Toth Financial Advisory Corp

Toth Financial Advisory Corporation is a fee-only investment advisory firm founded in 1986, providing customized portfolio management and wealth advisory services to high net-worth individuals with at least $1 million in investible assets, primarily in the Washington DC metropolitan area.

Company typePrivate
Founded1986
HeadquartersVausseroux, France
Headcount11–50
GTM typeB2C
OfferingServices

What Toth Financial Advisory Corp does

Toth Financial Advisory Corporation is a fee-only investment advisory firm founded in 1986 by Tom Toth Sr., a retired Marine, and headquartered in Leesburg, Virginia, in the greater Washington DC metropolitan area. The firm provides personalized investment advisory and portfolio management services to high net-worth individuals with a minimum of $1 million of investible assets. As a fee-only firm since 1989, Toth Financial operates on a recurring revenue model based on assets under management, without commissions or product sales incentives, which provides full transparency and eliminates conflicts of interest for clients.

The firm's core offering involves developing and managing highly customized portfolios based on individual risk tolerance, market conditions, and retirement goals. Its investment philosophy focuses on quality individual company stocks with consistent earnings growth, combined with a long-term buy-and-hold strategy supplemented by sector-specific ETFs for diversification. The firm uses Schwab as its primary custodial platform and Tamarac (toth.portal.tamaracinc.com) for client portal access, indicating an outsourced technology and custody stack rather than proprietary technology infrastructure. There is no API, no mobile app, and no documented AI/ML capability.

Toth Financial operates with a team of approximately 11-50 professionals led by Chairman Tom Toth Sr., President & CEO Kenneth J. Bowen II (a former naval executive), CIO Kevin Arbogast (who manages 120+ family portfolios), and other senior partners, collectively holding over 100 years of combined expertise. The firm has served multiple generations of clients in the Washington DC metropolitan area and beyond, with stated national and international reach. Recent 13F filings show active portfolio management with significant positions, including approximately $33.4M in the iShares iBonds Dec 2029 Term Treasury ETF (4.8% of 13F reportable assets) and a new $9.5M stake in Fiserv, Inc., implying 13F-reportable AUM in the high hundreds of millions of dollars.

Toth Financial Advisory Corp firmographics

Firmographics

Name: Toth Financial Advisory Corp
Legal name: Toth Financial Advisory Corporation
Website: https://tothfinancial.com
Company type: Private
Founded year: 1986
Operating status: Operating
Headcount range: 11–50 employees
Short description: Toth Financial Advisory Corporation is a fee-only investment advisory firm founded in 1986, providing customized portfolio management and wealth advisory services to high net-worth individuals with at least $1 million in investible assets, primarily in the Washington DC metropolitan area.
Ownership category
akta.pro rank

Toth Financial Advisory Corp industry classification

Industry

Product category: Wealth Management
NAICS: Portfolio Management and Investment Advice (523940), Portfolio Management and Investment Advice (52394)
SIC: Investment Advice (6282)
akta.pro primary industry: Private Client/High-Net-Worth Advisory (FSAEAAAN)
akta.pro secondary industry: Advisory Portfolio Management (Non-Discretionary) (FSAAABAD)

Keywords

Investment advisory services
Wealth management
Portfolio management
Retirement planning
Financial planning

Where Toth Financial Advisory Corp is headquartered

Location

Headquarters

HQ city: Vausseroux
HQ country: France
HQ region: Europe

Offices1 record

Markets served

Toth Financial Advisory Corp business model

Business model

GTM type: B2C
Offering type: Services
Cost components: Personnel, Operations, Infrastructure, Marketing or Sales, Technology or R&D, Others

Revenue model

Advisory Fees: Fee-only investment advisory model providing full transparency to clients. As a fee-only firm since 1989, they are not aligned with any single company's products or sales goals, allowing them to provide premier solutions without conflicts of interest.

Pricing tiers

Model	Billing	Price
Subscription	Not publicly disclosed	Fee-only advisory services

Go-to-market motion1 record

Distribution channels1 record

Marketing channels3 records

Toth Financial Advisory Corp product offering

Product offering

Core offering

Toth Financial is a fee-only investment advisory firm that develops and manages highly customized portfolios for high net-worth individuals with a minimum of $1 million of investible assets. Core offerings include personalized portfolio construction, retirement and financial planning, wealth preservation, and multi-generational wealth transfer support, delivered through direct, relationship-based advisory engagements anchored in a long-term buy-and-hold philosophy focused on quality individual company stocks supplemented by sector ETFs.

Product overview

Toth Financial Advisory Corp is a fee-only investment advisory firm founded in 1986, providing personalized wealth management and investment advisory services. The company specializes in developing and managing highly customized portfolios for high net-worth individuals with a minimum of $1 million of investible assets. Their core service is investment advisory and portfolio management, with no separate product modules or distinct technology products offered.

Differentiator

Problem solved

Functional benefit

Products and services

Customized Investment Portfolio Management
Retirement Planning
Multi-Generational Wealth Preservation & Transfer
Comprehensive Financial Planning

Companies that use Toth Financial Advisory Corp

Customer profile

Segments1 record

Ideal customer profiles1 record

Toth Financial Advisory Corp technology and API

Technology

Technology focussed No

API detail

Has API: No
API docs
API detail

Core technology

AI maturity

App detail

Toth Financial Advisory Corp partnerships and signals

Strategic signal

Partnerships

One partnership is on record.

SchwabcoreTechnology or Integration · 17 April 2026Schwab serves as the primary custodial platform for client accounts. Toth Financial clients access their accounts through Schwab Login portal for portfolio management and administration.

Scale indicators3 records

Recent moves5 records

Expansion highlights5 records

Toth Financial Advisory Corp competitors and assessment

Company assessment

Direct peers

Carson Group: Wealth management firm supporting a national network of independent financial advisors serving HNW clients with portfolio management and financial planning — comparable advisor-led, fee-based RIA model.
Mariner Wealth Advisors: National fee-only RIA providing comprehensive wealth advisory, portfolio management, and financial planning to HNW individuals and families — directly comparable service offering and target client.
Edelman Financial Engines: Large fee-only advisory combining human advisors with planning tools, serving HNW and mass-affluent clients with customized portfolios and retirement-focused planning — directly comparable target market and service mix.
Fisher Investments: Large independent investment adviser managing customized portfolios for HNW individuals with a top-down, buy-and-hold style — closely analogous investment philosophy and HNW client focus, at materially greater scale.
Pathstone: Independent, employee-owned RIA providing personalized investment advisory and family office services to HNW families — closely comparable model of multi-generational, relationship-based fee-only wealth management.
Buckingham Strategic Wealth: Fee-only RIA focused on evidence-based portfolio management and financial planning for HNW households — comparable fee-only, advisor-led model serving mass-affluent to HNW clients.
Exencial Wealth Advisors: Fee-only RIA providing portfolio management and financial planning to HNW individuals and families — comparable fee-only, customized-portfolio, multi-generational HNW service model.
Creative Planning: Large independent, fee-only RIA serving HNW and UHNW clients with personalized portfolio management and multi-generational wealth planning — closely comparable model to Toth Financial, only at significantly greater scale.

Broad incumbents

Wealth Enhancement Group: National independent wealth management firm offering financial planning and investment management to HNW clients through a network of advisors — comparable HNW focus and active acquirer of mid-sized RIAs.
Focus Financial Partners: National partnership of independent, fiduciary wealth management firms including many small-to-mid RIAs serving HNW clients — a broad incumbent acquirer of firms in Toth's size and model category.

Market position

Strengths4 records

Weaknesses5 records

Competitive moat3 records

Key risks6 records

Key highlights6 records

Customer concentration

Toth Financial Advisory Corp financial estimates

Financial estimate

Revenue estimate

Valuation estimate

Toth Financial Advisory Corp leadership team

Management profile

Number of profiles

Profiles8 records

Toth Financial Advisory Corp funding detail

Funding detail

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

Toth Financial Advisory Corp M&A and investment

M&A and investment

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Toth Financial Advisory Corp

What does Toth Financial Advisory Corp do?

Is Toth Financial Advisory Corp a public or private company?

Toth Financial Advisory Corp is a private company. It is classified as founder individual operated bootstrapped and is currently operating.

When was Toth Financial Advisory Corp founded?

Toth Financial Advisory Corp was founded in 1986. It employs 11 to 50 people.

Where is Toth Financial Advisory Corp based?

Toth Financial Advisory Corp is headquartered in Vausseroux, France, in the Europe region.

How does Toth Financial Advisory Corp make money?

One revenue line is on record: advisory Fees.

Who are Toth Financial Advisory Corp's main competitors?

Direct peers on record are Carson Group, Mariner Wealth Advisors, Edelman Financial Engines, Fisher Investments, Pathstone, Buckingham Strategic Wealth, Exencial Wealth Advisors and Creative Planning. Broad incumbents are Wealth Enhancement Group and Focus Financial Partners.

Does Toth Financial Advisory Corp have an API?

No public API is recorded for Toth Financial Advisory Corp.

What industry is Toth Financial Advisory Corp in?

Toth Financial Advisory Corp's product category is Wealth Management. Its primary akta.pro industry code is FSAEAAAN, Private Client/High-Net-Worth Advisory, with a secondary code of FSAAABAD, Advisory Portfolio Management (Non-Discretionary). Its NAICS code is 523940 and its SIC code is 6282.