MD|DC Credit Union Association

What MD|DC Credit Union Association does

MD|DC Credit Union Association is a non-profit regional trade association serving credit unions across Maryland, the District of Columbia, and Delaware. Headquartered in Columbia, Maryland, it functions as the primary collective voice for member credit unions, delivering advocacy representation at federal, state, and local levels (including legislative wins such as the Maryland Opportunity Account Initiative and Delaware Senate Bill 247), professional development through conferences and learning platforms, compliance solutions, peer collaboration networks, and curated access to vetted fintech and service-provider partners.

Its service portfolio is structured across several product lines. Compliance and policy offerings include InfoSight360 (an AI-powered compliance research tool covering 14 operational areas), CU PolicyPro (policy and procedures management), and RecoveryPro (business continuity planning). Education and development run through the LEAD Training learning management system, the eTrain webinar platform with the Power Learner Passport subscription (priced from $40 per full-time employee and scaled by credit union asset size), the FiCEP financial counseling certification program yielding the CCUFC credential, and five signature conferences (CONNECT Annual Meeting, Tech Summit, Thrive Summit, Young Professionals Summit, and Volunteer Leadership Conference). Peer collaboration is delivered through The Exchange online community and five regional chapters (Baltimore, DC, Suburban, Western Maryland, Delaware Network). Benchmarking is provided via Peer Express (formerly CU Analyzer) in partnership with Callahan & Associates. Adjacent entities include the CU Foundation MD|DC (a non-profit supporting financial literacy and small credit union development) and the Credit Union Cherry Blossom Run, which has raised over $10.6 million for Children's Miracle Network Hospitals since 2002.

The business model is funded primarily through credit union membership dues (subscription/recurring), training subscriptions and certification fees, and signature conference registration fees. The association maintains an ecosystem of 25+ vetted strategic partners at Platinum and Core tiers (including TruStage, Nasdaq Verafin, Velera, Origence, Eltropy, Zest AI, MANTL, TraceSecurity, AffirmX, Curql Collective, and many others) spanning insurance, payments, lending, AI, cybersecurity, legal, compliance, and construction services. Leadership is provided by President/CEO John Bratsakis, with SVP/Chief Public Affairs Officer Michelle Byrnie-Parker, VP of Member Engagement Jordan Burroughs, and VP of Advocacy Rory Murray leading the senior team. Political advocacy is channeled through the Credit Union Legislative Action Council (CULAC).

Name

MD|DC Credit Union Association

Legal name

MD|DC Credit Union Association

Website

https://mddccua.org

Company type

Private

Operating status

Operating

Headcount range

251–500 employees

Short description

MD|DC Credit Union Association is a non-profit regional trade association that delivers advocacy, compliance tools, education programs, peer collaboration, and vetted fintech partnerships to credit unions across Maryland, DC, and Delaware.

Ownership category

akta.pro rank

Product category

Credit Union Trade Association Services

NAICS

Professional Organizations (81392)

SIC

Services-Membership Organizations (8600)

akta.pro primary industry

Federations/Centrals & Cooperative Banking Networks (2nd-Tier Co-ops) (FSABAEAL)

Keywords

• Credit union advocacy
• Regulatory compliance
• Professional development
• Financial education
• Trade association services

Headquarters

HQ city

Columbia

HQ country

United States

HQ region

North America

Offices1 record

Markets served

GTM type

B2B

Offering type

Services

Cost components

Personnel, Operations, Marketing or Sales, Technology or R&D, Others

Revenue model

1. Membership Dues: Credit unions pay dues to be affiliated with the MD|DC Credit Union Association and access member benefits, resources, and services
2. Training and Education Subscriptions: Revenue from eTrain webinar subscriptions (Power Learner Passport) starting at $40 per full-time employee, and professional development programs
3. Conference and Event Fees: Revenue from signature conferences including CONNECT, Tech Summit, Thrive Summit, Volunteer Leadership Conference, and Young Professionals Summit

Pricing tiers

Go-to-market motion1 record

Distribution channels4 records

Marketing channels6 records

Core offering

MD|DC Credit Union Association is a regional non-profit trade association serving credit unions in Maryland, the District of Columbia, and Delaware. It delivers regulatory and legislative advocacy, compliance tools, professional education and training, peer collaboration networks, benchmarking services, signature conferences, and curated strategic-partner fintech solutions to its member credit unions.

Product overview

The MD|DC Credit Union Association is a trade association serving credit unions in Maryland and DC, offering a portfolio of member services rather than a unified software product. Core offerings include compliance tools (InfoSight360 for compliance research, CU PolicyPro for policy management, RecoveryPro for business continuity), education platforms (LEAD Training learning management system, eTrain webinars with Power Learner Passport subscription), financial counseling certification (FiCEP leading to CCUFC designation), peer collaboration tools (The Exchange online community), benchmarking services (Peer Express), and signature conferences (CONNECT, Tech Summit, Young Professionals Summit, Thrive Summit, Volunteer Leadership Conference). The association also engages in advocacy through CULAC and provides strategic partnerships with fintech and compliance vendors for member credit unions.

Differentiator

Problem solved

Functional benefit

Brands

• CONNECT: Annual Meeting & Convention - premier gathering for credit union professionals in the region
• Tech Summit
• Thrive Summit
• Young Professionals Network (YPN)
• LEAD Training
• Credit Union Cherry Blossom Run
• CU Foundation MD|DC
• CULAC
• eTrain

Products and services

• InfoSight360 Free compliance research tool for affiliated credit unions covering 14 major operational areas with AI-powered search, summaries, checklists, and FAQs.
• CU PolicyPro Policy and procedures management tool that simplifies creation, review, and distribution of credit union policies with an extensive library of customizable model content.
• RecoveryPro Business Continuity Planning tool that helps credit unions navigate BCP plan development, assess risks, manage incidents, and recover business when an incident occurs.
• Peer Express (formerly CU Analyzer) Financial performance benchmarking tool from Callahan & Associates that helps credit unions measure performance with peers, access industry reports, and understand economic forecasts and trends.
• eTrain Webinars Webinar platform providing access to a vast library of live and on-demand webinars covering compliance, marketing, lending, and operations for credit union professionals.
• Power Learner Passport All-access subscription pass to the eTrain library offering hundreds of live and on-demand training sessions for credit union teams, priced based on asset size and number of employees starting at $40 per full-time employee.
• LEAD Training Online learning management system providing live and on-demand education offerings for credit union professionals, including leadership development programs, BSA training, and professional certifications.
• Financial Counseling Certification Program (FiCEP) CUNA-developed certification program providing credit union employees with skills and knowledge required to guide members toward greater financial well-being, leading to the Credit Union Certified Financial Counselor (CCUFC) designation.
• The Exchange Online peer community platform powered by credit union colleagues delivering valuable support, information sharing, and access to an expanded team of regional credit union professionals.
• CONNECT Annual Meeting & Convention Premier annual gathering for credit union professionals delivering insights, inspiration, and relationship-building opportunities in the region.
• Tech Summit Technology-focused conference bringing credit union leaders, industry experts, and innovators together to explore the transformative power of digital innovation in financial services.
• Young Professionals Summit Conference developed by young professionals for young professionals to connect with colleagues, sharpen skills, and gain career momentum.
• Thrive Summit Conference designed specifically for credit union financial counselors to strengthen skills and expand capacity to help members achieve lasting financial well-being.
• Volunteer Leadership Conference Engagement and learning opportunity for credit union board members, supervisory committee members, and CEOs.
• Credit Union Legislative Action Council (CULAC) Political action committee enabling credit union members and employees to contribute to elect credit union champions to Congress through payroll deduction.

Quantifiable outcome

• Over $10.6 million raised for Children's Miracle Network Hospitals since 2002 through Credit Union Cherry Blossom Run
• +1 more outcomes

Named customers8 records

Segments4 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature3 records

Partnerships

26 partnerships are on record, tiered platinum and core.

• TruStageplatinumStrategic or Co-development PartnerInsurance, investment and technology provider offering products for every stage of life. Provides insurance, retirement benefits, and revenue growth solutions to credit unions.
• Velera (formerly PSCU/Co-op Solutions)coreTechnology or IntegrationNation's premier payments credit union service organization (CUSO) serving more than 4,000 financial institutions. Offers payment processing, fraud management, data analytics, digital banking, instant payments, and 24/7 member support.
• Nasdaq VerafinplatinumTechnology or IntegrationEnterprise financial crime management platform providing fraud detection, BSA/AML compliance, high-risk customer management, and information sharing. Used by more than 1,200 credit unions.
• Advantage, powered by JMFAcoreStrategic or Co-development PartnerProvides overdraft program consulting and compliance, checking account acquisition strategies, and technology evaluation services to credit unions nationwide.
• OrigencecoreTechnology or IntegrationDelivers lending technology and solutions empowering credit unions to originate more loans. Offers consumer and indirect lending, digital account opening, loan origination, and marketing automation with over 1,100 credit union partners.
• EltropycoreTechnology or IntegrationAI-powered text messaging platform enabling secure, TCPA-compliant member communication. Supports lending, collections, sales, marketing, service, and risk management teams.
• Zest AIcoreTechnology or IntegrationInclusive lending AI platform that helps credit unions say yes to more members responsibly. Reports up to 15% increase in approval rates with no added risk and up to 30% reductions in charge-offs.
• Cornerstone AdvisorscoreImplementation/ SI/ Consulting PartnerDelivers technology system selection, implementation, contract negotiations, vendor management, strategic planning, and merger integration services. Over 20 years of credit union expertise.
• TraceSecurityplatinumTechnology or IntegrationCybersecurity services provider with over 30,000 examiner-approved reports. Offers risk assessments, penetration testing, and IT audits for credit unions.
• AffirmXplatinumTechnology or IntegrationCloud-based compliance platform providing comprehensive compliance support services to help credit unions stay current with regulations.
• Cooperative Business ServicescoreStrategic or Co-development PartnerProvides commercial loans through credit union service organization. Helps credit unions deliver financing options to businesses and commercial real estate investors.
• Credit Union Mortgage AssociationcoreStrategic or Co-development PartnerNation's first CUSO (formed 1978), 100% credit union owned. Provides mortgage origination, processing, underwriting, closing, servicing, and secondary market access.
• ConstantcoreTechnology or IntegrationDigital loan servicing and loss mitigation platform that moves operations from back office to digital banking. Members can resolve requests online including skipping payments and hardship relief.
• Dolphin Debit AccesscoreTechnology or IntegrationComplete ATM and ITM management services including maintenance, monitoring, cash management, and compliance updates.
• Illuma LabscoreTechnology or IntegrationVoice authentication software for call centers with IllumaSHIELD providing real-time voice security, fraud defense, and multi-factor authentication.
• MetallicuscoreTechnology or IntegrationBlockchain Innovation Program providing credit unions access to next-generation financial tools. Offers real-time payments, digital identity, stablecoins, and smart contracts.
• NavaricoreTechnology or IntegrationTechnology and solutions platform helping leaders navigate complexity. Serves more than 2,200 financial institutions with HR, experience, marketing technology, and digital experience solutions.
• NewtekOnecoreStrategic or Co-development PartnerProvides SBA lending services, business financing, merchant processing, payroll, insurance, and technology services credit unions can offer to members.
• Amazon BusinesscoreGTM or Marketing PartnerProvides access to hundreds of millions of products with business-specific features like purchasing policies, user management, and delivery management for credit union members.
• HR Performance SolutionscoreTechnology or IntegrationCompensation, performance, and learning management software combined with consulting services for credit unions.
• Kaufman & CanolescoreImplementation/ SI/ Consulting PartnerLegal services firm specializing in credit union needs including labor, employment, FCRA, UCC compliance, litigation, corporate governance, and real estate.
• Morgan-Keller ConstructioncoreStrategic or Co-development PartnerConstruction services provider for over six decades, specializing in building credit union branch experiences.
• RA RogerscoreTechnology or IntegrationCollection agency with over 40 years of experience helping financial institutions increase recovery and minimize costs.
• FINOFRcoreTechnology or IntegrationFinancial offer platform giving consumers control of their financial future with personal finance options including home loans, auto loans, and credit cards.
• InfoSight360platinumTechnology or IntegrationFREE compliance research tool for affiliated credit unions covering 14 major operational areas with AI search, summaries, checklists, and FAQs.
• MANTLcoreTechnology or IntegrationNew York-based fintech platform that helped State Employees' Credit Union of Maryland reduce account opening times from 45 minutes to 5 minutes.

Scale indicators6 records

Recent moves7 records

Expansion highlights6 records

Emerging players

• Filene Research Institute: Independent, member-driven credit union research and innovation organization. Comparable in serving the credit union ecosystem with research, benchmarking, and community-building, but focused on innovation and research rather than direct advocacy.

Direct peers

• California and Nevada Credit Union Leagues: Joint state credit union league serving California and Nevada credit unions with advocacy, education, and compliance services. Direct peer in multi-state league structure and broad service portfolio to MD|DC CUA.
• New Jersey Credit Union League: State-level credit union trade association serving New Jersey credit unions with advocacy, education, and member services. Direct peer in operating model (single-state league) to MD|DC CUA's regional association structure.
• Virginia Credit Union League: State-level credit union league serving Virginia credit unions. Directly comparable in structure (state league), services (advocacy, education, compliance), and partner program model to MD|DC CUA.
• Cornerstone Credit Union League: Regional credit union league serving Arkansas, Kansas, Missouri, Oklahoma, and Texas. Direct peer in operating model (multi-state credit union league providing advocacy, education, compliance, and partner programs).
• Pennsylvania Credit Union Association: State-level credit union trade association serving Pennsylvania. Directly comparable in mission, services, and regional league model to MD|DC CUA, particularly relevant as a contiguous Mid-Atlantic neighbor.
• League of Southeastern Credit Unions: Regional credit union league serving Alabama, Florida, and Georgia with advocacy, education, and compliance services. Direct peer in structure and service mix to MD|DC CUA, serving credit unions in a defined multi-state region.

Broad incumbents

• CUNA (Credit Union National Association): The national trade association for the U.S. credit union movement, providing advocacy, compliance, and education services at the federal level. Highly comparable to MD|DC CUA's national-level mission, but operating across all 50 states rather than a single region.
• NAFCU (National Association of Federally Insured Credit Unions): National trade association focused exclusively on federally insured credit unions, offering advocacy, education, and compliance services. Comparable in mission to MD|DC CUA but national in scope rather than regional.

Others

• Velera (formerly PSCU/Co-op Solutions): Credit union service organization (CUSO) serving more than 4,000 financial institutions with payments, fraud, and digital banking services. Adjacent ecosystem participant and strategic partner of MD|DC CUA rather than a direct competitor, but overlaps in serving credit union operational needs.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat6 records

Key risks6 records

Key highlights7 records

Customer concentration

• Xx.com/mddccua
• YouTubeyoutube.com/channel/UCs9CxhqdC3j4ZfGG5Kd9msw
• Facebookfacebook.com/MDDCCUA1
• LinkedInlinkedin.com/company/maryland-&-dc-credit-union-association

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Subsidiaries2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about MD|DC Credit Union Association