM)coreStrategic or Co-development Partner · 15 May 2024Multi-year partnership for Wigmore Series Dublin - bringing world-class chamber music concerts to the Whyte Recital Hall. Clinch provides sponsorship and funded 100+ free tickets for aspiring musicians and students.
• PietaminorStrategic or Co-development Partner · 1 May 2024Team participation in annual Darkness into Light walk supporting Pieta's vital work to prevent suicide and self-harm.
• Ranelagh Gaels GAA ClubminorStrategic or Co-development Partner · 26 March 2024Multi-year partnership supporting juvenile teams and community development in Dublin 6.
• Belvedere Youth ClubminorStrategic or Co-development Partner · 1 January 2024Long-standing sponsor of Belvedere Union annual lunch raising funds for youth education programmes in Dublin's north inner city.
• Mount Anville Past Pupils AssociationminorStrategic or Co-development Partner · 1 January 2024Partnership supporting the Rose Bursary Programme providing access to education for young women.
• National Gallery of IrelandminorStrategic or Co-development Partner · 1 January 2024Partnership for Women Impressionists Exhibition celebrating female artists.

Scale indicators5 records

Recent moves7 records

Expansion highlights4 records

Regional players

• RBC Brewin Dolphin: UK wealth manager (now part of RBC) providing discretionary investment management, financial planning, and pension advice to HNW private clients. Comparable UK-based parallel to Clinch's HNW-focused advisory proposition.
• Evelyn Partners (formerly Tilney): UK-based wealth management and professional services firm serving HNW individuals, entrepreneurs, and retirees with investment, pension, and inheritance planning. Same multi-pillar model and client archetype as Clinch but operating in the UK market.

Direct peers

• BCP Asset Management: Independent Irish investment manager providing discretionary portfolio management, pension, and retirement planning to individuals and trustees. Comparable as a privately-held, Ireland-based advisory manager focused on long-term client portfolios.
• Goodbody Wealth: Irish stockbroking and wealth management firm providing investment advisory, pensions, and wealth planning to individuals, families, and institutions. Closely comparable in target clientele, regulated status, and full-service wealth proposition.
• Davy Kelleher McCarthy (now part of Bank of Ireland Group): One of Ireland's largest wealth management and stockbroking firms offering pensions, investments, and advisory services to HNW individuals and corporate clients. Directly comparable business model, client base, and product set to Clinch, but at significantly larger scale.
• Hibernia Financial Services: Dublin-based financial advisory firm providing pension, investment, and retirement planning to professionals and business owners. Closely comparable in scale, geography, and target segments.
• Investec Wealth & Investment Ireland: Irish arm of Investec's private client investment management business, providing discretionary portfolio management, pensions, and financial planning to HNW professionals, entrepreneurs, and executives. Directly comparable on client segment and core offerings.

Broad incumbents

• Bank of Ireland Private Banking: Bank-owned private banking division offering investment, pension, and wealth planning to affluent and HNW clients across Ireland. Overlapping capabilities but as part of a broader banking group; Michele McGuirk's 29-year background originates here.
• Irish Life Investment Managers: One of Ireland's largest investment managers, part of the Canada Life group, managing pension, life, and investment portfolios. Adjacent competitor with scale advantages in pooled investment and pension fund management.
• AIB Wealth: Wealth management arm of Allied Irish Banks providing pensions, investments, and financial planning to mass-affluent and HNW customers. Larger, bank-affiliated competitor with overlapping services but broader institutional mandate.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat4 records

Key risks5 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/clinch-wealth-management-ltd

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Clinch Wealth Management