Mortgage Finder

What Mortgage Finder does

Mortgage Finder is a UAE-domiciled mortgage brokerage and advisory firm (operating entity: MIBME Mortgage Broker, owned by Property Finder Arabia Singl L.L.C.) that connects individual and commercial property buyers with mortgage products from a network of 20+ UAE bank partners. Founded in 2004 and headquartered in Dubai, the company has processed over 100,000 mortgage applications and serves residents, non-residents, and UAE nationals seeking residential mortgages up to 80-85% of property value, commercial financing up to AED 600 million, equity release, and buyout/refinance transactions. Its core product is a sales-led advisory platform combining free online calculators (mortgage, refinance, eligibility, affordability, rent-vs-buy) with dedicated salaried advisors who manage the full mortgage journey from pre-approval through property handover.

Name

Mortgage Finder

Legal name

MIBME Mortgage Broker (owned by Property Finder Arabia Singl L.L.C)

Website

https://mortgagefinder.ae

Company type

Private

Founded year

2004

Operating status

Operating

Headcount range

11–50 employees

Short description

Mortgage Finder is a UAE mortgage brokerage owned by Property Finder that connects property buyers with 20+ UAE bank partners, offering residential, commercial, refinance, and equity release advisory services supported by free online calculators and dedicated salaried advisors.

Ownership category

akta.pro rank

Product category

Mortgage Brokerage

NAICS

Mortgage and Nonmortgage Loan Brokers (522310)

SIC

Loan Brokers (6163)

akta.pro primary industry

Retail Residential Mortgage Brokers (Purchase & Refinance) (FSALABAA)

akta.pro secondary industries

Commercial Mortgage Brokerage (FSAEAEAB), Reverse Mortgage Brokerage (FSAEAEAE), Mortgage Lead Generation & Marketing Intermediaries (FSALABAI)

Keywords

• Mortgage brokerage
• Home loan advisory
• Residential financing
• Commercial lending
• Mortgage advisory

Headquarters

HQ city

Dubai

HQ country

United Arab Emirates

HQ region

Middle East

Markets served

GTM type

B2C

Offering type

Services

Cost components

Personnel, Marketing or Sales, Technology or R&D, Operations

Revenue model

1. Mortgage Brokerage Commission: The company earns commission from partner banks for facilitating mortgage applications. Their terms state they are not a bank or financial institution but provide impartial assessment services. Advisors are salaried (not commission-based), indicating the company receives commissions from lending partners rather than charging customers directly.
2. Refinance Cashback Incentive: Earn 0.25% cashback on refinance loans starting 750,000 AED, suggesting a revenue stream from refinancing transactions facilitated through partner banks
3. 1% Mortgage Cashback Program: Qualified customers can receive 1% mortgage cashback (for UAE nationals or residents without current UAE property ownership, requiring mortgage over AED 1 million), suggesting the company receives referral fees from banks for these qualified leads

Pricing tiers

Go-to-market motion2 records

Distribution channels4 records

Marketing channels7 records

Core offering

Mortgage Finder is a UAE-based mortgage brokerage that connects property buyers with 20+ partner banks to compare and arrange home loans. Salaried (non-commission-based) advisors guide customers through the entire mortgage process, from affordability assessment and pre-approval to documentation, bank liaison, valuation, and final property handover. The firm serves residents, non-residents, UAE nationals, commercial property buyers, and refinancing/equity-release clients.

Product overview

Mortgage Finder operates as a unified mortgage advisory platform offering end-to-end mortgage services for the UAE property market. The core platform provides unbiased advisory through salaried consultants (not commission-based) who compare options across 20+ bank partners to find optimal mortgage solutions. The product portfolio includes mortgage calculators (standard, refinance, eligibility, and rent-vs-buy) as tools for customer self-service and financial planning, alongside specialized mortgage products for residents, non-residents, and commercial buyers. Additional offerings include equity release services and promotional cashback programs. The calculators function as integral planning tools within the overall advisory service, while the mortgage products represent the core transactional offerings facilitated through the platform.

Differentiator

Problem solved

Functional benefit

Products and services

• Mortgage Brokerage and Advisory Service A mortgage advisory service connecting UAE property buyers with 20+ bank partners, offering unbiased guidance through the complete mortgage application process from pre-approval to property handover. Delivered by salaried (non-commission-based) advisors who compare options across partner banks on the customer's behalf.
• Resident Mortgage Service Mortgage advisory and arrangement service tailored for UAE residents (including expats with valid residency visas), covering up to 80-85% of property cost with guided comparison across partner banks.
• Non-Resident Mortgage Service Low-documentation exclusive mortgage offers for international buyers purchasing property in Dubai, Abu Dhabi, or other UAE emirates without UAE residency status.
• Commercial Finance Service Financing solutions for commercial real estate including industrial units, hotels, retail, office, warehousing, and land properties, with loan amounts up to AED 600 million and terms up to 15 years, structured flexibly based on rental income.
• Equity Release and Refinance Service Refinancing service that enables property owners to unlock equity from existing properties or refinance current mortgages at better rates, with 0.25% cashback offered on refinance loans starting from AED 750,000.
• Mortgage Calculator Free online tool that estimates monthly mortgage payments based on purchase price, down payment, residency status, loan period, and interest rate parameters.
• Eligibility Calculator Free calculator tool that determines mortgage eligibility based on monthly income, total liabilities, credit card limits, and residency status, incorporating UAE Debt-Burden Ratio calculations.
• Refinance Calculator Free calculator tool for estimating refinance savings and monthly payments, with associated 0.25% cashback on refinance loans starting from AED 750,000.
• Rent vs Buy Calculator Comparative calculator for evaluating whether to rent or buy a property based on financial inputs and market conditions.

Quantifiable outcome

• 100,000+ successful mortgage applications processed
• +3 more outcomes

Named customers9 records

Segments5 records

Ideal customer profiles4 records

Technology focussed No

API detail

Has API

No

API docs

API detail

Core technology

AI maturity

App detail

Feature4 records

Partnerships

13 partnerships are on record, tiered core and flagship.

• Emirates NBDcoreTechnology or IntegrationMajor UAE bank partner providing mortgage products through Mortgage Finder's brokerage platform. One of 20+ bank partners enabling access to diverse mortgage options for customers.
• Dubai Islamic Bank (DIB)coreTechnology or IntegrationIslamic banking partner offering Sharia-compliant mortgage products. Part of 20+ bank network providing both Islamic and conventional options.
• FAB (First Abu Dhabi Bank)coreTechnology or IntegrationLargest bank in the UAE providing mortgage products through the Mortgage Finder platform as part of extensive bank partnership network.
• HSBC UAEcoreTechnology or IntegrationInternational bank partner offering mortgage products with competitive rates through Mortgage Finder's bank comparison platform.
• MashreqcoreTechnology or IntegrationUAE-based bank partner providing mortgage solutions as part of the 20+ bank network accessible through Mortgage Finder.
• Standard Chartered UAEcoreTechnology or IntegrationInternational banking partner offering mortgage products with access to global banking expertise through Mortgage Finder's platform.
• Arab BankcoreTechnology or IntegrationRegional banking partner providing mortgage products as part of Mortgage Finder's diverse lender network.
• ADIB (Abu Dhabi Islamic Bank)coreTechnology or IntegrationIslamic banking partner offering Sharia-compliant financing options through Mortgage Finder's network of 20+ banks.
• CBD (Commercial Bank of Dubai)coreTechnology or IntegrationUAE commercial bank partner providing mortgage products as part of Mortgage Finder's bank partnership network.
• RAKBANKcoreTechnology or IntegrationRas Al Khaimah-based bank partner offering mortgage solutions through Mortgage Finder's platform.
• EIB (Emirates Islamic Bank)coreTechnology or IntegrationIslamic banking entity providing Sharia-compliant mortgage products as part of Mortgage Finder's bank network.
• Property FinderflagshipStrategic or Co-development PartnerParent company powering Mortgage Finder. Property Finder is the dominant UAE real estate marketplace, providing customer referrals, brand credibility, and platform integration. Website states 'Powered by Property Finder' as key differentiator.
• Bank Partners (20+ UAE Banks)coreChannel Partner/ Reseller/ DistributorNetwork of 20+ UAE banks providing mortgage products through Mortgage Finder's brokerage platform, enabling unbiased comparison and access to exclusive rates. Partners include major institutions like Emirates NBD, FAB, HSBC, and Islamic banks offering both conventional and Sharia-compliant products.

Scale indicators6 records

Recent moves6 records

Expansion highlights5 records

Emerging players

• Lendi: Australian digital mortgage broker combining online comparison with broker support across 30+ lenders. Comparable as a digitally-enabled mortgage broker challenging incumbent origination channels.
• Habico: UK digital mortgage broker providing whole-of-market comparison and end-to-end application support. Comparable in the digitally-facilitated, advisor-augmented mortgage brokerage model.
• Trussle: UK-based online mortgage broker using technology to match borrowers with lender panels. Comparable as a tech-enabled mortgage intermediary in a mature property market.

Direct peers

• Bayut: Leading UAE/Dubai property marketplace (owned by Emerging Markets Property Group) competing directly with Property Finder and increasingly offering mortgage-related content and lead funnels to property buyers.
• Betterhomes: Major UAE real estate brokerage that also facilitates mortgage and financing services for residential and commercial property buyers. Comparable as a UAE-based property-and-mortgage intermediary serving similar expat and resident buyer segments.
• Allsopp & Allsopp: UAE-based full-service real estate brokerage offering sales, leasing, and mortgage advisory through in-house advisors. Comparable as a Dubai-headquartered property/mortgage intermediary targeting both residents and international buyers.
• Mortgage Choice (Australia): Australia's largest mortgage broker franchise network, originating home loans across a broad lender panel. Closely comparable in business model — impartial advisor-led brokerage intermediating between borrowers and multiple bank partners.

Broad incumbents

• Emirates NBD: Largest UAE bank and one of Mortgage Finder's bank partners; offers direct retail mortgages at scale. Comparable as an incumbent lender competing for the same borrower flow, sometimes disintermediating brokers.
• First Abu Dhabi Bank (FAB): UAE's largest bank by assets, offering a full suite of mortgage products directly to consumers. Comparable as a major bank partner whose direct channel could reduce reliance on aggregators like Mortgage Finder.
• HSBC UAE: Global bank with significant UAE retail mortgage operations serving residents and non-resident international property buyers. Comparable as a bank partner competing for cross-border and expatriate mortgage customers.

Market position

Strengths5 records

Weaknesses5 records

Competitive moat5 records

Key risks6 records

Key highlights7 records

Customer concentration

• Facebookfacebook.com/mortgagefinder.ae
• LinkedInlinkedin.com/company/mortgagefinder
• Instagraminstagram.com/mortgagefinder.ae
• Xx.com/mortgage_f

Revenue estimate

Valuation estimate

Number of profiles

Funding overview

Funding rounds

Investors

Funding detail is available on the Subscription and Enterprise plan.Contact sales →

M&A

Investments

M&A and investment is available on the Subscription and Enterprise plan.Contact sales →

Frequently asked questions about Mortgage Finder