What Razer Fintech does

Razer Fintech is the financial technology division of Razer Inc., a publicly listed company on the Hong Kong Stock Exchange (Stock Code: 1337). Established in 2018 and headquartered in Singapore, the division operates a digital payments platform focused on online-to-offline (O2O) financial transactions across Southeast Asia, serving regional and global merchants with digital payments and e-money services. The company's core offering is the Razer Fintech Digital Payments Platform, which enables digital payment processing and e-money solutions for merchants and end users in the region.

The division's strategic footprint was significantly expanded in June 2022 through the acquisition of PT E2Pay Global Utama, an Indonesian digital payment provider. This acquisition brought regulated Indonesian payment licenses, a merchant network of over 500 businesses, and a user base of 500,000 end users, providing Razer Fintech with established infrastructure in Indonesia's growing digital economy. Through E2Pay, Razer Fintech addresses low financial inclusion in Indonesia and supports online-to-offline payment flows for both local and global merchants.

The business model specifics — including pricing, revenue mechanics, and go-to-market approach — are not publicly disclosed. The company does not release segment-level financials separately from parent Razer Inc. No AI, machine learning, or advanced technology capabilities are disclosed in available sources. Management team composition, headcount, and independent funding history for Razer Fintech are also not disclosed, as it operates as an internal division of Razer Inc. rather than a standalone entity.

Name

Razer Fintech

Legal name

Razer Inc.

Website

https://razer.com

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

1,001–5,000 employees

Short description

Razer Fintech is the financial technology division of Razer Inc., operating a digital payments and e-money platform focused on online-to-offline transactions for regional and global merchants across Southeast Asia, with established Indonesian operations via its 2022 acquisition of PT E2Pay Global Utama.

Ownership category

akta.pro rank

Product category

Digital Payments

NAICS

Financial Transactions Processing, Reserve, and Clearinghouse Activities (52232), Financial Transactions Processing, Reserve, and Clearinghouse Activities (522320)

SIC

Finance Services (6199)

akta.pro primary industry

Digital Payments & Money Movement (ACH/SEPA/FPS, Bill Pay, P2P) (FSAGAAAF)

akta.pro secondary industries

Cross-Border & FX Payments Platforms (BPAMAFAK), Cross-Border FX, Multi-Currency & Treasury for Payments (FSAGABAK)

Keywords

• Digital payments
• E-money services
• Payment gateway
• Fintech services
• Merchant payments

Headquarters

HQ city

Singapore

HQ country

Singapore

HQ region

Asia

Markets served

GTM type

B2B

Offering type

Software

Cost components

Technology or R&D, Personnel, Operations, Marketing or Sales

Core offering

Razer Fintech operates a digital payments platform that enables online-to-offline (O2O) financial transactions across Southeast Asia, providing digital payments and e-money services to regional and global merchants. Through its June 2022 acquisition of PT E2Pay Global Utama, the division gained licensed Indonesian payment infrastructure and an established network of 500+ merchants and 500,000 users, supporting its expansion into Indonesia's digital economy.

Product overview

Razer Fintech is the fintech division of Razer, operating as a digital payments and financial technology platform. The company offers a unified platform for online-to-offline (O2O) digital payment services across Southeast Asia, including digital payments and e-money solutions for regional and global merchants. The portfolio centers on the core Razer Fintech Digital Payments Platform, enhanced by the acquired PT E2Pay Global Utama brand which provides Indonesian market coverage with its licensed payment infrastructure serving merchants and end users.

Differentiator

Problem solved

Functional benefit

Products and services

• Razer Fintech Digital Payments Platform

Quantifiable outcome

• Access to Indonesia's digital economy with substantial growth potential amid low financial inclusion

Segments2 records

Ideal customer profiles2 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

One partnership is on record.

• PT E2Pay Global UtamacoreStrategic or Co-development Partner · 8 June 2022Razer Fintech announced the acquisition of PT E2Pay Global Utama, an Indonesian digital payment provider, to expand its presence in Indonesia. The acquisition aims to accelerate Razer Fintech's entry into Indonesia's fast-growing digital economy and serve regional and global merchants.

Scale indicators2 records

Recent moves3 records

Expansion highlights4 records

Direct peers

• Xendit: Xendit is a leading Indonesia and SE Asia-focused payment gateway serving merchants with online payment acceptance, e-wallets, and virtual accounts. Direct competitor to Razer Fintech's merchant payment platform, serving overlapping SME and regional merchant segments.
• 2C2P (2C2P): 2C2P is a SE Asia-based payment service provider offering payment gateway, acquiring, and digital payment solutions across markets including Indonesia and Singapore. Direct comparable to Razer Fintech in regional merchant payment coverage and product scope.
• GoPay (GoTo): GoPay is one of Indonesia's largest e-wallets, operated by GoTo, offering consumer payments, merchant acquiring, and online-to-offline transactions. Direct overlap with Razer Fintech's e-money and O2O digital payments offerings.
• OVO: OVO is a major Indonesian e-wallet and digital payments platform with deep merchant and consumer penetration. Direct competitor in the Indonesian digital payments and e-money space targeted by Razer Fintech.
• DANA: DANA is an Indonesian e-wallet platform offering digital payments, bill pay, and merchant services. Direct competitor serving the same Indonesian consumer and merchant segments as Razer Fintech via E2Pay.

Regional players

• iPay88 (MOLPay): iPay88 is a SE Asia-based payment gateway operating across Malaysia, Indonesia, Thailand, and the Philippines. Comparable in merchant payment processing and regional SE Asia focus, though anchored more in Malaysia.

Broad incumbents

• Stripe: Stripe is a global payments infrastructure provider serving merchants with online payment acceptance, payouts, and digital financial services. Broad incumbent with overlapping merchant acquiring capabilities relevant to Razer Fintech's platform.
• Adyen: Adyen is a global payments platform providing unified online, mobile, and in-store payment processing for merchants. Broad incumbent with comparable merchant acquiring and payment platform capabilities.

Emerging players

• Payoneer: Payoneer provides cross-border payments, multi-currency accounts, and merchant payouts, with strong SE Asia SMB relevance. Comparable to Razer Fintech on cross-border and multi-currency capabilities for regional/global merchants.
• Wise (TransferWise): Wise offers multi-currency accounts and cross-border money movement for businesses and individuals. Comparable to Razer Fintech on the cross-border, multi-currency dimension of its SE Asia payment platform.

Market position

Strengths4 records

Weaknesses4 records

Competitive moat4 records

Key risks5 records

Key highlights5 records

Customer concentration

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Subsidiaries1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A1 record

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Razer Fintech