Cribis

What Cribis does

Cribis is an Italian business information and credit management company operating as a subsidiary of the Bologna-based CRIF Group, which was founded in 1988 and serves 10,500+ banks and 80,000+ businesses globally. Headquartered in Milan, Cribis specializes in commercial business information, credit scoring, and decision-support solutions for Italian companies, and serves as the exclusive Italian partner of the Dun & Bradstreet Worldwide Network — providing customers access to information on 100% of Italian companies and over 650 million companies worldwide, supported by proprietary payment behavior data collected through CRIBIS iTRADE.

The company's product architecture centers on the CRIBIS X credit risk management platform, extended by a suite of specialized modules: Margò for AI-assisted sales acceleration and lead generation on 100% of Italian companies; CRIBIS MultiRisk for supply chain and third-party risk monitoring; Synesgy for ESRS-aligned ESG assessment of supply chains; CRIBIS Cash and Tax Credit Place for invoice trading and tax credit marketplaces; CRIBIS Radar for subsidized financing discovery; KYC More Enterprise and Risk Analytics Compliance Intelligence for KYC/AML compliance; and GIC for integrated credit management and debt recovery through 500+ specialists handling 1.9 million cases per year. The platform-plus-modules design is delivered through web-based SaaS logins and integrated with D&B products (D&B Hoovers, D&B OnBoard, D&B Risk Analytics, Finance Analytics).

Revenue is generated through a hybrid model: recurring SaaS subscriptions for information access and monitoring platforms, managed-service fees for debt recovery (over €100 billion in entrusted credits in 2019), transaction fees on invoice and tax credit trading, and affiliate/referral arrangements for financing discovery. Go-to-market is primarily sales-led with 200+ field consultants across all major Italian regions and 10+ open Sales Account B2B positions, supplemented by self-serve SMB portals and free executive reports for lead generation. The customer base exceeds 15,000 Italian and international businesses across all industries, including Italian public administration, with no disclosed revenue concentration on individual accounts.

Name

Cribis

Legal name

CRIBIS S.r.l.

Website

https://cribis.com

Company type

Private

Founded year

1988

Operating status

Operating

Headcount range

251–500 employees

Short description

Cribis is an Italian business information and credit management company serving 15,000+ businesses through credit risk evaluation, sales acceleration, supply chain monitoring, ESG assessment, and debt collection, backed by 100% Italian company coverage and global data via Dun & Bradstreet.

Ownership category

akta.pro rank

Product category

Business Credit Information & Risk Management

NAICS

Credit Bureaus (561450), Collection Agencies (561440)

SIC

Services-Consumer Credit Reporting, Collection Agencies (7320)

akta.pro primary industry

CRM Data Quality, Enrichment & CDP-Adjacent CRM (HDAEAFAJ)

akta.pro secondary industry

Industry-Specific CRM (Vertical CRM Suites) (HDAEAFAH)

Keywords

• Business credit information
• Credit risk management
• Commercial credit reports
• Debt collection services
• Supplier risk monitoring

Headquarters

HQ city

Milano

HQ country

Italy

HQ region

Europe

Offices3 records

Markets served

GTM type

B2B

Offering type

Software

Cost components

Personnel, Operations, Technology or R&D, Marketing or Sales, Infrastructure

Revenue model

1. Business Information & Credit Reports: Subscription and per-inquiry fees for access to business information reports, credit scores, and company data on Italian and global companies. CRIBIS X platform and web-based access generate recurring subscription revenue alongside per-report charges.
2. Credit Management & Debt Collection Services: CRIBIS Credit Management provides integrated credit management, debt recovery, and credit assignment services with over 500 specialists managing 1.9 million cases per year. Revenue derived from service fees for collection activities and consulting.
3. Invoice Trading (CRIBIS Cash): CRIBIS Cash enables invoice trading in partnership with Workinvoice, allowing businesses to sell unpaid invoices for immediate liquidity. CRIBIS earns a commission or transaction fee on each invoice sold through the platform.
4. Subsidized Financing (CRIBIS Radar): CRIBIS Radar, in partnership with Credit Data Research Italia, helps businesses find subsidized financing opportunities. Revenue likely derives from service fees or referral arrangements with financing providers.
5. Sales Acceleration - Margò: Margò platform provides lead generation, market analytics, and sales targeting services. Free tier with 10 leads offered; premium access for expanded targeting, AI-powered similarity scoring, and campaign management.
6. ESG Assessment - SYNESGY: SYNESGY platform provides ESG self-assessment evaluations for supply chain sustainability. Revenue model based on platform access subscriptions for capofiliera companies and supply chain members.

Go-to-market motion2 records

Distribution channels4 records

Marketing channels7 records

Core offering

Cribis provides commercial business information, credit risk management, and integrated credit management services to Italian and international companies. Its core offering centers on the CRIBIS X platform for evaluating, monitoring, and scoring customer/supplier creditworthiness, complemented by managed debt collection services (over 1.9 million cases/year) and complementary solutions for sales acceleration, supply chain risk, ESG assessment, and invoice trading.

Product overview

Cribis is a business information and credit management company, part of the CRIF Group and exclusive Italian partner of the Dun & Bradstreet Worldwide Network. The company operates a platform-plus-modules architecture centered on CRIBIS X, a comprehensive credit risk management platform. This core platform is supplemented by specialized modules for sales acceleration (Margò), supply chain risk management (CRIBIS MultiRisk), ESG sustainability assessment (Synesgy), invoice trading and financing (CRIBIS Cash, CRIBIS Radar, Tax Credit Place), international business development (CRIBIS Export, D&B Hoovers), compliance and AML (KYC More Enterprise, Risk Analytics Compliance Intelligence), and credit collection/recovery (GIC, Recupero crediti, Cessione del credito). The company provides access to information on 100% of Italian companies and over 650 million companies worldwide through the Dun & Bradstreet network, with a portfolio of 28 distinct products serving over 15,000 customers through more than 200 consultants.

Differentiator

Problem solved

Functional benefit

Brands

• SYNESGY: Digital platform for ESG assessment and sustainability evaluation of supply chains
• CRIBIS X
• CRIBIS Radar
• CRIBIS Cash
• CRIBIS MultiRisk
• Margò
• GIC - Gestione Integrata del Credito
• Albo Fornitori

Products and services

• CRIBIS X Credit risk management platform enabling businesses to monitor customer portfolio health, evaluate new clients, reduce DSO and losses, and implement credit policies through integrated business reports and credit scoring. Central platform for credit decision-making with real-time company evaluation and credit limit authorization workflows.
• Margò Sales acceleration platform providing analysis and targeting tools on 100% of Italian companies, enabling businesses to find new prospects, increase customer base, and manage sales networks through 300+ filters and AI-powered similarity scoring.
• CRIBIS MultiRisk Supply chain risk management platform for identifying, monitoring, and mitigating risks related to supply chains and third parties, evaluating financial reliability, compliance, physical risk, sustainability, and cyber risk.
• Synesgy Global ESG digital platform evaluating company sustainability through self-assessment questionnaires aligned with European Sustainability Reporting Standards (ESRS), enabling supply chain ESG assessment, benchmarks, and development plans. Created by CRIF with the Consiglio Nazionale dei Dottori Commercialisti.
• CRIBIS iTRADE Payment behavior information system providing access to Italy's largest database of company payment habits, showing how clients pay other businesses. Tracks payment behaviors of clients, partners, and suppliers to reduce exposure and losses.
• D&B Finance Analytics Financial analytics tool for evaluating companies worldwide and monitoring portfolios internationally using Dun & Bradstreet data, supporting credit decisions on foreign counterparties.
• CRIBIS Export Internationalization solution supporting companies throughout the export process through collaboration with Dun & Bradstreet and Roncucci & Partners, including self-assessment tools, market opportunity analysis, and foreign distributor identification.
• D&B Hoovers Sales acceleration platform providing data and analytics for finding customers and prospects worldwide, with sector analysis and company intelligence. Distributed in Italy through Cribis as part of the Dun & Bradstreet Worldwide Network.
• KYC More Enterprise Compliance and AML risk management solution for managing company compliance and anti-money laundering portfolio risk.
• Risk Analytics Compliance Intelligence Platform for verifying, identifying, and monitoring third parties in KYC/KYB and AML contexts, offering structured compliance risk management with continuous monitoring and automated screening on 650+ million entities.
• CRIBIS Radar Subsidized financing finder that helps companies discover subsidized finance opportunities including grants, favorable loans, and tax credits, in partnership with Credit Data Research Italia. Over 2 billion euros in annual financing is accessible through the platform.
• CRIBIS Cash Invoice trading and credit assignment solution enabling businesses to sell unpaid invoices and obtain immediate liquidity within 48 hours through integration with the Workinvoice marketplace platform.
• Tax Credit Place First Italian digital marketplace for buying and selling tax credits, enabling businesses to trade fiscal credits digitally.
• GIC Gestione Integrata del Credito Integrated credit management system providing advanced tools for debt collection and portfolio management through multiple intervention levels: Prevention, Synthetic, Procedural, Credit Consultant, and Legal Structural.
• Albo Fornitori Supplier register management and vendor rating solution for verifying supplier compliance, mitigating supply chain risks, and optimizing costs with complete company information.
• D&B OnBoard International business compliance verification solution for qualifying supplier registers and ensuring compliance with regulations on foreign counterparties.
• Informazioni Commerciali Business information reports providing commercial intelligence on over 650 million companies worldwide, including credit ratings and payment experiences.
• Italian Mood Index Index measuring sentiment of Italian businesses, produced by CRIBIS in collaboration with Nomisma. Tracks business confidence and economic outlook.
• Recupero crediti (Credit Recovery) Credit recovery service with over 500 specialists managing 1.9 million cases annually, providing organizational, methodological, and consulting support for debt collection.
• Cessione del credito Credit assignment service providing fiscal, economic, and legal advantages through the transfer of uncollectible receivables.

Quantifiable outcome

• 81.4% of Italian companies recorded a significant bad debt in the last year, with over 50% coming from historical clients. Cribis solutions help prevent these losses through early detection.
• +4 more outcomes

Named customers3 records

Segments6 records

Ideal customer profiles4 records

Technology focussed Yes

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Integration6 records

AI capability5 records

Feature8 records

Partnerships

Seven partnerships are on record, tiered core and minor.

• Dun & Bradstreet Worldwide NetworkcoreStrategic or Co-development PartnerCribis is the exclusive Italian partner of the Dun & Bradstreet Worldwide Network, the global alliance of leading local business information providers managed by Dun & Bradstreet. This partnership provides Cribis customers access to information on over 650 million companies worldwide, D-U-N-S Numbers, standardized global business reports, D&B Rating, and international sales leads. Over 5 billion accounting movements, data from 220+ countries, and 5 million daily updates are available through this alliance.
• WorkinvoicecoreStrategic or Co-development PartnerWorkinvoice is the first Italian marketplace for invoice trading. Cribis partners with Workinvoice for CRIBIS Cash, which integrates business information with anticipatory invoice collection. Companies can evaluate clients via CRIBIS reports, discover if invoices are tradeable, and sell them on Workinvoice's platform to receive liquidity in 48 hours. Also partner for credit data and management.
• Credit Data Research ItaliacoreStrategic or Co-development PartnerCribis partners with Credit Data Research Italia for CRIBIS Radar, the subsidized financing discovery platform. Credit Data Research Italia provides specialized analysis to help businesses identify the most suitable subsidized financing opportunities, grants, and incentive programs from among over 2 billion EUR in annual disbursements to Italian SMEs.
• SYNESGY (CRIF)coreStrategic or Co-development PartnerSYNESGY is the global ESG platform created by CRIF, with Cribis serving as the primary go-to-market channel in Italy. SYNESGY provides ESG self-assessment for supply chain sustainability, coherent with ESRS standards, developed in collaboration with the Consiglio Nazionale dei Dottori Commercialisti e degli Esperti Contabili. Over 80% of Large Corporates have a Sustainability Report, making ESG assessment a strategic need.
• NomismaminorStrategic or Co-development PartnerCribis collaborates with Nomisma for the Italian Mood Index, which measures the sentiment of Italian businesses. Nomisma provides research expertise and market analysis to complement Cribis's data assets for this annual economic outlook indicator.
• CDR - Credit Data Research ItaliaminorStrategic or Co-development PartnerCited as a partner in the company profile alongside Workinvoice and CRIF RES. CDR provides credit data research capabilities supporting Cribis's broader ecosystem of credit management and financial services.
• Roncucci & PartnersminorStrategic or Co-development PartnerCribis partners with Roncucci & Partners for CRIBIS Export, supporting companies throughout the internationalization process. Roncucci & Partners provides export consulting and distributor identification services complementing Cribis's global business information.

Scale indicators13 records

Recent moves6 records

Expansion highlights6 records

Market position

Competitive moat5 records

Key risks6 records

Key highlights6 records

Customer concentration

• Xx.com/Cribis_Official
• YouTubeyoutube.com/user/cribisdnb
• Facebookit-it.facebook.com/CRIBIS
• LinkedInit.linkedin.com/company/cribis-d&b

Compliance1 record

Revenue estimate

Valuation estimate

Number of profiles

Profiles11 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Cribis