Urban Premium

What Urban Premium does

Urban Premium is a Paris-based, AMF-licensed portfolio management company (Société de Gestion de Portefeuille, registration GP10000021, granted 8 June 2010) that structures and manages a diversified platform of SCPI (Société Civile de Placement Immobilier) real estate investment vehicles focused exclusively on French city-center (coeur de ville) assets. The company operates 21 SCPI vehicles holding 170 real estate assets across 72 French cities, split between a flagship commercial SCPI — URBAN COEUR COMMERCE, ISR-labeled in 2023 and classified under SFDR Article 8 — and a rotating roster of fiscal SCPIs spanning Pinel/Denormandie (URBAN VITALIM N°3 and N°4), Déficit Foncier (URBAN PIERRE N°5 and N°6), and Malraux (URBAN PRESTIGIMMO N°5) regimes. The investment thesis centers on acquiring and renovating historic city-center buildings, with reported deliveries completed in Cannes, Troyes, Auxerre, and Angoulême through 2025–2026.

The underlying technology is conventional asset-management infrastructure: the company uses the Upsideo platform for its client portal and online subscription services and maintains a dedicated partner portal (Espace partenaires) for B2B relationships. Revenue is generated through multiple SCPI management-related streams: subscription commissions of 11–12% TTI on entry, ongoing management commissions of ~12% TTI on rental income and financial products, part-transfer commissions (~4.8% TTC), real-estate disposal commissions (~0.60% TTC), and works-monitoring commissions (~0.78% TTC) on renovation-heavy fiscal vehicles. Distribution is hybrid: direct-to-consumer via the website and online subscription portal, paired with a network of independent wealth advisors (CGPs) who distribute the SCPI products to their clients. The shareholder Société Financière Bacalan also holds stakes in two renovation service providers (CIR and France Pierre Patrimoine), creating a vertically aligned execution structure for the company's renovation-led strategy.

Name

Urban Premium

Legal name

Urban Premium

Website

https://urban-premium.com

Company type

Private

Founded year

2010

Operating status

Operating

Headcount range

11–50 employees

Short description

Urban Premium is an AMF-licensed Paris-based portfolio management company that structures and manages 21 SCPI real estate funds focused on French city-center assets, serving individual investors and CGPs through fiscal, commercial, and ISR-labeled vehicles.

Ownership category

akta.pro rank

Headquarters

HQ city

Paris

HQ country

France

HQ region

Europe

Offices1 record

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Operations, Supply Chain, Marketing or Sales, Infrastructure, Technology or R&D

Revenue model

1. Management Fees - Subscription/Entry Commission: SCPI funds charge subscription commissions when investors buy shares. These are calculated as a percentage of the subscription amount (e.g., 11-12% TTI for various SCPI products).
2. Management Fees - Ongoing Commission: Ongoing management fees charged on rental income and financial products. For URBAN VITALIM N°3: 12% TTI calculated as 6% TTI for administrative management and 5% HT for operational asset management.
3. Part Transfer Commission: Commission charged on the sale of SCPI shares. For URBAN VITALIM N°3: 4.8% TTC (4% HT) of the amount going to the seller, plus 120€ TTC fixed fee for transmission of shares.
4. Real Estate Asset Disposal Commission: Commission charged when the SCPI sells real estate assets. Approximately 0.60% TTC (0.50% HT) of the net selling price.
5. Works Monitoring and Steering Commission: Commission calculated on the amount of renovation works carried out (0.78% TTC / 0.65% HT) for deficit foncier and Malraux SCPI products.

Pricing tiers

Go-to-market motion1 record

Distribution channels2 records

Marketing channels4 records

Core offering

Urban Premium is an AMF-licensed French portfolio management company (Société de Gestion de Portefeuille) that structures and manages SCPI (Sociétés Civiles de Placement Immobilier) real estate investment funds focused on city-center properties across France. The company manages 21 SCPI vehicles spanning commercial real estate (URBAN COEUR COMMERCE, ISR-labeled) and tax-advantaged residential SCPI products (Pinel/Denormandie, Malraux, and Déficit Foncier regimes), holding 170 real estate assets across 72 French cities.

Product overview

Urban Premium operates as a diversified SCPI (real estate investment fund) platform offering multiple tax-advantaged investment products managed by a single asset manager. The portfolio spans three main SCPI categories: commercial (SCPI URBAN COEUR COMMERCE — the ISR-labeled flagship commercial fund), residential fiscal SCPI products under Pinel/Déficit Foncier/Malraux regimes (SCPI URBAN VITALIM N°3 and N°4, SCPI URBAN PIERRE N°5, SCPI URBAN PRESTIGIMMO N°5). The company manages 21 SCPI vehicles owning 170 properties across 72 French cities.

Differentiator

Problem solved

Functional benefit

Brands

• URBAN COEUR COMMERCE: ISR-labeled SCPI focused on commercial properties in French city centers, investing primarily in ground-floor retail spaces in regional metropolises and medium-sized cities.
• URBAN PIERRE N°5
• URBAN VITALIM N°3
• URBAN VITALIM N°4
• URBAN PRESTIGIMMO N°5
• URBAN PIERRE N°6

Products and services

• SCPI URBAN COEUR COMMERCE ISR-labeled commercial real estate investment fund (SCPI) investing in ground-floor retail spaces in French regional city centers. Targets commercial tenants contributing to local community vitality including local shops, restaurants, health services, and cultural venues.
• SCPI URBAN PIERRE N°5 Déficit Foncier tax-advantaged SCPI focused on acquiring and renovating bourgeois historic residential buildings with commercial ground-floor space in French city centers. Investors can deduct renovation costs from taxable income up to €10,700 annually.
• SCPI URBAN VITALIM N°3 Closed Pinel tax-advantaged SCPI investing in residential properties in eligible French city centers, acquiring old buildings for rehabilitation, office-to-residential conversions, and new builds. Offers up to 21% tax reduction over 12 years.
• SCPI URBAN VITALIM N°4 Pinel/Denormandie tax-advantaged SCPI investing in residential real estate in eligible French city centers through rehabilitation, office-to-residential conversions, and new acquisitions. Classified under SFDR Article 8 with energy performance targets.
• SCPI URBAN PRESTIGIMMO N°5 Malraux tax-advantaged SCPI focused on acquiring and restoring character buildings located in remarkable heritage sites (Sites Patrimoniaux Remarquables) in French city centers. Targets up to 30% tax reduction on renovation works over 4 years.
• SCPI URBAN PIERRE N°6 Déficit Foncier tax-advantaged SCPI focused on acquiring and renovating historic residential buildings in French regional city centers, including prestige locations such as Cannes.

Quantifiable outcome

• SCPI URBAN CŒUR COMMERCE AUM of €72.7 million as of December 2024
• +1 more outcomes

Segments3 records

Ideal customer profiles2 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Partnerships

Three partnerships are on record, tiered minor and core.

• Société CIR (Compagnie Immobilière de Restauration)minorImplementation/ SI/ Consulting PartnerSociété CIR provides renovation services for Urban Premium's SCPI properties. This partnership represents a related party situation as Société Financière Bacalan, a shareholder of Urban Premium, is also a shareholder of Société CIR.
• Société France Pierre PatrimoineminorImplementation/ SI/ Consulting PartnerFrance Pierre Patrimoine provides renovation services for Urban Premium's SCPI properties. This partnership represents a related party situation as Société Financière Bacalan, a shareholder of Urban Premium, is also a shareholder of France Pierre Patrimoine.
• PricewaterhouseCoopers (PwC)coreImplementation/ SI/ Consulting PartnerUrban Premium engages PwC as an external auditor specializing in compliance and internal control for the ISR-labeled SCPI URBAN COEUR COMMERCE fund. PwC provides third-level audit services as part of the ISR labeling process.

Scale indicators5 records

Recent moves7 records

Expansion highlights5 records

Direct peers

• Sofidy: Sofidy is one of France's largest independent SCPI and real-estate investment managers, managing a broad multi-vehicle SCPI platform for individual investors distributed largely through wealth advisors. Direct overlap with Urban Premium's core business of managing diversified SCPI vehicles with French city-center and tax-advantaged strategies.
• Primonial REIM (now Primonial REIM France): Primonial REIM is a leading French real estate investment manager with a multi-vehicle SCPI and OPPCI platform distributed through the CGP (wealth advisor) channel. Highly comparable operating model: multi-SCPI platform, CGP distribution, AMF-regulated portfolio management company, and tax-advantaged product emphasis.
• Corum AM: Corum is a French SCPI specialist known for its eurozone and pan-European SCPI products distributed directly and via advisors. Comparable as a SCPI-only asset manager offering multiple open-ended vehicles marketed to individual investors through wealth distribution channels.
• Périal Asset Management: Périal is a long-standing French SCPI/REIT manager operating an AMF-regulated portfolio of residential, commercial, and theme-based SCPIs distributed via financial advisors. Direct peer on multi-SCPI platform, advisor-led distribution, and AMF-regulated asset management.
• La Française Real Estate Managers (LFREM): La Française REM is a prominent French SCPI/REIT asset manager running diverse open and fiscal SCPI products distributed through wealth advisors. Directly comparable in product taxonomy, regulatory regime (AMF-licensed), and CGP-driven distribution model.
• Paref Gestion: Paref Gestion is a French SCPI/REIT manager (subsidiary of Paref Group) focused on diversified real estate investment vehicles distributed through financial advisors. Direct peer as a smaller, specialist French SCPI platform.

Broad incumbents

• Amundi Real Estate: Amundi Real Estate is one of Europe's largest real estate investment managers operating a broad SCPI and institutional real estate platform as part of Amundi, the asset management arm of Crédit Agricole. Comparable as a SCPI manager but at much greater scale and with broader institutional reach.
• BNP Paribas Real Estate (Investment Management): BNP Paribas Real Estate operates a sizeable French and European real estate investment management business, including SCPI products, alongside broader property services and advisory. Broad incumbent with SCPI offering; not niche-focused like Urban Premium.
• Swiss Life Immobilier (French operations): Swiss Life Asset Managers France offers a multi-SCPI platform to French individual investors, leveraging the broader Swiss Life group balance sheet. Comparable in product type (SCPI to individuals), though broader and backed by a major European insurance group.

Emerging players

• Novaxia Investissement: Novaxia is a French asset manager focused on real estate and SCPI/OPCI vehicles with an emphasis on environmental transformation and ESG themes. Comparable as a smaller, ESG- and city-revitalization-themed French SCPI manager, though newer and still building scale.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• LinkedInfr.linkedin.com/company/urban-premium

Compliance3 records

Revenue estimate

Valuation estimate

Number of profiles

Profiles2 records

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Urban Premium