Mortgage Finder
Mortgage Finder is a UAE mortgage brokerage owned by Property Finder that connects property buyers with 20+ UAE bank partners, offering residential, commercial, refinance, and equity release advisory services supported by free online calculators and dedicated salaried advisors.
- Company typePrivate
- Founded2004
- HeadquartersDubai, United Arab Emirates
- Headcount11–50
- GTM typeB2C
- OfferingServices
What Mortgage Finder does
Mortgage Finder is a UAE-domiciled mortgage brokerage and advisory firm (operating entity: MIBME Mortgage Broker, owned by Property Finder Arabia Singl L.L.C.) that connects individual and commercial property buyers with mortgage products from a network of 20+ UAE bank partners. Founded in 2004 and headquartered in Dubai, the company has processed over 100,000 mortgage applications and serves residents, non-residents, and UAE nationals seeking residential mortgages up to 80-85% of property value, commercial financing up to AED 600 million, equity release, and buyout/refinance transactions. Its core product is a sales-led advisory platform combining free online calculators (mortgage, refinance, eligibility, affordability, rent-vs-buy) with dedicated salaried advisors who manage the full mortgage journey from pre-approval through property handover.
Mortgage Finder firmographics
Firmographics- Name
- Mortgage Finder
- Legal name
- MIBME Mortgage Broker (owned by Property Finder Arabia Singl L.L.C)
- Website
- https://mortgagefinder.ae
- Company type
- Private
- Founded year
- 2004
- Operating status
- Operating
- Headcount range
- 11–50 employees
- Short description
- Mortgage Finder is a UAE mortgage brokerage owned by Property Finder that connects property buyers with 20+ UAE bank partners, offering residential, commercial, refinance, and equity release advisory services supported by free online calculators and dedicated salaried advisors.
- Ownership category
- akta.pro rank
Mortgage Finder industry classification
Industry- Product category
- Mortgage Brokerage
- NAICS
- Mortgage and Nonmortgage Loan Brokers (522310)
- SIC
- Loan Brokers (6163)
- akta.pro primary industry
- Retail Residential Mortgage Brokers (Purchase & Refinance) (FSALABAA)
- akta.pro secondary industries
- Commercial Mortgage Brokerage (FSAEAEAB), Reverse Mortgage Brokerage (FSAEAEAE), Mortgage Lead Generation & Marketing Intermediaries (FSALABAI)
Keywords
Where Mortgage Finder is headquartered
LocationHeadquarters
- HQ city
- Dubai
- HQ country
- United Arab Emirates
- HQ region
- Middle East
Markets served
Mortgage Finder business model
Business model- GTM type
- B2C
- Offering type
- Services
- Cost components
- Personnel, Marketing or Sales, Technology or R&D, Operations
Revenue model
- Mortgage Brokerage Commission: The company earns commission from partner banks for facilitating mortgage applications. Their terms state they are not a bank or financial institution but provide impartial assessment services. Advisors are salaried (not commission-based), indicating the company receives commissions from lending partners rather than charging customers directly.
- Refinance Cashback Incentive: Earn 0.25% cashback on refinance loans starting 750,000 AED, suggesting a revenue stream from refinancing transactions facilitated through partner banks
- 1% Mortgage Cashback Program: Qualified customers can receive 1% mortgage cashback (for UAE nationals or residents without current UAE property ownership, requiring mortgage over AED 1 million), suggesting the company receives referral fees from banks for these qualified leads
Pricing tiers
| Model | Billing | Price |
|---|---|---|
| Freemium | Monthly | Free mortgage advisory and calculator services |
Go-to-market motion2 records
Distribution channels4 records
Marketing channels7 records
Mortgage Finder product offering
Product offeringCore offering
Mortgage Finder is a UAE-based mortgage brokerage that connects property buyers with 20+ partner banks to compare and arrange home loans. Salaried (non-commission-based) advisors guide customers through the entire mortgage process, from affordability assessment and pre-approval to documentation, bank liaison, valuation, and final property handover. The firm serves residents, non-residents, UAE nationals, commercial property buyers, and refinancing/equity-release clients.
Product overview
Mortgage Finder operates as a unified mortgage advisory platform offering end-to-end mortgage services for the UAE property market. The core platform provides unbiased advisory through salaried consultants (not commission-based) who compare options across 20+ bank partners to find optimal mortgage solutions. The product portfolio includes mortgage calculators (standard, refinance, eligibility, and rent-vs-buy) as tools for customer self-service and financial planning, alongside specialized mortgage products for residents, non-residents, and commercial buyers. Additional offerings include equity release services and promotional cashback programs. The calculators function as integral planning tools within the overall advisory service, while the mortgage products represent the core transactional offerings facilitated through the platform.
Differentiator
Problem solved
Functional benefit
Products and services
- Mortgage Brokerage and Advisory Service A mortgage advisory service connecting UAE property buyers with 20+ bank partners, offering unbiased guidance through the complete mortgage application process from pre-approval to property handover. Delivered by salaried (non-commission-based) advisors who compare options across partner banks on the customer's behalf.
- Resident Mortgage Service Mortgage advisory and arrangement service tailored for UAE residents (including expats with valid residency visas), covering up to 80-85% of property cost with guided comparison across partner banks.
- Non-Resident Mortgage Service Low-documentation exclusive mortgage offers for international buyers purchasing property in Dubai, Abu Dhabi, or other UAE emirates without UAE residency status.
- Commercial Finance Service Financing solutions for commercial real estate including industrial units, hotels, retail, office, warehousing, and land properties, with loan amounts up to AED 600 million and terms up to 15 years, structured flexibly based on rental income.
- Equity Release and Refinance Service Refinancing service that enables property owners to unlock equity from existing properties or refinance current mortgages at better rates, with 0.25% cashback offered on refinance loans starting from AED 750,000.
- Mortgage Calculator Free online tool that estimates monthly mortgage payments based on purchase price, down payment, residency status, loan period, and interest rate parameters.
- Eligibility Calculator Free calculator tool that determines mortgage eligibility based on monthly income, total liabilities, credit card limits, and residency status, incorporating UAE Debt-Burden Ratio calculations.
- Refinance Calculator Free calculator tool for estimating refinance savings and monthly payments, with associated 0.25% cashback on refinance loans starting from AED 750,000.
- Rent vs Buy Calculator Comparative calculator for evaluating whether to rent or buy a property based on financial inputs and market conditions.
Quantifiable outcome
- 100,000+ successful mortgage applications processed
- +3 more outcomes
Companies that use Mortgage Finder
Customer profileNamed customers9 records
Segments5 records
Ideal customer profiles4 records
Mortgage Finder technology and API
TechnologyTechnology focussed No
API detail
- Has API
- No
- API docs
- API detail
Core technology
AI maturity
App detail
Feature4 records
Mortgage Finder partnerships and signals
Strategic signalPartnerships
13 partnerships are on record, tiered core and flagship.
- Emirates NBDcoreMajor UAE bank partner providing mortgage products through Mortgage Finder's brokerage platform. One of 20+ bank partners enabling access to diverse mortgage options for customers.
- Dubai Islamic Bank (DIB)coreIslamic banking partner offering Sharia-compliant mortgage products. Part of 20+ bank network providing both Islamic and conventional options.
- FAB (First Abu Dhabi Bank)coreLargest bank in the UAE providing mortgage products through the Mortgage Finder platform as part of extensive bank partnership network.
- HSBC UAEcoreInternational bank partner offering mortgage products with competitive rates through Mortgage Finder's bank comparison platform.
- MashreqcoreUAE-based bank partner providing mortgage solutions as part of the 20+ bank network accessible through Mortgage Finder.
- Standard Chartered UAEcoreInternational banking partner offering mortgage products with access to global banking expertise through Mortgage Finder's platform.
- Arab BankcoreRegional banking partner providing mortgage products as part of Mortgage Finder's diverse lender network.
- ADIB (Abu Dhabi Islamic Bank)coreIslamic banking partner offering Sharia-compliant financing options through Mortgage Finder's network of 20+ banks.
- CBD (Commercial Bank of Dubai)coreUAE commercial bank partner providing mortgage products as part of Mortgage Finder's bank partnership network.
- RAKBANKcoreRas Al Khaimah-based bank partner offering mortgage solutions through Mortgage Finder's platform.
- EIB (Emirates Islamic Bank)coreIslamic banking entity providing Sharia-compliant mortgage products as part of Mortgage Finder's bank network.
- Property FinderflagshipParent company powering Mortgage Finder. Property Finder is the dominant UAE real estate marketplace, providing customer referrals, brand credibility, and platform integration. Website states 'Powered by Property Finder' as key differentiator.
- Bank Partners (20+ UAE Banks)coreNetwork of 20+ UAE banks providing mortgage products through Mortgage Finder's brokerage platform, enabling unbiased comparison and access to exclusive rates. Partners include major institutions like Emirates NBD, FAB, HSBC, and Islamic banks offering both conventional and Sharia-compliant products.
Scale indicators6 records
Recent moves6 records
Expansion highlights5 records
Mortgage Finder competitors and assessment
Company assessmentEmerging players
- Lendi: Australian digital mortgage broker combining online comparison with broker support across 30+ lenders. Comparable as a digitally-enabled mortgage broker challenging incumbent origination channels.
- Habico: UK digital mortgage broker providing whole-of-market comparison and end-to-end application support. Comparable in the digitally-facilitated, advisor-augmented mortgage brokerage model.
- Trussle: UK-based online mortgage broker using technology to match borrowers with lender panels. Comparable as a tech-enabled mortgage intermediary in a mature property market.
Direct peers
- Bayut: Leading UAE/Dubai property marketplace (owned by Emerging Markets Property Group) competing directly with Property Finder and increasingly offering mortgage-related content and lead funnels to property buyers.
- Betterhomes: Major UAE real estate brokerage that also facilitates mortgage and financing services for residential and commercial property buyers. Comparable as a UAE-based property-and-mortgage intermediary serving similar expat and resident buyer segments.
- Allsopp & Allsopp: UAE-based full-service real estate brokerage offering sales, leasing, and mortgage advisory through in-house advisors. Comparable as a Dubai-headquartered property/mortgage intermediary targeting both residents and international buyers.
- Mortgage Choice (Australia): Australia's largest mortgage broker franchise network, originating home loans across a broad lender panel. Closely comparable in business model — impartial advisor-led brokerage intermediating between borrowers and multiple bank partners.
Broad incumbents
- Emirates NBD: Largest UAE bank and one of Mortgage Finder's bank partners; offers direct retail mortgages at scale. Comparable as an incumbent lender competing for the same borrower flow, sometimes disintermediating brokers.
- First Abu Dhabi Bank (FAB): UAE's largest bank by assets, offering a full suite of mortgage products directly to consumers. Comparable as a major bank partner whose direct channel could reduce reliance on aggregators like Mortgage Finder.
- HSBC UAE: Global bank with significant UAE retail mortgage operations serving residents and non-resident international property buyers. Comparable as a bank partner competing for cross-border and expatriate mortgage customers.
Market position
Strengths5 records
Weaknesses5 records
Competitive moat5 records
Key risks6 records
Key highlights7 records
Customer concentration
Mortgage Finder social profiles
Digital presenceMortgage Finder financial estimates
Financial estimateRevenue estimate
Valuation estimate
Mortgage Finder leadership team
Management profileNumber of profiles
Mortgage Finder funding detail
Funding detailFunding overview
Funding rounds
Investors
Funding detail is available on the Subscription and Enterprise plan.Contact sales →
Mortgage Finder M&A and investment
M&A and investmentM&A
Investments
M&A and investment is available on the Subscription and Enterprise plan.Contact sales →
Frequently asked questions about Mortgage Finder
What does Mortgage Finder do?
Mortgage Finder is a UAE-based mortgage brokerage that connects property buyers with 20+ partner banks to compare and arrange home loans. Salaried (non-commission-based) advisors guide customers through the entire mortgage process, from affordability assessment and pre-approval to documentation, bank liaison, valuation, and final property handover. The firm serves residents, non-residents, UAE nationals, commercial property buyers, and refinancing/equity-release clients.
Is Mortgage Finder a public or private company?
Mortgage Finder is a private company. It is classified as corporate owned and is currently operating.
When was Mortgage Finder founded?
Mortgage Finder was founded in 2004. It employs 11 to 50 people.
Where is Mortgage Finder based?
Mortgage Finder is headquartered in Dubai, United Arab Emirates, in the Middle East region.
How does Mortgage Finder make money?
Three revenue lines are on record. Mortgage Brokerage Commission is the primary driver. The others are refinance Cashback Incentive and 1% Mortgage Cashback Program.
Who are Mortgage Finder's main competitors?
Emerging players on record are Lendi, Habico and Trussle. Direct peers are Bayut, Betterhomes, Allsopp & Allsopp and Mortgage Choice (Australia). Broad incumbents are Emirates NBD, First Abu Dhabi Bank (FAB) and HSBC UAE.
Does Mortgage Finder have an API?
No public API is recorded for Mortgage Finder.
What industry is Mortgage Finder in?
Mortgage Finder's product category is Mortgage Brokerage. Its primary akta.pro industry code is FSALABAA, Retail Residential Mortgage Brokers (Purchase & Refinance), with a secondary code of FSAEAEAB, Commercial Mortgage Brokerage. Its NAICS code is 522310 and its SIC code is 6163.