Roan Capital Partners

What Roan Capital Partners does

Roan Capital Partners LLC is a fee-only, fiduciary registered investment adviser founded in 2018 by Joy Garland and headquartered in Johnson City, Tennessee. The firm delivers retirement planning, investment management, estate planning, and family wealth management to individuals and families across East Tennessee, with physical offices in Johnson City, Oak Ridge and Crossville that anchor distinct sub-markets — the Tri-Cities region, the ORNL/Y-12 federal-contractor corridor, and the Cumberland Plateau's retiree in-migration zone. Service delivery is in-person, virtual or hybrid, anchored by a Comprehensive Financial Assessment, a Customized Financial Plan and Continuous Financial Monitoring, with supplementary offerings in business financial planning, financial behavioral coaching and family office services.

The firm's technology stack is deliberately lean: client assets are custodied on Schwab's institutional platform, and planning workflows run on third-party financial-planning software used for retirement cash-flow modeling (through age 95+), Social Security optimization, tax-efficient withdrawal sequencing, tax-loss harvesting and scenario analysis. There is no proprietary AI, in-house portfolio-management system or data flywheel disclosed; differentiation is delivered through the firm's process, fiduciary posture, and credentialed team rather than technology.

Commercially, Roan operates a subscription-style AUM-based fee model with no commissions, no product sales and no hidden revenue sources, supplemented by standalone financial planning available on an hourly or project basis. Pricing references the standard industry range of 0.50%–1.25% of AUM depending on portfolio size and scope, with annual billing and fully transparent fee disclosure. The firm declares no minimum asset requirement and a complimentary initial consultation. Ownership is concentrated among the founding partners and key team members, with no disclosed private equity, institutional investor or external funding. Mission is stated as attaining the highest client satisfaction rating of any fee-only advisory firm in the Southeastern United States.

Name

Roan Capital Partners

Legal name

Roan Capital Partners LLC

Website

https://roancp.com

Company type

Private

Founded year

2018

Operating status

Operating

Headcount range

1–10 employees

Short description

Roan Capital Partners is a fee-only fiduciary RIA serving East Tennessee families across three offices (Johnson City, Oak Ridge, Crossville) with retirement planning, investment management, estate planning and family wealth management on a transparent AUM-fee basis.

Ownership category

akta.pro rank

Headquarters

HQ city

Johnson City

HQ country

United States

HQ region

North America

Offices3 records

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Assets Under Management (AUM) Fee: Flat fee based on assets under management. Charges a percentage of total assets managed on behalf of clients, with no additional charges for ancillary services and no commissions. Fully transparent and clearly documented in client statements.
2. Financial Planning (Standalone): Financial planning available as a standalone service, either on an hourly or project basis, in conjunction with or independent of investment management services.

Pricing tiers

Go-to-market motion1 record

Distribution channels3 records

Marketing channels4 records

Core offering

Roan Capital Partners is a fee-only fiduciary registered investment advisory firm that provides comprehensive financial planning, investment management, retirement planning, and estate planning services to East Tennessee families. Compensation is a transparent flat percentage fee on assets under management, with no commissions, product sales, or hidden revenue sources. Standalone financial planning is also offered on an hourly or project basis.

Product overview

Roan Capital Partners is a fee-only financial advisory firm offering a unified suite of wealth management services through three office locations in East Tennessee. Their core service platform includes retirement planning, investment management, estate planning, and family wealth management, complemented by specialized services such as business financial planning, financial behavioral coaching, and family office services. The firm also provides structured planning modules including Comprehensive Financial Assessment (initial evaluation), Customized Financial Plan (personalized roadmap development), and Continuous Financial Monitoring (ongoing portfolio oversight and adjustment). All services operate under a fiduciary model with fee-only compensation, eliminating conflicts of interest.

Differentiator

Problem solved

Functional benefit

Products and services

• Retirement Planning Comprehensive retirement planning including Social Security optimization, 401(k)/403(b) rollover guidance, pension analysis, income planning strategies, and tax-efficient withdrawal strategies designed to help retirement savings last 30+ years; offered to East Tennessee families and individuals.
• Investment Management
• Estate Planning
• Family Wealth Management
• Business Financial Planning
• Financial Behavioral Coaching
• Family Office Services
• Standalone Financial Planning

Quantifiable outcome

• No state income tax on wages, retirement account withdrawals, Social Security benefits, or pension income in Tennessee
• +2 more outcomes

Named customers3 records

Segments5 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

Five partnerships are on record, tiered core and minor.

• Fee Only NetworkcoreOthersProfessional affiliation displaying Fee Only Network membership badge. The Fee Only Network helps consumers find fee-only financial advisors.
• CFP BoardcoreOthersCertified Financial Planner (CFP) professional designation affiliation. Several team members hold CFP certifications, demonstrating completion of rigorous coursework, exams, and experience requirements.
• NAPFA (National Association of Personal Financial Advisors)coreOthersNAPFA membership displayed on website. NAPFA is the country's leading professional association for fee-only advisors, requiring members to work only within the fee-only structure and accept no commissions.
• Fi360minorOthersFi360 fiduciary certification affiliation displayed on website. Fi360 provides fiduciary training and certification for investment professionals.
• SchwabcoreTechnology or IntegrationSchwab platform used for client account login functionality. Clients access their accounts through Schwab's custodial platform for account management.

Scale indicators7 records

Recent moves6 records

Expansion highlights5 records

Direct peers

• Buckingham Strategic Wealth: National fee-only RIA with strong financial planning-led practice model. Directly comparable to Roan as a fee-only fiduciary firm offering comprehensive planning, AUM-based and standalone planning fees, and serving mass-affluent to high-net-worth clients across multiple U.S. regions.
• Carson Wealth: Fee-only RIA with multi-office regional model and financial planning-led service offering. Comparable in fee structure (AUM and standalone planning), fiduciary commitment, and target client base (mass affluent and pre-retirees), though larger in scale.
• Ritholtz Wealth Management: Fee-only RIA built around financial planning, evidence-based portfolio management, and content-driven marketing. Directly comparable in fiduciary model, planning-led approach, and use of thought leadership / SEO as primary client acquisition channel.
• Abacus Wealth Partners: Fee-only RIA with planning-led practice model serving mass-affluent and high-net-worth clients nationwide. Comparable in fiduciary, fee-only positioning, comprehensive planning emphasis, and 'boutique-with-depth' positioning.
• SageView Advisory Group: Fee-only retirement-focused RIA serving corporate employees and retirees, with strong emphasis on 401(k) rollover and income planning. Comparable in target demographic, fee-only fiduciary model, and retirement-income specialization, with similar scale profile.

Emerging players

• Facet Wealth: Tech-enabled fee-only financial planning firm offering flat-fee subscription advice. Comparable in fee-only fiduciary positioning and focus on comprehensive planning rather than AUM commissions, but differentiated by hybrid digital advisor model targeting a younger, lower-asset client.

Broad incumbents

• Creative Planning: One of the largest independent fee-only RIAs in the U.S., offering comprehensive wealth management including retirement, tax, and estate planning. Comparable in service breadth and fee-only fiduciary model, but operates nationally at materially greater scale.
• Mariner Wealth Advisors: National fee-only RIA offering comprehensive financial planning and investment management. Comparable in fiduciary-only model and broad service offering, but with substantially larger AUM scale and multi-office national footprint.
• Mercer Advisors: Large national fee-only RIA with focus on retirement income planning, tax planning, and estate coordination. Directly comparable service offering to Roan, but serves high-net-worth households nationally via an M&A-driven roll-up strategy.
• Edelman Financial Engines: Large national RIA combining advice and 401(k) rollover services with retirement income planning emphasis. Comparable target demographic (retirees and pre-retirees) and fee-based planning model, though operates at much greater scale via corporate roll-ups.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

Revenue estimate

Valuation estimate

Number of profiles

Profiles5 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments1 record

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Roan Capital Partners