Deps Tecnologia

What Deps Tecnologia does

Deps Tecnologia is a Brazilian technology company founded in 2004 and headquartered in Criciúma, Santa Catarina, that specializes in credit analysis, credit reporting, and credit management automation. The company serves B2B customers across 42+ business models throughout all 26 Brazilian states and select international markets, with a named customer base spanning banking/financial institutions, agribusiness (C. Vale, Frimesa), distribution (GAM Distribuidora), retail (La Moda, Unifort), manufacturing (Metalúrgica Mor, Costa Ferro, Minas Máquinas), food (Bauducco), and financial technology (Quod). Cristoffer Medeiros serves as CEO and creator of the proprietary Deps Method.

The company operates a modular credit analysis ecosystem with four core products: DepsNet (an on-premise platform working on the Order To Cash concept), Deps Smart (a SaaS virtual analyst automating credit decisions), Deps Mix (a data hub aggregating information from multiple sources), and Relatórios Internacionais (international credit reports). The underlying technology stack analyzes 780+ variables per analysis, is powered by 150+ automated robots, applies machine learning for predictive analytics and anomaly detection, integrates deeply with major market ERP systems, and is supported by public APIs (Mix and Smart). The platform manages R$ 585 billion in credit annually and processes 20+ million analyses per month, supported by 1,800+ custom credit policies developed across its customer base.

Deps monetizes through subscription/recurring revenue on its SaaS offerings (Deps Smart, Deps Mix), on-premise licensing and implementation services for DepsNet, and usage-based pricing for international credit reports, supplemented by an educational platform (Deps Educa) and ancillary services (Deps Share, Deps Higieniza). Go-to-market is enterprise-focused direct sales targeting CEOs, financial directors, credit analysts, and risk/collection specialists, complemented by inside sales for mid-market, an e-commerce storefront (Deps Loja) for smaller purchases, self-serve SaaS access for SMBs, partner-driven international distribution, and a flagship annual event (JAC - Jornada da Análise de Crédito) that drew 500+ participants and 100+ companies in its 2025 edition. The company holds Microsoft Gold Partner status and has been bootstrapped since founding with no disclosed external funding.

Name

Deps Tecnologia

Legal name

Deps Tecnologia

Website

https://deps.com.br

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

101–250 employees

Short description

Deps Tecnologia is a Brazilian technology firm automating credit analysis for B2B enterprises across 42+ sectors. Its platforms combine 780+ analytical variables, 150+ automated robots, and machine learning to manage R$ 585 billion in annual credit volume.

Ownership category

akta.pro rank

Product category

Credit Risk Management Software

NAICS

Credit Bureaus (56145), Custom Computer Programming Services (541511)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320), Services-Prepackaged Software (7372), Services-Computer Programming, Data Processing, Etc. (7370)

akta.pro primary industry

Credit Bureaus & Consumer Credit Reporting Agencies (FSAKAKAA)

akta.pro secondary industry

Credit Education, Monitoring & Consumer Credit Management Tools (FSAKAKAJ)

Keywords

• Credit analysis software
• Credit risk management
• B2B credit scoring
• Financial data analytics
• Order to cash automation

Headquarters

HQ city

Criciúma

HQ country

Brazil

HQ region

Latin America

Offices1 record

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Technology or R&D, Marketing or Sales, Operations, Infrastructure

Revenue model

1. DepsNet Platform (On-Premise): Complete credit management platform solution delivered on-premise, typically sold as subscription or license with implementation services. Works on Order To Cash concept transforming business processes through credit analysis journey.
2. Deps Smart (SaaS): Virtual analyst SaaS solution providing automated credit analysis, policy modeling, and decision support. Cloud-based delivery through portal.
3. Deps Mix (Data Hub): Data hub providing custom queries for credit analysis optimization, offering real-time reports and strategic financial decision support.
4. International Credit Reports: Access to international company information including registration data, financial pendencies, supplier payment habits, and economic-financial evaluations.
5. Deps Educa: Educational platform for credit analysis training and methodology education.

Go-to-market motion1 record

Distribution channels5 records

Marketing channels7 records

Core offering

Deps Tecnologia develops and sells credit analysis, credit management, and risk assessment software for Brazilian businesses. Its product portfolio includes DepsNet, an on-premise platform operating on the Order to Cash concept; Deps Smart, a SaaS virtual credit analyst; Deps Mix, a data hub aggregating multiple sources; and Relatórios Internacionais, which provides international credit reports. The platform analyzes 780+ variables through 150+ automated robots and integrates with major ERP systems.

Product overview

Deps Tecnologia offers a comprehensive credit analysis ecosystem comprising four integrated solutions: DepsNet serves as the core on-premise platform for end-to-end credit management; Deps Smart functions as an AI-powered virtual analyst automating credit decisions; Deps Mix acts as a data hub aggregating information from multiple sources for real-time analysis; and Relatórios Internacionais extends capabilities to international credit reporting. The portfolio leverages over 780 analyzed variables, machine learning algorithms, and process automation to support the complete Order to Cash cycle.

Differentiator

Problem solved

Functional benefit

Brands

• DepsNet: Complete platform for credit management and automation, On-Premise solution working with Order To Cash concept.
• Deps Smart
• Deps Mix
• Relatórios Internacionais
• Deps Educa
• Deps Share
• Deps Ecom
• Deps Higieniza

Products and services

• DepsNet On-premise credit management and automation platform built on the Order to Cash concept that transforms business processes through the credit analysis journey, analyzing 780+ variables to suggest credit limits, classify customers, and evaluate credit risk for B2B sellers.
• Deps Smart

Quantifiable outcome

• R$ 585 billion in credit managed per year
• +5 more outcomes

Named customers10 records

Segments8 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

Yes

API docs

API detail

Core technology

AI maturity

App detail

AI capability6 records

Feature8 records

Partnerships

Two partnerships are on record, tiered core.

• Microsoft (Gold Partner)coreTechnology or IntegrationDeps holds Microsoft Gold Partnership status, indicating advanced technical competencies and significant integration capabilities with Microsoft technology ecosystem. This partnership validates the company's technical capabilities and integration expertise.
• ERP System IntegrationscoreTechnology or IntegrationDeps has deep integration capabilities with major ERP systems in the market. The company's team is highly specialized in efficient integration with principal market systems, enabling seamless data flow between DepsNet platform and customer ERP environments.

Scale indicators8 records

Expansion highlights5 records

Broad incumbents

• Senior Sistemas: Brazilian ERP and management software vendor serving mid-market and enterprise customers across multiple verticals. Comparable as a broad ERP incumbent with which Deps integrates and whose embedded credit features could become competitive.
• TOTVS: Brazil's largest enterprise software/ERP provider with embedded credit, financial, and receivables modules. Comparable as a broad incumbent that Deps integrates with and that could expand native credit decisioning capabilities to compete with DepsNet.

Emerging players

• Bisso Consultoria: Brazilian credit management consulting and software provider focused on B2B credit processes and receivables management. Comparable to Deps in providing credit policy consulting, analytics, and decisioning for corporate customers.
• BomControle: Brazilian credit management and receivables platform serving SMB and mid-market B2B customers. Comparable to Deps in offering credit analysis automation and collection workflows, primarily for smaller segments where DepsNet's on-premise model is less competitive.

Direct peers

• Serasa Experian: Brazil's largest credit bureau, offering consumer and business credit reports, scoring, and decisioning. Direct competitor to Deps in credit data aggregation and risk analytics, though with much broader consumer coverage and global brand strength.
• Valid Soluções: Brazilian identity, payment, and credit information solutions provider serving financial institutions and B2B customers. Comparable to Deps in providing credit-related data products and decisioning tools to enterprise clients.
• SPC Brasil: Brazilian credit bureau operating through a national association of commerce and industry. Offers consumer credit reports and shared database services overlapping with Deps's credit information and risk management offerings.
• Boa Vista SCPC: Major Brazilian credit bureau and risk analytics provider serving banks, retailers, and B2B lenders. Competes with Deps on credit reporting, scoring, and decision-support services across multiple Brazilian verticals.

Regional players

• Creditinfo: International credit information and scoring network operating across emerging markets. Comparable to Deps in providing credit data, scoring, and decision-support solutions, primarily outside Brazil.
• CRIF: Global credit information and decisioning provider with presence in Latin America, offering credit bureaus, business information, and scoring services. Comparable to Deps on credit analytics methodology but operating at greater scale and geographic breadth.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks5 records

Key highlights6 records

Customer concentration

• Xx.com/depstecnologia
• YouTubeyoutube.com/channel/UCyEqOlYsS_LW_3_xWlKlxqw
• Facebookfacebook.com/depstecnologia
• LinkedInlinkedin.com/company/depstecnologia
• Instagraminstagram.com/depstecnologia

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Deps Tecnologia