RetirementDNA
RetirementDNA is a privately held San Diego-based financial services firm, founded in 2004, that offers retirement plans, financial advisory, and wealth management services to individuals and plan sponsors, operating at a micro-scale of 1-10 employees.
- Company typePrivate
- Founded2004
- HeadquartersSan Diego, United States
- Headcount1–10
- GTM typeB2C
- OfferingServices
What RetirementDNA does
RetirementDNA is a privately held, for-profit financial services firm headquartered in San Diego, California, founded in 2004. According to its firmographic record, the company offers retirement plans, financial advisory, and wealth management services — a typical RIA (registered investment advisor) / retirement plan administration bundle targeted at individuals approaching or in retirement, and at plan sponsors needing fiduciary support.
The company operates at a micro-firm scale, with 1-10 employees and no disclosed subsidiaries, parent company, or ownership structure. No product suite, technology stack, integrations, certifications (e.g., CFP, CFA, RIA registration), pricing model, or fee schedule is disclosed in the available data. The public website (retirementdna.com) does not render substantive content — it returns a loading/verification interstitial only — which is itself a material signal: it indicates either a dormant digital front door, minimal marketing investment, or an operational state that does not prioritize web-based client acquisition. This absence of public technical, operational, or product detail makes it impossible to characterize the firm's platform architecture, service delivery model, or competitive positioning with specificity.
The revenue model is not disclosed. As a retirement-advisory firm, the most plausible mechanics are AUM-based advisory fees, flat retirement plan administration fees, and/or hourly/subscription financial planning fees, but no figure, band, or client count is available to confirm this. The company is private with no disclosed funding rounds, no M&A activity, no leadership changes, and no regulatory actions in the input, leaving the firm's current operational tempo and financial trajectory undetermined.
RetirementDNA firmographics
Firmographics- Name
- RetirementDNA
- Website
- https://retirementdna.com
- Company type
- Private
- Founded year
- 2004
- Operating status
- Operating
- Headcount range
- 1–10 employees
- Short description
- RetirementDNA is a privately held San Diego-based financial services firm, founded in 2004, that offers retirement plans, financial advisory, and wealth management services to individuals and plan sponsors, operating at a micro-scale of 1-10 employees.
- Ownership category
- akta.pro rank
RetirementDNA industry classification
Industry- Product category
- Wealth Management
- NAICS
- Pension Funds (52511)
- SIC
- Investment Advice (6282)
- akta.pro primary industry
- Retirement Income Planning & Decumulation Advisory (FSAEABAD)
- akta.pro secondary industries
- Employer Retirement Plan Advisory (401(k)/Pension) (FSAEABAE), Retirement & Distribution Planning RIAs (401(k)/IRA/Pension Rollovers) (FSAAACAE)
Keywords
Where RetirementDNA is headquartered
LocationHeadquarters
- HQ city
- San Diego
- HQ country
- United States
- HQ region
- North America
Markets served
RetirementDNA business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Operations, Marketing or Sales
RetirementDNA product offering
Product offeringCore offering
RetirementDNA provides retirement plans, financial advisory, and wealth management services to clients. The firm focuses on helping individuals and households plan for retirement through advisory and wealth management offerings. The company is based in San Diego, California and was founded in 2004.
Differentiator
Problem solved
Functional benefit
Products and services
- Retirement Planning Services
- Financial Advisory Services
- Wealth Management Services
Companies that use RetirementDNA
Customer profileIdeal customer profiles1 record
RetirementDNA technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
RetirementDNA competitors and assessment
Company assessmentBroad incumbents
- Fisher Investments: Large investment advisory firm serving high-net-worth and retirement-age investors with portfolio management services — comparable as a scaled incumbent in the wealth advisory space.
- Charles Schwab: Diversified brokerage and wealth management firm with retirement plan services and advisory offerings — overlaps with RetirementDNA across retirement plans and financial advisory.
- Fidelity Investments: Diversified financial services firm with major retirement plan, IRA, and wealth advisory offerings — a scaled incumbent whose retirement products directly overlap RetirementDNA's focus areas.
- Vanguard: Large low-cost provider of retirement plans (401(k)), IRAs, and personal advisory services — directly comparable in retirement plan and wealth advisory categories, with scale advantages.
Direct peers
- Empower Retirement: Major retirement plan recordkeeper and wealth manager serving employer-sponsored plans and individual rollover investors — a direct competitor in the same retirement advisory niche.
- Personal Capital: Wealth advisory and retirement planning firm combining digital tools with human advisors — closely comparable to RetirementDNA's retirement and wealth management bundle.
- TIAA: Retirement-focused financial services organization offering retirement plans, IRAs, and advisory services to academic, nonprofit, and broader retirement segments — closely aligned with RetirementDNA's retirement plans and wealth management positioning.
- Edelman Financial Engines: Large national RIA with a heavy focus on retirement plan participant advice and managed accounts, directly comparable to RetirementDNA's stated retirement-plan and wealth advisory focus.
Emerging players
- Wealthfront: Technology-driven financial advisory and retirement planning service targeting younger and middle-mass affluent clients — comparable as a modern retirement/wealth advisory offering.
- NewRetirement: Smaller, technology-enabled retirement planning platform targeting individuals and advisors — comparable as a focused retirement-planning offering competing for the same end-client segment.
Market position
Strengths3 records
Weaknesses3 records
Competitive moat3 records
Key risks4 records
Key highlights3 records
Customer concentration
RetirementDNA social profiles
Digital presenceRetirementDNA financial estimates
Financial estimateRevenue estimate
Valuation estimate
RetirementDNA leadership team
Management profileNumber of profiles
RetirementDNA funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
RetirementDNA M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about RetirementDNA
What does RetirementDNA do?
RetirementDNA provides retirement plans, financial advisory, and wealth management services to clients. The firm focuses on helping individuals and households plan for retirement through advisory and wealth management offerings. The company is based in San Diego, California and was founded in 2004.
Is RetirementDNA a public or private company?
RetirementDNA is a private company. It is classified as unknown and is currently operating.
When was RetirementDNA founded?
RetirementDNA was founded in 2004. It employs 1 to 10 people.
Where is RetirementDNA based?
RetirementDNA is headquartered in San Diego, United States, in the North America region.
Who are RetirementDNA's main competitors?
Broad incumbents on record are Fisher Investments, Charles Schwab, Fidelity Investments and Vanguard. Direct peers are Empower Retirement, Personal Capital, TIAA and Edelman Financial Engines. Emerging players are Wealthfront and NewRetirement.
Does RetirementDNA have an API?
No public API is recorded for RetirementDNA.
What industry is RetirementDNA in?
RetirementDNA's product category is Wealth Management. Its primary akta.pro industry code is FSAEABAD, Retirement Income Planning & Decumulation Advisory, with a secondary code of FSAEABAE, Employer Retirement Plan Advisory (401(k)/Pension). Its NAICS code is 52511 and its SIC code is 6282.