Pensio Global
- Company typePrivate
- Founded2004
- HeadquartersRichmond Hill, Canada
- Headcount11–50
- GTM typeB2B
- OfferingServices
Pensio Global firmographics
Firmographics- Name
- Pensio Global
- Legal name
- Pensio Risk Management Corp.
- Website
- https://pensioglobal.com
- Company type
- Private
- Founded year
- 2004
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Ownership category
- akta.pro rank
Pensio Global industry classification
Industry- Product category
- Rental Risk Management and Rent Guarantee Services
- NAICS
- Insurance Carriers and Related Activities (524)
- SIC
- Surety Insurance (6351)
- akta.pro primary industry
- Commercial Surety Bonds (FSAJAIAB)
Keywords
Where Pensio Global is headquartered
LocationHeadquarters
- HQ city
- Richmond Hill
- HQ country
- Canada
- HQ region
- North America
Offices2 records
Markets served
Pensio Global business model
Business model- GTM type
- B2B
- Offering type
- Services
- Cost components
- Personnel, Technology or R&D, Operations, Marketing or Sales, Infrastructure
Revenue model
- AssuredRent Total Lease Co-Guarantee: Property owners pay an agreed percentage of monthly rent amount for comprehensive protection covering up to 12 months unpaid rent (max $60,000 or $5,000 monthly), malicious tenant damage court orders, and eviction/legal costs up to $1,500.
- AssuredTenant Limited Lease Co-Guarantee: Affordable 1% of monthly rent plus one-time $50 administration fee per qualified tenant for deposit alternative covering up to 2 months rent loss (1 month rent + 1 month malicious damage).
- AssuredIncome Pre-Construction Guarantees: Flexible term partnerships (5-10 years) for pre-construction new-build developers. Cost determined by various factors negotiated through underwriting process. Covers guaranteed occupancy, rental income, and turnover costs.
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Subscription | Monthly | AssuredRent - Percentage of monthly rent |
| Subscription | Monthly | AssuredTenant - 1% monthly rent + $50 admin fee |
| Subscription | Multi-year contract | AssuredIncome - Underwriting-based pricing |
Go-to-market motion1 record
Distribution channels4 records
Marketing channels5 records
Pensio Global product offering
Product offeringCore offering
Pensio Global provides performance bond-backed rent guarantees and tenant risk management services for the residential rental property industry in Canada and the U.S. Its three core products—AssuredRent (total lease co-guarantee), AssuredTenant (limited lease co-guarantee / deposit alternative), and AssuredIncome (pre-construction occupancy and rental income guarantee)—protect property owners, managers, and developers against tenant default, malicious damage, eviction costs, and lease-up risk. Risk is assessed via the proprietary Risk Intelligence™ platform that combines management risk assessment with predictive analytics.
Product overview
Pensio Global offers a platform of three distinct risk management and guarantee products for the rental property industry in Canada and the U.S. The core portfolio includes AssuredRent (total lease co-guarantee for existing rental properties), AssuredTenant (limited lease co-guarantee as a rental deposit alternative), and AssuredIncome (comprehensive pre-construction new-build property solution). All products are backed by self-procured performance bonds and are not classified as insurance. The company operates a web-enabled portal and is developing mobile apps for its product platforms.
Differentiator
Problem solved
Functional benefit
Brands
- AssuredRent: Total lease co-guarantee protecting property owners against unpaid rent, malicious tenant damage court orders, and eviction and legal costs.
- AssuredTenant
- AssuredIncome
Products and services
- AssuredRent Total lease co-guarantee that protects property owners against unpaid rent (up to 12 months or $60,000), malicious tenant damage court orders, and eviction and legal costs up to $1,500. Designed for property owners and managers handling existing residential rentals.
- AssuredTenant Limited lease co-guarantee and rental deposit alternative that reimburses property managers for up to two months' rent loss (one month's rent for rent loss and one month's rent for malicious tenant damage if the tenant violates the lease). Priced at 1% of monthly rent plus a one-time $50 administration fee per qualified tenant.
- AssuredIncome Comprehensive tenant management solution for pre-construction new-build developers covering single-family, multi-family, and investment rental condos. Provides guaranteed occupancy, rental income protection, and tenant management services with flexible partnership terms spanning 5 to 10 years, designed to deliver net-zero rent loss results.
Quantifiable outcome
- Reimbursement of up to 12 months unpaid rent (maximum $60,000 or $5,000 monthly)
- +4 more outcomes
Companies that use Pensio Global
Customer profileSegments4 records
Ideal customer profiles4 records
Pensio Global technology and API
TechnologyTechnology focussed Yes
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature6 records
Pensio Global partnerships and signals
Strategic signalPartnerships
Three partnerships are on record, tiered core.
- Rentalis Insurance CompanycorePensio's products are underwritten by Rentalis Insurance Company. The eligibility for coverage is underwritten by Rentalis, providing the insurance backing for Pensio's non-insurance risk management products and guarantees.
- Leading Rated Insurers (Performance Bond Providers)corePensio directly procures performance bonds from leading rated insurers to support certain rent guarantees. These performance bonds are dedicated exclusively to Pensio's obligations under those agreements and are subject to the precise terms, conditions, and policy exclusions of the issuing insurers.
- Pensio Global Group of CompaniescorePensio Risk Management Corp operates as part of the Pensio Global Group of Companies. The company is the exclusive product manager for AssuredRent, AssuredTenant, and AssuredIncome in Canada and the U.S.
Scale indicators5 records
Recent moves6 records
Expansion highlights5 records
Pensio Global competitors and assessment
Company assessmentDirect peers
- TheGuarantors: TheGuarantors provides rent guarantee and security deposit replacement products to landlords and renters in the U.S. It is the closest direct competitor to Pensio's AssuredRent and AssuredTenant, offering lease guarantee solutions with similar underwriting models.
- LeaseLock: LeaseLock offers deposit-free leasing and rent guarantee programs powered by insurance partners to multifamily property operators. It directly competes with Pensio in the U.S. multifamily and single-family rental space, with similar coverage for default and damage.
- Jetty: Jetty provides deposit alternatives, lease guaranty, and renters insurance products. Its lease guarantee product overlaps with Pensio's AssuredTenant, and its renters insurance bundle competes for the same property manager and renter relationships.
- Rhino: Rhino offers cash deposit alternatives and renters insurance products to property managers and renters. It competes directly with Pensio's AssuredTenant on the deposit-replacement angle and is a frequent alternative vendor to landlords Pensio targets.
Emerging players
- Obligo: Obligo provides deposit-free and billing-enabled rental solutions focused on multifamily operators. While more deposit-alternative focused, it intersects Pensio's renter and property manager segments with a comparable product set and overlap in target customers.
Broad incumbents
- SureTec Surety: SureTec is a national surety bond underwriter offering contract, commercial, and miscellaneous surety bonds. As a traditional surety carrier, it is comparable to Pensio's underlying performance-bond mechanics and a potential alternative provider of bond capacity Pensio relies upon.
- Liberty Mutual Surety: Liberty Mutual is one of the largest U.S. surety insurers underwriting contract and commercial surety bonds. Its surety operations mirror the performance-bond infrastructure Pensio uses to back its guarantees, making it both a capacity provider and a potential competitor.
- Travelers Surety & Bond: Travelers is a major U.S. P&C and surety carrier offering contract surety, commercial surety, and fidelity bonds. It is comparable as an incumbent surety underwriter that could either provide performance bond capacity to Pensio or directly compete in commercial rent guarantees.
Market position
Weaknesses3 records
Competitive moat5 records
Key risks6 records
Key highlights6 records
Customer concentration
Pensio Global social profiles
Digital presencePensio Global financial estimates
Financial estimateRevenue estimate
Valuation estimate
Pensio Global leadership team
Management profileNumber of profiles
Profiles1 record
Pensio Global funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Pensio Global M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Pensio Global
What does Pensio Global do?
Pensio Global provides performance bond-backed rent guarantees and tenant risk management services for the residential rental property industry in Canada and the U.S. Its three core products—AssuredRent (total lease co-guarantee), AssuredTenant (limited lease co-guarantee / deposit alternative), and AssuredIncome (pre-construction occupancy and rental income guarantee)—protect property owners, managers, and developers against tenant default, malicious damage, eviction costs, and lease-up risk. Risk is assessed via the proprietary Risk Intelligence™ platform that combines management risk assessment with predictive analytics.
Is Pensio Global a public or private company?
Pensio Global is a private company. It is classified as founder individual operated bootstrapped and is currently operating.
When was Pensio Global founded?
Pensio Global was founded in 2004. It employs 11 to 50 people.
Where is Pensio Global based?
Pensio Global is headquartered in Richmond Hill, Canada, in the North America region.
How does Pensio Global make money?
Three revenue lines are on record. AssuredRent Total Lease Co-Guarantee is the primary driver. The others are assuredTenant Limited Lease Co-Guarantee and assuredIncome Pre-Construction Guarantees.
Who are Pensio Global's main competitors?
Direct peers on record are TheGuarantors, LeaseLock, Jetty and Rhino. Obligo is listed as an emerging player. Broad incumbents are SureTec Surety, Liberty Mutual Surety and Travelers Surety & Bond.
Does Pensio Global have an API?
No public API is recorded for Pensio Global.
What industry is Pensio Global in?
Pensio Global's product category is Rental Risk Management and Rent Guarantee Services. Its primary akta.pro industry code is FSAJAIAB, Commercial Surety Bonds. Its NAICS code is 524 and its SIC code is 6351.