Commercial Collection Corp. of NY

What Commercial Collection Corp. of NY does

Commercial Collection Corporation of New York, Inc. ("CCC of NY") is a privately held commercial debt collection agency founded October 8, 1962 and headquartered in Tonawanda, New York. The firm provides contingency-based third-party collection services to commercial creditors across construction, manufacturing, technology distribution, medical supply, transportation, hospitality, staffing, and software verticals, and is one of only 26 agencies certified by the Commercial Law League of America (CLLA). Its portfolio spans third-party collections, international collections, legal services (via CLLA-member attorneys), Experian commercial credit reports, a flat-fee Small Balance Service for sub-$750 accounts, and Business Process Outsourcing / first-party AR management delivered in partnership with NOW CFO.

The firm's technology backbone is the SimoneSystems "Ultimate Collection Control Client" web portal (Version 1.0.4.2) which provides 24/7 real-time account tracking, customizable reporting, and multiple placement channels (Client Access Portal, API, SFTP/FTP, email, and spreadsheet). Reported security and continuity infrastructure includes dual authentication, full data encryption, firewall and anti-phishing controls, regular penetration testing, cloud backup, on-site generator, remote-work capability, and PCI-compliant payment processing handled by a third-party processor. Multilingual in-house specialists augmented by translation technology extend the offering to cross-border commercial debtors.

CCC of NY operates primarily on a contingency-based revenue model: fees are charged only when payment is recovered, with no upfront cost to clients, alongside flat-fee tiers for small-balance accounts ($5 per 3-letter series, $8 per 5-letter series) and subscription-based Experian report pricing. Go-to-market is sales-led, executed through dedicated Client Relationship Managers and Senior Client Relationship Managers targeting enterprise credit decision-makers, supported by extensive memberships in credit-management associations (NACM, CRF, CFMA, ABC Florida Gulf Coast, ARA, EACA, NCEF, EDPA, ESCA, MFM, CIC) and thought-leadership content such as the quarterly "The Credit Times" newsletter. Named enterprise clients include TD Synnex, NACM Tampa, NOW CFO, Credit Research Foundation, and Fortiline Waterworks; the firm employs 101-250 staff with average tenure of 11-18 years and holds an A+ BBB rating.

Name

Commercial Collection Corp. of NY

Legal name

The Commercial Collection Corporation of New York, Inc.

Website

https://commercialcollection.com

Company type

Private

Founded year

1962

Operating status

Operating

Headcount range

101–250 employees

Short description

Commercial Collection Corporation of NY is a privately held, CLLA-certified commercial debt collection agency providing contingency-based third-party collections, legal recovery, international multilingual collections, Experian credit reporting, small-balance flat-fee recovery, and BPO solutions to enterprise and mid-market commercial creditors.

Ownership category

akta.pro rank

Product category

Commercial Debt Collection Services

NAICS

Collection Agencies (561440), Collection Agencies (56144), Credit Bureaus (561450)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

Third-Party Debt Collection Agencies (Consumer & Commercial) (BPAAAEAB)

akta.pro secondary industry

Third-Party Collection Agencies (Consumer) (FSAKAJAB)

Keywords

• Commercial debt collection
• Accounts receivable management
• Business credit reports
• International debt recovery
• Collections legal services

Headquarters

HQ city

Tonawanda

HQ country

United States

HQ region

North America

Offices2 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Third-Party Collection Fees (Contingency): Primary revenue stream from contingency-based fees for commercial debt collection. CCC of NY is not paid for efforts; a fee is charged ONLY when payment is received. If an account goes to legal, clients are advised of costs and make the decision.
2. Small Balance Service (Flat Fee): Flat fee pricing for small balance accounts under $750. U.S. pricing: $5.00 for 3-letter series, $8.00 for 5-letter series. No commission charged for small balance service.
3. Experian Credit Reports (Subscription/A la carte): Revenue from Experian business credit reports sold to clients. CCC of NY is an authorized Experian reseller offering subscription-based pricing starting as low as 100 reports/year with pricing decreasing for higher volume. Includes complimentary Credit Alerts starting with 500 free alerts.
4. Legal Services Referral (Contingency): Legal collection services through Commercial Law League of America (CLLA) attorneys with competitive contingency-based fee structure. CCC leverages its buying power for favorable attorney rates.
5. Outsourcing Solutions: First-party accounts receivable management and Business Process Outsourcing (BPO) solutions through partnership with NOW CFO. Revenue from customized collection and back-office process services.

Pricing tiers

Go-to-market motion3 records

Distribution channels5 records

Marketing channels6 records

Core offering

CCC of NY provides contingency-based third-party commercial debt collection, supplemented by first-party AR/BPO outsourcing (via NOW CFO), international multilingual collections, CLLA-attorney legal collections, small balance flat-fee service, and Experian business credit report resale. Services are accessed through a proprietary client web portal, API integration, SFTP/FTP, email, or spreadsheet submission.

Product overview

Commercial Collection Corp. of NY operates as a full-service accounts receivable management firm offering a unified portfolio of collection and credit services. The core offering centers on Third-Party Collection Services, supplemented by specialized modules including International Collections, Legal Services (CLLA attorneys), and Experian Credit Reports (via authorized reseller partnership). Additional value-added services include the Small Balance Service (flat-fee model for accounts under $750), Outsourcing Solutions (BPO/First-Party AR via NOW CFO partnership), Free Demand Service (pre-litigation letter series), Client Access Portal (SimoneSystems-powered online tracking), Customized Reports, and Sample Business Forms. All services are built around a contingency-fee model where the company is only compensated upon successful debt recovery.

Differentiator

Problem solved

Functional benefit

Products and services

• Third-Party Collection Service Contingency-based commercial debt recovery for U.S. and global B2B clients. Combines experienced collection agents with customized service approaches, dedicated Success Teams, and reporting tailored to client objectives. Fee charged only when payment is received.
• International Collections Global commercial debt collection delivered by multilingual collection specialists using translation technology and an international attorney network to ensure jurisdictional compliance.
• Legal Services Attorney placement and legal management for accounts requiring litigation, leveraging Commercial Law League of America (CLLA) bonded attorneys with competitive contingency-based fee structures.
• Experian Credit Reports Business credit reporting services including Experian Commercial Intelliscore Plus, Business Profile Report, and Premier Profile Report for credit risk assessment, financial monitoring, and bad-debt prevention.
• Small Balance Service (SBS) Flat-fee collection service for accounts under $750, offered as a 3-letter ($5.00) or 5-letter ($8.00) series with customizable messaging and upgrade options for accounts over $250.
• Outsourcing Solutions First-party accounts receivable management and Business Process Outsourcing solutions delivered through a partnership with NOW CFO, providing certified accounting specialists, first-party collections, and tax-exempt certificate validation.

Quantifiable outcome

• No charge if payment received within free demand period
• +1 more outcomes

Named customers5 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

Feature6 records

Partnerships

Ten partnerships are on record, tiered core and minor.

• NOW CFOcoreStrategic or Co-development PartnerCCC of NY partners with national accounting firm NOW CFO to deliver customized Business Process Outsourcing (BPO) and First-Party Accounts Receivable Management solutions. This partnership enables clients to staff certified accounting specialists at a fraction of the cost of traditional hiring.
• Credit Research Foundation (CRF)coreGTM or Marketing PartnerCCC of NY actively supports CRF membership through professionalism, networking, and extensive knowledge of credit discipline. Sponsors and participates in CRF events including October Forum and August Forum & EXPO.
• NACM (National Association of Credit Managers)coreGTM or Marketing PartnerCCC of NY provides timely and valuable education to NACM Tampa members through webinars and live presentations. Active partnership providing education to credit groups.
• ExperiancoreTechnology or IntegrationCCC of NY is an authorized Experian reseller offering commercial credit reports including Intelliscore Plus, Business Profile Report, and Premier Profile Report. Provides buying power benefits to clients with reduced pricing.
• Commercial Law League of America (CLLA)coreGTM or Marketing PartnerCCC of NY is one of only 26 agencies certified by CLLA. Sources collection attorneys who are fully bonded and members of CLLA for legal collection services.
• SimoneSystems Software, LLCcoreTechnology or IntegrationProvides the Ultimate Collection Control Client Web Edition software (Version 1.0.4.2) powering CCC of NY's secure client portal for account placement, reporting, and collection activity tracking.
• ABC Florida Gulf CoastminorGTM or Marketing PartnerIndustry association membership providing networking and education opportunities in the construction credit management space.
• EACA (Export-Import Credit Association)minorGTM or Marketing PartnerIndustry association membership supporting trade credit management and export-import financing professionals.
• ESCA (Equipment Supply and Contractors Association)minorGTM or Marketing PartnerIndustry association membership for equipment supply and contractors sector.
• CFMA (Construction Financial Management Association)minorGTM or Marketing PartnerIndustry association membership supporting financial management professionals in construction.

Scale indicators6 records

Recent moves5 records

Expansion highlights6 records

Direct peers

• Frost-Arnett Company: A 130-year-old commercial collection agency headquartered in Tennessee providing third-party collections, first-party AR, and legal referral services. Closely matches CCC of NY's service mix and B2B focus.
• Credit Collection Services (CCS): A commercial debt collection agency offering third-party contingency collections, legal services, and credit reporting to creditors across multiple industries. Directly comparable in service portfolio.
• EOS Solutions: An international debt collection specialist with multilingual capabilities and a global attorney network — directly comparable to CCC of NY's international commercial collections offering.
• I.C. System, Inc. A long-established U.S. debt collection agency offering commercial and consumer third-party collections with similar contingency-fee models and a national client base. Directly comparable in scale, services, and target market to CCC of NY.
• Transworld Systems Inc. One of the largest U.S. providers of commercial collections, first-party AR, and accounts-receivable management, serving small and mid-market businesses with similar contingency-based offerings.
• State Collection Service, Inc. A Wisconsin-based collection agency offering commercial and healthcare collections, first-party AR outsourcing, and legal services — closely comparable to CCC of NY's mid-market B2B collection model.

Broad incumbents

• Coface: A global trade credit management provider offering commercial debt collection alongside credit insurance and business information — comparable to CCC of NY's B2B focus but as part of a much wider portfolio.
• Atradius Collections: A major international B2B debt collection and trade credit management provider; comparable to CCC of NY's international collections but operating at significantly larger global scale.
• Euler Hermes (Allianz Trade): World leader in trade credit insurance with associated commercial debt collection services; comparable to CCC of NY's commercial credit and collections focus, but at much larger enterprise scale.

Others

• Nelson Mullins Riley & Scarborough (Collection Practice): While primarily a law firm, its commercial collection practice provides legal referral pathways similar to CCC of NY's CLLA attorney network — relevant as an adjacent/ecosystem peer in legal commercial collections.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInlinkedin.com/company/commercial-collection-corp--of-ny
• Facebookfacebook.com/cccofny

Compliance6 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles6 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Commercial Collection Corp. of NY