CoCo Finance

What CoCo Finance does

CoCo Finance GmbH is a German boutique finance consulting firm founded in Berlin in 2014 by Tobias Kenter, Jörg Brendt, and Marc Zimmermann. The firm delivers hands-on, project-based and interim finance services to startups, growth companies, and venture investors across the DACH region, organized around three service pillars: Startup Services (interim CFO/Head of Finance mandates, accounting and process support, controlling structure build-out, tool implementation, and end-to-end financial advisory), Investor Services (anchored by the proprietary CoCo Finance Startup Assessment or CFSA, a cost-efficient alternative to full audit-firm due diligence for seed/Series A deals, alongside ongoing Investment Controlling support for portfolio companies), and Talent Acquisition (recruiting finance professionals from first hire to CFO level through an exclusive talent pool). CoCo operates from three wholly-owned German GmbH subsidiaries — CoCo Finance GmbH in Berlin (HQ, founded 2014), CoCo Finance RheinRuhr GmbH in Essen (established 2020), and CoCo Finance München GmbH in Munich (operational since 2021) — with a team of 25+ professionals, the majority of whom are former CFOs, Heads of Finance, and finance specialists with prior in-house startup experience.

Name

CoCo Finance

Legal name

CoCo Finance GmbH

Website

https://cocofinance.de

Company type

Private

Founded year

2014

Operating status

Operating

Headcount range

11–50 employees

Short description

CoCo Finance is a Berlin-based German boutique finance consulting firm that delivers interim CFO, project-based finance support, and startup due diligence assessments (CFSA) to startups and venture investors across the DACH region.

Ownership category

akta.pro rank

Headquarters

HQ city

Berlin

HQ country

Germany

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Infrastructure

Revenue model

1. Startup Services Consulting: Project-based and interim consulting engagements for startups, covering finance process setup, controlling structures, financial advisory, funding round preparation, and CFO/Head of Finance interim roles. Revenue generated through billable consulting hours and fixed project fees.
2. CoCo Finance Startup Assessment (CFSA): Structured assessment reports for early-stage investors evaluating finance teams, processes, tax matters, and accounting quality at target startups. Sold as a standalone product to investor clients.
3. Talent Acquisition Services: Recruitment services placing finance talent (from first hire to CFO) into startup clients. Includes access to exclusive talent pool, active sourcing, interview profiling, and job positioning.

Go-to-market motion2 records

Distribution channels3 records

Marketing channels5 records

Core offering

CoCo Finance is a hands-on finance consulting firm providing finance-as-a-service to startups and investors across the DACH region. The firm delivers project-based consulting engagements and interim finance management roles (from Finance Manager to CFO) for startups, alongside a proprietary startup finance assessment (CFSA) and investment controlling services for early-stage investors, and talent acquisition for finance positions.

Product overview

CoCo Finance is a hands-on finance consultancy serving startups and investors, organized around three core service pillars: Startup Services, Investor Services, and Talent Acquisition. For startups, the offering spans process and accounting support, finance and controlling structure setup, tool implementation, and end-to-end financial advisory — from CFO-as-a-service interim roles to funding round preparation. For investors, the flagship product is the CoCo Finance Startup Assessment (CFSA), a targeted review of early-stage startup finance teams and structures as a cost-effective alternative to full due diligence, complemented by Investment Controlling services for portfolio support. Talent Acquisition provides access to an exclusive finance-focused talent pool alongside active recruiting and profiling. The company also publishes the BREAKEVEN podcast and educational articles as thought leadership assets. CoCo Finance operates from three German locations (Berlin, Essen/RheinRuhr, Munich) and has completed over 300 projects since its founding in 2014.

Differentiator

Problem solved

Functional benefit

Products and services

• Startup Services Hands-on, interim or project-based consulting engagement covering finance process and accounting support, finance and controlling structure establishment, tool and process implementation, and end-to-end financial advisory for startups. Targets DACH startups needing CFO-level expertise and scalable finance operations.
• Investor Services Finance and tax assessment for early-stage investments through the CoCo Finance Startup Assessment (CFSA), plus investment controlling support for portfolio companies including reporting system establishment and compliance monitoring. Targets VC firms, family offices, and corporate investors.
• Talent Acquisition Specialized recruitment services placing finance talent into startups, from first finance hire to CFO level. Includes access to an exclusive talent pool, proactive sourcing, optimized job postings, structured interviewing, and profiling. Targets startups struggling to find qualified finance professionals with startup experience.
• CoCo Finance Startup Assessment (CFSA) Tailored assessment product for early-stage (seed/Series A) investments covering legal and economic fundamentals and finance team structure. Delivered as a structured report based on predefined audit points, offered at lower cost than full-scale due diligence. Targets early-stage VC, family office, and corporate investors.

Quantifiable outcome

• 300+ successfully completed projects across startups and investors
• +2 more outcomes

Named customers16 records

Segments3 records

Ideal customer profiles3 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration5 records

Feature1 record

Partnerships

Two partnerships are on record, tiered minor.

• re:capminorStrategic or Co-development PartnerCoCo Finance collaborated with re:cap on the article 'Kapitalkosten – Den Preis des Geldes verstehen' (Capital Costs – Understanding the Price of Money), published June 2025. The article covers cost of capital concepts, WACC calculation, and capital structure strategy for startups.
• FinwayminorStrategic or Co-development PartnerCoCo Finance collaborated with Finway on a webinar about fundraising timing, where Nathalie Wiegand and Jennifer Dussilek (Co-CEO of Finway) discussed tips for capital rounds. Referenced in the 'Fundraising – der richtige Augenblick' article.

Scale indicators5 records

Recent moves9 records

Expansion highlights4 records

Direct peers

• Robert Half: Global staffing and recruiting firm with a strong finance and accounting placement business, including interim and project-based finance roles. Directly comparable to CoCo's Talent Acquisition service line for German startups.
• Hays Germany: Leading recruiting firm in DACH with a significant finance and accounting practice. Overlaps with CoCo's Talent Acquisition service for finance positions in startups and scale-ups across Germany.
• Ebner Stolz: Independent German audit, tax, and consulting firm with strong mid-market and family business focus. Comparable to CoCo's CFO advisory and finance transformation work, with similar regional footprint and SME/startup client overlap.
• BDO Germany: BDO's German member firm provides audit, tax, and advisory services including CFO-as-a-service and transaction support for SMEs and growth companies. Directly competes with CoCo's Startup Services and investor DD offerings.
• RINKE Treuhand: German tax and audit firm where CoCo Managing Director Markus Paduschek previously worked up to tax advisor. Comparable boutique accounting and advisory firm serving mid-market and growth clients in DACH.
• Horváth & Partners: German management consulting firm with deep specialization in finance, controlling, and performance management. Closely comparable to CoCo Finance's CFO-as-a-service and finance transformation offerings, though its client base is broader corporates and mid-market rather than VC-backed startups.

Broad incumbents

• PwC Germany: PwC's German practice serves startups and VC investors with finance DD, accounting, and CFO advisory, directly competing with CoCo's CFSA and Startup Services. Larger scale and audit cross-sell are the key differentiators.
• Deloitte Germany: Deloitte operates a startup and venture capital advisory practice in Germany serving many of the same VCs and growth-stage startups as CoCo. Competes on CFSA-style assessments and interim CFO mandates at scale.
• EY Germany: EY-Parthenon Germany provides transaction advisory and finance consulting that overlaps with CoCo's investor-facing services and startup finance transformation work. Brand scale and cross-border reach differentiate it from CoCo's boutique model.
• KPMG Germany: Big 4 firm with an established startup and investor advisory practice in Germany. Competes with CoCo on CFSA-style early-stage finance diligence and CFO advisory, but at higher price points and with cross-sell into audit and tax.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights7 records

Customer concentration

• Xx.com/cocofinance
• Facebookfacebook.com/cocofinance
• LinkedInlinkedin.com/company/coco-finance-gmbh

Revenue estimate

Valuation estimate

Number of profiles

Profiles9 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about CoCo Finance