EZMoney CheckCashing
EZMoney CheckCashing is a Bellevue, Washington-based retail consumer financial services provider founded in 1986, offering payday loans, installment loans, check cashing, bill payments, debit cards, money orders, and bitcoin transactions to underbanked US consumers through its storefront operations.
- Company typePrivate
- Founded1986
- HeadquartersBellevue, United States
- Headcount101–250
- GTM typeB2C
- OfferingServices
What EZMoney CheckCashing does
EZMoney CheckCashing is a US-based retail consumer financial services company founded in 1986 and headquartered in Bellevue, Washington. According to its firmographic profile, the company offers a multi-product suite spanning payday loans, installment loans, check cashing, bill payment services, debit cards, money orders, and bitcoin transaction services. This product mix targets underbanked and cash-preferring retail consumers who require short-term liquidity, bill-payment access, and basic transactional banking services that mainstream banks underserve.
The company operates as a private, for-profit business with 101–250 employees, indicating a multi-location storefront retail footprint rather than a digital-only model. Its revenue model is fee-based, generating income from transaction fees on check cashing and money orders, interest and finance charges on payday and installment loans, interchange and service fees on debit card and bill-payment products, and transaction commissions on bitcoin purchases and sales. There is no public information in the available source data on store count, geographic footprint beyond the Bellevue headquarters, funding history, ownership structure, leadership team, or financial performance.
The available source material is thin: the company's own website returned only a loading/verification page with no substantive disclosures, and no third-party filings, press coverage, investor materials, or regulatory disclosures were available. As a result, deeper analysis of unit economics, branch density, regulatory licensing footprint, competitive positioning against both storefront payday competitors (e.g., Advance America, Check Into Cash) and emerging digital lenders (e.g., Earnin, Dave, Possible Finance) is not supported by the input data and would require additional primary research.
EZMoney CheckCashing firmographics
Firmographics- Name
- EZMoney CheckCashing
- Website
- https://getezmoney.com
- Company type
- Private
- Founded year
- 1986
- Headcount range
- 101–250 employees
- Short description
- EZMoney CheckCashing is a Bellevue, Washington-based retail consumer financial services provider founded in 1986, offering payday loans, installment loans, check cashing, bill payments, debit cards, money orders, and bitcoin transactions to underbanked US consumers through its storefront operations.
- Ownership category
- akta.pro rank
EZMoney CheckCashing industry classification
Industry- Product category
- Consumer Financial Services
- NAICS
- Sales Financing (52222)
- SIC
- Personal Credit Institutions (6141)
- akta.pro primary industry
- Check Cashing with Deferred Presentment (FSAKAMAL)
Keywords
Where EZMoney CheckCashing is headquartered
LocationHeadquarters
- HQ city
- Bellevue
- HQ country
- United States
- HQ region
- North America
Markets served
EZMoney CheckCashing business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales, Others
EZMoney CheckCashing product offering
Product offeringCore offering
EZMoney CheckCashing is a consumer financial services retailer offering payday loans, installment loans, check cashing, bill payment services, prepaid debit cards, money orders, and bitcoin transaction services. The company operates physical storefronts serving individual consumers who need immediate access to cash and basic financial services.
Differentiator
Problem solved
Functional benefit
Products and services
- Check Cashing
Companies that use EZMoney CheckCashing
Customer profileIdeal customer profiles1 record
EZMoney CheckCashing technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
EZMoney CheckCashing partnerships and signals
Strategic signalExpansion highlights2 records
EZMoney CheckCashing competitors and assessment
Company assessmentDirect peers
- ACE Cash Express: One of the largest U.S. check cashing and payday loan chains, offering a nearly identical menu of services (payday loans, installment loans, check cashing, bill pay, prepaid debit cards) — making it the closest direct comparable to EZMoney.
- Advance America: Major U.S. payday and installment lender with hundreds of retail storefronts offering check cashing, payday loans, and money transfer services — directly comparable in product mix and target customer.
- Check Into Cash: Multi-state operator of payday loan, installment loan, and check cashing stores with a service menu that closely mirrors EZMoney's offering.
- Speedy Cash: Retail and online provider of payday loans, installment loans, title loans, and check cashing services — directly overlapping with EZMoney's core product set.
- Community Choice Financial: Parent of brands like CheckSmart and California Check Cashing Stores; offers payday loans, installment loans, prepaid cards, and check cashing across multiple states — a directly comparable multi-brand operator.
- QC Holdings: Operates retail financial services centers under the Quik Cash and EZ Money brands (note: distinct from EZMoney CheckCashing) offering payday, installment, and title lending — comparable retail financial services model.
Broad incumbents
- Cash America International: Larger, publicly-traded specialty consumer finance company (now part of FirstCash Holdings) offering pawn lending, payday loans, and check cashing — broader incumbent with significant scale advantage.
- FirstCash Holdings: Large specialty consumer finance operator combining pawn lending with payday and check cashing services — overlapping customer base and product set with EZMoney but at materially greater scale.
- Western Union: Global money services business offering money orders, bill payments, and money transfers — directly comparable to the money order and bill payment lines in EZMoney's service menu, though serving a much broader customer base.
- MoneyGram International: Major money transfer and bill payment provider with retail agent networks — comparable to EZMoney's money order and bill payment service lines from a category and channel perspective.
Market position
Strengths4 records
Weaknesses4 records
Competitive moat3 records
Key risks4 records
Key highlights4 records
Customer concentration
EZMoney CheckCashing social profiles
Digital presenceEZMoney CheckCashing financial estimates
Financial estimateRevenue estimate
Valuation estimate
EZMoney CheckCashing leadership team
Management profileNumber of profiles
EZMoney CheckCashing funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
EZMoney CheckCashing M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about EZMoney CheckCashing
What does EZMoney CheckCashing do?
EZMoney CheckCashing is a consumer financial services retailer offering payday loans, installment loans, check cashing, bill payment services, prepaid debit cards, money orders, and bitcoin transaction services. The company operates physical storefronts serving individual consumers who need immediate access to cash and basic financial services.
Is EZMoney CheckCashing a public or private company?
EZMoney CheckCashing is a private company. It is classified as unknown.
When was EZMoney CheckCashing founded?
EZMoney CheckCashing was founded in 1986. It employs 101 to 250 people.
Where is EZMoney CheckCashing based?
EZMoney CheckCashing is headquartered in Bellevue, United States, in the North America region.
Who are EZMoney CheckCashing's main competitors?
Direct peers on record are ACE Cash Express, Advance America, Check Into Cash, Speedy Cash, Community Choice Financial and QC Holdings. Broad incumbents are Cash America International, FirstCash Holdings, Western Union and MoneyGram International.
Does EZMoney CheckCashing have an API?
No public API is recorded for EZMoney CheckCashing.
What industry is EZMoney CheckCashing in?
EZMoney CheckCashing's product category is Consumer Financial Services. Its primary akta.pro industry code is FSAKAMAL, Check Cashing with Deferred Presentment. Its NAICS code is 52222 and its SIC code is 6141.