Allegiant Reverse Services

What Allegiant Reverse Services does

Allegiant Reverse Services (ARS) is a full-service title and settlement company dedicated exclusively to reverse mortgage closings, operating as a division of FNC Title Services, LLC. Founded in April 2016 by Rob Awalt, a former NFL tight end, the company is headquartered in Roseville, California with additional offices in Rockville, Maryland; Houston, Texas; and Frisco, Texas (opened February 2017). The company serves lenders, mortgage brokers, and senior borrowers (homeowners 62 and older) originating Home Equity Conversion Mortgage (HECM) transactions across 48 states. ARS is backed by Stewart (formerly WFG National Title Insurance Company), one of the largest national title underwriters, providing institutional underwriter stability and policy coverage.

The company's core product is title and settlement services for reverse mortgage closings, including title search, title insurance, and closing coordination. Supporting technology includes the GFE Fee Calculator (an interactive online tool providing state-specific fee quotes 24/7), the Order Source platform (self-service online order placement and tracking with paper and electronic options, secured by two-factor authentication as of January 2026), Property Profiles through StewartNow integration, and 24-month tax history reports. ARS also operates an Education Center delivering webinars, training materials, and CRMP-certified instruction, and supports HECM for Home Purchase transactions. The technology stack is built on industry-standard integrations rather than proprietary AI systems, comprising ResWare, TitleHound, REiSource/CoreLogic, DataTree Mobile, and TitlePro 247.

Revenue is generated primarily through transaction-based fees for title and settlement services, with ancillary revenue from property reports and educational/professional services. The go-to-market motion is sales-led, emphasizing direct account relationships with reverse mortgage lenders and brokers, augmented by an online self-service order platform distributed nationally. The company holds ALTA Best Practices Certification (2016) and Secure Insight Approval (2017), positioning it as a federally-compliant vendor for institutional lender clients. As of 2026, the company has reached 90+ team members, completed 130,000+ trusted closings, and is celebrating its 10th anniversary. The company is privately held under FNC Title Services, LLC with no disclosed venture capital funding.

Name

Allegiant Reverse Services

Legal name

Allegiant Reverse Services (division of FNC Title Services, LLC)

Website

https://allegiantreverse.com

Company type

Private

Founded year

2016

Operating status

Operating

Headcount range

11–50 employees

Short description

Allegiant Reverse Services is a full-service title and settlement company dedicated exclusively to reverse mortgage closings, serving HECM lenders, brokers, and senior borrowers across 48 states. It is a division of FNC Title Services, LLC, backed by Stewart underwriter.

Ownership category

akta.pro rank

Product category

Reverse Mortgage Title and Settlement Services

NAICS

Title Abstract and Settlement Offices (541191)

SIC

Mortgage Bankers & Loan Correspondents (6162), Services-Prepackaged Software (7372)

akta.pro primary industry

Reverse Mortgage Valuation, Title & Closing Services (Appraisal/Settlement) (FSALAIAH)

akta.pro secondary industry

Reverse Mortgage Technology & Compliance (LOS/CRM/HECM Calculators) (FSALAIAI)

Keywords

• Reverse mortgage closing
• Title settlement services
• HECM title services
• Reverse mortgage support
• Settlement solutions

Headquarters

HQ city

Roseville

HQ country

United States

HQ region

North America

Offices4 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Title and Settlement Services: Full-service title and settlement services for reverse mortgage closings including title search, title insurance, and closing services
2. Property Reports and Data: Professional property reports and demographic data services through StewartNow integration
3. Tax History Services: 24-month tax history reports for properties in reverse mortgage transactions
4. Education Center: Educational resources, webinars, and training materials for reverse mortgage professionals

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels7 records

Core offering

Allegiant Reverse Services is a full-service title and settlement company dedicated exclusively to reverse mortgage closings. The firm handles the end-to-end closing workflow for reverse mortgage loans, including title searches, escrow management, document preparation, recording, and final policy issuance. Its services are tailored for reverse mortgage lenders, brokers, and loan officers operating across 48 U.S. states.

Product overview

Allegiant Reverse Services (ARS) operates as a full-service title and settlement company dedicated exclusively to reverse mortgage closings. The company offers a unified service platform centered on reverse mortgage title and settlement services, complemented by supporting tools including the GFE Fee Calculator for automated quote generation, Property Profiles for property research, Order Source for order management, and an Education Center providing webinars and training materials. The core offering is the title and settlement service for HECM (Home Equity Conversion Mortgage) transactions, supported by digital tools for fee calculation, property reports, and client education.

Differentiator

Problem solved

Functional benefit

Products and services

• Reverse Mortgage Title and Settlement Services Full-service title insurance and settlement handling for reverse mortgage closings, including title search, escrow, document preparation, and recording. Designed for reverse mortgage lenders, brokers, and loan officers.

Quantifiable outcome

• 130,000+ reverse mortgage transactions completed successfully
• +2 more outcomes

Named customers3 records

Segments3 records

Ideal customer profiles1 record

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

Feature3 records

Partnerships

Three partnerships are on record, tiered core.

• Stewart (WFG National Title Insurance Company)coreTechnology or Integration · 1 January 2016ARS is backed by Stewart (formerly WFG National Title Insurance Company), one of the largest and most respected title insurance underwriters in the country. Stewart provides comprehensive coverage, stability and security for ARS's reverse mortgage title and settlement services. ARS is 'A Stewart Company' providing their clients with the backing of Stewart's national platform.
• FNC Title Services, LLCcoreTechnology or Integration · 1 January 2016Allegiant Reverse Services is a division of FNC Title Services, LLC, headquartered in Rockville, Maryland. This parent company relationship provides organizational backing and integration with FNC's title services platform.
• National Reverse Mortgage Lenders Association (NRMLA)coreStrategic or Co-development Partner · 1 January 2016ARS is a proud member of NRMLA and actively participates in regional meetings and annual conferences including Eastern Regional, Western Regional, and Annual NRMLA meetings. Company leadership speaks at NRMLA events and uses these gatherings for client engagement and industry visibility.

Scale indicators4 records

Recent moves7 records

Expansion highlights6 records

Broad incumbents

• Stewart Title Guaranty Company: Stewart is one of the largest U.S. title insurance underwriters and is explicitly named as ARS's underwriting backer ('A Stewart Company'). While not exclusively focused on HECMs, Stewart underwrites reverse mortgage closings nationally and represents the most direct institutional comparable in the title-insurance-and-settlement layer that ARS operates in.
• First American Title Insurance Company: First American is a top-tier U.S. title insurance underwriter with a national direct-operation and agency network that services HECM closings among many other transaction types. Comparable to ARS as a competing source of title insurance and settlement services for reverse mortgage lenders, though with a much broader product mix.
• Fidelity National Title (FNF): FNF is the largest U.S. title insurance group (parent of Fidelity National Title, Chicago Title, Commonwealth Land Title). It serves reverse mortgage closings through its agency network and competes for the same HECM lender relationships ARS targets, though without ARS's exclusive reverse-mortgage specialization.
• Old Republic Title: Old Republic National Title Insurance Company is one of the major U.S. title underwriters with national coverage and significant reverse mortgage volume. Comparable to ARS as an alternative title and settlement provider for HECM lenders, but operating across all real estate transaction types.
• Title Resource Group: Title Resource Group is a title insurance agency platform owned by Anywhere Real Estate (formerly Realogy). Comparable to ARS as a settlement-services infrastructure provider that processes high volumes of residential closings, including reverse mortgages, on behalf of lender clients.
• Plaza Home Mortgage: Plaza Home Mortgage operates a dedicated Reverse Mortgage Division that originates HECMs. Comparable to ARS as a participant in the HECM value chain, though Plaza is a lender/originator while ARS is the closing-side title and settlement provider; they are tied together as counterparties in many HECM transactions.

Emerging players

• Longbridge Financial: Longbridge Financial is one of the largest dedicated reverse mortgage lenders in the U.S., offering HECMs and proprietary reverse products. Comparable to ARS as a reverse-mortgage specialist that generates the HECM closing volume ARS services, and a natural client and competitor for HECM-related services.
• Finance of America Reverse: Finance of America operates a reverse mortgage business that originates HECMs and HomeSafe loans. Comparable to ARS as a participant in the reverse mortgage ecosystem; their HECM closings feed demand for ARS's title and settlement services, and FoA competes for similar reverse-specialist positioning.
• Reverse Mortgage Funding (RMF): Reverse Mortgage Funding is a dedicated HECM and proprietary reverse mortgage lender. Comparable to ARS as a reverse-only specialist operating in the same niche market; their origination volume directly drives demand for reverse title and settlement providers like ARS.
• Open Mortgage: Open Mortgage operates a dedicated reverse mortgage division (OpenReverse) that originates HECMs. Comparable to ARS as a reverse mortgage specialist and a source of HECM closing volume for ARS's title and settlement services.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks7 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/AllegiantReverse
• LinkedInlinkedin.com/company/7950001
• Instagraminstagram.com/allegiantreverse

Compliance2 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles1 record

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Allegiant Reverse Services